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Biased Behavior and Stock Investment Decisions of Investors in Bali, Indonesia Agus Wahyudi Salasa Gama; Ni Putu Yeni Astiti; Ni Wayan Eka Mitariani
Matrik : Jurnal Manajemen, Strategi Bisnis, dan Kewirausahaan Volume 17 Nomor 2 Tahun 2023
Publisher : Faculty of Economics and Business Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/MATRIK:JMBK.2023.v17.i02.p02

Abstract

Investment decisions are often affected by irrational behavioral factors that cause improper logical analysis. Herding and overconfidence are two behaviors that lead to biased decision-making, specifically regarding investment. Therefore, this study aimed to test the effect of herding and overconfidence on investment decisions moderated by financial knowledge and attitude. Using a sample of 267 stock investors, the test was conducted with PLS-SEM. The results showed that overconfidence positively influences individuals' investment decisions, while herding has no effect. Financial knowledge and attitude were found not to moderate this effect but could act as predictor variables with a significant positive impact on investment decisions. Keywords: Herding; Financial Knowledge; Financial Attitude; Financial Behavior Overconfidence.
EXPLORING THE IMPACT OF FINANCIAL ATTITUDES, FINANCIAL KNOWLEDGE, AND PERSONALITY ON FINANCIAL MANAGEMENT BEHAVIOR AMONG SMALL AND MEDIUM ENTERPRISES (SMES) Ni Putu Yeni Astiti; Wibawa, Ida Bagus Artha Sada; Gama, Agus Wahyudi Salasa
Jurnal Mebis Vol. 8 No. 2: December 2023
Publisher : UPN "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/mebis.v8i2.483

Abstract

Financial behavior is a way that everyone practices to treat, manage, and use the financial resources they possess. There are several factors that influence financial management behavior such as financial attitude, financial knowledge and personality. This research aims to know the influence of financial attitude, financial knowledge and personality on the behavior of financial management on UMKM. The population in this study is all UMKM. Determination of samples with saturated sampling technique with the number of samplings of as many as 37 UMKM participants. Data collection methods with observations, interviews, documentation, and questionnaires. The data analysis technique used is double linear regression analysis. The results of the test showed that the financial attitude has a positive and significant influence on the behavior of financial management on UMKM. Financial knowledge has a positive and significant influence on the behavior of financial management on UMKM. Personality has a positive and significant influence on the behavior of financial management on UMKM
PENGARUH MODAL INTELEKTUAL, GOOD CORPORATE GOVERNANCE, UKURAN PERUSAHAAN TERHADAP KINERJA KEUANGAN PERBANKAN DI BURSA EFEK INDONESIA Kadek Agustini Dwi Putri; Agus Wahyudi Salasa Gama; Ni Putu Yeni Astiti
JUIMA : JURNAL ILMU MANAJEMEN Vol. 13 No. 2 (2023): JUIMA : JURNAL ILMU MANAJEMEN
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

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Abstract

: In conducting business operations, it is essential for every company to possess the ability to effectively manage its assets in order to fulfill its business goals. Financial performance is one of the measures indicating the success of a business. Financial performance, proxied by Return On Assets (ROA), is used to measure a company's effectiveness in generating profits by utilizing its assets. The greater a company's ROA, the better its position in terms of asset utilization. This study aims to explain the influence of intellectual capital, board of directors, managerial ownership, and company size on financial performance in Banking Companies listed on the Indonesia Stock Exchange (IDX). The population of this study comprises all Banking Companies listed on the IDX from 2020 to 2022, totaling 47 companies. Sampling was conducted using purposive sampling technique, resulting in a sample of 18 companies. The analytical technique employed to test the hypotheses is multiple linear regression analysis. The research findings indicate that intellectual capital has a positive and significant influence on company financial performance (return on assets). However, the board of directors, managerial ownership, and company size do not influence financial performance (return on assets) in banking companies.
KINERJA KEUANGAN SEBAGAI MEDIATOR DALAM MEMBENTUK NILAI PERUSAHAAN: EKSPLORASI PADA PERUSAHAAN BUMN DI BURSA EFEK INDONESIA Ni Putu Yeni Astiti; Agus Wahyudi Salasa Gama
Accounting Profession Journal (APAJI) Vol. 6 No. 1 (2024): Accounting Profession Journal (APAJI)
Publisher : Program Studi Akuntansi Fakultas Ekonomi dan Bisnis Universitas Kristen Indonesia Paulus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35593/apaji.v6i1.150

Abstract

Teori keagenan menjelaskan hubungan antara pihak principal dan agent, dimana principal adalah pihak yang memberikan mandat kepada pihak agent. Populasi pada penelitian ini seluruh perusahaan BUMN berjumlah19 perusahaan dan total pengamatan 38. Teknik analisis data menggunakan Path Analisis dan Uji Sobel. Hasil penelitian menunjukkan Struktur modal berpengaruh negatif terhadap kinerja keuangan. Struktur modal berpengaruh postif terhadap nilai perusahaan. Kinerja keuangan memediasi pengaruh struktur modal terhadap nilai perusahaan. Ukuran perusahaan berpengaruh positif terhadap kinerja keuangan. Ukuran perusahaan tidak berpengaruh terhadap nilai perusahaan. Kinerja keuangan berpengaruh negatif terhadap nilai perusahaan. Kinerja keuangan memediasi pengaruh ukuran perusahaan terhadap nilai perusahaan.
PENINGKATAN PENGETAHUAN CUSTOMER SERVICE OPERATOR DALAM MEMBERIKAN PELAYANAN KEPADA KONSUMEN Yeni Astiti, Ni Putu; Tri Widia Ningsih, Komang
Jurnal Dharma Jnana Vol. 1 No. 1 (2021): JURNAL DHARMA JNANA
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

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Abstract

Customer Servis Operator PT Sumber Bintang Abadi mempunyai tugas yaitu untuk melakukan konfirmasi pemesanan yang telah dilakukan oleh pelanggan melalui media sosial, dengan memberikan pelayanan informasi mengenai produk, meyakinkan pelanggan, dan melengkapi data pelanggan yang telah melakukan pemesanan. Penelitian ini bertujuan untuk memberikan penjelasan kepada pembaca mengenai bagaimana pelayanan yang harus diberikan customer servis operator kepada pelanggan yang sesuai dengan SOP yang telah dibuat. Bagaimana cara melayanin pelanggan dengan baik yang memiliki watak yang berbeda serta memberikan penjelasan dan merespon pertanyaan-pertanyaan yang diberikan dengan cepat. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian deskriptif kualitatif dengan menggunakan beberapa teknik pengambilan data yaitu pengamatan, wawancara dan pelatihan yang diberikan. Metode penelitian ini digunakan agar mampu menjelaskan kepada pembaca bagaimana memberikan sosialisasi penyuluhan dan memberikan pelatihan terhadap customer servis merupkan kegiatan yang penting dilakukan agar customer servis tetap memiliki kualitas pelayanan yang baik terhadap kepuasan pelanggan. Hasil penelitian ini menunjukkan bahwa adanya kegitan dalam perusahaan yang membatu meningkatkan kulitas pelayanann pelanggan akan sangat baik dilakukan upaya untuk meningkatkan kepuasan pelanggan dan tercapainya target penjualan perusahaan.
PENANGGULANGAN DAMPAK SOSIAL DAN EKONOMI AKIBAT COVID-19 PADA UMKM KETUT KERTAYASA DI DESA CARANGSARI Ni Putu Yeni Astiti; Tude Wahyu Wira Permana; Ni Nyoman Ari Novarini
Jurnal Dharma Jnana Vol. 1 No. 2 (2021): JURNAL DHARMA JNANA
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

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Abstract

Penyebaran Coronavirus Disease 2019 (Covid-19) memberi dampak signifikan terhadap kehidupan masyarakat baik dibidang kesehatan maupun ekonomi. Pandemi ini telah membawa perubahan besar bagi pelaku Usaha Mikro Kecil Menengah (UMKM) di Indonesia terutama di Bali. Namun, di saat pandemi seperti sekarang ini, tidak sedikit UMKM yang mengalami penurunan omzet dan penjualan. Hal ini juga dialami hampir merata di semua pelaku UMKM Bali kala pandemi menerjang. Adapun target yang ingin dicapai yitu, pengedukasian kepada UMKM mengenai bahaya dan pencegahan penyebaran Covid-19, membrikan masukan kepada UMKM mengenai bagaimana cara memasarkan produk secara online melalui media social seperti Facebook dan bagai mana cara membuat media social secara online agar memudahkan memasarkan produk kerajinan ini agar mengurangi bertatap muka dengen pembeli. Kemampuan karyawan dalam membuat media social dan memasarkan produk secara online melalui media sosial facebook , pemahaman mengenai bahaya dan pencegahan penyebaran Covid-19, disiplin menggunakan masker, UMKM Ketut Kertayasa telah berhasil ditingkatkan melalui penyuluhan, pelatihan, dan pendampingan. Kemampuan karyawan dalam membuat media social dan memasarkan produk secara online melalui media sosial facebook, pemahaman mengenai bahaya dan pencegahan penyebaran Covid-19, disiplin menggunakan masker, menggunakan sarung tangan dalam proses produksi, UMKM perlu dipertahankan melalui pendampingan secara berkelanjutan dalam memberikan informasi yang dibutuhkan oleh pelaku UMKM.
PEMANFAATAN TEKNOLOGI E-COMMERCE PADA UMKM MERTHA NEGARA FARM DI BANJAR APUAN, DESA APUAN, BATURITI, TABANAN I Gusti Ayu Imbayani; Ni Luh Gede Lora Pranciska; Ni Putu Yeni Astiti
Jurnal Dharma Jnana Vol. 1 No. 3 (2021): JURNAL DHARMA JNANA
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (486.614 KB)

Abstract

Pandemi covid-19 membawa dampak yang cukup besar disegala aspek kehidupan baik sosial, budaya, pendidikan dan ekonomi. Di pulau Bali kususnya di Banjar Apuan, dimana sebagaian besar masyarakatnya dahulu bekerja dibidang pariwisata, kini mulai merintis usaha baru, dikarenakan PHK. Tujuan penelitian artikel ini adalah menguraikan tentang peningkatan promosi daring melalui pemanfaatan teknologi e-commerce pada UMKM Mertha Negara Farm di Banjar Apuan, Desa Apuan, Baturiti, Tabanan. Melalui observasi terdapat permasalahan yaitu dengan adanya pandemi covid-19 ini membuat sebagaian pelaku pariwisata beralih profesi ke sektor usaha lain salah satunya yang dialami oleh UMKM Mertha Negara Farm yang awalnya bekerja disektor pariwisata kini merintis usaha dibidang peternakan babi. UMKM ini belum banyak memiliki link kerjasama dan belum dikenal oleh masyarakan banyak serta memiliki keterbatasan pengetahuan dalam promosi. Pengabdian masyarakat ini dilakukan untuk membantu UMKM Mertha Negara Farm dalam meningkatkan promosi dan pemasaran melalui teknologi e-commerce agar penjualan produk pada UMKM meningkat serta lebih dikenal luas oleh masyarakat.
PENGARUH SERVANT LEADERSHIP, MOTIVASI DAN DISIPLIN KERJA TERHADAP KINERJA KARYAWAN HAMAKA BALI ADVENTURE Putu Ira Tresna Yanti; Ni Putu Yeni Astiti; I Nyoman Resa Adhika
VALUES Vol. 5 No. 1 (2024): Values
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis UNMAS

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Abstract

The success and failure of a company is often determined by the important role of its human resources. There are many factors that influence employee performance, including servant leadership, motivation and work discipline. Likewise at Hamaka Bali Adventure, servant leadership, motivation and work discipline are factors that can influence employee performance. There is attention and findings regarding the issues of servant leadership, motivation and work discipline in an effort to improve and increase employee performance in accordance with the aim of this research to determine the influence of servant leadership, motivation and work discipline on employee performance at Hamaka Bali Adventure. The population in this study was 35 person. The number of samples in this study was 35 people. The sampling technique used is a saturated sampling technique. Data analysis in this study used Multiple Linear Regression Analysis using the IBM SPSS Statistics 25 application. The results of the study showed that 1). Servant leadership has a positive and significant effect on employee performance at Hamaka Bali Adventure. 2). Motivation has a positive and significant effect on employee performance at Hamaka Bali Adventure. 3). Work discipline has a positive and significant effect on employee performance at Hamaka Bali Adventure.
PENGARUH LIKUIDITAS, UKURAN PERUSAHAAN DAN LEVERAGE TERHADAP PROFITABILITAS PADA PERUSAHAAN PROPERTY YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2019-2022 Ni Pande Kadek Lusyana Paramitha Astiti; Agus Wahyudi Salasa Gama; Ni Putu Yeni Astiti
VALUES Vol. 5 No. 2 (2024): Values
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis UNMAS

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Abstract

The profitability of a company shows the comparison of profits with the assets or capital that produce these profits. Profitability can be used as a measure of a company's success, because the profits generated by the company are useful for company funding activities which can be saved in the form of retained earnings or used as dividends for shareholders who have contributed to helping fund the company. The population of this research is property companies listed on the Indonesia Stock Exchange in 2019-2021. The sample in this research was 21 property companies which were determined based on the purposive sampling method. The analysis technique used in this research is multiple linear regression analysis. The research results show that liquidity, size and leverage have a positive effect on profitability. Future research can develop this research by extending the number of years of observation so that it can be generalized and also expand the company sector, for example all companies listed on the Indonesia Stock Exchange so that they are able to represent the company's situation as a whole.
PENGARUH PROFITABILITAS, STRUKTUR AKTIVA, DAN INVESTMENT OPPORTUNITY SET (IOS) TERHADAP STRUKTUR MODAL PADA PERUSAHAAN MANUFAKTUR SUB SEKTOR MAKANAN DAN MINUMAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODW 2020-2022 Gede Upadana Mahendra Wiyasa; Agus Wahyudi Salasa Gama; Ni Putu Yeni Astiti
VALUES Vol. 5 No. 2 (2024): Values
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis UNMAS

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Capital structure is very important for a company because it involves the policy of using the most profitable sources of funds. A good capital structure will have an impact on the company, and indirectly, the company's financial position will increase and the company value will be high. Companies that have an optimal capital structure will produce an optimal level of development, and vice versa. This research aims to explain the influence of profitability, asset structure, and investment opportunity set on the capital structure of food and beverage sub-sector manufacturing companies listed on the Indonesian Stock Exchange. The population in this study are food and beverage sub-sector manufacturing companies listed on the Indonesia Stock Exchange. The sample in this study was 25 companies determined using the purposive sampling method. The analytical tool used to test the hypothesis in this research uses a multiple linear regression model using the SPSS 25 program. The results of this research show that profitability has a negative and significant effect on capital structure, while asset structure and investment opportunity set have a positive and significant effect on capital structure. Suggestions for further research could be to develop this research by adding other variables such as liquidity variables, sale growth and company size.
Co-Authors A.A. Putu Nikkita Devi Agus Wahyudi Salasa Gama Alessandra Yuricha Alfonsia Klofilda Suryati Anak Agung Gede Sugianthara Anak Agung Putra Mahardika Anak Agung Putu Agung ANGGRAINI , Ni Putu Nita Artini, Ni Luh Putu Putri Asih, Ni Nyoman Seri Astari, Ni Made Putri Atika Yuniarti Bira, Ni Putu Rifani Budiani, Ni Putu Dewi Cahyani, Ni Kadek Intan Dwi Cahyani, Ni Putu Diah Carina , Tiara Desak Nyoman Sri Pratiwi Dewa Gede Agung Aditya Putra Dewa Gede Agung Aditya Putra Dewi , Ni Luh Putu Cahya Dewi, Ni Luh Yulia Triana Diah Ayu Marta Budiawati Dwinata JS, I Putu Wahyu Evitasari, Ni Kadek G. Oka Warmana G. Oka Warmana, G. Oka Gde Bagus Brahma Putra Gede Upadana Mahendra Wiyasa Gek Komang Putri Trijayanti Gissella Nurcahyani Suharto Gunari, Kadek Diah Gusti Ayu Kade Agung Sintya Prama Dewi Gusti Ayu Komang Mirah Ananda Hardayani, Ni Putu Ayu Savitri I Dewa Ayu Prajaniti Arimerta I Dewa Gede Agung Pandawana I Dewa Gede Palguna Widya I Dewa Made Arik Permana Putra I Gede Arya Lilacita I Gst. Ngr Wiliada P.P I Gusti Agus Sedana Yoga I Gusti Ayu Dhian Wahyuni I Gusti Ayu Diah Listhya Artarini I Gusti Ayu Imbayani I Gusti Ayu Istri Prabhawati I Gusti Ngurah Bagus Gunadi I Gusti Putu Eka Rustiana Dewi I Kadek Dicky Pranayudha I Kadek Gelgel Deddy Setiawan I Kadek Tisna Muliantika I Ketut Indrayana I Ketut Wahyu Suputra I Komang Yudi Ferdiawan I Made Surya Prayoga I Nengah Aristana I Nyoman Resa Adhika I Nyoman Resa Adhika I Nyoman Resa Adhika, I Nyoman Resa I Nyoman Teddy Saputra I Putu Bagus Ade Satyawan I Putu Eka Krisna Santika Wira Anantha I Putu Ngurah Rizky Andika I Putu Wahyu Dwinata JS I Wayan Sucipta Wibawa Ida Ayu Dinda Pryanka Maharani Ida Ayu Made Ari Widyawati Ida Bagus Panji Sedana Jantina, Ni Wayan JS, I Putu Wahyu Dwinata Jyotika Artha Sadiwi, Ni Putu Kadek Adi Pratama Hendra Kadek Agustini Dwi Putri Kadek Aritisna Widiantari Kadek Erika Wahyuni Kadek Ika Silvia Dewi Kadek Oki Setiawan Kadek Okta Mega Handayani Kadek Yobi Dharma Putra Kadek Yobi Dharma Putra Kadek Yuliari Khrisna, Putu Gede Indra Kiki Akbar Rizki Komang Ayu Diantini Krisnayanthi, Ni Made Dian Lestari, Putu Eka Cindy Luh Buderini Luh Depi Julia Adnyani Luh Tina Resmayani M. Alfian Firmansyah Made Ari Sawitri Devi Made Dewani Putri Pertiwi Made Dina Garciana Made Edy Septian Santosa Made Ika Prastyadewi Made Pradnyan Permana Usadi Md Inneke Wirami Wirastuti Mentari, Ni Made Indah Mentari, Ni Made Indah Mentari Mifthahul Hidayah Monika Tamaka Nadira, Ni Made Ayu Ni Gusti Ayu Sri Ari Purnama Ni Kadek Alit Budiartini Ni Kadek Ayu Purwaningsih Ni Kadek Ayu Puspa Dewi Ni Kadek Dwi Pratiwi Ni Kadek Irien Asmarianti Ni Kadek Mellyna Dewi Ni Kadek Nonik Rasminingsih Ni Kadek Saras Jenita Ni Kadek Yuniparmini Ni Ketut Ayu Shantiani Ni Ketut Ricca Widya Dharma Putri Ni Ketut Suwantari Ni Komang Ayu Sapitri Ni Komang Ayu Suarningsih Ni Komang Ayu Sukmawati Ni Komang Ayu Trisnadewi Ni Komang Ayu Wintari Ni Komang Gita Wahyuni Ni Komang Lisnawati Ni Komang Srianingsih Ni Komang Tristiani Ni Luh Ayu Meilan Sulasmini Ni Luh Candra Dewi Ni Luh Dita Devi Antari Ni Luh Eka Febriyanti Ni Luh Gede Lora Pranciska Ni Luh Putu Kristina Dewi Ni Luh Putu Rita Yudihari Ni Luh Putu Rita Yudihari Ni Luh Putu Wiagustini Ni Made Anisa Wira Setia Prema Sundhari Ni Made Dwi Puspitasari Ni Made Dwi Puspitawati Ni Made Indah Mentari Ni Made Indah Mentari Ni Made Indah Mentari, Ni Made Ni Made Leli Gita Wiswana Ni Made Mia Yuwita Sari Ni Made Rai Sucita Wati Ni Made Wika Riandani Ni Nengah Arya Puspita Dewi Ni Noman Ari Novarini Ni Nyoman Ari Novarini Ni Nyoman Ayu Windasari Ni Nyoman Suryani Ni Pande Kadek Lusyana Paramitha Astiti Ni Putu Anggariani Ni Putu Atika Putri Ni Putu Ayu Savitri Hardayani Ni Putu Ayu Savitri Hardayani Ni Putu Ayu Savitri Hardayani Ni Putu Diah Anggreni Ni Putu Diah Puspita Dewi Ni Putu Grivia Oktanaryanti Ni Putu Lisa Ernawatiningsih Ni Putu Meisa Dian Pratiwi Ni Putu Meliani Ni Putu Monyati Ni Putu Tasiya Purnama Dewi Ni Putu Winda Lestari Putri Ni Putu Yulik Paramitha Ni Putu Yuniari Ni Wayan Budiasih Ni Wayan Dessy Lindayanti Ni Wayan Eka Mitariani Ni Wayan Jantina Ni Wayan Okti Anggriani Ni Wayan Putri Indriyani Ni Wayan Rustiarini Ni Wayan Sulistiyani Niluh Komang Tri Devacandradewi Nopiyanti, Ni Made Noviana Dewi Setianingrum Nyoman Yudha Astriayu Widyari Padmaningrum, Ni Made Pande Ni Luh Eka Dwi Payanti Prasasti, Andien Shelomitta Dewi Pratiwi, Ida Ayu Putu Eka Purnami, Kadek Diah Puspayanti, Ni Luh Ayu Putra , I Dewa Made Arik Permana Putra, Kadek Yobi Dharma Putri, Ni Putu Geopani Putu Agustini, Ni Luh Putu Aldi Wiguna Putu Aristya Evilia Cahyani Putu Candrika Febriyanti Putu Chintia Pramesti Putu Gede Indra Khrisna Putu Gede Indra Khrisna Putu Ira Tresna Yanti Putu Kepramareni Putu Melisa Dewi Jayanti Putu Ratih, Ida Ayu Putu Soniami Putu Wenny Saitri Raharja, Made Agung Ramadani, Ni Kadek Riska Ratihningih, Ni Kadek Sri Risa, Ni Luh Putu Rismayanti, Kadek Intan Sang Ayu Riska Dwiyantari Stanley Matius Danny Tarigant Sukmayani, Ni Putu Sulistiyani, Ni Wayan Suryanti, Ni Wayan Swari, Ni Made Ary Diana Pradnya Taupik Rusdi Tiara Carina Tri Widia Ningsih, Komang Trisnayanti, Ni Made Yeyen Tude Wahyu Wira Permana Usadi, Made Pradnyan Permana Wibawa, Ida Bagus Artha Sada Widyantari, Ni Wayan Diah Nanda Wijayanti, Putu Yunita Wulandari, Luh Ayu Trisna Yasa, I Komang Agus Merta Yemima Youriza Yemima Youriza Yudihari, Ni Luh Putu Rita Yuliani, Ni Putu