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Journal : JOURNAL OF COMMUNITY SERVICE AND APPLICATION SCIENCE (JCSAS)

Financial Management for MSMEs and Farmer Groups in the District of Kamang Magek: Pengelolaan Keuangan bagi UMKM dan Kelompok Tani di Kecamatan Kamang Magek Anne Putri; Eka Risma Putri; Renita Astri; Emi Handriana; Adriani Adnani; Layla Hafni; Dona Ikranova; Yulianda Nofika Sari; Siti Maryam
Journal of Community Service and Application of Science Vol. 1 No. 2 (2022): JOURNAL OF COMMUNITY SERVICE AND APPLICATION SCIENCE (JCSAS)
Publisher : KPN Kopertis X

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62769/65zcdy85

Abstract

Small and medium enterprises (SMEs) and farmer groups are a source of the community's economy in Kamang Magek District. SMEs are engaged in various fields such as food and processed products, crafts and carvings, furniture, agricultural and animal husbandry products, while farmer groups in Kamang Magek District also vary from horticultural crops, food crops and plantation crops. In the Livestock sector, there are also poultry livestock, both broiler and laying eggs, small and large ruminants as well as processed agricultural and livestock products. Several SMEs and farmer groups in the Kamang Magek sub-district raised the local wisdom of Kamang Magek, such as kamang crackers, kamang coffee, Kamang duck, Kamang mangosteen, embroidery, and kamang special furniture. Currently, SMEs and Farmer Groups are experiencing difficulties in developing their businesses due to business capital constraints and most of them are even trapped in loans with high interest rates. SMEs have not been able to determine the amount of working capital they need for business development, they do not take into account the size of the loan with their production capacity or business results, so the amount of loans made does not match the actual funding or working capital needs. This has resulted in the amount of the loan submitted being too large in excess of requirements or the amount of the loan being too small so that it is not sufficient for business needs. To overcome this problem, it is necessary to provide counseling to SMEs and farmer groups regarding financial management.
Co-Authors AA Sudharmawan, AA Adriani Adnani Ahmad Himawan Ahmad Rifqi Amin, Amiruddin M Andi Andi Andi Andi Andrianus Salim Angelina, Vanessa Anita Anita Anne Putri Anton Anton Boby Daniswara Halim Budiyanto Budiyanto Carolita, Carolita Chandra, Jennifer Chandra, Stefani Chitarany Biantary David David Depari , Surya Safari Sembiring Devi Diana Sari Dominicus Josephus Swanto Dominicus Josephus Swanto T Dona Ikranova Eka Risma Putri Emi Handriana Ericca, Shierlly Ericson Rony Jaya R Evelyn Wijaya evelyn wijaya Fadrul Fadrul Fakhri Rabialdy Farhan Firdaus Fernandho, Michael Gus Andri Hardilah, Febriola Harry Patuan Panjaitan Hendri Gunawan Hocky, Agus Ilyas Ilyas Indrastuti, Sri JosephusSwanto, Dominicus Katsute, Yoshinaga Kevin Marclinto Khelliwaty Chandra Kuswoyo Kuswoyo Leo Chandra Librina Tria Putri Limi Lyana Martha Martha Martha Ng Mimelientesa Irman Miran, Ikas Musliadi Musliadi Mustafa Kamal Nana Fitriani Nia Husni Nicholas Renaldo Nur Seri Panjaitan, Harry P. Prihastuti, Asepma Hygi Purba, Jansaris Othniel Purnama, Intan Putri, Librina Tria Putri, Novita Yulia Renita Astri Richard Andelman Rismawati Rismawati Safari SD, Surya Sarisa Sarisa Sheerad Sahid Siswoyo Siswoyo Siti Maryam Sri Indrastuti Suharti Suharti Suhermin, Suhermin Surya Safari SD Surya, Cardy Susi Indrawati Br Hutasoit Suwitho, Suwitho Suyono Suyono Swanto T, Dominicus Josephus Swanto, Dominicus Josephus Syamsiar, Syamsiar T, Dominicus Josephus Swanto Teddy Chandra Teddy Triyanda Tengku Arief Lukman Thaief, Ilham Tjahjana, Dominicus Josephus Swanto Vanesa, Setevy Venny Prajnawati Vivi Anggraini S Wijaya, Evelyn Yulianda Nofika Sari Yutiandry Rivai Zulfadil Zulfadil