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All Journal JURNAL EKONOMI DAN KEBIJAKAN PEMBANGUNAN Signifikan : Jurnal Ilmu Ekonomi Jurnal Kawistara : Jurnal Ilmiah Sosial dan Humaniora Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Agro Ekonomi Indonesian Journal of Business and Entrepreneurship (IJBE) Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Journal of Consumer Science Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat Walisongo: Jurnal Penelitian Sosial Keagamaan El-Mashlahah Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi & Kebijakan Publik FIKRI : Jurnal Kajian Agama, Sosial dan Budaya Tazkia Islamic Finance and Business Review AFRE Accounting Financial Review Jurnal Manajemen Pembangunan Daerah Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam AFEBI Islamic Finance and Economic Review Banque Syar'i : Jurnal llmiah Perbankan Syariah ILTIZAM Journal of Sharia Economic Research Islaminomics: Journal of Islamic Economics, Business and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Monetary Economics and Finance Agro Bali: Agricultural Journal International Journal of Zakat (IJAZ) Kasaba: Jurnal Ekonomi Islam Jurnal Ilmiah Manajemen Kesatuan JIIP (Jurnal Ilmiah Ilmu Pendidikan) Jurnal Agro Ekonomi ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Waraqat : Jurnal Ilmu_Ilmu Keislaman Prosperity: Journal of Society and Empowerment Share: Jurnal Ekonomi dan Keuangan Islam Journal Of World Science International Journal of Cyber and IT Service Management (IJCITSM) Islamic Social Finance Jurnal Perpajakan dan Keuangan Publik IIJSE Jurnal Kawistara Amwaluna: Jurnal Ekonomi dan Keuangan Syariah IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Greenation International Journal of Economics and Accounting Al-Infaq : Jurnal Ekonomi Islam Mizan: Journal of Islamic Law Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Studies
Irfan Syauqi Beik
Departemen Ilmu Ekonomi Syariah, Fakultas Ekonomi Dan Manajemen, Institut Pertanian Bogor Jl. Kamper Wing 4 Level 5 Kampus IPB, Bogor 16680
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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ZAKAT DEVELOPMENT: THE INDONESIA’S EXPERIENCE Hafidhuddin, Didin; Beik, Irfan Syauqi
Al-Infaq: Jurnal Ekonomi Islam Vol. 1 No. 1 (2010)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

As the third pillar of Islam, zakat has very strategic role in the development of the ummah. Indonesia, being the most populous Muslim country, experiences rapid zakat development for the last decade. This could be observed from both collection and distribution sides of zakat, which indicate remarkable mprovement. However, Indonesia still faces a number of challenges including the wide gap between zakat potential and its actual collection. Hence, exchange of experience between Indonesia and other OIC member countries is highly needed.
ANALISA TINGKAT PENGEMBALIAN PEMBIAYAAN BANK SYARIAH YANG LEBIH TINGGI DIBANDINGKAN DENGAN BANK KONVENSIONAL: STUDI KASUS MALAYSIA Arsyianti, Laily Dwi; Beik, Irfan Syauqi
Al-Infaq: Jurnal Ekonomi Islam Vol. 2 No. 1 (2011)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Islamic banking industry has become financial-nerve centre in today’s world economy, particularly in the last three decades. It has attracted various entrepreneurs and enterprises to get its financing. However, Islamic banks tend to have a higher rate of financing compared to the conventional ones. This less competitiveness encourage the demand for Islamic products may fall leaving the Islamic banks. Good debtors opted for conventional loans since the interest rates paid were relatively lower and the rest (the bad debtors) successfully made their way to Islamic banks. Therefore, the non-performing financing of Islamic banks is high. This paper attempts to analyze factors that determine high rate of financing in Islamic banks, by taking the case of Malaysian Islamic banks. In this paper, the top three of Islamic banks and conventional banks are selected for comparison. It finds that high default premium contribute significantly to the high financing rate, while the overheads per capital is no more significantly contribute to it. Hence, the Islamic banks should diversify their assets and implement universal banking concept.
MEMPERKUAT PERAN SUKUK NEGARA DALAM PEMBANGUNAN EKONOMI INDONESIA Beik, Irfan Syauqi
Al-Infaq: Jurnal Ekonomi Islam Vol. 2 No. 2 (2011)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Sukuk is one of the Islamic financial instruments which grows up very rapidly for the last two decades. Globally sukuk issuance has reached USD 199.18 billion as of December 2010. It is expected to increase over time. Indonesia being the most populous Muslim country in the world should play more active role in utilizing sukuk as its developmental instrument. This paper attempts to discuss the importance of using sukuk, especially sovereign sukuk known as SBSN (Surat Berharga Syariah Negara), in the development of Indonesia’s economy. In order to have bigger multiplier effect towards the economy, sovereign sukuk issuance must be focused on three major orientation, i.e. infrastructure development, labor intensive sectors and optimization of local potential. Hence, better regulation support and innovative sukuk product are highly needed.
MODEL KURIKULUM PENDIDIKAN EKONOMI ISLAM DI PERGURUAN TINGGI UMUM DAN ASIA TENGGARA Beik, Irfan Syauqi
Al-Infaq: Jurnal Ekonomi Islam Vol. 3 No. 1 (2012)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Salah satu isu penting yang dihadapi lembaga pendidikan ekonomi Islam adalah pembangunan kurikulum. Struktur kurikulum akan mempengaruhi kualitas output dari proses pendidikan yang dilakukan. Makalah ini mencoba menganalisis struktur kurikulum pendidikan ekonomi Islam yang dilakukan di perguruan tinggi umum di Indonesia dan di Asia Tenggara. Makalah ini memilih Institut Pertanian Bogor dan Universitas Airlangga untuk mewakili perguruan tinggi umum Indonesia, dan International Islamic University Malaysia untuk mewakili perguruan tinggi Asia Tenggara. Artikel ini juga membandingkan sistem yang berlaku di ketiga universitas ini. Selanjutnya, makalah ini mendiskusikan upaya standarisasi kurikulum pada tingkat Asia Tenggara dan membahas usulan pendirian asosiasi program studi ekonomi Islam yang dapat dijadikan sebagai media untuk saling berbagi dan memperkuat kerjasama antar universitas di Asia Tenggara.
FACTORS THAT INFLUENCE WAQIF INTENTION ON CASH WAQF AND WAQF THROUGH MONEY Kameswari, Ika; Beik, Irfan Syauqi; Asnawi, Yudha Heryawan
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 2 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Cash waqf and waqf through money as one of form of alms giving the reward of jariyah, have large gap between potential and realization. Therefore, this research aims to describe respondent’s characteristics and analyze factors that might be influenced waqifs’ intention to do cash waqf or waqf through money particularly through berkahwakaf.id. The method used in this study were descriptive and logistic regression analysis. This study involved 186 respondents from berkahwakaf.id and non-berkahwakaf.id waqifs. The result show that the character of respondent was balanced between male and female, dominated by age range 25-57 years old, dominated with minimum undergraduate education level, private and government employee with average income more than Rp 5 million. Data analysis result show that the waqif’s intention to do cash waqf and waqf through money affected by subjective norms, promotion and education level have asignificant positive affect and income level has a significant negative effect.
MEMBANGUN KEMANDIRIAN FINANSIAL PRIBADI DAN UMAT Arsyianti, Laily Dwi; Beik, Irfan Syauqi
JURNAL ILMU SYARIAH Vol 1 No 2 (2013): DESEMBER
Publisher : IBN KHALDUN BOGOR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/mizan.v1i2.382

Abstract

Life in the world not only involves compulsory worship but also social relations. Our interest in social relationships is to build a prosperous people in the world and in the Hereafter, as well as our task which has been determined as a vicegerent on earth. This article tries to explain the steps that need to be taken to develop the independence both personally and in the unity of the people, from the financial side. This financial capital which became one person and Muslims widely, to help the robustness of the buildings and the revival of the Ummah. Therefore, in the end we can stand on its own without depending on any party that can control us and may be misleading the people.
Community Acceptance of Digital ZIS Payment Technology: Evidence from BAZNAS Tangerang Selatan City Deni Nuryadin; Indupurnahayu Indupurnahayu; Didin Hafidhuddin; Irfan Syauqi Beik
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 4 (2025): JIMKES Edisi Juli 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i4.4000

Abstract

The acceptance of digital zakat technology is important to be researched, especially on the factors that affect the intention of users of online zakat applications which ultimately leads to the decision to use the application. This study examines factors influencing the intention and decision of muzakki to adopt digital zakat platforms at BAZNAS South Tangerang City. By using the Unified Theory Acceptance and Use of Technology (UTAUT) model with four variables, including performance expectation, effort expectation, social influence and facilitating conditions as well as expanding the model by adding variables such as hedonic motivation, price value, habit, perceived risk, and zakat knowledge. Using a sample of 198 respondents from BAZNAS South Tangerang City, the data that has been collected is analyzed using the Structural Equation Modelling (SEM) method. The results of the analysis found that the variables of the UTAUT model were not a significant factor that affected the intention of the muzakki to decide to use the online zakat application. Meanwhile, the variables of the expansion of the model are a significant factor that affects the intention and decision of muzakki to use online zakat.   Keywords: UTAUT, SEM, BAZNAS, sharia fintech
The Influence of Halal Label and Brand Image on Purchase Decisions of Local Skincare Products with Price as a Moderating Variable (Case Study on Wardah) Titania Aulia Wahyuni; Irfan Syauqi Beik; Mimin Aminah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8288

Abstract

This study aims to analyze the influence of halal labeling and brand image on purchase decisions of local skincare products, with price as a moderating variable. In recent years, the halal cosmetics industry in Indonesia has experienced rapid growth, driven by increasing awareness among Muslim consumers regarding the importance of halal-certified products. Wardah, as a pioneering local halal cosmetic brand, serves as a compelling case study due to its success in combining religious values with modern marketing strategies. This research adopts a quantitative approach using Structural Equation Modeling–Partial Least Squares (SEM-PLS), involving 190 respondents aged 15–45 who have previously used Wardah products. The results reveal that brand image and price significantly influence purchase decisions, whereas halal labeling does not have a direct significant impact. Interestingly, price is found to strengthen the effect of brand image on purchase decisions but weaken the effect of halal labeling. These findings suggest that in the context of modern consumers particularly younger generations perceived value and brand positioning play a more dominant role than religious certification alone. Therefore, companies need to develop a balanced strategy that emphasizes strong brand identity, competitive pricing, and effective communication to reinforce the appeal of halal products in the market.
The Effect of Macroeconomics on the Receipt of Zakat, Infaq, and Shadaqah at BAZNAS Central for 2015-2024 Period Juliarty, Noer Resky; Fitri, Resfa; Achsani, Muhammad Nur Faaiz Fathah; Beik, Irfan Syauqi
International Journal of Zakat Vol 10 No 4 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i4.661

Abstract

In recent years, Indonesia's economy has grown steadily, supported by strong household purchasing power and stable investment. However, this stability was disrupted with the emergence of the COVID-19 pandemic in early 2020. This study aims to analyze the effect of macroeconomic variables on the collection of zakat, infaq, and sadaqah at BAZNAS Central during the 2015–2024 period. The research use secondary quarterly time-series data from 2015 to 2024. The analysis is conducted using descriptive analysis combined with the Autoregressive Distributed Lag (ARDL) method. The results show more clearly that GDP consistently exerts a positive and significant influence on zakat as well as infaq and shadaqah receipts in both the short and long run, confirming the central role of economic growth in strengthening Islamic philanthropic capacity. Meanwhile, the Consumer Price Index (CPI), as a proxy for inflation, and the BI Rate were not proven to significantly affect infaq and shadaqah receipts; however, CPI demonstrates a positive long-run effect on zakat, and the BI Rate shows a negative but weak influence, indicating limited monetary policy transmission to ZIS behavior. The impact of the COVID-19 pandemic was found to be significantly negative for zakat receipts, but relatively insignificant for infaq and shadaqah. Furthermore, digitalization at BAZNAS is shown to significantly increase ZIS collection, underscoring the growing role of technological adoption in expanding accessibility and strengthening fundraising performance. Overall, these findings highlight the need for macroeconomic stability and continuous digital transformation to optimize ZIS mobilization.
Comparative Analysis on Sharia Governance in Islamic Non-Profit Organizations across Indonesia, Malaysia and Brunei Darussalam Laily Dwi Arsyianti; Irfan Syauqi Beik; Nur Laili Ab Ghani; Muhamad Abduh; Adora Aurahma; Arifia Marsila Hayati
AL-MUZARA'AH Vol. 13 No. 2 (2025): AL-MUZARA'AH (December 2025)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.13.2.155-171

Abstract

This study examines the governance practices of Islamic non-profit organizations in Indonesia, Malaysia, and Brunei Darussalam. The thorough examination is conducted through a framework developed based on the standards set by the Islamic Financial Services Board (IFSB), Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), as well as the core principles of zakat and waqf. A qualitative approach was carried out using content analysis methods from literature reviews, and then NVivo was used to collect, classify, map reports and analyse further about the topics. This study found that sharia NPO governance practices in Indonesia, Malaysia and Brunei Darussalam still need to be explained in detail, as well as several indicators. This study addresses previously unexplored issues, particularly regarding sharia-compliant Non-Profit Organizations (NPOs). In this regard, it pioneers research that examines and compares the governance frameworks of NPOs in Indonesia, Malaysia and Brunei Darussalam. The scope of this research focuses on regional areas with a global Muslim majority, namely Indonesia, Malaysia and Brunei Darussalam. Practitioners in the field of sharia-compliant NPOs can utilise this research as a reference and policy foundation. This action can help in advancing social initiatives cross-country level and can be a reference for establishing governance framework standards in sharia-based NPOs with practitioners and experts in the field.
Co-Authors A. Faroby Falatehan Aang Gunaepi Abdul Wahid Mongkito Abullah, Brahim Achmad Firdaus Achmad Firdaus Achmad Iskandar Zulkarnain Achsani, Muhammad Nur Faaiz Fathah Ade Nur Rohim Adelia Oktarina Adora Aurahma Adrianna Syariefur Rakhmat Afiatin Dewi Ahmad Juwaini Ahmad Juwaini Ahmad Mukhlis Ahmad Naufal Ahmad Tafsir, Ahmad Akhmad Fauzi Al Aziz, Muhammad Fatih Al Muharram, Muhammad Shiddiq Alla Asmara Aminah, Mimin Amruzi, Fahmi Al Andiani, Kartika Anggara, Muhamad Rafi Aprianti, Winda Nur Arief Rohman Yulianto Arifia Marsila Hayati Ascarya Ascarya Aslam Mei Nur Widigdo Baehaqie, Sofyan Bagus Sartono Bambang Juanda Basri, Samsul Bayu Widokartiko Buchori, Nur S Budi Rahmat Hakim Budi Rahmat Hakim BUNASOR SAMIN Caesar Pratama Deni Nuryadin Deni Nuryadin Dian Fitriarni Sari Didin Hafidhuddin Didin Hafidhuddin MS Dina Wening Ati Dianti Dinia, Yunie Syamsu Eka Octavian Pranata Ekawati Wahyuni Elvina Dian Paramita Emmy Hamidiyah Endar Hasafah Nugrahani ENDRI ENDRI Erliza Noor Eugenia, Syaima Evie Octarina Fahd Mohammed Obad Al-Shaghdari Fahd Mohammed Obad Al-Shaghdari Fahmi Al Amruzi Faqih Udin dan Jono M. Munandar Meivita Amelia Farhan Lauda Fauzi, Siti Ismi Diningty Fithri Tyas Hapsari Fitri Hartati Fitri, Resfa Hamidiyah, Emmy Haq, Daffa Aqomal Hartoyo Hartoyo Hartoyo Hartoyo Hasbi Indra Hendri Tanjung Hendri Wijaya Hendriansyah, Hendriansyah Herianto Herianto Herlin, Herlin Hermanto Siregar Hibatullah, Ilham Hilman Hakiem Hilmiyah, Ulfah Laelatul Huda, Munir Huda, Nurul Husnul Khatimah Husnul Khatimah Husnul Khatimah Huzni Mubarok Ibdalsyah Ibdalsyah Idqan Fahmi Ilham Hibatullah Immas Nurhayati Indah Fresma Sari Indra Indupurnahayu Indupurnahayu Irma Citarayani Ismail Fakhri Isro'iyatul Mubarokah Isro’iyatul Mubarokah Izzatul Mabniyyah Alhasanah JAENAL EFFENDI Jalaludin Al Mahali Jalaludin Mahali Jas, Walneg Sopia Judo Satria Juliarty, Noer Resky Kameswari, Ika Kartika Andiani Khairunnajah Khairunnajah Khalifah Muhamad Ali Laily Dwi Arsyanti Laily Dwi Arsyianti Laily Dwi Arsyianti Linda Karlina Sari Lukman M Baga Lukman M. Baga M. Syamsul Maarif Marimin , Marimin Marimin Masyitha Mutiara Ramadhan Maulida, Sri Maya Asfarina Mimin Aminah Mintarto Munandar, Jono Mohammad Iqbal Irfany Muhamad Abduh Muhamad Adzka Noor Sadaryun Muhamad Zidan Muhammad Fatih Al Aziz Muhammad Firdaus Muhammad Iqbal Mukhamad Najib Mulya Siregar Mutiara Mutiara mutiara mutiara Nafiah Ariyani, Nafiah Nashr Akbar Nashr Akbar Nasrudin Anas Nidaa Nazaahah Kusumawati Nina Triyani Nisa Nurrahmah Noer Resky Juliarty Nunung Nuryartono Nur Laili Ab Ghani Nur Richana Nur Richana Nur S Buchori Nuradi Nuradi Nuradi Nurhayati, Immas Nurrahmah, Nisa Nurul Huda Octarina, Evie Oktarina, Adelia Paramita , Elvina Dian Popong Nurhayati Prasetyo, Ageng Pudji Muljono QOLBI, NURUL Qurroh 'Ayyuniyyah Qurroh Ayuniyyah Qurroh Ayuniyyah Qurroh Ayuniyyah R.R. Tini Anggraeni Rafidah Herawati Rahmat Yanuar Ranti Wiliasih Renaldi, Haris Resfa Fitri Reza Mustafa Ribowo, Sugeng Ries Wulandari, Ries Rifki Ismal Rifki Ismal Rifki Ismal Rina Murniati Rosadi, Dede Salahuddin El Ayyubi Salina Hj. Kassim Salina Kassim Sandi Panlevi Satria, Judo Shobri Shobri Shofiyatul Muthi'ah Siti Ismi Diningty Fauzi Sofyan Baehaqie Solly Aryza Sri Maulida Sri Mulatsih Sri Wulan Fatmawati Sri Wulan Fatmawati Sugeng Ribowo Suhartoyo Suhartoyo Suhendi Syaima Eugenia Syamsiar, Syamsiar Taufik Awaludin Taufik Awaludin, Taufik Tita Nursyamsiah, Tita Titania Aulia Wahyuni Tony Irawan Trisiladi Supriyanto, Trisiladi Trisiliadi Supriyatno Tsabita, Khonsa Ujang Sumarwan Ulil Amri Syafri Walneg Sopia Jas Winarto, Fuad Hawari Winda Nur Aprianti Wisnu Wardhana Wiwiek Rindayanti Yeti Lis Purnamadewi Yudha Heryawan Asnawi Yulianto, Arief Rohman Yusman Syaukat