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Journal : Journal of International Conference Proceedings

EFFECT OF THIRD PARTY FUNDS GROWTH, CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, LOAN TO DEPOSIT RATIO AND RETURN ON ASSETS ON CREDIT IN GROWTH RURAL BANKS IN DENPASAR Ni Wayan Sulistiyani; Agus Wahyudi Salasa Gama; Ni Putu Yeni Astiti
Journal of International Conference Proceedings (JICP) Vol 2, No 1 (2019): Proceedings of the 3rd International Conference of Project Management (ICPM) Bal
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (17.837 KB) | DOI: 10.32535/jicp.v2i1.392

Abstract

This study aims to examine the factors that influence bank lending such as Third Party Funds, Capital Adequacy Ratio, Non Performing Loans, Loan To Deposit Ratio, and Return On Assets towards bank lending. The population of this study is Rural Banks in Denpasar City for the period 2016-2017. In this study the method of determining the sample used is saturated sample. The analysis technique used is multiple linear regression, and hypothesis testing using the -t test to test the partial regression coefficient, and the -f test to test the effect together with the level of 5% . Besides that, a classic assumption test was also conducted which included normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. The results showed Third Party Funds and Loan To Deposit Ratio, have a positive and significant effect on bank lending. Third, Capital Adequacy Ratio, Non Performing Loans and and Return On Assets have a negative and significant effect on bank lending.
THE EFFECT OF FINANCIAL LITERATION ON INVESTMENT DECISION BEHAVIOR Ni Putu Yeni Astiti; G. Oka Warmana; Mifthahul Hidayah
Journal of International Conference Proceedings (JICP) Vol 2, No 1 (2019): Proceedings of the 3rd International Conference of Project Management (ICPM) Bal
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v2i1.472

Abstract

Financial Literacy is a very broad concept. This study uses three dimensions of financial literacy, namely financial knowledge, financial behavioral and financial attitude. The purpose of this study was to determine the effect of financial knowledge, financial, and financial behavioral attitude towards investment decision on entrepreneurs in Bali. Collecting data with a questionnaire on investors who are members of the Komunitas Bisnis Tangan Di Atas (TDA) Bali, a total of 50 people as samples. The sampling method uses nonprobability sampling with an accidental sampling approach. The regression results show (1) financial knowledge does not affect investment decision making, (2) financial behavior does not affect investment decision making, (3) financial attitude has a positive effect on investment decision making
The Influence of Cash Turnover Rate, Credit Turnover Rate, and Capital Adequacy on Profitability in Savings and Loan Cooperatives in Denpasar Jyotika Artha Sadiwi, Ni Putu; Rismayanti, Kadek Intan; Putu Ratih, Ida Ayu; Padmaningrum, Ni Made; Jantina, Ni Wayan; Gama, Agus Wahyudi Salasa; Astiti, Ni Putu Yeni
Journal of International Conference Proceedings Vol 7, No 2 (2024): 2024 ICSM Thailand & AIC Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v7i2.3459

Abstract

Profitability is a company's ability to gain profits in a certain period. This research aims to test and provide empirical evidence of the influence of cash turnover rate, credit turnover rate, and capital adequacy on the profitability of savings and loan cooperatives in the East Denpasar district. The population in this study was 32 cooperatives in the East Denpasar District area. The sampling technique used in this research was purposive sampling. Based on the criteria considered in sampling, a sample of 32 cooperatives in East Denpasar District was obtained, with three years of observation so that the number of observations was 96. The data collection method in this research was by using non-participant observation methods. The data analysis technique used is multiple linear regression analysis. The results of the study show that cash turnover has a positive and significant effect on the profitability of savings and loan cooperatives in the East Denpasar sub-district. Credit turnover has a positive and significant effect on the profitability of savings and loan cooperatives in the East Denpasar sub-district. Capital adequacy has a negative and significant effect on the profitability of savings and loan cooperatives in East Denpasar sub-district
The Influence of Investment Knowledge, Minimum Capital, Risk Perception, and Technological Advancement on Students’ Investment Interest in The Capital Market Nopiyanti, Ni Made; Astiti, Ni Putu Yeni; Mentari, Ni Made Indah; Cahyani, Ni Kadek Intan Dwi; Wulandari, Luh Ayu Trisna; Puspayanti, Ni Luh Ayu; Asih, Ni Nyoman Seri
Journal of International Conference Proceedings Vol 8, No 2 (2025): 2025 ICPM Thailand Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v8i2.4128

Abstract

Investment is increasingly recognized as an effective alternative to protect and enhance wealth while ensuring financial security in the future. In recent years, the capital market has attracted growing interest among young investors, driven by greater investment knowledge, lower capital requirements, heightened risk awareness, and rapid technological advancement. This study aims to examine the influence of investment knowledge, minimum capital, risk perception, and technological advancement on students’ investment interest in the capital market. The population comprises students from the Faculty of Economics and Business, Universitas Mahasaraswati Denpasar, from the 2021, 2022, and 2023 cohorts. A sample of 98 respondents was determined using proportionate stratified random sampling. Data were analyzed through multiple linear regression. The findings reveal that investment knowledge, risk perception, and technological advancement each have a significant positive effect on investment interest, while minimum capital has a significant negative effect. These results highlight the multidimensional factors shaping student investment behavior. Future studies are recommended to incorporate additional variables, expand the sample size, and extend the research setting beyond a single university to strengthen the generalizability of the findings.
Co-Authors A.A. Putu Nikkita Devi Agus Wahyudi Salasa Gama Alessandra Yuricha Alfonsia Klofilda Suryati Anak Agung Gede Sugianthara Anak Agung Putra Mahardika Anak Agung Putu Agung ANGGRAINI , Ni Putu Nita Artini, Ni Luh Putu Putri Asih, Ni Nyoman Seri Astari, Ni Made Putri Atika Yuniarti Bira, Ni Putu Rifani Budiani, Ni Putu Dewi Cahyadi, Komang Alex Fajar Cahyani, Ni Kadek Intan Dwi Cahyani, Ni Putu Diah Carina , Tiara Desak Nyoman Sri Pratiwi Dewa Gede Agung Aditya Putra Dewa Gede Agung Aditya Putra Dewi , Ni Luh Putu Cahya Dewi, Ni Luh Yulia Triana Diah Ayu Marta Budiawati Dwinata JS, I Putu Wahyu Dwipa, I Made Suryana Evitasari, Ni Kadek G. Oka Warmana G. Oka Warmana, G. Oka Gde Bagus Brahma Putra Gede Upadana Mahendra Wiyasa Gek Komang Putri Trijayanti Gissella Nurcahyani Suharto Gunari, Kadek Diah Gusti Ayu Kade Agung Sintya Prama Dewi Gusti Ayu Komang Mirah Ananda Hardayani, Ni Putu Ayu Savitri I Dewa Ayu Prajaniti Arimerta I Dewa Gede Agung Pandawana I Dewa Gede Palguna Widya I Dewa Made Arik Permana Putra I Gede Arya Lilacita I Gst. Ngr Wiliada P.P I Gusti Agus Sedana Yoga I Gusti Ayu Dhian Wahyuni I Gusti Ayu Diah Listhya Artarini I Gusti Ayu Imbayani I Gusti Ayu Istri Prabhawati I Gusti Ngurah Bagus Gunadi I Gusti Putu Eka Rustiana Dewi I Kadek Dicky Pranayudha I Kadek Gelgel Deddy Setiawan I Kadek Tisna Muliantika I Ketut Indrayana I Ketut Wahyu Suputra I Komang Yudi Ferdiawan I Made Surya Prayoga I Nengah Aristana I Nyoman Jayanegara I Nyoman Resa Adhika I Nyoman Resa Adhika I Nyoman Resa Adhika, I Nyoman Resa I Nyoman Teddy Saputra I Putu Bagus Ade Satyawan I Putu Eka Krisna Santika Wira Anantha I Putu Ngurah Rizky Andika I Putu Wahyu Dwinata JS I Wayan Sucipta Wibawa Ida Ayu Dinda Pryanka Maharani Ida Ayu Made Ari Widyawati Ida Bagus Panji Sedana Jantina, Ni Wayan JS, I Putu Wahyu Dwinata Jyotika Artha Sadiwi, Ni Putu Kadek Adi Pratama Hendra Kadek Agustini Dwi Putri Kadek Aritisna Widiantari Kadek Erika Wahyuni Kadek Ika Silvia Dewi Kadek Oki Setiawan Kadek Okta Mega Handayani Kadek Yobi Dharma Putra Kadek Yobi Dharma Putra Kadek Yuliari Khrisna, Putu Gede Indra Kiki Akbar Rizki Komang Ayu Diantini Krisnayanthi, Ni Made Dian Lestari, Made Mitha Lestari, Putu Eka Cindy Luh Buderini Luh Depi Julia Adnyani Luh Tina Resmayani M. Alfian Firmansyah Made Ari Sawitri Devi Made Dewani Putri Pertiwi Made Dina Garciana Made Edy Septian Santosa Made Febri Wiracahyani Made Ika Prastyadewi Made Pradnyan Permana Usadi Md Inneke Wirami Wirastuti Mentari, Ni Made Indah Mentari, Ni Made Indah Mentari Mifthahul Hidayah Monika Tamaka Nadira, Ni Made Ayu Ni Gusti Ayu Sri Ari Purnama Ni Kadek Alit Budiartini Ni Kadek Ayu Purwaningsih Ni Kadek Ayu Puspa Dewi Ni Kadek Dwi Pratiwi Ni Kadek Irien Asmarianti Ni Kadek Mellyna Dewi Ni Kadek Nonik Rasminingsih Ni Kadek Saras Jenita Ni Kadek Yuniparmini Ni Ketut Ayu Shantiani Ni Ketut Ricca Widya Dharma Putri Ni Ketut Suwantari Ni Komang Ayu Sapitri Ni Komang Ayu Suarningsih Ni Komang Ayu Sukmawati Ni Komang Ayu Trisnadewi Ni Komang Ayu Wintari Ni Komang Gita Wahyuni Ni Komang Lisnawati Ni Komang Srianingsih Ni Komang Tristiani Ni Luh Ayu Meilan Sulasmini Ni Luh Candra Dewi Ni Luh Dita Devi Antari Ni Luh Eka Febriyanti Ni Luh Gede Lora Pranciska Ni Luh Putu Kristina Dewi Ni Luh Putu Rita Yudihari Ni Luh Putu Rita Yudihari Ni Luh Putu Wiagustini Ni Made Anisa Wira Setia Prema Sundhari Ni Made Dwi Puspitasari Ni Made Dwi Puspitawati Ni Made Indah Mentari Ni Made Indah Mentari Ni Made Indah Mentari, Ni Made Ni Made Leli Gita Wiswana Ni Made Mia Yuwita Sari Ni Made Rai Sucita Wati Ni Made Wika Riandani Ni Nengah Arya Puspita Dewi Ni Noman Ari Novarini Ni Nyoman Ari Novarini Ni Nyoman Ayu Windasari Ni Nyoman Imas Pradnyanita Wistarini Ni Nyoman Suryani Ni Pande Kadek Lusyana Paramitha Astiti Ni Putu Anggariani Ni Putu Atika Putri Ni Putu Ayu Savitri Hardayani Ni Putu Ayu Savitri Hardayani Ni Putu Ayu Savitri Hardayani Ni Putu Diah Anggreni Ni Putu Diah Puspita Dewi Ni Putu Grivia Oktanaryanti Ni Putu Lisa Ernawatiningsih Ni Putu Meisa Dian Pratiwi Ni Putu Meliani Ni Putu Monyati Ni Putu Tasiya Purnama Dewi Ni Putu Winda Lestari Putri Ni Putu Yulik Paramitha Ni Putu Yuniari Ni Wayan Budiasih Ni Wayan Dessy Lindayanti Ni Wayan Eka Mitariani Ni Wayan Jantina Ni Wayan Okti Anggriani Ni Wayan Putri Indriyani Ni Wayan Rustiarini Ni Wayan Sulistiyani Niluh Komang Tri Devacandradewi Nopiyanti, Ni Made Noviana Dewi Setianingrum Nyoman Yudha Astriayu Widyari Padmaningrum, Ni Made Pande Ni Luh Eka Dwi Payanti Prasasti, Andien Shelomitta Dewi Pratiwi, Ida Ayu Putu Eka Purnami, Kadek Diah Puspayanti, Ni Luh Ayu Putra , I Dewa Made Arik Permana Putra, Kadek Yobi Dharma Putri, Ni Putu Geopani Putu Agustini, Ni Luh Putu Aldi Wiguna Putu Aristya Evilia Cahyani Putu Candrika Febriyanti Putu Chintia Pramesti Putu Gede Indra Khrisna Putu Gede Indra Khrisna Putu Ira Tresna Yanti Putu Kepramareni Putu Melisa Dewi Jayanti Putu Ratih, Ida Ayu Putu Soniami Putu Wenny Saitri Raharja, Made Agung Ramadani, Ni Kadek Riska Ratihningih, Ni Kadek Sri Ratmiasih, Ni Putu Ari Risa, Ni Luh Putu Rismayanti, Kadek Intan Rismayanti, Ni Putu Eka Sang Ayu Riska Dwiyantari Sedana, I Gede Wahyu Stanley Matius Danny Tarigant Sukmayani, Ni Putu Sulistiyani, Ni Wayan Suryanti, Ni Wayan Swari, Ni Made Ary Diana Pradnya Taupik Rusdi Tiara Carina Tri Widia Ningsih, Komang Trisnayanti, Ni Made Yeyen Tude Wahyu Wira Permana Usadi, Made Pradnyan Permana Wibawa, Ida Bagus Artha Sada Widyantari, Ni Wayan Diah Nanda Wijayanti, Putu Yunita Wulandari, Luh Ayu Trisna Yasa, I Komang Agus Merta Yemima Youriza Yemima Youriza Yudihari, Ni Luh Putu Rita Yuliani, Ni Putu