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All Journal Jurnal Manajemen Update CommIT (Communication & Information Technology) Jurnal Pekommas Jurnal Teknologi Informasi dan Ilmu Komputer Journal of Consumer Science Journal of Information Systems Engineering and Business Intelligence JOIV : International Journal on Informatics Visualization Jurnal RESTI (Rekayasa Sistem dan Teknologi Informasi) RABIT: Jurnal Teknologi dan Sistem Informasi Univrab IJIS - Indonesian Journal On Information System Jurnal Ipteks Terapan ComTech: Computer, Mathematics and Engineering Applications Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Jurnal Tekno Kompak Jurnal Teknologi Informasi dan Pendidikan JUTIS : Jurnal Teknik Informatika Journal of Information Systems and Informatics Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat TEPIAN International Journal Of Science, Technology & Management (IJSTM) Dharma Sevanam : Jurnal Pengabdian Masyarakat Jurnal Komunikasi, Sains dan Teknologi (JKST) jabdimasunipem International Transactions on Artificial Intelligence (ITALIC) Journal of Applied Research In Computer Science and Information Systems Proletarian : Community Service Development Journal
Erick Fernando B311087192
Bina Nusantara University
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Journal : CommIT (Communication

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The Influence of Perceived Risk and Trust in Adoption of FinTech Services in Indonesia Meyliana, Meyliana; Fernando, Erick; surjandy, surjandy
CommIT (Communication and Information Technology) Journal Vol 13, No 1 (2019): CommIT Vol. 13 No. 1 Tahun 2019
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/commit.v13i1.5708

Abstract

The service level in community must be considered if it wants to continue to be used by the users. This research studies the adoption of Financial Technology (FinTech) services in the terms of trust and risk. The work employs the Technology Acceptance Model (TAM) theory as the theoretical basis combined with trust and perceived risk. The research method is quantitative. The data are analyzed by the Structural Equation Model (SEM) using Smart PLS V2.0. The researchers use a questionnaire in Google Form to collect the data. It is distributed online with the snowball data collection technique. As a result, 548 respondents are successfully gathered. The results indicate that the factor of users trusts influences perceived usefulness in the adoption to use FinTech services. However, the risk factor does not affect the use of FinTech services, which further does not influence the users’ attitude. The work contributes to the study of the adoption of FinTech services, which provides a view determining the users’ intention to use FinTech services in Indonesia.
Co-Authors ., Adiyanto ., winanti Ade saputra Adiyanto , Adiyanto Adiyanto Adiyanto Agistiawati, Eva Agustian, Wahid Rahmat Ahadi, Ahadi Ali Sadikin Andwiyan, Denny Angel, Mary Anugrah, Sandy Anwar, Moh. Nuril Ari Wibowo, Tony Asri Mulyani Basuki, Sucipto Beny Beny Budi Haryanto Cahya Kumoro, Dwi Ferdiyatmoko Cahyadi, Larissa Belva Chidir, Gusli Clarissa, Eleane Cyrilla Condrobimo, A. Raharto Condrobimo, A.Raharto Dede Kurniadi Denny Prabowo, Yulius Derist Touriano Dewi, Wulan Rahma Dina Fitria Murad Eldora, Karin Ervana, Ervana Eugenia, Janice Florence Fauzi Ahmad Muda Fauziyah, Asyifa Fayzhall, Mivy Fayzhall, Miyv Faza, Ahmad Fernando, Andhika Fianty, Melissa Indah Firman Anindra Fitriawati, Nora Gatc, Jullend Gazali Gazali Goestjahjanti, Francisca Sestri Gozali, Edy Haloho, Heppy New Year Hartati, Ria Hasna, Shofwatun Hendri Hendri Hermawati, Lusi Hetty Rohayani Hulu, Paulinus Hussein Hamid, Muhammad Hutagalung, Dhaniel Ikhsan, Ridho Bramulya Ionia Veritawati Irza, Dhany Kharisma Istajib Kulla Himmy’azz JAINURI, JAINURI Jaka Suwita Johan, Monika Evelin Juliater Simamarta Jumiran, Jumiran Karnawi Kamar, Karnawi Karyono Karyono Kulla Himmy'azz, Istajib Kulla Himmyázz, Istajib Kumoro, Dwi Ferdi Cahya Kumoro, Dwi Ferdiyatmoko Cahya Kurniabudi, Kurniabudi Kusumawardani, Fadilla Liga, Wendy Madani, Muchlishina Maspiyanti, Febri Mastra, Riadika Meyliana Meyliana Muldani Rachmat, Imam Mulyono, Herry Murtako, Amir Napitupulu, Bonar Napitupulu, Bonar Bangun Jeppri Novita Olin, Maria Nuraini Sari, Nuraini Nurasiah Nurasiah ., Nurasiah Nurasiah Nurasiah Nuryanti, Yulis Oktabrianto, Oktabrianto Oktarina, Thina Olin, Maria Novita Parlindungan, Davis Roganda Pattymahu, Gracia Christabel Henrietta Po Abas Sunarya Prabowo, Dimas Aditya Purno, Marhaendro Purwaningrum, Dwi Putriani, RDN Dwi Rachma Dewi, Wulan Rachman, Andi Ridho Rachmat, Imam Muldani Raden Mohamad Herdian Bhakti Riyanto Riyanto Riyanto Rizfie, Muhammad Dala Sahadah, Dewi Nely Sestri Goestjahjanti, Francisca Setiawan, Johan Siagian, Padapotan Siagian, Pandapotan Siagian, Pandapotan Silitonga, Nelson Silitongga, Nelson Silvian, Vergio Siti Maesaroh Sri Lestari Sri Mulyati Sudiyono, Rachma Nadhila Sukriyah, Sukriyah Supiana, Nana Supriyanto . Supriyanto Supriyanto Surjandy, Surjandy Suroso Suroso Susetyono, Eko Sutardi, Didi Syabanera, Nasya Dochka Tiara, Beby Tjahjana, David Touriono, Derist Umiyati, Hesti Winanti WINANTI, WINANTI Wisnu Murti, Nugroho Wiyono, Nuri Yudhatama, Dhimas Yudho, Mohammad Rizky Yulia, Yayah Yulius Denny Prabowo, Yulius Denny Yunitasari Yunitasari, Yunitasari Yusuf Yusuf