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All Journal Media Wisata JIKSI (Jurnal Ilmu Komputer dan Sistem Informasi) TESLA: Jurnal Teknik Elektro Prologia Journal of Information System,Graphics, Hospitality and Technology Journal of Research in Business, Economics, and Education JISO : Journal of Industrial and Systems Optimization International Journal Of Science, Technology & Management (IJSTM) Yayasan Cita Cendikiawan Al Khwarizmi Transekonomika : Akuntansi, Bisnis dan Keuangan Journal of Social And Economics Research Tarumanagara Medical Journal Outline Journal of Management and Accounting Journal of Fish Health SENAPAS Indonesian Journal of Education And Computer Science Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) journal of social and economic research SCIENTIA JOURNAL : Jurnal Ilmiah Mahasiswa Computer & Science Industrial Engineering Journal
Kelvin
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Journal : Indonesian Journal of Education And Computer Science

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Analisis Pengaruh Blockchain Terhadap Keamanan dan Privasi Sistem Pembayaran Kriptografi Kelvin; Richard Raymond; Fahrur Rozzi Nasution; Andrew Law; Philisya Salim; Christin Christovany; Joosten
Indonesian Journal of Education And Computer Science Vol. 2 No. 3 (2024): INDOTECH - December 2024
Publisher : PT. INOVASI TEKNOLOGI KOMPUTER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60076/indotech.v2i3.953

Abstract

Teknologi blockchain, dengan karakteristiknya yang desentralisasi, transparan, dan tahan tamper, menawarkan solusi inovatif untuk mengatasi tantangan dalam sistem pembayaran tradisional. Dengan mekanisme konsensus seperti Proof of Work (PoW) dan Proof of Stake (PoS), blockchain dapat menjamin integritas data dan mencegah pengeluaran ganda. Keamanan transaksi terjaga melalui penggunaan kriptografi canggih, yang juga melindungi identitas pengguna. Meski demikian, implementasi blockchain menghadapi tantangan signifikan, termasuk skalabilitas, konsumsi energi, serta kompleksitas regulasi. Studi ini menganalisis pengaruh blockchain terhadap keamanan dan privasi dalam sistem pembayaran berbasis kriptografi, termasuk evaluasi teknik seperti Zero-Knowledge Proofs dan enkripsi homomorfik. Melalui pendekatan kualitatif berbasis analisis literatur dan studi kasus, penelitian ini mengeksplorasi aplikasi blockchain dalam berbagai sektor pembayaran, seperti pembayaran lintas batas dan micropayments, serta dampaknya terhadap peran lembaga keuangan. Hasilnya menunjukkan bahwa blockchain berpotensi meningkatkan efisiensi dan keamanan transaksi, meskipun isu regulasi dan privasi masih menjadi kendala utama untuk adopsi lebih luas.
Co-Authors Andreas Banyuaji Nugroho Andrew Law Andri Suhartono Anggriawan, Armando Edo Anita Anna Pudianti Apriansyah, Miko Ardhi, Setya Ardiansyah, Rano Aurelia Tita Kusumajati Badruzzaman, Falah Christin Christovany Clorina, Jesslyn Cuandra, Fendy Dhevin Ghoward Endah Setyaningsih Ery Dewayani Evi Silvana Muchsinati Fahrur Rozzi Nasution Fanny Violetania Ang Ferdiansyah Fiona Ghoward, Dhevin Golan Hasan Hadian Satria Utama halim, cheviria Heru Kurniawan Hikmah Jenny Kartika Dewi Joey Joosten Joosten Josline Karinnia Kelly Lim Khairani, Rafida Laidy, Yenny Lawrenta, Mattew Limgestu, Rico LINDAWATI Manatap Dolok Lauro, Manatap Dolok Marthin, Ricko Mela Novita Rizki Nopriadi Nopriadi Notonegoro, Hartoyo Permata, Nadiva Surya Philisya Salim Pram Eliyah Yuliana Rebecca Friska Rendy Sarudin Richard Raymond Rio Fernando Rorendry Rurdwiarti Lucia Asdra Sara, Dwi Saragih, Yuni Marlina Seriana Sharon Sinaga, Frans Mikael Sinambela, Fitriana Aidnilla Sisca Aulia SRI RAHAYU Steven Suhatati Tjandra Sulyyani Tony Tony TRI SUTRISNO Valentini, Cynthia Valesia tjuang Vasthi Gianni Agmi Putri Vebri Fransiska Vincentia Reni Vitasurya Wahyudi, Haris Wijayadi, Linda Julianti Winardi, Sunaryo Yenny Laidy Zai, Immanuel Zyad Rusdi