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All Journal Competitor : Jurnal Pendidikan Kepelatihan Olahraga Al-Lisan Jurnal Borneo Administrator: Media Pengembangan Paradigma dan Inovasi Sistem Administrasi Negara Dinamika An-Nisbah: Jurnal Ekonomi Syariah Edukasi: Jurnal Pendidikan dan Pengajaran JIET (Jurnal Ilmu Ekonomi Terapan) Science and Technology Indonesia Jurnal Farmasi Galenika (Galenika Journal of Pharmacy) Script Journal: Journal of Linguistic and English Teaching Jurnal Dinamika Ekonomi dan Bisnis Fokus Ekonomi Majalah Farmasi dan Farmakologi (Trends in Pharmacy and Pharmaceutical Sciences) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan IRJE (Indonesian Research Journal in Education) JSFK (Jurnal Sains Farmasi & Klinis) Sangia : Jurnal Penelitian Arkeologi (Journal of Archaeology Research) Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme Abdimas Universal Dialektika: Jurnal Ekonomi dan Ilmu Sosial Community Engagement and Emergence Journal (CEEJ) Jurnal Abdi Insani TERAJU : Jurnal Syariah dan Hukum wacana equiliberium (jurnal pemikiran penelitian ekonomi) Siyasatuna Jurnal Ilmiyah Mahasiswa Siyasah Syariyyah Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Muttaqien; Indonesian Journal of Multidiciplinary Islamic Studies Jurnal Ilmiah Tarbiyah Umat Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Al-Lisan: Jurnal Bahasa TRANSFORMATIONAL LANGUAGE, LITERATURE, AND TECHNOLOGY OVERVIEW IN LEARNING (TRANSTOOL) Jurnal Teknologi dan Manajemen Industri Terapan International Journal of Waqf Al-Irsyad: Journal of Education Science Jurnal Kedokteran Hewan West Science Interdisciplinary Studies West Science Interdisciplinary Studies IIJSE AmaNU: Jurnal Manajemen dan Ekonomi JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Borneo Journal of Pharmacy Epistemé: Jurnal Pengembangan Ilmu Keislaman Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Jurnal Tarreang: Tren Pengabdian Masyarakat Agrokompleks An-Nisbah: Jurnal Ekonomi Syariah EMARA : Indonesian Journal of Architecture Jurnal Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Business, Entrepreneurship, and Management Journal Jurnal Wacana Kinerja: Kajian Praktis-Akademis Kinerja dan Administrasi Pelayanan Publik As-Syirkah: Islamic Economic & Financial Journal
Muhammad Aswad
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Islamic Sosial Finance Untuk Mencapai Pembangunan Berkelanjutan Melalui Instrumen Ziswaf Ditinjau Dari Pemikiran Abu Ubaid Lestari, Lisa Yuni; Adlan, Muhamad Aqim; Aswad, Muhammad
Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) Vol 13 No 01 (2025): Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) : Juni 2025
Publisher : Unversitas Islam Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31102/equilibrium.13.01.55-65

Abstract

The utilization and management of Islamic Social Finance (ISF) in Indonesia is currently not optimal, even though the potential revenue is very high. This research examines alternative solutions and strategic priorities for implementing ISF to support sustainable development in both the short and long term. The method used is a descriptive qualitative approach by collecting data from various secondary sources. This research highlights several important updates: first, the management of zakat and waqf can reduce poverty and hunger. Second, the implementation of these Islamic thinkers can create a society with quality education, access to clean water, decent work, economic growth, reduced inequality, and a healthy and prosperous life in the future. All these points are in line with sustainable development goals. Keywords: Islamic Social Finance, Ziswaf, philanthropy, poverty development
PENGENALAN BRANDING DAN DIGITAL MARKETING PRODUK OLAHAN IKAN PUPU’ PADA INDUSTRI RUMAH TANGGA DI LINGKUNGAN PARAPPE KECAMATAN BANGGAE TIMUR KABUPATEN MAJENE Madjid, Irma Yulia; Fitriah, Reski; Salsabila, Chairunnisa; Aswad, Muhammad
Jurnal Abdi Insani Vol 11 No 4 (2024): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v11i4.2135

Abstract

Micro, Small and Medium Enterprises (MSMEs) are currently increasing in number in Indonesia. MSMEs are often found in the fisheries and marine products industry. As technology develops, MSMEs are also required to be able to use and utilize existing technology, especially in terms of marketing. Branding and digital marketing are new things for small businesses. The Pupu' fish processing business which is quite well known in Majene Regency is one of the household scale processing industry businesses. Production and marketing which are still carried out traditionally make this business unable to compete with MSMEs with the same type of fishery product processing business which utilizes digital technology in terms of marketing. The aim of this community service activity is so that the Pupu' fish processing business group is able to produce processed fish products that are hygienic and competitive with other products, as well as being able to market them digitally. This activity is carried out by providing material related to branding and digital marketing directly to industry players and their workers, providing ways to market products through digital marketing by changing mindsets and knowledge related to digital marketing communications, improving skills in communicating brands and products through media. digital, and carry out training on labeling packaging for household industrial products. From this court activity, the result was that business actors already had social media accounts which would become a forum for carrying out promotions through social media. Products that were initially only marketed by consumers going directly to the location where the pupu' product was made are now being marketed via social media by creating attractive packaging and labeling it with the name of the production. This is expected to increase the income of business actors and reach further markets.  The most important thing about this service activity is changing a new mindset to become an entrepreneur by having progressive changes based on digital technology.
Implementasi Agile Organization di Sektor Publik: Studi Kasus Kementerian Energi dan Sumber Daya Mineral Prasojo, Hendris Agung; Aswad, Muhammad; Utoro, Bambang
Jurnal Wacana Kinerja: Kajian Praktis-Akademis Kinerja dan Administrasi Pelayanan Publik Vol 28, No 1 (2025)
Publisher : Center fo State Civil Apparatus Training and Development and Competency Mapping

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31845/jwk.v28i1.979

Abstract

This research aims to identify the variables influencing the success of organisasi agile implementation in the Ministry of Energy and Mineral Resources (KESDM), thereby developing a conceptual framework for agile implementation in the Ministry of Energy and Mineral Resources (KESDM).Through this research, it can be determined the readiness of the Ministry of Energy and Mineral Resources (KESDM) in implementing organisasi agile and identify ways to overcome its challenges, thus making the transition process from waterfall system to agile system smoother. The researcher utilizes a mixed-method approach, combining literature review as a qualitative method followed by measurement using quantitative method.From the literature review, a conceptual framework for organisasi agile implementation in the public sector is developed, consisting of variables such as leadership identity, process & value creating, strategy, structure, and technology, which is then used to measure the maturity level of agile implementation readiness. The measurement results indicate that the Ministry of Energy and Mineral Resources (KESDM) is positioned at a level of "defined and improved," with the technology variable scoring 4.039, followed by strategy, leadership identity, process, value creating, and structure. The "defined and improved" position implies that agile implementation in the Ministry of Energy and Mineral Resources (KESDM) still requires improvement to reach the sustain position.Based on the findings of this research, it is hoped that the Ministry of Energy and Mineral Resources (KESDM) will continue to enhance the implementation of organisasi agile practices, thereby improving its services to all stakeholders.  
Analysis of the Level of Financial Technology in Students of the Faculty of Economics UNCEN in 2025 Rumbiak, Yensawai E.; Aswad, Muhammad
West Science Interdisciplinary Studies Vol. 3 No. 06 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i06.2098

Abstract

The purpose of this study is to determine the basic level of understanding of financial technology literacy among students of the Faculty of Economics and Business, Cenderawasih University. The respondents in this study amounted to 100 people and all of them are active students of the Faculty of Economics and Business, Cenderawasih University. Data collection used online questionnaires and library studies. The questionnaire was designed to measure students' financial technology literacy. The data obtained were processed with descriptive statistical analysis. The results of the analysis show that in general, students of the Faculty of Economics and Business have knowledge of financial technology literacy that is in the high average category. It is hoped that the results of this study can be a source of reference for the Faculty and Cenderawasih University as well as policy makers in this case the authorities and related communication and informatics services to support programs to increase understanding of financial technology literacy for students as the next generation of the development of the nation and state. Especially students of the Faculty of Economics and Business in contributing their knowledge to the business world. It is hoped that the Faculty of Economics, Cenderawasih University and the Government can support the development of student understanding and knowledge so that it has an impact on increasing competitive MSMEs.
Pemikiran Ibnu Khaldun tentang Perdagangan dan Mekanisme Pasar Menuju Dinamika Ekonomi Modern Sutikno, Johan Dwi; Adlan, Muhamad Aqim; Aswad, Muhammad
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.06.2.02

Abstract

This study examines Ibn Khaldun's thoughts on trade mechanisms and the concept of conventional economic markets, which tend to be exploitative, along with their impact on social injustice. According to Ibn Khaldun, alternative solutions exist, emphasizing that market and trade activities should focus on societal welfare, not just personal gain. This article analyzes the relevance of Ibn Khaldun's thoughts in Islamic economic theory concerning trade and markets amidst current economic dynamics. The methodology used is a qualitative approach, based on literature studies and empirical data. The results show that Ibn Khaldun's economic thoughts and theories, proposed six centuries ago, remain highly relevant. His concepts highlight the importance of providing necessities in remote areas, paying attention to the quality of education, and prohibiting monopolistic practices and transactions involving usury and opacity. These findings are expected to provide alternative solutions for governments facing increasingly complex economic challenges and encourage positive market mechanisms and global trade changes.
Screening Bioactivity of Kersen Fruits (Muntingia calabura L.) as a Sunscreens Candidate: Skrining Bioaktivitas dari Buah Kersen (Muntingia calabura L.) sebagai Kandidat Bahan Tabir Surya Nur, Syamsu; Nursamsiar, Nursamsiar; Aswad, Muhammad; Tumigolung, Aprilia Ester Eunike; Risfah Yulianti; Burhan, Asril
Jurnal Farmasi Galenika (Galenika Journal of Pharmacy) (e-Journal) Vol. 7 No. 1 (2021): (March 2021)
Publisher : Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22487/j24428744.2021.v7.i1.15257

Abstract

Kersen (Muntingia calabura L) fruits have the potential to be used as an active ingredient in sunscreens because of phenolic and flavonoid content that can absorb UV rays. This study aims to determine the percentage of erythema/pigmentation transmission and SPF value as parameters for sunscreen activity. Kersen fruits were extracted by maceration using 96% ethanol. The ethanol extract of Kersen Fruits was also fractionated to separate the components of the active compounds based on the polarity level using n-hexane, ethyl acetate, and ethanol as solvents. The test was carried out using the in vitro method by measuring the ability of the material to absorb ultraviolet light at a wavelength of 292.5-372.5 nm. This research was conducted at concentrations of 100, 200, 400, 600, and 800 µg/mL for ethanol, lyophilisate, n-hexane, and ethanol fractions, while the ethyl acetate fraction concentrations are 50, 100, 150, 200, 250 µg/mL. The results showed the best value at the ethyl acetate fraction concentration of 250 µg/mL with % Te of 5.28 and % Tp of 28.65 and the SPF value of 16.54. Based on the % Te and Tp, the ethyl acetate fraction exhibited protection against erythema and pigmentation with the category of extra protection and based on the SPF value with the category of ultra protection.
Pengaruh Religiositas, Altruisme dan Literasi Zakat Terhadap Keputusan Membayar Zakat dengan Kesadaran Sebagai Variabel Intervening Santoso, Irvan Widi; Nurohman, Dede; Aswad, Muhammad
As-Syirkah: Islamic Economic & Financial Journal Vol. 4 No. 3 (2025): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/802r5r82

Abstract

Indonesia, with its predominantly Muslim population, holds substantial potential for zakat as a source of social financing, estimated at IDR 327 trillion. However, actual zakat collection remains low, reaching only about 4.3% of this potential. Despite increasing collection trends—even during the pandemic—public reluctance to channel zakat through official institutions persists. This study investigates the influence of religiosity, altruism, and zakat literacy on zakat payment decisions, with awareness as a mediating variable. Employing a quantitative approach, primary data were collected from 344 employees of KPP Pratama in the former Kediri Residency area using probability sampling. Path analysis was conducted with SmartPLS 4. The findings reveal that religiosity, altruism, and zakat literacy significantly and positively affect zakat payment decisions, both directly and indirectly through awareness. Among these, altruism exhibited the weakest influence, indicating the need for greater attention from policymakers and zakat institutions. These results underscore the importance of integrating ethical and religious values to support sustainable economic development.
Perubahan Guna Lahan Desa Karama Sebagai Dampak Aktivitas Ekonomi Masyarakat Suriadi, Nur Adyla; Djalaluddin, Nurgadima; Aswad, Muhammad
EMARA: Indonesian Journal of Architecture Vol. 5 No. 2 (2019): December 2019 ~ February 2020
Publisher : Universitas Islam Negeri Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29080/eija.v5i2.681

Abstract

The fishing settlements in Karama Village have different characteristics from other settlements because this village still maintains Mandar culture in terms of physical and non-physical aspects such as weaving lipa 'saqbe activities, fisherman cultural rituals, sandeq races, and other cultural rituals that are carried out every year. But as it develops, its existence can experience a shift. This can happen when a community's economic activities affect other cultures, either on purpose or by accident. This study aims to find out how the cultural value of the community in Karama Village has changed, especially in terms of community economic activity. It will do this by looking at land-use change, figuring out how it has changed in Karama Village because of community economic activity and coming up with policy ideas for dealing with land-use change issues in Karama Village. The study results indicate that Karama Village's administration and land use have changed. For example, 74% of the buildings have switched from residential to commercial or industrial use. Eighteen percent of buildings got more prominent because of economic activity in the neighborhood. While 28% of buildings don't add to their building area, they use their public land for business. This change has big effects on the social and economic activities mentioned in the cultural element and related to the economy or people's ways of making a living.
SEJARAH PEMIKIRAN EKONOMI ISLAM DI INDONESIA Azizah, Irtifa Umi; Aswad, Muhammad; Aqim Adlan, Muhammad
TERAJU: Jurnal Syariah dan Hukum Vol 7 No 02 (2025)
Publisher : P3M dan Jurusan Syariah dan Ekonomi Bisnis Islam STAIN Sultan Abdurrahman Kepulauan Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35961/teraju.v7i02.1791

Abstract

This research examines the history of Islamic economic thought in Indonesia, especially during the Kingdom, Dutch colonialism and after the proclamation of independence, as well as the role of several important figures who influenced these developments. During Dutch colonialism, Islamic economic thought experienced oppression and marginalization, because the colonial economic system dominated by Western capitalism hampered the development of Islamic economics. However, at the beginning of the 20th century, the rise of the modern Islamic movement in Indonesia also influenced Islamic economic thinking. This movement emphasizes the importance of reform in various aspects of life, including economic practices based on Islamic teachings. The methodology used in this research is qualitative with a literature study approach, and uses historical studies to explore differences in thought. The research results show that Islamic economic thinkers in Indonesia establish Islamic principles as the basis for achieving just and sustainable economic goals.
ANALISIS POTENSI, REALISASI DAN KINERJA ORGANISASI PENGELOLA ZAKAT BAZNAS TULUNGAGUNG. Aswad, Muhammad; Ardi, Mulia
Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Vol 21 No 01 (2021): Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan
Publisher : LP2M UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/dinamika.2021.21.01.42-64

Abstract

This study aims to measure the potential, realization and performance of BAZNAS Tulungagung. The problem faced by OPZ has not been able to maximize its role as an institution that receives zakat from the community (muzaki), OPZ BAZNAS is demanded to be professional and build trust so that the public trusts and tithes to it. This study measures the nominal potential and the realization of zakat collected by BAZNAS Tulungagung. With descriptive qualitative methods and based on zakat data and analyzed data from BPS, it is found that Tulungagung Regency is an area with a Muslim population (98%) and economic growth of 5%, per capita income of 23 million rupiah, of course it is potential for collecting zakat funds. In this study, it was found that the zakat realization was Rp. 3.719.296.538, - from a potential of Rp. 153.772.822.140, ​​-. This can be analyzed because, (i) muzaki directly pays zakat to mustahik, (ii) muzaki's low trust in zakat management organizations, (iii) the utilization of zakat funds is not optimal, (iv) low understanding of zakat and (v) low quality of human resources (SDM) as amil zakat, the committees who organize zakat. Meanwhile, the distribution performance of BAZNAS Tulungagung is still dominated by charity patterns and partly empowerment in productive businesses.
Co-Authors . Hasbunallah AS Abd Halim Umar Abd. Haris Abdul Gaffar Haris abdul Rauf Sulaeman Abidah, Asiska Nur Adlan, Muhamad Aqim Ahmad Abbas Ahmad Budiman, Ahmad Ahmada, Muhamad Agus Alfiyan Nur Ahmed Sardi Aisyah Fatmawaty Ali H Alindra Yanuardi Ambo Lallo, Subehan Aminuddin Aminuddin Anwar Sewang Aqim Adlan, Muhammad Ardiansyah Ardiansyah Arsyad, Muhammad Aryadi Ashlihah Azizah, Irtifa Umi Bahktiar, Jusuf Barambangi, Jamil Binti Nur Asiyah Burhan, Asril Dede Nurohman Deris Lazuardi Dhani, Rifqi Rama Djabir, Yulia Yusrini Djalaluddin, Nurgadima Elly Wahyudin Febrianto, M. Nanang Firmansyah JN, Muh Fitriah, Reski Fortunasari, Fortunasari Gemini Alam Hajati, Kartika Hardiana, Iyan Hidayah, Arifah Rohmatul HIDAYAT, MARZUL Hijayati, Siti Sofiyah Hijra HM., Rahmaniah Hudain, Muh. Adnan Ikrar Taruna Syah, Ikrar Taruna Iqbal Iqbal IRMA YULIA MADJID, IRMA YULIA Kamil, Dairabi Kasim, Athia Kurnia Khaerati, Rahma KHASANAH, KHOLIFATUL Khasanah, Miftakhul Fauziyah Latif, Wenry Deston Latifah Rahman Lestari, Anggita Della Lestari, Lisa Yuni Linawati, Diana Lomba Sultan M. Nanang Febrianto Mappaompo, M. Adam Marianti A Manggau Matias N Kolobani Mohammad Anis Sumadi Muh. Akbar Bahar Muh. Akbar Bahar, Muh. Akbar Muhamad Aqim Adlan Muhammad Arsyad Muhammad Syahrul Hidayat Mulia Ardi Mulyani, Ariny Aggreni Mustika Nur Astuti Nur Adyla S Nur Iman Saal Nur Zamzam Nurchalis, Nur Fadillah Nurdina Rasjid Nurrohman, Dhika Nursal, Muhammad Akbar Nursamsiar Nursamsiar Oftafiana, Triya Oktaviana, Helmalia Prasojo, Hendris Agung Pratiwi, Putri Hidayanti Putri, Dwi Anggara Rafiqa Rafiqa Raida Asfihana Ramadhani, Nur Rina Agustina Risfah Yulianti Risfah Yulianty Ristanti, Frida Eka Rohmah, Siti Lailatur Rokhmat Subagiyo Rokhmat Subagiyo, Rokhmat Rusdiah Salsabila, Chairunnisa Samsul Huda Santoso, Irvan Widi Singh, Amreet Kaur Jageer Sohrah Sohrah, Sohrah Sulistiyah Sutikno, Johan Dwi Syamsiyah, Siti Itsna Syamsu Nur, Syamsu Tadjuddin Naid Tumigolung, Aprilia Ester Eunike Utami, Rahmawati Ning Utoro, Bambang Wahyu Hendrarti Wirentake Yasir, Budiman Yensawai E. Rumbiak Yudi Azis Yunus, Ayyub Yusnita Rifai, Yusnita Zhulal