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All Journal Community Development Journal: Jurnal Pengabdian Masyarakat Dakwah: Jurnal Kajian Dakwah dan Kemasyarakatan Jurnal Ekonomi dan Bisnis Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Jurnal Kommunity Online Mimbar Agama Budaya Jurnal Manajemen Dakwah KREATIF: Jurnal Pengabdian Masyarakat Nusantara Jurnal Pengabdian Masyarakat Nusantara Safari : Jurnal Pengabdian Masyarakat Indonesia JURNAL EKONOMI BISNIS DAN MANAJEMEN Jurnal Riset Ekonomi dan Akuntansi JAKBS Amal: Jurnal Ekonomi Syariah Riset Ilmu Manajemen Bisnis dan Akuntansi Jurnal Ilmiah Research and Development Student Jurnal Ekonomi Bisnis dan Manajemen Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Ilmiah Research Student JEBD Jurnal Kajian Islam dan Sosial Keagamaan Jurnal Harmoni: Jurnal Akuntansi dan Keuangan JURNAL RUMPUN MANAJEMEN DAN EKONOMI Jurnal Ilmiah Ekonomi, Manajemen dan Bisnis (EKMABIS) Journal of Community Research & Engagement (JCRE) KREATIF: Jurnal Pengabdian Masyarakat Nusantara
Cinta Rahmi
STIE Ganesha
Religion Arts Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Analisis Transmisi Kebijakan Moneter Syariah Terhadap Kinerja UMKM Melalui Sistem Murabahah Cinta Rahmi; Inki Azir; Vistaufa Wardhatul Chomairha; Azzira Rachmadani
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 1 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

This article analyzes the concept of sharia monetary policy on the performance of MSMEs, especially during Covid-19 through the murabahah system. The murabahah credit system is an example that can be used by MSME players in starting business activities during the Covid-19 period, through financial institutions that implement sharia monetary policies to avoid usury and getting into debt. Sharia monetary policy is a financial institution that runs based on sharia principles. This research aims to analyze the transmission of sharia monetary policy on the performance of MSMEs during the pandemic. The results of this research were obtained using a descriptive approach. With interview techniques given to MSME actors. Based on the research results, it can be concluded that the transmission of sharia monetary policy on the performance of MSMEs is sufficient to encourage the improvement of actors by providing non-harmful capital access, good money management training, as well as marketing training using information technology.
Tantangan dan Prospek Pengendalian Riba dalam Transaksi di E-Commerce (Studi Kasus Transaksi Jual Beli Menggunakan Shopee Paylater) Cinta Rahmi; Chiesa Ikhwan Vizizou; Bagus Prastyo; Ahmad Faisal Amri; Muhammad Fariza Al Farisi; Muhammad Faiz Rahmat Arrizzy
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 2 (2024): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

Even in this era of progress and globalization, the concept of usury is still a topic of debate in the context of global finance. According to scholars, in the context of Islamic finance, usury is expressly prohibited in the Koran. Apart from that, usury also has negative impacts such as exploitation of borrowers and economic inequality. We need to control usury, even though it is difficult. This study discusses the challenges and prospects of controlling usury in the e-commerce transaction sector in ShopeePay Later lending practices. The research method used is a qualitative method using literature review techniques. These findings highlight the challenges of managing usury at ShopeePay Later, namely high interest rates for late bill payments, unclear understanding of customers regarding payment terms and mechanisms, payment abuse. On the other hand, the way to curb usury is to increase information transparency, implement financial education programs, understand healthy debt management, and implement financial education programs. And for customers, that is by creating a balance between income and expenses.
Co-Authors Adam Hamzah Danuri Adhy Firdaus Adinda Dyah Kumala Adinda Zulfa Rizkiyah Aep Saefullah Afri Syahrani Agustina, Annisa Ahmad Aulia Rohman Ahmad Diomedes Al Kahfi Ahmad Faisal Amri Ahmad Naufal Ahmad Zainu Ridlo Akmas, Nabila Al Fuji Istiqamah Alfiyyah Almaas Zulfiqor Alyssa Naura Azzahra Amanda Mutiara Rahman Ambar Syafirlah Azzara Ananda Rizki Amelia Anandea Putri Suci Andani, Shabrina Andani, Shabrina Talitha AR, Rasmawati Arda, Devid Putra Azzah Haura Zayanti Azzahra Elvina Sari Azzahra, Lulu Fatimah Azzira Rachmadani Bagus Prastyo Cesta Izzati Ukarana Chiesa Ikhwan Vizizou Daffa Isfalana Darma Al Kautsar Deden Mauli Darajat, Deden Mauli Delima Indah Permatasari Dendi Anugrah Dinna Chaerun Nisa Disma Dwi Anjani Echa Rysni Mahalani Elvira Sitna Hajar Fauzan Rasyid Nabawi Fauzan Rasyid Nabawi Fidha Nabila Fikri Lil Hawadits Firly Adibha Firmansyah Firmansyah Fisy Amalia Fuad Siregar Halim Tjiwidjaja Haria Saputri Hendra Candra Heni Pujiastuti Hilda Fariha Hilda Fariha Ibah Misbah Ibah Misbah Ichsan Gaffar Iffa Auliya Ilham Giffari Indah Dwi Prafitasari Inki Azir Intan Tri Utami Iqbal Risyad Fadhillah Isnaini Muharrifah Jibran Aufa Rajabi Aufa Rajabi Joned C. Saksana Joned Ceilandra Saksana Khatimi, Ahmad Khoirul Anam Lesmana, Asep Surya Lulu Fatimah Azzahra Lulu Fatimah Azzahra Fatimah Azzahra M. Arief Noor M. Islah M. Tafsiruddin Masdiningrat, Muhammad Rizaluddin Moh. Tahang Muhammad Arief Noor Muhammad Arief Noor Muhammad Djamaluddin Muhammad Dzarres Jidan Al Ghiffari Muhammad Faiz Rahmat Arrizzy Muhammad Fariza Al Farisi Muhammad Ikhsan Fahmi Muhammad Ilham Fudholi Muhammad Irsyad Muhammad Luthfi Muhammad Nur Hidayat Muhammad Rizky Ikhwan Muhammad Rusydi Azmi MUHAMMAD TAUFIK Muhammad Thariq Aziz Muksin, Muhamad Mulasih, Siti Muriany, Elvita Mutia, Linda Nabawi, Fauzan Rasyid Nabila Akmas Nabila Eka Fitriananda Nabila Soraya Nabilla Akmas Najla Jihan Kamila Nanda Gusfiani Cahyo Natawijaya, Candra Nihayah, Yayah Ni’mah Fajriatul Nabila Noor, M. Arief Noor, Muhammad Arief Nur Aisyah Nurdin Nurdin Nurhayati Nurhayati Pebrian, Elpira Peby Yanti Putera, Idrisi Raliya Putri Noor Ramayanti Putrizain, Salwa Syuja Qila Husnul Qolbi Al-Um Raden Mohamad Herdian Bhakti Raditya Cahya Rafif Rajabi, Jibran Aufa Ramadani Pardian Rasmawati A. R. Rasmawati AR Rindu Putri Nazareni Ririn Dwi Prabandari Rita Rita, Rita Riyanda Lastthio Rosliana Rosliana Saepudin, Asep Saksana, Joned Ceilandra Salam, Fadhillah Salsa Layyinun Nadhifah Sanjiana Silla Nur Hikmah Savna Robica Salsabillah Shabrina Salsabila Siti Helmyati Sitohang, Rony Marthin Srinandya Harum Caryarini Suharbillah, Muhamad Sukardi Sukardi Sutariyono Sutariyono Syahreza, Arief Syarif Hidayatullah Syarifah Hudhriah Tohiroh Tohiroh Tohiroh, Tohiroh Tuti Herawati Ulzana, Nazhmia Vistaufa Wardhatul Chomairha Wahyuni Wulandari Yasir Rumuar Yasmin, Syari’ah Malika Zahira Nadzifah Hummaira Zhen Andika