Claim Missing Document
Check
Articles

PENERAPAN MAQASHID SYARIAH DALAM PERBANKAN SYARIAH DI INDONESIA STUDI KASUS: PADA BANK BSI (BANK SYARIAH INDONESIA) : Indonesia Cinta Rahmi; Ahmad Aulia Rohman; Azzahra Elvina Sari; Salsa Layyinun Nadhifah; Muhammad Rusydi Azmi
JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT Vol. 2 No. 2 (2024): Juni : Jurnal Ilmiah Research and Development Student
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jis.v2i2.711

Abstract

Penerapan Maqashid Syariah dalam perbankan Syariah di Indonesia menjadi fokus utama bagi lembaga keuangan, termasuk Bank Syariah Indonesia (BSI). Maqashid Syariah merujuk pada tujuan-tujuan utama dari syariah Islam, yang mencakup pemeliharaan agama, jiwa, akal, keturunan, dan harta. Bank BSI telah mengambil langkah-langkah konkret untuk menerapkan prinsip-prinsip Maqashid Syariah, seperti keadilan, perlindungan nasabah, dan penghindaran dari transaksi haram. Penerapan Maqashid Syariah dalam operasional bank BSI tidak hanya memperoleh kepercayaan dari masyarakat, tetapi juga memastikan kontribusinya dalam memajukan ekonomi berbasis syariah di Indonesia. Dalam konteks ini, penelitian ini bertujuan untuk memberikan pemahaman yang mendalam tentang pengertian, urgensi, dan penerapan Maqashid Syariah dalam perbankan Syariah, dengan studi kasus pada Bank Syariah Indonesia. Metode penelitian yang digunakan adalah kualitatif. Diharapkan hasil penelitian ini dapat memberikan pemahaman yang komprehensif tentang penerapan Maqashid Syariah dalam konteks perbankan Syariah di Indonesia, khususnya pada Bank Syariah Indonesia (BSI).
PENGARUH JUMLAH PENDUDUK DAN PENGANGGURAN TERHADAP KEMISKINAN DI PROVINSI BANTEN Putrizain, Salwa Syuja; Saefullah, Aep; Muriany, Elvita; Agustina, Annisa; Muksin, Muhamad; Mansur, Mansur; Rahmi, Cinta
AMAL: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2023): June 2023
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v5i01.5479

Abstract

AbstractPoverty is a complex and multidimensional problem that has long been a challenge for Indonesia. Banten Province is one of the provinces that has a high poverty rate, which amounted to 10.37% in 2021. This study aims to analyze the effect of population and unemployment on poverty in Banten Province. This research uses quantitative methods with secondary data from the Central Bureau of Statistics (BPS) of Banten Province. The data used is data on population, unemployment, and poverty in Banten Province in 2020-2022. While the data analysis technique uses quantitative descriptive analysis. To fulfill the purpose of this study, namely to determine the magnitude of the effect of unemployment on the poverty rate in Banten province, we will use a simple linear regression analyzer using SPSS 22 software. The results showed that the regression results of the influence of the variable population (X1), unemployment (X2), on poverty (Y), then obtained the value of fhitung 0.05. This shows that the two independent variables simultaneously have no significant effect on the dependent variable. The effect of population on the poverty rate in Banten Province The population variable (X1) shows a significance value> α (0.452> 0.05) with a tcount value < ttable (0.766 < 2.080) from these results it can be concluded that H0 is accepted and H1 is rejected. So it can be said that the population variable is not significant to the poverty rate in Banten Province. The effect of unemployment on the poverty rate in Banten Province The unemployment variable (X2) shows a significant value> α (0.539> 0.05) with a tcount value < ttable (-0.625 < 2.080) from these results it can be concluded that H1 is rejected and H0 is accepted. So it can be said that the unemployment variable is not significant to the poverty rate in Banten Province.Keywords: Population, Unemployment, Poverty, Banten Province AbstrakKemiskinan merupakan masalah yang kompleks dan multidimensi yang telah lama menjadi tantangan bagi Indonesia. Provinsi Banten merupakan salah satu provinsi yang memiliki angka kemiskinan yang tinggi, yaitu sebesar 10,37% pada tahun 2021. Penelitian ini bertujuan untuk menganalisis pengaruh jumlah penduduk dan pengangguran terhadap kemiskinan di Provinsi Banten. Penelitian ini menggunakan metode kuantitatif dengan data sekunder dari Badan Pusat Statistik (BPS) Provinsi Banten. Data yang digunakan adalah data jumlah penduduk, pengangguran, dan kemiskinan di Provinsi Banten tahun 2020-2022. Sedangkan teknik analisis data menggunakan analisis deskriptif kuantitatif. Untuk memenuhi tujuan penelitian ini yaitu mengetahui besarnya pengaruh pengangguran terhadap tingkat kemiskinan di provinsi banten, akan menggunakan alat analisa regresi linier sederhana dengan menggunakan software SPSS 22. Hasil penelitian menunjukkan Hasil penelitian menunjukkan bahwa hasil regresi pengaruh variabel jumlah penduduk (X1), pengangguran (X2), terhadap kemiskinan (Y), maka diperoleh nilai fhitung 0,05. Hal ini menunjukkan bahwa ke dua variabel bebas secara simultan tidak berpengaruh signifikan terhadap variabel terikat. Pengaruh Jumlah Penduduk Terhadap Tingkat Kemiskinan Di Provinsi Banten Variabel jumlah penduduk (X1) menunjukkan nilai signifikansi > α (0,452 > 0,05) dengan nilai thitung < ttabel (0,766 < 2,080) dari hasil tersebut dapat disimpulkan bahwa H0 diterima dan H1 ditolak. Sehingga dapat dikatakan bahwa variabel jumlah penduduk tidak signifikan terhadap tingkat kemiskinan di Provinsi Banten. Pengaruh Pengangguran Terhadap Tingkat Kemiskinan Di Provinsi Banten Variabel pengangguran (X2) menunjukkan nilai signifikan > α (0,539 > 0,05) dengan nilai thitung < ttabel (-0,625 < 2,080) dari hasil tersebut dapat disimpulkan bahwa H1 ditolak dan H0 diterima. Sehingga dapat dikatakan bahwa variabel pengangguran tidak signifikan terhadap tingkat kemiskinan di Provinsi Banten.Keywords: jumlah penduduk, pengangguran, kemiskinan, Provinsi Banten
Analisis Zakat Sebagai Salah Satu Bentuk Maqashid Syariah Afri Syahrani; Adinda Zulfa Rizkiyah; Nabila Eka Fitriananda; Ahmad Zainu Ridlo; Echa Rysni Mahalani; Cinta Rahmi
Jurnal Kajian Islam dan Sosial Keagamaan Vol. 1 No. 4 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Maqasidh Syariah merujuk pada tujuan-tujuan atau maksud-maksud hukum Islam yang mendasari segala peraturan dan prinsip dalam agama tersebut. Sedangkan zakat adalah kewajiban berbagi harta yang diamanahkan kepada umat Muslim untuk membantu mereka yang membutuhkan. Studi ini menguraikan bagaimana zakat sebagai institusi sosial dan ekonomi Islam mendukung pencapaian Maqasidh Syariah. Salah satu tujuan utama Maqasidh Syariah adalah menjaga kesejahteraan umat manusia. Zakat berperan penting dalam mencapai tujuan ini dengan menyediakan bantuan kepada mereka yang kurang mampu, membantu mengurangi kesenjangan sosial, dan memperkuat solidaritas sosial dalam masyarakat. Selain itu, Maqasidh Syariah juga menekankan pentingnya menjaga agama, jiwa, akal, keturunan, dan harta benda. Zakat berkontribusi dalam menjaga kestabilan sosial dan ekonomi dengan memastikan distribusi kekayaan yang lebih merata di antara masyarakat. Ini juga membantu mengurangi kemiskinan, mengurangi tekanan ekonomi pada individu dan keluarga, serta mempromosikan keadilan sosial. Kajian ini juga membahas bagaimana pengelolaan dan distribusi zakat yang efektif dapat memperkuat institusi keadilan sosial dalam masyarakat. Dengan memastikan bahwa zakat dikelola dengan baik dan diperuntukkan kepada mereka yang membutuhkan, prinsip-prinsip Maqasidh Syariah dapat diwujudkan lebih baik.
Pendidikan Pajak Syariah Al-Kharaj Dalam Meningkatkan Wawasan Ekonomi Syariah di Kalangan Mahasiswa STIE Ganesha Jakarta Hendra Candra; Joned C. Saksana; M. Arief Noor; Haria Saputri; Cinta Rahmi; Nabilla Akmas; Isnaini Muharrifah; Nabila Soraya; Nurhayati Nurhayati; Wahyuni Wulandari; Ambar Syafirlah Azzara; Yasir Rumuar; Muhammad Nur Hidayat; Rosliana Rosliana; Indah Dwi Prafitasari
Jurnal Rimba Riset Ilmu manajemen Bisnis dan Akuntansi Vol. 1 No. 2 (2023): Mei : Riset Ilmu Manajemen Bisnis dan Akuntansi
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/rimba.v1i2.1084

Abstract

The sharia economy offers a different approach from conventional economics, prioritizing the principles of justice, transparency, and sustainability. In the sharia economic system, there are various instruments that must be understood in depth by the actors. One of these instruments is sharia tax or known as Al-Kharaj. Al-Kharaj is a type of tax levied on land conquered by Muslims and administered by the government. This concept not only contains financial aspects but also has high social values and justice. This community service activity uses a lecture and discussion method aimed at STIE Ganesha Semester 4 Regular A. Management S1 students A. This activity is prepared for approximately 3 (three) months which includes the preparation, planning and implementation stages. The implementation of the activity was carried out for 1 (one) day, where the PKM team consisted of 4 (four) STIE Ganesha dsen and 8 (eight) students, where the lecturer was responsible for compiling the material and giving lectures, while students assisted in logistics and documentation to ensure that the activity ran smoothly and effectively. With a clear and interactive presentation, the lecture session succeeded in providing participants with a deep understanding of Al-Kharaj sharia tax and with an interactive and collaborative atmosphere, the discussion session succeeded in deepening the participants' understanding and giving them the opportunity to apply the concepts they have learned in practical situations.
Analisis Transmisi Kebijakan Moneter Syariah Terhadap Kinerja UMKM Melalui Sistem Murabahah Cinta Rahmi; Inki Azir; Vistaufa Wardhatul Chomairha; Azzira Rachmadani
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 1 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article analyzes the concept of sharia monetary policy on the performance of MSMEs, especially during Covid-19 through the murabahah system. The murabahah credit system is an example that can be used by MSME players in starting business activities during the Covid-19 period, through financial institutions that implement sharia monetary policies to avoid usury and getting into debt. Sharia monetary policy is a financial institution that runs based on sharia principles. This research aims to analyze the transmission of sharia monetary policy on the performance of MSMEs during the pandemic. The results of this research were obtained using a descriptive approach. With interview techniques given to MSME actors. Based on the research results, it can be concluded that the transmission of sharia monetary policy on the performance of MSMEs is sufficient to encourage the improvement of actors by providing non-harmful capital access, good money management training, as well as marketing training using information technology.
Tantangan dan Prospek Pengendalian Riba dalam Transaksi di E-Commerce (Studi Kasus Transaksi Jual Beli Menggunakan Shopee Paylater) Cinta Rahmi; Chiesa Ikhwan Vizizou; Bagus Prastyo; Ahmad Faisal Amri; Muhammad Fariza Al Farisi; Muhammad Faiz Rahmat Arrizzy
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 2 (2024): Juli - September
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Even in this era of progress and globalization, the concept of usury is still a topic of debate in the context of global finance. According to scholars, in the context of Islamic finance, usury is expressly prohibited in the Koran. Apart from that, usury also has negative impacts such as exploitation of borrowers and economic inequality. We need to control usury, even though it is difficult. This study discusses the challenges and prospects of controlling usury in the e-commerce transaction sector in ShopeePay Later lending practices. The research method used is a qualitative method using literature review techniques. These findings highlight the challenges of managing usury at ShopeePay Later, namely high interest rates for late bill payments, unclear understanding of customers regarding payment terms and mechanisms, payment abuse. On the other hand, the way to curb usury is to increase information transparency, implement financial education programs, understand healthy debt management, and implement financial education programs. And for customers, that is by creating a balance between income and expenses.
Analisis Konsep Perbankan Syariah dalam Penggunaan E-Money Cinta Rahmi; Srinandya Harum Caryarini; Ririn Dwi Prabandari; Muhammad Dzarres Jidan Al Ghiffari; Muhammad Ikhsan Fahmi; Ahmad Naufal
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1581

Abstract

This research uses qualitative methods and literature study, by filling out questionnaires and analyzing related data. Qualitative methods can help provide clear research results. Qualitative methods are methods used to collect data. The aim of this research is to find out whether the existence of e-money, card payment tools, and Electronic Data Capture (EDC) machines influence the public in the concept of sharia banking.
Faktor-Faktor yang Mempengaruhi Keputusan Gen Z Dalam Berinvestasi Reksa Dana Syariah Cinta Rahmi; Ananda Rizki Amelia; Azzah Haura Zayanti; Raditya Cahya Rafif
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 7 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i7.1814

Abstract

Abstract. This research takes a comprehensive approach, which includes qualitative analysis using literature study method to obtain data. The aim of this research is to identify the factors that influence Gen Z's decision to invest in sharia mutual funds. The existence of digital investment applications, such as seeds, money planting, bareksa, digital banks, and other investment applications, has made it easier and influenced Gen Z's interest in investing from the start. The results of this research state that there are two factors that influence Gen Z's decision to invest in sharia mutual funds. The first is internal factors, which include understanding about sharia mutual funds, awareness of risk, good knowledge about sharia mutual funds, and influence from other people in the process. decision-making. The second factor, external factors, include easy access to sharia mutual fund products and services, effective promotional and educational programs, stable and positive economic conditions, as well as technological developments that make it easier for Gen Z to access information and carry out investment transactions. Keywords: Investment, Sharia Mutual Funds, Gen Z Abstrak. Penelitian ini melakukan pendekatan komprehensif yang mencakup analisis kualitatif dengan metode studi literatur untuk mendapatkan data. Tujuan dari penelitian ini adalah mengidentifikasi faktor-faktor yang mempengaruhi Gen Z dalam memutuskan investasi pada reksa dana syariah. Dengan adanya aplikasi investasi digital, seperti bibit, tanam duit, bareksa, bank digital, dan aplikasi investasi lainnya telah mempermudah dan mempengaruhi minat Gen Z untuk berinvestasi sejak awal. Hasil dari penelitian ini menyebutkan bahwa terdapat dua faktor yang mempengaruhi keputusan gen z dalam berinvestasi di reksa dana syariah, yang pertama adalah faktor internal yang meliputi pemahaman tentang reksa dana syariah, kesadaran akan risiko, pengetahuan yang baik tentang reksa dana syariah, dan pengaruh dari orang lain dalam proses pengambilan keputusan. Faktor yang kedua, faktor eksternal meliputi kemudahan akses terhadap produk dan layanan reksa dana syariah, program promosi dan edukasi yang efektif, kondisi ekonomi yang stabil dan positif, serta perkembangan teknologi yang semakin memudahkan Gen Z dalam mengakses informasi dan melakukan transaksi investasi. Kata kunci: Investasi, Reksa Dana Syariah, Gen Z
Dampak Perkembangan Uang Elektronik Terhadap Efektivitas Kebijakan Moneter Dalam Perspektif Sistem Ekonomi Islam Cinta Rahmi; Iqbal Risyad Fadhillah; Adam Hamzah Danuri; Muhammad Rizky Ikhwan; Muhammad Irsyad
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 8 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i8.2181

Abstract

The role of electronic money in increasing the effectiveness of monetary policy inIndonesia. In recent years, the use of electronic money in Indonesia has experienced significantgrowth, driven by the increasing adoption of digital technology and people's preference for noncash transactions. Electronic money has a positive impact on monetary stability throughincreasing transparency and accuracy of transaction data, which allows Bank Indonesia (BI) tomonitor and control inflation more effectively. In addition, the use of electronic moneystrengthens monetary policy transmission, where changes in interest rates can directly influencetransaction costs and consumption and investment behavior of the public. On the other hand,electronic money also contributes to the stability of the financial system by reducing the risk offraud and increasing financial inclusion, providing access to financial services to previouslyunreachable populations. Technological innovations in digital payments, such as QRIS, expandthe digital financial ecosystem and support transaction efficiency and security. This researchalso highlights the relevance of electronic money in the context of sharia economics, where theprinciples of transparency, accountability and social justice prioritized in sharia can be fulfilledthrough the use of electronic money. Thus, electronic money not only strengthens theeffectiveness of monetary policy but also supports financial system stability and financialinclusion in Indonesia, while also complying with sharia principles.Keywords: Electronic Money, Monetary Policy, Effectiveness
Strategi Komunikasi Publik Badan Penyelenggara Jaminan Produk Halal dalam Sosialisasi Sertifikasi Halal di Media Sosial Djamaluddin, Muhammad; Darajat, Deden Mauli; Rahmi, Cinta
Dakwah: Jurnal Kajian Dakwah dan Kemasyarakatan Vol 28, No 1 (2024): Dakwah: Jurnal Dakwah dan Kemasyarakatan
Publisher : Faculty of Dakwah and Communication, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/dakwah.v28i1.42860

Abstract

This paper describes how the public communication strategy carried out by the Halal Product Guarantee Agency (BPJPH) in socializing halal certification on Instagram social media. BPJPH on social media conducts socialization in various ways. The communication strategy carried out is first, strengthening in terms of content or content of messages distributed by BPJPH in the socialization of halal certification. Second, activities carried out by BPJPH in terms of socializing halal certification are loaded with various stories on social media. Third, BPJPH also invites various institutions, both universities and non-governmental organizations (NGOs) to become agents in the socialization of halal certification and uploaded on BPJPH social media. Halal certification socialized by BPJPH is a program related to certified halal products needed by the Muslim community in particular and the Indonesian people in general.
Co-Authors Abas, Farhat Abdul Muhaimin, Abdul Adam Hamzah Danuri Adhy Firdaus Adinda Dyah Kumala Adinda Zulfa Rizkiyah Aep Saefullah Afri Syahrani Agustina, Annisa Ahmad Aulia Rohman Ahmad Diomedes Al Kahfi Ahmad Fadli Ahmad Faisal Amri Ahmad Naufal Ahmad Zainu Ridlo Akmas, Nabila Al Fuji Istiqamah Alfiyyah Almaas Zulfiqor Alfridho Rayhansyah Alyssa Naura Azzahra Amanda Mutiara Rahman Ambar Syafirlah Azzara Ananda Rizki Amelia Anandea Putri Suci Andani, Shabrina Arda, Devid Putra Asep Surya Lesmana Azzah Haura Zayanti Azzahra Elvina Sari Azzahra, Lulu Fatimah Azzira Rachmadani Bagus Prastyo Cesta Izzati Ukarana Chiesa Ikhwan Vizizou Daffa Isfalana Darma Al Kautsar Deden Mauli Darajat, Deden Mauli Delima Indah Permatasari Dendi Anugrah Dinna Chaerun Nisa Disma Dwi Anjani Echa Rysni Mahalani Elpira Pebrian Elvira Sitna Hajar Fahri Fahri Fauzan Firdaus Fauzan Rasyid Nabawi Fauzan Rasyid Nabawi Fidha Nabila Fikri Lil Hawadits Firly Adibha Firmansyah Firmansyah Fisy Amalia Fuad Gagarin Siregar Fuad Siregar Halim Tjiwidjaja Haria Saputri Hendra Candra Heni Pujiastuti Hilda Fariha Hilda Fariha Ibah Misbah Ibah Misbah Ichsan Gaffar Idrisi Raliya Putera Iffa Auliya Ika Agustina Ilham Giffari Indah Dwi Prafitasari Inki Azir Intan Tri Utami Iqbal Risyad Fadhillah Isnaini Muharrifah Jibran Aufa Rajabi Jibran Aufa Rajabi Aufa Rajabi Joned C. Saksana Joned Ceilandra Saksana Khatimi, Ahmad Khoirul Anam Lulu Fatimah Azzahra Lulu Fatimah Azzahra Fatimah Azzahra M. Arief Noor M. Islah M. Tafsiruddin Maswani Maswani, Maswani Moh Gufron Moh. Tahang Mohammad Adnan Muhammad Arief Noor Muhammad Arief Noor Muhammad Djamaluddin Muhammad Dzarres Jidan Al Ghiffari Muhammad Faiz Rahmat Arrizzy Muhammad Fariza Al Farisi Muhammad Ikhsan Fahmi Muhammad Ilham Fudholi Muhammad Irsyad Muhammad Luthfi Muhammad Nur Hidayat Muhammad Rizaluddin Masdiningrat Muhammad Rizky Ikhwan Muhammad Rusydi Azmi MUHAMMAD TAUFIK Muhammad Thariq Aziz Muksin, Muhamad Muriany, Elvita Mutia, Linda Nabawi, Fauzan Rasyid Nabila Akmas Nabila Eka Fitriananda Nabila Soraya Nabilla Akmas Najla Jihan Kamila Nanda Gusfiani Cahyo Natawijaya, Candra Nazhmia Ulzana Neila Aisha Nihayah, Yayah Ni’mah Fajriatul Nabila Noor, M. Arief Noor, Muhammad Arief Nur Aisyah Nurdin Nurdin Nurhayati Nurhayati Peby Yanti Putri Noor Ramayanti Putrizain, Salwa Syuja Qila Husnul Qolbi Al-Um Raditya Cahya Rafif Rahmawati, Siti Uriana Rajabi, Jibran Aufa Raka Ahmad Rievai Ramadani Pardian Rasmawati A. R. Rasmawati AR Rindu Putri Nazareni Ririn Dwi Prabandari Rita Rita Riyanda Lastthio Rony Marthin Sitohang Rosliana Rosliana Saepudin, Asep Saksana, Joned Ceilandra Salam, Fadhillah Salsa Layyinun Nadhifah Sanjiana Silla Nur Hikmah Savna Robica Salsabillah Shabrina Salsabila Shabrina Talitha Andani Siti Helmyati Siti Mulasih Srinandya Harum Caryarini Suharbillah, Muhamad Sukardi Sukardi Sutariyono Sutariyono Syahreza, Arief Syaifullah, Aef Syarif Hidayatullah Syarifah Hudhriah Tetty Nur Intan Rifia Tohiroh Tohiroh Tohiroh, Tohiroh Tuti Herawati Ulpah Andayani, Ulpah Ulzana, Nazhmia Vistaufa Wardhatul Chomairha Wahyuni Wulandari Yasir Rumuar Yasmin, Syari’ah Malika Zahira Nadzifah Hummaira Zhen Andika Zulkarnain, Nizar