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All Journal Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) Journal Of Management Science (JMAS) International Journal of Economics, Business and Accounting Research (IJEBAR) Ilomata International Journal of Management Enrichment : Journal of Management Community Development Journal: Jurnal Pengabdian Masyarakat Ilomata International Journal of Management Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) JAMBURA: JURNAL ILMIAH MANAJEMEN DAN BISNIS Dedikasi: Jurnal Pengabdian Kepada Masyarakat Jurnal Manajemen Bisnis Kewirausahaan Jurnal Multidisiplin West Science Madani: Multidisciplinary Scientific Journal Mutiara : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Pengabdian Masyarakat dan Riset Pendidikan El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Multidisiplin Jurnal Pengabdian Masyarakat Mentari Jurnal Riset Multidisiplin Edukasi International Journal of Economics, Business Management and Accounting Jurnal Ilmiah Multidisiplin Ulil Albab Primary Journal of Multidisciplinary Research
Anwar Azazi
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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Journal : Jurnal Multidisiplin

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Literasi Keuangan, Teknologi Keuangan, Dan Pengelolaan Keuangan Pribadi : Pengujian Efek Interaksi Locus Of Control Sapitri, Elsi Nanda; Wendy, Wendy; Syahputri, Anggraini; Azazi, Anwar; Mustika, Uray Ndaru
Jurnal Multidisiplin Vol. 2 No. 1 (2025): September
Publisher : CV. Utami

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jm.v2i1.278

Abstract

This study aims to evaluate how financial literacy, financial technology utilization, and financial management are influenced by personal control center as an interaction factor. Participants in this study were active students of the Economics and Business study program at Tanjungpura University, Pontianak City. The sampling technique used purposive sampling technique through questionnaires. The analysis technique used in this research is regression analysis with moderator effects with the help of the Smart-PLS version 4.0 statistical tool. The amount of data analyzed came from 273 respondents. The findings of this study indicate that financial literacy and technology play a positive and significant role in the ability of individuals in individual financial management. Personal control center was found to strengthen the relationship between financial literacy and personal budgeting ability.
Co-Authors Adelia, Alfina Adiananta, Bayu Fahmi Agustin, Dela Ahmad Shalahuddin, Ahmad Alaydrus, Hafidz Rifqi Ana Fitriana Andika, Wahyu Angelina, Deva Anggraini Syahputri Anggriani, Yeni Anura, Dhea Arbain, Zailani Arestha, Rully Ariandini, Aulia Arifin Firdaus Bosrin, Adrian Chafsoh, Zannuba Arifah Damayanti, Syifa Putri Daud, Ilzar Deva, salsabilla Dio, Louisio Dody Pratama Marumpe Efa Irdhayanti Eka, Yuliana Yuspita Elvi Yuli Machmudah Endah Mayasari Erna Listiana Fahruna, Yulyanti Fajar Fajar Fauzan, Rizky Febriana Louw Fransisca, Linda Giriati Giriati, Giriati Guntur, Nethlyn Vincyarif Gusti Hardiansyah Hafizi, Mohamad Harry Setiawan Helma Malini Helma Malini, Helma Hendri, M. Irfan Heriyadi, Heriyadi I. K, Maria Christiana Ikram Yakin Ilzar Daud Iman Ahmad Syahbandi Irdhayanti, Efa Isfahan, Saif Raafi'in Izza Haniyah Juniwati Juniwati Karsim M. Irfani Hendri Manurung, Jesaya Herlangga Maria Christiana Iman Kalis Maria Christiana Iman Kalis, Maria Christiana Maria Magdalena Marisca, Tirza Eudia Misbahussaniyyah, Alfiyyah Muhammad Afif Muhammad Nurwahyudi Mustaruddin Mustarudin, Mustarudin Mustika, Uray Ndaru Ndaru Mustika, Uray Novelia Novelia, Novelia Nur Afifah Perawati Perawati, Perawati Pratama, Agung Hidayat Purmono, Bintoro Bagus Putri, Yuliani Alfiani Villye Adriani Ramadania Ramadania, Ramadania Raudhatusukma, Damia Salomo, Oloan Sapitri, Elsi Nanda Sartika, Lili Syahbandi Syahputri, Anggraini Theliya, Theliya Titik Rosnani Uray Ndaru Mustika utari, Della Vemas, Vinsensius Violita Indah Permani Wendy Wendy Wenny Pebrianti Yankhi, Yankhi Yubileus, Fransisco