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All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Bestuur Unifikasi: Jurnal Ilmu Hukum Diponegoro Law Review JURISDICTIE Jurnal Hukum dan Syariah Jurisprudence Law and Justice Unram Law Review Jurnal Penelitian Kesehatan Suara Forikes Jurnal Ilmiah Hukum LEGALITY Varia Justicia JMM (Jurnal Masyarakat Mandiri) SOEPRA Jurnal Hukum Kesehatan Madani Jurnal Politik dan Sosial Kemasyarakatan Jurnal Pro Hukum : Jurnal Penelitian Bidang Hukum Universitas Gresik Legal Standing : Jurnal Ilmu Hukum Jurnal Hukum Volkgeist PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat JURNAL HUKUM dan KENOTARIATAN Pena Justisia: Media Komunikasi dan Kajian Hukum Media Keadilan: Jurnal Ilmu Hukum JURNAL USM LAW REVIEW Madani : Indonesian Journal of Civil Society Jurnal Supremasi Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences LEGAL BRIEF KADARKUM: Jurnal Pengabdian Kepada Masyarakat JHCLS Interdisciplinary Social Studies Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Jurnal Hukum Ekonomi Islam (JHEI) Jurnal Pengabdian Masyarakat Bestari (JPMB) Jurnal ADAM : Jurnal Pengabdian Masyarakat Proceeding ISETH (International Summit on Science, Technology, and Humanity) Prosiding University Research Colloquium terAs Law Review: Jurnal Hukum Humaniter dan HAM Jurnal Indonesia Sosial Teknologi Journal of Sustainable Development and Regulatory Issues International Journal of Law and Society Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Law and Justice Mitsaqan Ghalizan SASI Media of Law and Sharia Jurnal Ilmu Sosial dan Humaniora Prosiding Seminar Nasional Program Doktor Ilmu Hukum Proceeding International Conference Restructuring and Transforming Law
Wardah Yuspin
Universitas Muhammadiyah Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Literature Study on Zakat: Compilation of Factors Hindering Zakat Collection in Indonesia Muhamad Ramdhani Jihad; Isman Isman; Wardah Yuspin
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

The high potential for zakat in Indonesia cannot be separated from the obstacles to its collection. This study aims to analyze and compile various factors that hinder the collection of zakat in Indonesia based on the results of a literature review of various previous studies. The method used is a literature review by examining scientific articles, zakat institution reports, relevant academic publications in the period 2020-2025, as well as through interviews with relevant and knowledgeable sources on zakat issues in their surroundings. The results of the study show that low public awareness and literacy regarding zakat, lack of trust in Zakat Institutions, the quality of Amil human resources, uneven governance and infrastructure, legal obstacles, and the dual function of BAZNAS are the biggest factors hindering zakat collection in Indonesia. This research contributes to strengthening the national zakat collection strategy by emphasizing the importance of increasing public literacy and awareness of zakat, along with improving the quality of Zakat Institutions to strengthen public trust, and strengthening collaboration between the government, BAZNAS, and Zakat Institutions (LAZ) in Indonesia.
DINAMIKA KONFIGURASI POLITIK TERHADAP KARAKTER PRODUK HUKUM ERA PEMERINTAHAN DEMOKRASI DI INDONESIA Peggy Dian Septi Nur Anggraini; Wardah Yuspin
Madani: Jurnal Politik dan Sosial Kemasyarakatan Vol. 14 No. 1 (2022): MADANI : Jurnal Politik dan Sosial Kemasyarakatan
Publisher : Universitas Islam Darul Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/madani.v14i1.2883

Abstract

The history of political configurations appears to be alternating between democratic and authoritarian political configurations. Likewise, the character of the legal product produced is responsive or autonomous with repressive or conservative or orthodox character. The resulting legal product is a reflection of the political configuration that gave birth to it. The purpose of this research is to know the history of the development of political configuration on the character of Indonesian legal products. This type of research is normative showing that politics is influential in Indonesia's democratic system. The development of the political vision of the community will determine the character of the legal product. A regime that shows that it is more responsive and aspirational for the legal products it produces will create a more democratic life of the nation and state. Period I 1945-1959 During the Liberal Democratic Revolution, the political configuration was democratic, the character of legal products was responsive, the role of political parties as parliaments was very prominent. Period II 1959-1966 During the Old Order of Guided Democracy or Parliamentary political configuration, the character of orthodox legal products, there were deviations from constitutional democracy which showed people's democracy. Period III 1966-1998 The New Order period of Pancasila Democracy was configured with authoritarian politics with the character of orthodox legal products, constitutional democracy, namely Pancasila, with a prominent presidential system. Period IV 1998 The Constitutional Democratic Reform Period has a democratic political configuration, with the character of responsive legal products, the hope of upholding a democratic system of political freedom.
INDONESIAN GREEN TAXONOMY AND SUSTAINABLE FINANCING GOVERNANCE: A LEGAL ANALYSIS OF THE SUSTAINABILITY REPORT OF BANK SYARIAH INDONESIA LIMITED COMPANY Hidayah Ken Kinasih; Wardah Yuspin
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 6 No. 5 (2026): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21783613

Abstract

Economic development focused solely on financial gain has triggered various environmental damages. In response to this problem, the banking sector is now required to implement sustainable financing principles. Unlike previous studies that generally only discuss sustainable finance descriptively, this article's novelty lies in the development of integrated compliance parameters—based on the Green Taxonomy, POJK No. 51/POJK.03/2017, IFRS S1/S2, and Maqashid Syariah—to critically assess the risk of greenwashing in Islamic banks. This study aims to analyze the Indonesian Green Taxonomy criteria as a banking governance standard and to examine the conformity of Bank Syariah Indonesia Limited Company’s (BSI) Sustainability Report to these guidelines. Using a normative juridical approach, this study finds that BSI has a dual responsibility: compliance with state regulations (POJK No. 51/POJK.03/2017) and compliance with the principles of environmental preservation in Islam (Hifz al-Bi'ah). The results of the study indicate that compliance with the Green Taxonomy instrument is very important to prevent the practice of manipulating environmentally friendly images (greenwashing), so that the distribution of bank funds is proven to be in line with the constitutional mandate and human responsibility to protect the earth.
Implementasi Crowdfunding dalam Rangka Mengaktualisasikan Nilai-Nilai Pancasila demi Mencapai Kesejahteraan Sosial Iramadya Dyah Marjanah; Wardah Yuspin
Prosiding Seminar Nasional Program Doktor Ilmu Hukum 2022: Prosiding Seminar Nasional Program Doktor Ilmu Hukum [Edisi Khusus]
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Digitalisasi ekonomi menjadi salah satu faktor dalam pembangunan ekonomi nasional yang sesuai dengan Pancasila dan UUD 1945. Pemanfaat teknologi finansial atau fintech memiliki peran penting dalam membantu memfasilitasi UMKM pada akses pembiayaan. Salah satu bentuk alternatif pembiayaan adalah crowdfunding yang diatur dalam POJK Nomor 37/POJK.2018 tentang Equity Crowdfunding lalu diperluas menjadi POJK Nomor 57/POJK.04/2020 tentang Securities Crowdfunding. Terdapat berbagai bantuan dari Pemerintah kaitannya dengan pembiayaan yaitu dengan adanya KUR. Namun KUR belum dapat dimanfaatkan secara maksimal oleh UMKM karena berbagai alasan. Sehingga kesejahteraan belum tercapai. Penelitian ini menggunakan metode penelitian hukum normatif dengan metode pengumpulan data menggunakan studi pustaka yang merujuk pada data sekunder seperti peraturan perundangundangan, buku, jurnal akademik, dan artikel opini yang mendukung proses analisis. Hasil dari penelitian ini adalah menunjukkan bahwa pembiayaan dengan skema crowdfunding ini memiliki relevansi terhadap sila-sila yang ada dalam Pancasila. Skema yang digunakan dalam crowdfunding adalah gotong royong yang secara inklusif merupakan inti dari Pancasila. Dalam rangka untuk mencapai kesejahteraan masyarakat Indonesia.
Analisis Yuridis Resiko Program Pembukaan Rekening Digital tanpa Buku Rekening Fisik terhadap Kehilangan Telepon Pintar Berliana Anggita Putri; Dustin Ivananda Fadilla; Luthfiah Firdaus; Rachma Putri Dwi Amalia; Ramadhan Arihta Ginting; Wardah Yuspin
Prosiding Seminar Nasional Program Doktor Ilmu Hukum 2023: Prosiding Seminar Nasional Program Doktor Ilmu Hukum
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Dalam era digital yang semakin maju, banyak lembaga keuangan dan layanan perbankan yang telah beralih ke model pembukaan rekening secara digital, di mana nasabah dapat membuka rekening tanpa harus memiliki buku rekening fisik. Namun, perkembangan ini juga menimbulkan beberapa risiko yang perlu dianalisis dari perspektif hukum. Metode yang digunakan adalah penelitian hukum normatif dengan mengacu pada peraturan perundangundangan, putusan pengadilan, dan literatur hukum terkait. Analisis yuridis akan digunakan untuk memahami tanggung jawab hukum yang terkait dengan risiko kehilangan telepon pintar dalam program pembukaan rekening digital. Hasil dari analisis ini diharapkan dapat memberikan pemahaman yang lebih baik tentang risiko yang terkait dengan program pembukaan rekening digital tanpa buku rekening fisik terhadap kehilangan telepon pintar. Selain itu, makalah ini juga akan memberikan rekomendasi terkait langkah-langkah yang dapat diambil oleh lembaga keuangan, penyedia layanan perbankan, dan nasabah untuk mengurangi risiko tersebut.
Management of Capitation Funds for First Level Health Facilities Owned by Local Governments Ario Trisaksono; Wardah Yuspin
Proceeding International Conference Restructuring and Transforming Law Vol. 1 No. 1 (2022): Proceeding International Conference Restructuring and Transforming Law
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

BPJS Kesehatan since operating on January 1, 2014, has collaborated with FKTP to provide services to Participants. Financing for FKTPs that provide health services is done by paying capitation for a number of registered participants. Capitation payments to FKTPs cause problems where the remaining Capitation funds are not absorbed because the utilization of Operational funds from Capitation is not optimal. This has resulted in a relatively large SilPa of Capitation funds in FKTP based on the results of audits conducted by BPK and BPKP.The type of information collection and analysis carried out is descriptive with a qualitative approach. Information gathering is carried out on the provisions of the regulations that have been stipulated and the impact of the implementation of these regulations, as well as opinions that developed in the community and then draw conclusions and deepen the facts.Several regulations that have been stipulated in the utilization of Capitation funds cannot be said to be optimal because they leave problems related to the utilization of Capitation Operational funds which always lead to SilPa. With the enactment of Presidential Regulation 46 of 2021 and Regulation of the Minister of Home Affairs 28 of 2021, it provides a legal basis for BPJS Health to utilize the SilPa of Capitation funds in FKTP for Capitation payments for the current month.It is hoped that with the improvement of existing regulations and the change of FKTP to BLUD, FKTP will give authority to maximize the use of Capitation funds for the provision of infrastructure, medicine and improve the quality of health services to the community.
The Relationship of Legal Resources with Human Civilization in Indonesia Legal History Perspective Bima Wahyu Bintoro; Wardah Yuspin
Proceeding International Conference Restructuring and Transforming Law Vol. 1 No. 1 (2022): Proceeding International Conference Restructuring and Transforming Law
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Human civilization continues to develop following the civilization of its era, the transition period from pre-history, the working period to the modern era today. The transition to human civilization provides an accumulation of information about the substance of the law in force at that time. History is horizontal in time, which makes it a reflection of the civilizations listed in historical relics, including legal civilization. History has the function of explaining and explaining something that happened in the past, giving a fundamental role to the science of history. So as to be able to explain events in the past to reflect human knowledge in the future.This type of research uses normative research methods. The normative research method is called legal research which focuses on doctrinal emphasis on secondary data, namely legal material that has been documented. Legal history has an important role in studying legal science as an object, has an important role in explaining and explaining the strategy of legal concepts in the past. Historical awareness for historians academics in general or legal historians is able to work together in studying legal science in the past, so that they are able to interpret and interpret humans in the present, to provide benefits and certainty for the guidelines of human life itself.
Preventing Sexual Violent Behavior Muhtar Arifin; Wardah Yuspin
Proceeding International Conference Restructuring and Transforming Law Vol. 1 No. 1 (2022): Proceeding International Conference Restructuring and Transforming Law
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

The purpose of this study was to determine the comparison between the concept of Permendikbudristek and the concept of Islam in an effort to prevent the occurrence of sexual violence behavior. This research is included in library research with maqashid shari'ah approach. The data collected in this study using the document study method. Among the results obtained arePermendikbudristek no. 30 of 2022 has similarities and differences with Islamic law in regulating relations between men and women. Among the forms of the equation is in terms of its purpose, namely to realize the general benefit and its formulation. While the difference between the two laws is in terms of the origin of the rules, in terms of accuracy in choosing pronunciation and in terms of willingness in terms of sexual violence behavior. In the Ministerial Regulation there are several things which are cases that should not be done between men and women, but when they are done voluntarily, they are not categorized as violating the rules. Whereas in Islam, these things even though they are consensual are still prohibited. The author concludes that the phrase "without the victim's consent" can lead to various mafsadat, which is contrary to the maqashid shari'ah in terms of hifdzud diin (religious protection), hifdzun nasl (protection of offspring), hifdzul 'irdh (keeping of honor) and hifdzul mal (protection of property). . This study recommends improving the text of the regulation, especially on phrases that contain many pros and cons.
Comparative Analysis of Malaysia's Islamic Bank Aqad with Indonesia Iksan; Wardah Yuspin
Proceeding International Conference Restructuring and Transforming Law Vol. 1 No. 1 (2022): Proceeding International Conference Restructuring and Transforming Law
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Malaysia and Indonesia are countries in Southeast Asia that have experienced fairly rapid developments related to Islamic banking. But behind the success of Islamic banking, in the implementation and implementation of each country has a different interpretation. The study in this paper tries to perform a comparative analysis of contractsMurabaha, Mudharabah and Musharakain two countries, namely Malaysia and Indonesia. The research method used is normative legal research using a statutory and conceptual approach. The results showed that there were differences in interpretation in the application of the three contracts. In Malaysia AkadMurabaha is applied in three ways, namely:Bai Al Inah, Bay Al Dayn and Bay Bitthaman Ajjilwhile in Indonesiabai' li al-amri bi al-syira'andBai Al-Dayn.Mudharabah in Malaysia uses two namely:Mudharabah Mutlaqahis a contract in which the rabbul mal allows the mudarib to manage the capital of the mudarabah without special restrictions and the mudarabah muqayyadah is a contract in which the rabbul mal imposes special restrictions on the terms of the mudarabah. Meanwhile, in Indonesia, the mudharabah muqayyadah, mudharabah muthlaqah, mudharabah tsuna`iyah and mudharabah musytaraqah contracts are used. The last musharaka contract. In Malaysia using Shirkah al-Milk and Syirkah al-`Aqd while in Indonesia using Syirkah amwal and known as syirkah inan.
Comparison of Guarantee Law Based on Islamic Law and Positive Civil Law in Indonesia Ahmad Setiawan; Wardah Yuspin
Proceeding International Conference Restructuring and Transforming Law Vol. 1 No. 1 (2022): Proceeding International Conference Restructuring and Transforming Law
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Introduction: Guarantee law is the entire legal rule that regulates the legal relationship between the giver and the recipient of the guarantee in relation to the imposition of the guarantee to obtain a facility or credit. In general, guarantees in Islamic law (fiqh) are divided into two, namely guarantees in the form of people (personal guarantees known as dlaman or kafalah) and guarantees in the form of property (rahn). Formulation of the problem: How is the legal guarantee based on Islamic law and civil law combined in positive law in Indonesia. Methods: This study uses a juridical normative method. Research Results and Discussion: The existence of guarantees is recognized in Islamic law. For guarantees provided by other parties for obligations/achievements that must be carried out by the guarantor (debtor) to the party entitled to fulfill the obligations/achievements, it is called kafalah. Then, collateral related to objects/assets that must be given to debtors (debtors) to creditors (debtors) is called rahn. Conclusion: In the Indonesian legal system, a guarantee is categorized into a guarantee that arises because it is determined by regulations and agreements, namely general guarantees and special guarantees, material guarantees and individual rights, guarantees for movable objects (onroerende goederen) and immovable objects (onroerende). zaken), guarantee by controlling and not controlling the object. collateral related to objects/assets that must be given to debtors (debtors) to creditors (debtors) is called rahn. Conclusion: In the Indonesian legal system, a guarantee is categorized into a guarantee that arises because it is determined by regulations and agreements, namely general guarantees and special guarantees, material guarantees and individual rights, guarantees for movable objects (onroerende goederen) and immovable objects (onroerende). zaken), guarantee by controlling and not controlling the object. collateral related to objects/assets that must be given to debtors (debtors) to creditors (debtors) is called rahn. Conclusion: In the Indonesian legal system, a guarantee is categorized into a guarantee that arises because it is determined by regulations and agreements, namely general guarantees and special guarantees, material guarantees and individual rights, guarantees for movable objects (onroerende goederen) and immovable objects (onroerende). zaken), guarantee by controlling and not controlling the object.
Co-Authors Abdullah Tri Wahyudi Abhinayan Basu Bal Absori Achmad Miftah Farid Adi Nugroho Adityo Wiwit Kurniawan Ahmad Ghufron Ahmad Setiawan Ahzar, Rizki Maulana Aidul Fitiada Azhari Aidul Fitriciada Azhari Alfan Dzikria Nurrachman Amanda Putri Ariyani Amandha Bayu Wiedyasari Ameilia Annisa Salsabila Andria Luhur Prakoso Andriadin, Andriadin Andriati, Fatmi Anindhita Nurfaatin Sukirman Anisa, Nurul Aprilia Dyah Puspitasari Ardi Akbar Tanjung Arief Budiono Ario Trisaksono Ata Fauzie Ata Fauzie Aya Mohammed Youssef Abd Allah Azhar Alam Bagas Sinung Pradana Bahari, Roni Baskoro Tri Pamungkas Basuki, Muhammad Nur Aji Berlian Ramadhany Ayuningtyas Berliana Anggita Putri Bima Wahyu Bintoro Binar Sapto Nugroho Danang Kurniawan Danang Sugihardana Diana Setiawati Diaz Alifarizki Zuvarcan Diyah Murti Hastuti Dustin Ivananda Fadilla ellectrananda anugerah ash-shidiqqi Eny Purwandari Esmara Sugeng Etyn Ariyani Susilowati Fadhilah, Astutik Fafta Aini Putriana Fahmi Fairuzzaman Falah Al Ghozali Farhan Restu Ernanda Fatimah Salma Azzahra Femy Wahyu Fitriani Gandung Triyanto Genta Arya Mohammad Ghufron, Ahmad Gulyamov, Said Gulyamov, Said Saidakhrarovich Harun Haszmi Alfateh Hatinuraya, Yurisvia Previlega Hidayah Ken Kinasih Hidayat, Syamsul I Istani Iksan Indah Maulani Iramadya Dyah Marjanah Iramadya Dyah Marjanah Irawansah, Didik Isman Isman Jati, Ridho Bawana Jompon Pitaksantayothin Jompon Pitaksantayothin Kelik Wardiono Kelik Wardiono Khudzaifah Dimyati Kuswardhani Kuswardhani Lukman Hakim Luthfiah Firdaus M Junaidi Marisa Kurnianingsih Marjanah, Iramadya Dyah Moh. Indra Bangsawan Mohammed Razi Ellathodi Muchamad Iksan Mudofi, Luthfi Nurul Hidayah Muhamad Ramdhani Jihad Muhammad Edi Hermawan Muhammad Nur Aji Basuki Muhammad Nur Aji Basuki Muhtar Arifin Mutimatun Niami Nasrullah Natangsa Surbakti Naufal Sheva Alfauzi Nur Hasanah Nur ilmi putri febriyanti Nurlina Afifah Litti Peggy Dian Septi Nur Anggraini Pramesti, Nadila Putri Rachma Putri Dwi Amalia Rajput, Trisha Ramadhan Arihta Ginting Ridho Bawana Jati Ridho Bawana Jati Ridwan Rika Yunita Hardiyati Rizka Rizka Rizka Rizka Rizky Aditya Chandra Rohmat Soekarno Rully Syahrul Mucharom Ryska Noviasari Said Saidakhrarovich Gulyamov Sakia Agia Salsabella Salsabila Athiyyatulmajid Septarina Budiwati Setiyawan, Wahyudi SH, Harun Shofiana Eka Aulia Siti Soekiswati Syaifuddin Zuhdi Syaifuddin Zuhdi Tampawestri, Miranti Kusretno Tasya Cantik Alya Nabila Trisha Rajput Trisno Rahardjo Ulfa, Nadiya Wiliani, Amalia Y Yudanto Yudanto Yudanto Yulian Dwi N Yurisvia Previlega Hatinuraya Yusril Aulia Patra