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Rizky Firmansyah

Universitas Negeri Malang

Author-ID : 2527794

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Peningkatan literasi keuangan rumah tangga guna meningkatkan kesejahteraan masyarakat Desa Ngijo, Malang Rizky Firmansyah; Miranti Puspaningtyas; Nabilla Carissa Ratnadeawati; Nisha Alia Ramadhani; Muhammad Rafi
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 9, No 2 (2025): March
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v9i2.27797

AbstrakLiterasi keuangan berperan penting dalam pengelolaan keuangan rumah tangga, terutama di daerah pedesaan seperti Desa Ngijo, yang menghadapi tantangan dalam merencanakan anggaran dan investasi guna mencapai kesejahteraan ekonomi. Program pengabdian masyarakat ini dilakukan melalui sosialisasi interaktif dan diskusi dengan ibu rumah tangga, yang mengungkap permasalahan utama berupa kurangnya pemahaman dalam menentukan prioritas keuangan serta alokasi dana untuk tabungan dan investasi. Sebagai solusi, tim pengabdian memberikan edukasi mengenai penyusunan skala prioritas keuangan dan strategi investasi jangka panjang. Hasilnya menunjukkan peningkatan signifikan dalam literasi keuangan, dengan skor pre-test sebesar 49% meningkat menjadi 74,67% setelah pelatihan. Kesadaran ibu rumah tangga mengenai pengelolaan keuangan yang baik semakin meningkat. Program ini diharapkan dapat menjadi fondasi ketahanan finansial keluarga serta mendorong pertumbuhan ekonomi dan peningkatan kualitas sumber daya manusia di Desa Ngijo. Kata kunci: literasi keuangan; rumah tangga; pengelolaan keuangan; kesejahteraan ekonomi. AbstractFinancial literacy plays a crucial role in household financial management, particularly in rural areas such as Ngijo Village, where challenges in budgeting and investment planning hinder economic well-being. This community service program was conducted through interactive socialization and discussions with housewives, revealing key issues such as a lack of understanding in setting financial priorities and allocating funds for savings and investments. As a solution, the program provided education on financial prioritization and long-term investment strategies. The results demonstrated a significant improvement in financial literacy, with pre-test scores increasing from 49% to 74.67% after the training. Participants’ awareness of effective financial management improved considerably. This program is expected to serve as a foundation for household financial resilience while fostering economic growth and enhancing human resource quality in Ngijo Village. Keywords: financial literacy; households; financial management; economic welfare.

Efektivitas Sistem Monitoring Dan Evaluasi Dalam Pengawasan Hutan Oleh Instansi Kehutanan Daerah Syafaat, Ikhsan Hilal; Anggara, Oktavianus Cahya; Firmansyah, Rizky
Agrifor : Jurnal Ilmu Pertanian dan Kehutanan Vol 25, No 1 (2026): Maret 2026
Publisher : Universitas 17 Agustus 1945 Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31293/agrifor.v25i1.9003

Forest monitoring is a critical instrument for ensuring the sustainability of forest resources at the regional level. This study aims to evaluate the effectiveness of forest monitoring carried out by the Bojonegoro District Forestry Branch Office using a qualitative descriptive approach through field observations, in-depth interviews, and document analysis. The evaluation focuses on institutional aspects, operational techniques, community participation, and the implementation of monitoring and evaluation (Monev) as well as the Follow-Up Action Plan (RTT). The findings reveal that although monitoring activities are routinely conducted, their effectiveness remains limited due to structural constraints such as inadequate human resources, underutilization of technology, and suboptimal inter-agency coordination. Reporting systems are still manually operated and not yet integrated digitally, while community involvement in monitoring lacks a well-defined structure. Moreover, Monev and RTT programs have not been systematically implemented nor based on measurable performance indicators. The study recommends strengthening technology-based monitoring systems, reformulating annual evaluation policies, and enhancing the capacity of local institutions and community participation. A collaborative approach involving cross-sector stakeholders is expected to improve monitoring effectiveness and support sustainable forest governance in Bojonegoro District.

Reconstruction of Constitutional Law to Realize Democracy with Integrity Firmansyah, Rizky
Journal of Law and Humanity Studies Vol. 1 No. 1 (2024): Journal of Law and Humanity Studies
Publisher : Penerbit Mandalika Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59613/4y0f0n96

The integrity of democracy is fundamentally dependent on the legal frameworks governing constitutional law. This study examines the reconstruction of constitutional law to ensure a democracy with integrity through a qualitative methodology, employing literature review (library research) to analyze legal principles, judicial independence, electoral integrity, and governance transparency. The study reviews ten scholarly articles from Google Scholar (2019-2024) to identify the key trends and challenges in democratic governance. Findings reveal that democratic backsliding, political corruption, and digital disinformation pose significant threats to modern democracies. Weak constitutional safeguards and political manipulation of legal institutions further exacerbate democratic erosion, as observed in several countries experiencing governance crises. The study highlights the necessity of strengthening constitutional mechanisms to ensure judicial independence, enforce electoral laws, and combat political corruption. Additionally, the role of digital governance in shaping democratic integrity is increasingly relevant, necessitating constitutional provisions that regulate digital misinformation while protecting freedom of expression. The research underscores that constitutional law must evolve dynamically to address emerging challenges while maintaining stability and democratic accountability. The study concludes that effective legal reforms require strong institutional frameworks, public participation, and international cooperation to safeguard democratic principles. Future research should explore comparative analyses between democratic systems, empirical case studies on constitutional reform implementation, and digital governance's role in election integrity. These insights contribute to ongoing discussions on the role of constitutional law in reinforcing democratic resilience against modern threats.

ESG Disclosure and Financial Performance: Does Financial Slack Matter? A DuPont Analysis Approach Ramadhani, Varra Nur; Laily, Nujmatul; Firmansyah, Rizky; Larasati, Ika Putri
JABE (JOURNAL OF ACCOUNTING AND BUSINESS EDUCATION) Volume 10, Issue 4, June 2026
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/jabe.v10i4.65341

This study aims to analyze the effect of ESG Disclosure on financial performance, with Financial Slack serving as a moderating variable. The study employs an explanatory quantitative approach using 240 firm-year observations from 60 non-financial companies listed in the IDX ESG Leaders index in Indonesia over the period 2021–2024. Data analysis is conducted using panel data regression with a Moderated Regression Analysis (MRA) approach, processed through EViews software. The results indicate that ESG Disclosure does not have a significant effect on corporate financial performance, either when measured by Return on Equity (ROE) or by individual components of the DuPont analysis, namely Net Profit Margin (NPM), Total Asset Turnover (TAT), and Equity Multiplier (EM). Furthermore, Financial Slack is found to strengthen the positive effect of ESG Disclosure on Net Profit Margin (NPM). Overall, these findings reinforce the Resource-Based View (RBV) perspective, which posits that ESG Disclosure as an intangible resource requires the support of adequate Financial Slack as a tangible resource to create complementary capabilities and achieve sustainable competitive advantage. The findings provide practical insights for management to improve the quality of ESG disclosure and maintain sufficient levels of Financial Slack so that sustainability investments can generate long-term financial value. In addition, the results suggest that sustainability commitment supported by financial flexibility serves as an important signal for investors and regulators in assessing corporate performance and competitiveness

ISLAMIC FINANCIAL BEHAVIOUR AS A DRIVER IN SHAPING HOUSEHOLD FINANCIAL WELL-BEING Rizky Firmansyah; Dediek Tri Kurniawan; Vianca Annabel Rasiady
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 14, No 1 (2026): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v14i1.36269

This study examines how Islamic financial behaviour moderates the effects of religiosity, Islamic financial literacy, and financial stress on financial well-being. Data from 247 respondents were collected and analyzed using SEM-PLS. It was found that Islamic financial literacy improves Islamic financial behaviour; however, it had no significant effect on financial well-being. The impact of religiosity is felt on Islamic financial behaviour and not on financial well-being. Financial stress is considered detrimental to financial well-being, whereas Islamic financial behaviour is negligible. Islamic financial behaviour is positively associated with financial well-being. Hence, there is a need to develop Islamic financial literacy and religiosity to positively influence Islamic financial behaviour and increase the financial well-being of Muslim households in Indonesia

WOMEN ENTREPRENEURS ON THE RISE: UNVEILING THE INTERPLAY BETWEEN GOALS-MOTIVATION, ORIENTATION AND OPPORTUNITY RECOGNITION AND PERFORMANCE Adelia Shabrina Prameka; Rizky Firmansyah
Ekonomi Bisnis Vol 29, No 1 (2024): EKONOMI BISNIS March 2024
Publisher : Departemen Manajemen Fakultas Ekonomi dan Bisnis Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um042v28i3p32-40

Women entrepreneurs in Indonesia significantly contribute in national economy. Traditionally, Indonesian society has a tradition of believing that women have more responsibility for the household. This study investigates the effect of entrepreneurial orientation and entrepreneurial goals and motives on woman entrepreneur performance through opportunity recognition. Respondents in this study are 220 women entrepreneurs in from several provinces in Indonesia. This study chose the Partial Least Square-based Structural Equation (PLS-SEM) model technique to analyze the data. This study successfully confirmed the influence of entrepreneurial orientation on opportunity recognition in women entrepreneurs. However, the researcher could not show the effect of entrepreneurial goals and motives on opportunity recognition in women entrepreneurs. Furthermore, entrepreneurial orientation, entrepreneurial goals and motives, and opportunity recognition significantly influence women entrepreneur performance.

Strengthening The Product Development of Straw Mushroom To Enhance The Welfare And Sustainable Development Goals In Wonokerso, Malang Ahmad Fawaiq Suwanan; Andro Agil Nur Rahmat; Dediek Kurniawan; Rizky Firmansyah; Fariha Nuraini; Delia Lupita
International Journal Of Community Service Vol. 3 No. 4 (2023): November 2023 ( Indonesia - Republik Demokratik Timor Leste - Malaysia - USA -
Publisher : CV. Inara in Colaboration with www.stie-sampit.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v3i4.221

Sustainable development is a common goal of countries in the world, including Indonesia. In the process of its realization, sustainable development Goals or SDGs have an impact on various aspects of life, including overcoming food security problems. To achieve the SDGs, the participation of many parties is necessary. The form of community participation can be achieved by conducting training or counseling activities in the product development of local potential commodities, one of which is the mushrooms. Paddy straw mushroom is one type of mushroom that has a high protein content and is low in calories. Through capacity building in Wonokerso Village, Pakisaji, Malang Regency, we expect to be able to increase participants' skills and insights about the straw mushrooms product development in order to develop jobs in achieving sustainable development goals. Participants not only strengthen their mushroom product development skills but also increase their knowledge in preparing the media for cultivation. Participants were very enthusiastic because the theme conveyed in the activity was very relevant, it is hoped that with this activity participants can increase the ability and understanding of the community to cultivate straw mushrooms to be sold in various urban areas through business partners. In the activities that have been carried out, the final assessment results of training showed high knowledge about the cultivation of straw mushrooms compared to the results of initial knowledge and obtained sustainability analysis to provide advanced training in the cultivation of paddy straw mushrooms in the post-harvest process.

Reporting Biological Assets on SAK-ETAP Perspective (A Case Study on Dairy Cattle Farming in Dairy Farming in Oro-Oro Ombo Village, Batu City) Muhammad Irsan Y Hi Wahid; Puji Handayati; Rizky Firmansyah
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 3, No 3 (2020): October 2020
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v3i3.953

The purpose of this study was to determine how the accounting treatment of biological assets according to the SAK-ETAP perspective regarding recognition, measurement, reporting and disclosure of financial statements. Suggest that you record financial reports according to SAK ETAP standards so that they can be used as decision-making materials for Oro-oro Ombo's dairy farms. reporting of biological assets in accordance with standards and also in accordance with existing facts can be profitable in the dairy farming business in the future. This research is a qualitative research with a case study research type. The subjects of this study were Oro-oro Ombo's dairy farm and the research object was dairy cows. The primary data used in this study are the results of interviews with informants who are directly responsible for managing the cattle farm business. Meanwhile, secondary data is used to support the primary in the form of documents that are related to the object of research. The results showed that the recognition of biological assets in the form of cows in accounting treatment according to cattle breeding is recognized as fixed assets and the measurement of biological assets is measured at fair value or equal to market prices. The reporting carried out by the farm includes a simple report that only shows the amount of income received for a month and also records the expenses incurred by the farm. Disclosure of biological assets on farms in the form of dairy cows contains a policy that does not recognize the classification of assets based on assets based on the productive life of the assets. So that the biological assets on Oro-oro Ombo's dairy farm, starting from recognition, measurement, reporting and disclosure are not in accordance with SAK-ETAP standards.

The Meaning of Corporate Social Responsibility (CSR): A Phenomenological Study in PT. Sejahtera Usaha Bersama Jombang David Amrulloh; Sulastri Sulastri; Rizky Firmansyah
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 3, No 2 (2020): June 2020
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v3i2.833

This study aims to uncover the meaning of Corporate Social Responsibility (CSR) from the point of view of the management of PT. UB in-depth and comprehensively. The concept of CSR contained in the UUPM and UUPT will be seen in PT. Sejahtera Usaha Bersama Jombang, as a private company that is engaged in industry, especially plywood. This research uses Husserl's data analysis techniques, with epoche stages, phenomenological reduction, imagination variations, synthesis of meaning, and essence. Data collection in this study uses the method of observation, interviews, and documentation. The results found two perspectives on the meaning of CSR at PT. SUB Jombang. First, CSR is defined as an obligation that is in the form of compliance with regulations. Second, CSR is interpreted as awareness, that is the awareness of the company growing and developing in the midst of the community environment, and CSR as a charity and almsgiving.

The Effect of Free Cash Flow (FCF) On Agency Cost and Financial Performance in Financial Sector Companies Registered in Indonesia Stock Exchange (BEI) 2015-2016 Agung Purnawarman; Puji Handayati; Rizky Firmansyah
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 3, No 3 (2020): October 2020
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v3i3.954

The company not only aims to seek profit, but also to maximize the prosperity of its shareholders by maximizing the value of the company. Within the company, there are three people who have different interests, namely, company owners, shareholders and managers. When the company generates free cash flow, there will be differences in the interests of the parties who make the work contract and create a conflict that will cause the company to pay costs, which is called agency cost. The result of this difference in interest can also affect the company's financial performance, because the company's finances are not going well. The purpose of this study was to determine the effect of free cash flow (FCF) on agency cost and financial performance in financial sector companies listed on the IDX in 2015-2016. The type of research used in the research is Explanatory Research, with a population of 83 companies listed on the Indonesian stock exchange in the financial sector in 2015-2016. The sampling technique used the purposive sampling method as many as 61 companies listed on the Stock Exchange in the financial sector 2015-2016. The analytical tool used in this study is a simple regression test. Based on the results of the analysis, it is found that free cash flow (FCF) has a positive and significant effect on agency cost in financial sector companies listed on the IDX 2015-2016 of 33.7% and free cash flow (FCF) has a positive and significant effect on performance. finance by 34.0%.

Co-Authors Abdullah, Adnan Ach Littausil Arzaq Adam Gumilang Rahmawan Adam Gumilang Rahmawan Adelia Shabrina Prameka Adi Setiawan Agung Purnawarman ahmad farid Ahmad Fawaiq Suwanan Ahmad Mubarok Ainun Fuad Alfito Deanova Alfiyah Mu'arofah Alifah, Luthfi Nur Alwiansah, Alfin Ana Dwi Setyo Lestari Ana Dwi Setyo Lestari Andro Agil Nur Rahmat Andro Agil Nur Rakhmad Anggara, Oktavianus Cahya Annisa Puspita Amalia Ardimansyah Ardimansyah Ardimansyah Ardimansyah Ariani, Rizka Arif Isnaini Arif Isnaini Arrifqi, Faiyana Nurul Arzaq, Ach. Littausil Audira, Ineza Nurul Bucek Jalu Prasetyo Arjuna Cahyanisa, Zalwa Cesya Rizkika Parahiyanti Cipto Wardoyo Daniswara, Deoni David Amrulloh Dediek kurniawan Delia Lupita Dhika Maha Putri Diva Retnaning Tyas Dudung Ma'ruf Nuris Dwi Narulia Dwi santoso Dwi Wahyudi Eko Ganis Sukoharsono Ely Siswanto Emilia Nur Cholifah Erfan Achmad Dahlan Fadillah Akbar, Muhammad Fariha Nuraini Fatimah Azzahra Fitriyani Fitriyani Hadi, Zufli Amrullah Hafiz, Zufar Hafizh Nurkholish Hakim, Abil Haqi, Syafrozi Huddy Iswanto Huddy Iswanto Ika Putri Larasati Ikhsan Hill Syafaat Irfan Arifin Irma Suryandari Izzalqurny, Tomy Rizky Jazuli Jazuli Jazuli Jazuli Khasanah, Midhatul Kurniawan, Dediek Tri Kurniawati Mulyanti M. Faizal Al-Aziz M. Firyal Azhar M. Rafi M. Tsani Ashrofazami Maya Rahayu Milenia R Patulak Milenia Rura Patulak Mira Tania Mira Tania Miranti Puspaningtyas Mochammad Galih S Wicaksono Moh. Faizin Moh. Faizin Moh. Iqbal Mohammad Iqbal Mohammad Tsani Ashrof Azami Muhammad Muhammad Ilham Zarkasyi Muhammad Irsan Y Hi Wahid Muhammad Irsyadul Abid Aminy Muhammad Prakoso Aji Muhammad Rafi Muhammad Reza Arifianto Muhammad Rizqy Pratama Hardian Muhammad Yuha Danur Qinthara Muharomah, Dewi Robiatun Nabilla Carissa Ratnadeawati Nadila Nadindra Kanya Pratitha Nashrullah, Ahmad Happy Nisha Alia Ramadhani Noor Faresi Putra Nujmatul Laily Nurika Restuningdiah Nurisa Ainulhaq NURYANTI, RIZKY Okkie Amizar Pradana Paduloh Paduloh Parlindungan Pandapotan Marpaung Pebi Amanda Rahmawati Perani Rosyani Persada, Ghema Nusa Petrus Fendiyanto Pratitha, Nadindra Kanya Puji Handayati Purwianti, Ari Rafif Umar Alhimni Rusdi Rafif. U. A Rusdy Rafles Ginting Rahmawati Ramadhani, Varra Nur Rasmuin, Rasmuin Ria Zulkha Ermayda Ridoni Fardeni Harahap Rizqon Mubaroqan Robiansyah, Anton Rosidi Rosyidah, Amiliya Nur Saiful Arif Sajidah, Fina Hana Sanuri Septy Nur Sulistyawati Setyowati, Eko Mety Siddik, Muhammad Sinaga , Rebecca Chrisnata Siti Mariyah Siti Nur Khoiriyah Siti Nurohmah Siti Rahayuningsih Slamet Fauzan Sudarmiatin Suhariah, Suhariah Sukarsih Sukarsih Sulastri Sunarto, Efrida Primani Suyono Suyono Syafaat, Ikhsan Hilal Syarif Noor Hidayah Tatang Permana, Tatang Taufik Hidyat Triyo Supriyatno Tyas, Diva Retnaning Vianca Annabel Rasiady Vina Karina Putri Wasis Jatmiko Aji Wasis Jatmiko Aji Wati, Indah Kumoro Wickramasinghe, Danture Widyantoro, Murwan Yongky Teguh Setiaji Yuwono, Rudy Zaki Baridwan Zalwa Cahyanisa

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