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Model Kolaborasi Lembaga Keuangan dan Universitas Dalam Memperkuat Akses Layanan Keuangan Mikro dan Kinerja Usaha Mikro dan Kecil di Indonesia: A Model of Collaboration of Financial Institutions and Universities in Strengthening Access To Microfinance Services And The Performance of Micro and Small Enterprises in Indonesia Suhendi; Achsani, Noer Azam; Najib, Mukhamad; Novianti, Tanti
Jurnal Aplikasi Bisnis dan Manajemen Vol. 9 No. 3 (2023): JABM Vol. 9 No. 3, September 2023
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.9.3.976

Abstract

Micro and Small Enterprises (MSEs) have an important and strategic role in national economic development. This study aims to identify and analyze problems in the implementation of microfinance services for MSEs in Indonesia and develop a collaborative model involving relevant stakeholders, especially financial institutions and universities, to support microfinance and improve the performance of MSEs in Indonesia. The research method used in this research is Soft Systems Methodology (SSM), utilizing data from FGDs, in-depth interviews, and observations. The results of the study show that financing constraints for MSEs can be seen from two perspectives, namely the MSEs themselves (demand side) and financial institutions (supply side). Collaborative models between various stakeholders, especially between financial institutions and universities, can be an alternative solution to strengthen access to microfinance services and improve the performance of micro and small businesses in Indonesia. In terms of transaction cost theory, universities can reduce the transaction costs of financial institutions through research, education, innovation, and partnerships with financial institutions. Therefore it can be concluded that collaboration between universities and financial institutions can make a valuable contribution to developing more efficient and cost-effective solutions in the financial industry, especially in increasing access to microfinance services and the performance of MSEs in Indonesia. Keywords: catwoe, collaborative intervention, financial system, rich picture, soft system methodology
Reclapan: A Solution To Household Waste Issues Based on An Application To Promote Circular Economy Injesus, Elioting Bich; Retnaningsih; Suhendi
Jurnal Aplikasi Bisnis dan Manajemen Vol. 10 No. 2 (2024): JABM, Vol. 10 No. 2, Mei 2024
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.10.2.571

Abstract

Background: Waste management in Indonesia is an unresolved problem; factors such as inadequate facilities, ineffective management mechanisms, and community habits are the causesPurpose: This research aims to design solutions through application prototypes and business models that align with household waste management behavior, expectations, and problems.Design/methodology/approach: This research uses customer discovery and Lean Canvas methods, with 100 respondents at the problem test stage and 69 at the solution test stage. Findings/Result: The problem test showed that 86 percent of respondents experienced problems such as segregated waste being re-mixed during transportation, not having bins based on the type of waste, lack of frequency of waste transportation, far location of disposal sites, and inadequate disposal facilities. The solution is crafted by applying circular economy principles and packaged into an application that serves as a bridge between households facing waste management challenges and companies struggling to obtain quality recycling materials. Reclapan is an acronym for "Recycle Across the Planet for Nature." the name of the app reflects the concept of recycling as a global effort to maintain and restore the earth's natural conditions. Reclapan encourages creative and fun sorting actions with gamification features and rewards in the form of shopping vouchers and other features that can solve most household waste management problems.Conclusion: The "Reclapan" prototype was designed based on respondents' preferences and was considered more practical than current waste management practices. Given the positive response from respondents willing to use "Reclapan", it can be concluded that "Reclapan" effectively addresses the issue.Originality/value (State of the art): Reclapan is a prototype circular economy-based platform that connects households with companies that need high-quality raw materials from waste. Keywords: application prototype, customer discovery, circular economy, lean canvas, waste management
Digitalisasi Administrasi di Era Smart Government: Studi Fenomenologi tentang Pengalaman Sdm di Divisi Kearsipan Kanwil Kemenag Jawa Barat husna, della; Bil Husna, Della; Suhendi
JISMA: Jurnal Ilmu Sosial, Manajemen, dan Akuntansi Vol 3 No 5 (2025): Agustus 2025
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh digitalisasi administrasi terhadap produktivitas sumber daya manusia dalam kerangka implementasi Smart Government. Dengan pendekatan fenomenologis, penelitian ini menggali pengalaman langsung di Divisi Kearsipan Kantor Wilayah Kementerian Agama Provinsi Jawa Barat. Data dikumpulkan melalui wawancara tertulis semi-terstruktur dan observasi partisipatif terhadap pegawai yang terlibat langsung dalam pengelolaan kearsipan. Secara lebih rinci, penelitian ini juga bertujuan untuk mengkaji lima aspek utama, yakni: menganalisis struktur kelembagaan dan peran Divisi Kearsipan dalam mendukung digitalisasi administrasi di era Smart Government, menelaah implementasi digitalisasi administrasi dalam proses pengelolaan kearsipan, termasuk melalui pemanfaatan aplikasi SRIKANDI, mengevaluasi efektivitas serta mengidentifikasi tantangan yang dihadapi selama proses digitalisasi berlangsung, merumuskan strategi peningkatan kualitas dan keberlanjutan digitalisasi administrasi di bidang kearsipan, serta merefleksikan perkembangan dan harapan masa depan terhadap integrasi sistem digital dalam pengelolaan kearsipan yang mendukung tata kelola pemerintahan modern. Hasil penelitian menunjukkan bahwa digitalisasi telah mentransformasi kegiatan kearsipan dari sekadar tugas administratif menjadi upaya strategis dalam membangun sistem informasi kelembagaan. Implementasi kearsipan elektronik, khususnya melalui aplikasi SRIKANDI, terbukti meningkatkan efisiensi, aksesibilitas, dan transparansi pengelolaan dokumen. Namun demikian, penelitian ini juga mengungkap tantangan signifikan, seperti keterbatasan infrastruktur, rendahnya kompetensi digital pegawai, serta belum adanya struktur organisasi khusus yang menangani fungsi kearsipan. Temuan ini menekankan pentingnya peningkatan kapasitas SDM, restrukturisasi kelembagaan, dan regulasi internal yang komprehensif untuk mendukung integrasi sistem digital yang berkelanjutan dalam administrasi publik. Transformasi digital kearsipan dipandang bukan hanya sebagai modernisasi teknologi, tetapi juga sebagai langkah mendasar menuju tata kelola pemerintahan yang responsif dan akuntabel di era Smart Government.
PENDEKATAN ETIKA SOSIAL QUR’ANI DALAM MENGATASI DEGRADASI MORAL REMAJA DI ERA GLOBALISASI Suhendi; Hani Giantary Putri; Amanda Lestari; Rini Setiawati; Zamhariri; Fariza Makmun
Jurnal Media Akademik (JMA) Vol. 3 No. 12 (2025): JURNAL MEDIA AKADEMIK Edisi Desember
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/fz6mc509

Abstract

Fenomena degradasi moral di kalangan remaja dalam era globalisasi merupakan persoalan serius yang memerlukan perhatian mendalam. Kemajuan teknologi, maraknya arus informasi, serta penetrasi budaya global telah membawa pengaruh besar terhadap sikap dan pola pikir generasi muda. Pergeseran nilai moral dan menurunnya kesadaran sosial menjadi latar belakang munculnya perilaku individualistik, hedonistik, maupun apatis terhadap nilai-nilai keagamaan. Penelitian ini menggunakan pendekatan kualitatif dengan metode kepustakaan (library research) untuk menggali nilai-nilai etika sosial dalam Al-Qur’an dan menelaah relevansinya bagi pembinaan moral remaja di tengah dinamika global. Temuan menunjukkan bahwa prinsip-prinsip Qur’ani seperti ʻAdl (keadilan), Rahmah (kasih sayang), Ta‘awun (tolong-menolong / solidaritas), dan Mas’uliyyah (tanggung jawab sosial) menawarkan kerangka etika sosial yang universal, komprehensif, dan aplikatif. Nilai-nilai tersebut berpotensi membentuk karakter remaja yang berakhlak mulia, berempati, serta memiliki kepedulian sosial tinggi. Dengan demikian, pemahaman dan internalisasi nilai-nilai Qur’ani dapat berfungsi sebagai upaya strategis dalam memperkuat fondasi moral generasi muda dan meredam dampak negatif budaya konsumtif dan individualistik di era globalisasi. Artikel ini merekomendasikan program pendidikan dan bimbingan karakter berbasis nilai-nilai Qur’ani sebagai bagian dari strategi pembinaan remaja di masyarakat kontemporer.
Strategi Komunikasi STRATEGI KOMUNIKASI BISNIS UNTUK MENINGKATKAN PENJUALAN THRIFTING STUDI KASUS TOKO SAA.STYLE DI MEDIA SHOPEE & TIKTOK Farhah Anisa Lutfiya Nur; Febi Intan Lestari; Suhendi
ARKANA: Jurnal Komunikasi dan Media Vol. 4 No. 02 (2025): Media dan Komunikasi Indonesia
Publisher : Program Studi Komunikasi Penyiaran Islam Universitas Sains Al-Qur'an Jawa Tengah di Wonosobo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62022/nvk8be19

Abstract

Penelitian ini bertujuan untuk menganalisis strategi komunikasi bisnis yang digunakan oleh toko Saa.Style dalam meningkatkan penjualan produk thrift melalui Shopee dan TikTok. Dengan menggunakan pendekatan kualitatif, data dikumpulkan melalui wawancara dengan pemilik Saa.Style dan observasi aktivitas media sosial mereka. Hasil penelitian menunjukkan bahwa Saa.Style efektif menggunakan live streaming dan pembuatan konten kreatif untuk membangun hubungan audiens, meningkatkan kepercayaan konsumen, dan mendorong konversi penjualan. Hubungan antara TikTok sebagai alat promosi dan Shopee sebagai platform transaksi memberikan kemudahan dalam proses jual beli yang aman dan efisien. Lebih jauh, promosi Saa.Style pada momen tertentu, seperti twin date, giveaway, dan konten yang relevan dengan tren, terbukti efektif dalam memperluas jangkauan audiens dan meningkatkan loyalitas pelanggan. Namun, Saa.Style juga menghadapi tantangan seperti fenomena shadow ban, persaingan pasar, dan risiko operasional terkait sistem cash-on-delivery. Untuk mengatasi tantangan tersebut, Saa.Style menerapkan strategi pre-order, metode pembayaran non-tunai, dan transparansi informasi produk. Penelitian ini memberikan wawasan bahwa strategi komunikasi bisnis yang adaptif dan inovatif dapat memperkuat daya saing bisnis barang bekas dalam ekosistem bisnis digital yang kompetitif.
Environmental Ethics in Community-Based Waste Management: A Case Study of the Al-Huda Waste Bank in Rancah Pryanka, Nallagyta; Suhendi
International Journal Administration, Business & Organization Vol 6 No 3 (2025): IJABO
Publisher : Asosiasi Ahli Administrasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61242/ijabo.25.660

Abstract

This study investigates the application of environmental ethics in the community-based waste management system implemented at the Al-Huda Central Waste Bank in Rancah District, Ciamis Regency. The research aims to identify how ethical principles shape the attitudes, behaviors, and participation patterns of community members involved in waste management activities. Using a descriptive qualitative method, data were collected through observations, in-depth interviews, and document analysis involving waste bank managers, volunteers, and local residents. The findings show that fundamental ethical values including responsibility, care, honesty, moderation, and sustainability are consistently integrated into the daily operations of the waste bank and inform the decision-making processes of its participants. These values are reflected in educational programs, waste-saving schemes, sorting practices, and recycling initiatives that encourage environmentally conscious habits and strengthen collective awareness. The study also reveals that the waste bank not only provides economic benefits for the community but also fosters social cohesion, mutual cooperation, and a shared sense of stewardship toward the local environment. Overall, the research demonstrates that environmental ethics function as both moral guidance and practical frameworks that enhance the effectiveness, relevance, and long-term viability of community-based waste management systems, offering valuable insights for the development of sustainable environmental governance at the grassroots level.
KERANGKA DASAR TEORI KEILMUAN: FRANCIS BACON DAN JOHN STUART MILL Suhendi; Faizal
Jurnal Media Akademik (JMA) Vol. 3 No. 12 (2025): JURNAL MEDIA AKADEMIK Edisi Desember
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/s2kb0p69

Abstract

Perkembangan ilmu pengetahuan modern menuntut adanya kerangka teori keilmuan yang kokoh, rasional, dan berbasis empiris, terutama di tengah dinamika ilmu kontemporer yang semakin dipengaruhi oleh teknologi dan data. Dalam konteks ini, pemikiran Francis Bacon dan John Stuart Mill memiliki relevansi penting sebagai fondasi epistemologis metode ilmiah modern. Artikel ini bertujuan untuk mengkaji dan membandingkan secara sistematis kerangka dasar teori keilmuan menurut Francis Bacon dan John Stuart Mill, serta menelaah kontribusi dan kesinambungan pemikiran keduanya dalam pembentukan metodologi ilmiah. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian kepustakaan (library research), melalui analisis teks primer berupa Novum Organum karya Francis Bacon dan A System of Logic karya John Stuart Mill, serta literatur akademik sekunder yang relevan. Data dianalisis menggunakan teknik analisis isi (content analysis) untuk mengidentifikasi konsep empirisme, induksi, dan logika ilmiah. Hasil penelitian menunjukkan bahwa Bacon meletakkan dasar metode ilmiah berbasis observasi dan eksperimen, sementara Mill menyempurnakannya melalui sistematisasi logika induktif dan analisis kausal, sehingga keduanya membentuk kerangka teori keilmuan yang empiris, rasional, dan sistematis. Temuan ini memberikan kontribusi teoretis terhadap kajian filsafat ilmu dengan menegaskan relevansi empirisme klasik dalam konteks keilmuan modern. Kesimpulan penelitian ini menekankan pentingnya integrasi pendekatan empiris dan logis dalam pengembangan metodologi ilmiah, serta membuka peluang bagi penelitian lanjutan yang mengkaji penerapan pemikiran Bacon dan Mill dalam praktik riset kontemporer.
Penerapan Modul Point of Sale Odoo untuk Efisiensi Transaksi Penjualan UMKM Toko Tiga Saudara Shafira, Hurul Aini; Amalia; Suhendi
DBESTI: Journal of Digital Business and Technology Innovation Vol 2 No 2 (2025): November, 2025
Publisher : LPPM STT Terpadu Nurul Fikri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54914/dbesti.v2i2.1942

Abstract

This study aims to implement the Point of Sale (PoS) module system using Odoo for the micro, small, and medium enterprise (MSME) Toko Tiga Saudara, which currently relies on a manual recording system. Manual data recording often leads to various issues such as data loss, calculation errors, delays in report generation, and difficulties in accurately monitoring inventory. Therefore, an integrated and efficient system solution is required. The research method used is qualitative with an action research approach. Data were collected through in-depth interviews and direct observations of the store owner and daily operational activities. The implementation process included installing Odoo, configuring the PoS module based on the store’s requirements, conducting user training, performing system testing using the User Acceptance Testing (UAT) method, and evaluating system effectiveness. The results show that the system is capable of integrating transaction processes and inventory management in real time, minimizing recording errors, and generating accurate and easy-to-understand sales reports. Furthermore, the system increases operational efficiency and supports the store owner in making strategic decisions. The implemented system is deemed to meet the user’s needs; however, further development is recommended to add additional features that can support business growth in the future.
ANALISIS MANAJEMEN RISIKO PEMBANGUNAN SEKOLAH ALAM DI LAHAN GERSANG: STUDI KASUS YPP NURUL FURQON Prabawati, Tyas; Wulandari, Erni; Suhendi
Indonesian Journal of Environment and Disaster Vol. 5 No. 1 (2026): Articles in Press
Publisher : Disaster Research Center, Universitas Sebelas Maret, Surakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/ijed.v5i1.2692

Abstract

RISK MANAGEMENT ANALYSIS OF NATURAL SCHOOL DEVELOPMENT IN ARROW LAND: A CASE STUDY OF YPP NURUL FURQON Nature schools are an educational model that utilizes direct interaction with the environment as a learning laboratory, allowing students to gain authentic experiences. However, building nature schools in arid areas presents significant challenges due to the arid environmental conditions that do not support vegetation growth, limited water resources, and other risks that have the potential to hinder educational sustainability. This study aims to analyze risk management in the construction of Nurul Furqon Nature Middle School (YPP Nufo) located in Mlagen Village, Pamotan District, Rembang Regency, Central Java. The research method used a qualitative descriptive approach with a case study. Data were obtained through direct observation, in-depth interviews with homogeneous sampling and critical case sampling of 15 people, and literature review. Risk analysis was conducted using a probability and impact matrix (Probability Impact Matrix). The results indicate that there are major risks originating from environmental, social, and economic aspects. Risks with very high priority include extreme temperatures, drought, and plant death, while social risks arise from cultural differences with the local community. Economic risks that arise include high electricity costs and the need for development funds. This study concludes that holistic, adaptive, and inclusive risk management to realize nature schools requires community participation, environmental innovation, and resource diversification to ensure the sustainability of nature school development in arid areas.
ANALYSIS OF ENTREPRENEURSHIP GUIDANCE FOR THE DISABLED (CASE STUDY AT GRIYA HARAPAN DISABILITY SOCIAL SERVICE CENTER) Kusnandar Adisaputra, Ateng; Suhendi; Setiawan, Iwan; Ponirah, Ade; Hardiansyah, Dimas; Kusuma Dewi, Rahayu
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol. 8 No. 1 (2026): Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v8i1.52746

Abstract

This study aims to analyze the implementation of entrepreneurial guidance for people with disabilities at the Regional Technical Implementation Unit of the Griya Harapan Difabel Social Service Center of the West Java Provincial Social Service. The research background is the persistently low levels of work participation and economic independence among persons with disabilities, despite various national regulations that guarantee their right to employment and entrepreneurship. The research employs a descriptive qualitative approach, collecting data through Field Research, Observation, Interviews, and Research. The study's results indicate that local government policies provide a solid foundation for the development of entrepreneurship among people with disabilities; however, their implementation still requires stronger coordination and sustainability. The guidance program at the Regional Technical Implementation Unit runs through vocational skills training, entrepreneurship guidance, direct practice, and business mentoring. This program has been shown to enhance participants' skills, confidence, and ability to start or develop an independent business.
Co-Authors Adang Djatnika Effendi Adi Susetyaningsih Ahmad Syaferi Aji Fajar Nufrijal Amalia Amallia Amanda Lestari Ami Primarni Andriani Sariwardani Anis Zahira Anny Ratnawati Arif Ardiawan ARIF HIDAYAT Azahra, Damayanti Azzahra Awalia Ramadhani Bela Sapitri Bil Husna, Della Budi Rusdianto Dewi Kurniasari Dicky Padly Ramadhani Dimas Mulya Gumilar Dini Marlina Dwi Saktiawan Dzaki Zulfikar Ramdhani El Shanti Ela Nurlaila Elina Sopian Ema Nurmawaty Erliza Noor Erni Wulandari, Erni Eva Novita Pratiwi Fadlan, Ahmad Faizal Farhah Anisa Lutfiya Nur Fariza Makmun Febi Intan Lestari Febrianti, Delia Fitria Wulandari Gilang Maulida’ia Hakim Al Biri Hani Giantary Putri Hardiansyah, Dimas Himmatul Ulya husna, della I Gede Dhiyo Brahmandika Prapanca IIN KURNIA Injesus, Elioting Bich Iwan Setiawan Jelan Taufiq Kusnandar Adisaputra, Ateng Kusuma Dewi, Rahayu Liyliys Diana Dewik Marchelli, Edni Maria Solfayanti Mariam Ulayya Mesra B. Moch Rafif Firjatullah Mochammad Rival Wijaya Putra Moh. Irawan Zain Mohammad Fadli Perdana Muhammad Dzahir Muhammad Hilmi Humaid Hibatulloh Muhammad Mufti Nur Fuadi Muhammad Zahran Wirananda Mukhamad Najib Mumbunan, Waraney Daniel Carl Najla Firyal Rahmat Nasa Ainun Nasrulloh Naufal Faiz Fadhilah Nimmi Zulbainarni Nuri Rahayu Ponirah, Ade Prabawati, Tyas Pryanka, Nallagyta Putranto, Muhammad Agung Rafi Azka Setiawan Raghib Kaufan Ibrahim Chaniago Retnaningsih Rieri Zahra Rina Lisa Fitri Rini Setiawati Rivaldy Fauzan Riyanto Ruhenda Rusmita Aeni Rusyani Setiawan, Ayi Setiyanto Shafira, Hurul Aini Siregar, Kardina Siti Annisah Siti Jahroh Siti Rahayu Slamet Widodo Sri Wahyuni Suherman, Usep Deden Sulwan Permana Sulwan Permana Supratman, Iman Surizkika, Aldi Suryanegara, R Helmi Tanti Novianti Timoria Sitorus Ujang Ridwan Maulana Umar Umar Waruwu, Ahmad Yulia Fithriany Rahmah Yuningsih, Firda Zaka Taufikul Hakim Zamhariri Zulfikar Ali Thalib Zusy Aryanti