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Journal : JURNAL MANAJEMEN BISNIS

Self-Control And Financial Education Moderate the Effects of Financial Literacy and Materialism on Savings Decisions Eva Sylvia; Sudarno; Muhammad Sabandi
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.892

Abstract

This study uses a quantitative descriptive research type with 395 respondents as undergraduate students of Sebelas Maret University, Surakarta as research subjects. The sampling technique uses probability sampling technique with a proportional random sampling approach. The data collection technique used is documentation and questionnaires. The validity test technique uses Confirmatory Factor Analysis (CFA) and the reliability test technique uses Croanbach's alpha. Data analysis in this study uses descriptive statistics, classical assumption tests (normality test, linearity test, multicollinearity test, and heteroscedasticity test) and hypothesis testing (hierarchical regression test, t-test, and assumption of determination coefficient) with SPSS 25 software. The results of the study show: Financial literacy has a positive and significant effect on saving decisions, Materialism has a negative and significant effect on saving decisions, Self-control cannot moderate the relationship between financial literacy and materialism on saving decisions, Financial education can moderate the relationship between financial literacy and materialism on saving decisions which is reinforced by the results of the study in the discussion.
Co-Authors Abdullah Achmad Hindasyah Adhyaksa Waskita, Arya Adi Imam Wahyudi Agusti, Nur Dana Candra Ahmad Mustafa Ajat Sudrajat Aliffansyah, Dhani Andriani, Hania Anggai, Sajarwo Anggraini Rahmawati, Meisi Annaastasia, Nurhuda Antono, Gilang Apringganingrum, Erlita Aslan Alwi, Aslan Asriyana, . Ayu Agustina, Niken Aziz, Mohammad Aldo BADRAPURA, CHENY AGSNA BAHRUL ULUM Baliningtyas, Nadia Selva Bayumurti, Adelia Brilliandra Dharma Satya, Muhammad Budiman Chasanah, Rochmatul Daud Adi Prasaja, Daud Adi Prasaja Dedy Oetama Dewi, Yuni Rosita Dhedy Listyawan Dian Muliasari Dini Octoria Djumahir Elfara Septiani Eva Sylvia Feri Setyowibowo Ferry Yonathan Haslianti Hasnia Arami Hasuba, Tezza Fauzan HERI SETYAWAN Hikmatul Fawziyah, Fika Hutahuruk, Marice Br Idrus, M. Syafi'i Ilham Idfiana Imam Syafganti INDRAYANI INDRAYANI Irfan Saeful Bahri Jali, Wa JAMALUDIN Kamila, Nurul Kamri, Syamsul Karim, Muhammad Said Kersiati KHOIRUL ANAM Komariah Kukum Manieh Nuryasin Kristiani La Ode M. Yasir Haya, La Ode M. La Ode Muhammad Arsal Lawelle, Sjamsu Alam Lina Adrianti Makhsun Mangurana, Wa Ode Intiyani Marice Br Hutahuruk MIFTACHUL JANNAH Muhammad Akbar Chalil Muhammad Ilham Kurniawan Muhammad Najwah Muhammad Sabandi Muhammad Suprihatin Muhammad Trial Fiar Erawan Mujiono Mulyono, Resha Dwi Ayu Pangesti Munafi'ah, Binti Munirah Muslim Tadjuddah Naslina Alimina Nicholas Renaldo Noercahyo, Aji Novi Wulandari Widiyanti Nur Achyani, Fatchan Nur Rohmah Nyoto Nyoto Pambudi, Feta Kukuh Pambudi, Titis Rena Siwi Panjaitan, Harry Pariduri, Fatmawati Permatahati, Yustika Intan Priyatna, Agus Priyono Purnama Nugroho Rahman, Sarli Rahmatika, Aulia Ridwan Rizki Kurniandi Septiya, Intan Setiyawan, Puri Sieghnorri, Anatasya Novi Siswandari Sriadmitum, Ike Surikin SUTRISNO Syahli Lastri1 Taswanda Taryo Triyanto, Andy Ubud Salim Wa Jali Wahid Aldi Nugroho Walangi Wijaya, Evelyn Yudha Rangga WP