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All Journal JURNAL EKONOMI DAN KEBIJAKAN PEMBANGUNAN Signifikan : Jurnal Ilmu Ekonomi Jurnal Kawistara : Jurnal Ilmiah Sosial dan Humaniora Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Agro Ekonomi Indonesian Journal of Business and Entrepreneurship (IJBE) Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Journal of Consumer Science Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat Walisongo: Jurnal Penelitian Sosial Keagamaan El-Mashlahah Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi & Kebijakan Publik FIKRI : Jurnal Kajian Agama, Sosial dan Budaya Tazkia Islamic Finance and Business Review AFRE Accounting Financial Review Jurnal Manajemen Pembangunan Daerah Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam AFEBI Islamic Finance and Economic Review Banque Syar'i : Jurnal llmiah Perbankan Syariah ILTIZAM Journal of Sharia Economic Research Islaminomics: Journal of Islamic Economics, Business and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Monetary Economics and Finance Agro Bali: Agricultural Journal International Journal of Zakat (IJAZ) Kasaba: Jurnal Ekonomi Islam Jurnal Ilmiah Manajemen Kesatuan JIIP (Jurnal Ilmiah Ilmu Pendidikan) Jurnal Agro Ekonomi ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Waraqat : Jurnal Ilmu_Ilmu Keislaman Prosperity: Journal of Society and Empowerment Share: Jurnal Ekonomi dan Keuangan Islam Journal Of World Science International Journal of Cyber and IT Service Management (IJCITSM) Islamic Social Finance Jurnal Perpajakan dan Keuangan Publik IIJSE Jurnal Kawistara Amwaluna: Jurnal Ekonomi dan Keuangan Syariah IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Greenation International Journal of Economics and Accounting Al-Infaq : Jurnal Ekonomi Islam Mizan: Journal of Islamic Law Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Studies
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Classical and Contemporary Fiqh Approaches to Re-Estimating the Zakat Potential in Indonesia Maya Asfarina; Ascarya Ascarya; Irfan Syauqi Beik
Journal of Islamic Monetary Economics and Finance Vol. 5 No. 2 (2019)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v5i2.1068

Abstract

This study aims to re-estimate the potential of zakat in Indonesia based on the classical and contemporary fiqh approaches, as well as including optimistic and realistic scenarios with different assumptions. Under the classical fiqh approach, the potential amount of zakat was calculated based on the zakatable assets that have been agreed upon by all scholars, including only zakat on savings. Meanwhile, using the contemporary fiqh approach, the zakat potential was calculated based on a new classification of zakatable assets agreed by contemporary scholars after considering the issue of economic development, including professional (household) zakat, corporate zakat and zakat on savings. The results show that, based on the classical fiqh approach, the potential zakat amount is IDR 69.57 trillion, or equivalent to 0.56% of GDP under the optimistic scenario, and it is IDR 13.26 trillion, or equivalent to 0.11% of GDP, under the realistic scenario. Meanwhile, based on the contemporary fiqh approach, the potential zakat amount is IDR 216.54 trillion, or equivalent to 1.75% of GDP, under the optimistic scenario, and it is IDR 74.87 trillion, or equivalent to 0.60% of GDP, under the realistic scenario. The estimated zakat potentials are still significantly higher than actual zakat collection recorded. However, the results of classical approach under the realistic scenario (0.11% of GDP) is the closest to the real 2018 zakat collection of 0.05% of GDP, which could be the indication that most Indonesian Muslims follow classical fiqh approach in calculating their zakat maal obligation.
A Dynamic Study on the Market Share Growth of Islamic Banks in Indonesia Post Spin-off, Conversion, and Merger Mario Huzni Mubarok; Sri Mulatsih; Irfan Syauqi Beik
Journal of World Science Vol. 4 No. 9 (2025): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v4i9.1495

Abstract

This research aims to examine the impact of microprudential policies, specifically spin-offs, conversions, and mergers, on Islamic banks in Indonesia, both directly and indirectly through transmission variables, in relation to the growth of the Islamic banking market share. The method used in this study is the dynamic ARDL model, which was chosen for its ability to accommodate data stationarity, cointegration, and short- and long-term relationships. This study utilizes monthly time series data from Bank Umum Syariah (BUS) and Unit Usaha Syariah (UUS) in Indonesia, covering the period from January 2008 to December 2023, resulting in 192 observations for each variable. The data were processed using MS Excel and EViews 10. This research finds that only conversion has a significant direct impact on market share in both the short and long run, while mergers are significant only in the long run, and spin-offs are insignificant in both time frames. As for the transmission variables, DPK and ROA consistently drive market share growth in both the short and long run. NPF is significant only in the long-term simultaneous impact model, where its increase hampers market share growth, whereas FDR is significant only in the short-term simultaneous impact model, where its increase promotes market share. This study incorporates all three microprudential policies—spin-offs, conversions, and mergers—within a single equation model, accompanied by the use of a dynamic model that has not been employed in previous studies. This approach allows for the examination of both short-term and long-term effects.
Productive Waqf Management Model: a Systematic Method of Literature Review Nuradi; Husnul Khatimah; Irfan Syauqi Beik
WARAQAT : Jurnal Ilmu-Ilmu Keislaman Vol. 10 No. 1 (2025): Waraqat: Jurnal Ilmu-Ilmu Keislaman
Publisher : Pusat Penelitian dan Pengabdian pada Masyarakat (P3M) Sekolah Tinggi Agama Islam As-Sunnah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/waraqat.v10i1.992

Abstract

Productive waqf has emerged as a promising financial instrument for socio-economic development in Muslim-majority countries. However, existing studies are fragmented and lack a comprehensive synthesis of models and practices. This study aims to bridge this gap by conducting a Systematic Literature Review (SLR) on productive waqf management models published between 2019 and 2024. Using the PRISMA protocol, 51 eligible articles were selected from Scopus, Google Scholar, and SciSpace via Publish or Perish (PoP), and analyzed through VOSviewer for bibliometric mapping. The findings reveal that while productive waqf practices in Indonesia are evolving beyond the traditional 3M (Mosques, Madrasahs, and Tombs) model, they remain predominantly focused on cash-based waqf and business units. The utilization of waqf land for productive purposes is still significantly underexplored. Keyword mapping indicates emerging research trends around digitalization, governance, and nazir professionalism. This study contributes a synthesized framework of productive waqf models and highlights the need for standardization, certification of nazir, and innovation in land-based waqf development. The implications offer strategic insights for waqf stakeholders to align Islamic philanthropy with the Sustainable Development Goals (SDGs).
Assessing willingness to pay for Sharia general insurance in Indonesia: A case study of the Jabodetabek region Rafidah Herawati; Irfan Syauqi Beik; Linda Karlina Sari
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol. 15 No. 2 (2024): December 2024
Publisher : Faculty of Islamic Economics and Business, UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v15i2.155-170

Abstract

This study explores the willingness to pay (WTP) for Sharia general insurance in Jabodetabek, Indonesia, where adoption remains low. The objective is to assess how gender, residence, age, education, occupation, and income influence WTP. Using a quantitative approach, data were collected from 250 respondents through a structured questionnaire. The analysis involved descriptive statistics, cross-tabulation, and chi-square tests. Results indicate that gender, age, and income significantly affect WTP, with higher WTP observed among men, older individuals, and those with higher incomes. Conversely, residence, education, and occupation do not significantly impact WTP. The findings suggest that Sharia insurance providers should tailor products and educational efforts to better align with different demographic groups’ financial capabilities and needs. These insights are crucial for enhancing the adoption of Sharia general insurance in the region.
Financial Inclusion and Socio-Demographic Determinants of Micro and Small Enterprise Performance: Evidence from Conventional, Islamic, and Non-User Segments in Jakarta, Indonesia Irma Citarayani; Hermanto Siregar; Irfan Syauqi Beik; Alla Asmara
Fikri : Jurnal Kajian Agama, Sosial dan Budaya Vol. 10 No. 2 (2025): Fikri : Jurnal Kajian Agama, Sosial dan Budaya
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/jf.v10i2.6373

Abstract

Micro and Small Enterprises (MSMEs) as part of MSMEs have an important role in the national economy, including increasing economic growth, supporting economic stabilization, improving public welfare, alleviating poverty, and reducing unemployment rates. However, in its development, MSMEs face many challenges, including capital problems and low access to financial service institutions. Meanwhile, financial inclusion is one of the government's efforts to provide greater access to MSME actors so that they can use financial products and services. This study aims to determine whether financial inclusion and socio-demographic factors can affect MSME performance. The research methods used are multiple regression analysis, interaction test, and ANOVA tests. The study results indicate that financial inclusion significantly positively impacts Micro and Small business Performance in the DKI Jakarta area. This study also shows that socio-demographic factors, especially gender, business age, and generation of MSME actors, significantly influence MSME performance in the DKI Jakarta area. On the other hand, this study provides information that the perception of the performance of MSESs using conventional financial service institutions has a higher value than that of MSESs using sharia financial service institutions. Meanwhile, the lowest perception of MSES performance is held by MSES actors who do not use financial service institutions.
Zakat Fund Collection Optimization Strategy Based on Digital Technology: An Empirical Study in West Java Jalaludin Al Mahali; Irfan Syauqi Beik; Ahmad Juwaini; Qurroh Ayuniyyah
Jurnal Perpajakan dan Keuangan Publik Vol. 5 No. 1 (2026): Jurnal Perpajakan dan Keuangan Publik
Publisher : Department of Public Administration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jpkp.v5i1.55493

Abstract

Indonesia has enormous national zakat potential exceeding IDR 300 trillion; however, its realization remains very low, at only around 3.9%–5%. This gap has significant social implications, particularly in limiting the optimal distribution of zakat for poverty alleviation, social welfare improvement, and economic empowerment of vulnerable communities. This study aims to formulate a strategy for optimizing zakat collection in the West Java region by identifying and prioritizing the most influential determinant factors, particularly trust, technology adoption, and institutional capacity in digital zakat management. The study employs the Analytical Hierarchy Process (AHP) method involving seven experts through Focus Group Discussions (FGDs) and in-depth interviews. The results indicate that building communication and trust is the top strategic priority with the highest weight (0.368). Muzakki is identified as the most influential key actor across all decision factors. The managerial implications for Zakat Management Organizations (OPZ) highlight the need to strengthen a transparent digital ecosystem and collaborate with local figures to build social proof and enhance muzakki loyalty. In addition, digitalization should evolve beyond functioning merely as a payment channel into an integrated information ecosystem capable of providing real-time transparency reports to meet the expectations of digitally literate zakat payers. Strategic partnerships with fintech platforms, e-commerce, and community networks remain important as long-term reinforcement to expand outreach, particularly among digitally active younger generations.
Program Edukasi Model Cibest sebagai Alat Peningkat Kesejahteraan di Lingkungan Pondok Pesantren Nurul Hakim Lombok, Kabupaten Lombok Barat Irfan Syauqi Beik; Laily Dwi Arsyianti; Resfa Fitri; Rahmat Yanuar; Indah Fresma Sari; Muhamad Zidan; Muhamad Adzka Noor Sadaryun
Agrokreatif: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 12 No. 1 (2026): Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/agrokreatif.12.1.151-158

Abstract

Prosperity can be achieved through poverty alleviation. One of the measuring tools for measuring the impact of poverty alleviation programs is the CIBEST Model. While the CIBEST model has been primarily used in the fields of zakat and waqf, this model still needs to be disseminated to other segments for a broader impact, including Islamic boarding schools. The community service program conducted at Pondok Pesantren Nurul Hakim aimed to enhance understanding of the application of the CIBEST model in pesantren. The methods used in this service were dissemination in the form of material presentations and assessments in the form of post-test. Program evaluation results showed that participants had a good level of understanding, with the highest score reaching 90. Participants gave positive feedback and suggested expanding the theoretical scope and increasing the program's socialization. The obstacle faced in the socialization was the limited time so that participants could study the material thoroughly. The signing of a Letter of Intent between IPB University and Pondok Pesantren Nurul Hakim was conducted as a strategic commitment to program sustainability. This step aims to ensure that the program can continue sustainably and provide long-term benefits. With continuous collaboration and ongoing development of program materials, it is hoped that this activity can have a broader impact on the community. Recommendations from this program include increasing socialization, developing program materials, and involving more parties to strengthen understanding of the CIBEST Model. It is hoped that this program can make a significant contribution to improving community welfare and empowering the pesantren community to implement it sustainably.
Customer Purchase Intention on Sharia Mutual Fund Products: A TPB Approach Evie Octarina; Hartoyo Hartoyo; Irfan Syauqi Beik
Journal of Consumer Sciences Vol. 4 No. 1 (2019): Journal of Consumer Sciences
Publisher : Department of Family and Consumer Sciences, Faculty of Social and Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jcs.4.1.37-47

Abstract

This study aimed to determine the influence of variables in TPB (attitude toward behavior, perceived behavioral control, subjective norm), religiosity, knowledge, and risk perception to intention purchase of sharia mutual fund. The sample in this study was customer of Bank Sharia XYZ of 164 customers. The analysis applied in this study was Structural Equation Modeling-Partial Least Square. The result of this research showed that the independent variable had positive and significant influence to dependent variables attitude toward behavior and subjective norm. Religiosity and knowledge have no significant influence toward intention to purchase, while perceived behavioral control and risk perception had no significant influence with intention to purchases. The other result showed that religiosity had a positive significant influence to attitude toward behavior. The conclusion of this research shown that religiosity is the factor which influence attitude toward behavior, attitude toward behavior and subjective norm are the factors which influence intention purchase of sharia mutual fund.
The Effect of Communication, Fund Disbursement, and Competence on Trust, Attitudes, and Behavioral Intentions towards ZIS Institutions Deni Nuryadin; Indupurnahayu; Didin Hafidhuddin; Irfan Syauqi Beik
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 1 (2026): JIMKES Edisi January 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i1.4833

Abstract

Zakat, Infaq, and Alms (ZIS) Management Institutions rely heavily on public trust to ensure sustainable long-term support. Despite its importance, the existing literature still lacks an integrated model linking organizational operational performance with stakeholder behavioral outcomes. This study aims to assess how institutional practices, including communication, perceived competency, and disbursement, influence trust and subsequently affect stakeholder attitudes and behavioral intentions toward ZIS institutions. This study uses a quantitative approach with a causal-descriptive design. Data were collected through a survey of ZIS Institution stakeholders and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results show that trust is a central factor that significantly shapes stakeholders’ attitudes and behavioral intentions. Specifically, perceived competence is the strongest and most significant predictor of trust. In contrast, the fund disbursement variable was found to be insignificant in building trust. Trust has significant predictive power in shaping attitudes, but its influence on behavioral intentions is moderate. The main contribution of this study is to provide empirical evidence that ZIS institutions’ efforts should focus on improving managerial competence and professionalism, not just on the fund distribution process, as a strategic key to increasing public trust.
UNLOCKING THE POTENTIAL OF ISLAMIC SOCIAL FINANCE WITHIN THE ISLAMIC BANKING ECOSYSTEM FOR UNBANKED MSME INCLUSION Reza Mustafa; Hermanto Siregar; Irfan Syauqi Beik; Suhendi; Rifki Ismal
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 12 No. 1 (2026): JANUARY - JUNE 2026
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v12i1.88715

Abstract

Despite the significant decline in poverty rates in Indonesia, the simultaneous shrinking of the middle class and the expansion of the vulnerable population reveal a persistent challenge of socio-economic inequality. Accessing formal financing remains a significant challenge for Micro, Small, and Medium Enterprises (MSMEs), as nearly 70% of them currently unbanked. Although Islamic banks are legally mandated to fulfill both commercial and social functions, their role in optimizing Islamic social finance instruments such as zakat and waqf to address the financing gap of unbanked MSMEs remains suboptimal. This study examines how Islamic social finance can be integrated with the Islamic banking ecosystem to support MSMEs and promote inclusive and sustainable economic development. This study adopts a descriptive analysis approach to explore stakeholder perceptions, experiences, and strategies. This study used secondary data combined with in-depth interviews (IDIs) with relevant stakeholders and focus group discussions (FGDs). This study suggests that Islamic banking in Indonesia develop a hybrid financing model that integrates commercial and Islamic social finance schemes to support MSMEs. MSMEs are segmented into subsistent, unbankable, pre-bankable, and bankable categories, with each segment requiring tailored financial instruments ranging from qard hasan to commercial contracts such as murabahah and musyarakah. Islamic banks and Islamic social finance institutions can form an ecosystem whereby banks act as orchestrators, and social institutions serve as program implementers. The findings emphasize that segment-based empowerment and strategic collaboration are essential to ensure sustainable MSME upgrading and inclusive financial development.
Co-Authors A. Faroby Falatehan Aang Gunaepi Abdul Wahid Mongkito Abullah, Brahim Achmad Firdaus Achmad Firdaus Achmad Iskandar Zulkarnain Achsani, Muhammad Nur Faaiz Fathah Ade Nur Rohim Adelia Oktarina Adora Aurahma Adrianna Syariefur Rakhmat Afiatin Dewi Ahmad Juwaini Ahmad Juwaini Ahmad Mukhlis Ahmad Naufal Ahmad Tafsir, Ahmad Akhmad Fauzi Al Aziz, Muhammad Fatih Al Muharram, Muhammad Shiddiq Alla Asmara Aminah, Mimin Amruzi, Fahmi Al Andiani, Kartika Anggara, Muhamad Rafi Aprianti, Winda Nur Arief Rohman Yulianto Arifia Marsila Hayati Ascarya Ascarya Aslam Mei Nur Widigdo Baehaqie, Sofyan Bagus Sartono Bambang Juanda Basri, Samsul Bayu Widokartiko Buchori, Nur S Budi Rahmat Hakim Budi Rahmat Hakim BUNASOR SAMIN Caesar Pratama Deni Nuryadin Deni Nuryadin Dian Fitriarni Sari Didin Hafidhuddin Didin Hafidhuddin MS Dina Wening Ati Dianti Dinia, Yunie Syamsu Eka Octavian Pranata Ekawati Wahyuni Elvina Dian Paramita Emmy Hamidiyah Endar Hasafah Nugrahani ENDRI ENDRI Erliza Noor Eugenia, Syaima Evie Octarina Fahd Mohammed Obad Al-Shaghdari Fahd Mohammed Obad Al-Shaghdari Fahmi Al Amruzi Faqih Udin dan Jono M. Munandar Meivita Amelia Farhan Lauda Fauzi, Siti Ismi Diningty Fithri Tyas Hapsari Fitri Hartati Fitri, Resfa Hamidiyah, Emmy Haq, Daffa Aqomal Hartoyo Hartoyo Hartoyo Hartoyo Hasbi Indra Hendri Tanjung Hendri Wijaya Hendriansyah, Hendriansyah Herianto Herianto Herlin, Herlin Hermanto Siregar Hibatullah, Ilham Hilman Hakiem Hilmiyah, Ulfah Laelatul Huda, Munir Huda, Nurul Husnul Khatimah Husnul Khatimah Husnul Khatimah Huzni Mubarok Ibdalsyah Ibdalsyah Idqan Fahmi Ilham Hibatullah Immas Nurhayati Indah Fresma Sari Indra Indupurnahayu Indupurnahayu Irma Citarayani Ismail Fakhri Isro'iyatul Mubarokah Isro’iyatul Mubarokah Izzatul Mabniyyah Alhasanah JAENAL EFFENDI Jalaludin Al Mahali Jalaludin Mahali Jas, Walneg Sopia Judo Satria Juliarty, Noer Resky Kameswari, Ika Kartika Andiani Khairunnajah Khairunnajah Khalifah Muhamad Ali Laily Dwi Arsyanti Laily Dwi Arsyianti Laily Dwi Arsyianti Linda Karlina Sari Lukman M Baga Lukman M. Baga M. Syamsul Maarif Marimin , Marimin Marimin Masyitha Mutiara Ramadhan Maulida, Sri Maya Asfarina Mimin Aminah Mintarto Munandar, Jono Mohammad Iqbal Irfany Muhamad Abduh Muhamad Adzka Noor Sadaryun Muhamad Zidan Muhammad Fatih Al Aziz Muhammad Firdaus Muhammad Iqbal Mukhamad Najib Mulya Siregar Mutiara Mutiara mutiara mutiara Nafiah Ariyani, Nafiah Nashr Akbar Nashr Akbar Nasrudin Anas Nidaa Nazaahah Kusumawati Nina Triyani Nisa Nurrahmah Noer Resky Juliarty Nunung Nuryartono Nur Laili Ab Ghani Nur Richana Nur Richana Nur S Buchori Nuradi Nuradi Nuradi Nurhayati, Immas Nurrahmah, Nisa Nurul Huda Octarina, Evie Oktarina, Adelia Paramita , Elvina Dian Popong Nurhayati Prasetyo, Ageng Pudji Muljono QOLBI, NURUL Qurroh 'Ayyuniyyah Qurroh Ayuniyyah Qurroh Ayuniyyah Qurroh Ayuniyyah R.R. Tini Anggraeni Rafidah Herawati Rahmat Yanuar Ranti Wiliasih Renaldi, Haris Resfa Fitri Reza Mustafa Ribowo, Sugeng Ries Wulandari, Ries Rifki Ismal Rifki Ismal Rifki Ismal Rina Murniati Rosadi, Dede Salahuddin El Ayyubi Salina Hj. Kassim Salina Kassim Sandi Panlevi Satria, Judo Shobri Shobri Shofiyatul Muthi'ah Siti Ismi Diningty Fauzi Sofyan Baehaqie Solly Aryza Sri Maulida Sri Mulatsih Sri Wulan Fatmawati Sri Wulan Fatmawati Sugeng Ribowo Suhartoyo Suhartoyo Suhendi Syaima Eugenia Syamsiar, Syamsiar Taufik Awaludin Taufik Awaludin, Taufik Tita Nursyamsiah, Tita Titania Aulia Wahyuni Tony Irawan Trisiladi Supriyanto, Trisiladi Trisiliadi Supriyatno Tsabita, Khonsa Ujang Sumarwan Ujang Sumarwan Ulil Amri Syafri Walneg Sopia Jas Winarto, Fuad Hawari Winda Nur Aprianti Wisnu Wardhana Wiwiek Rindayanti Yeti Lis Purnamadewi Yudha Heryawan Asnawi Yulianto, Arief Rohman Yusman Syaukat