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Parman Komarudin
Universitas Islam Kalimantan MAB Banjarmasin
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Journal : Al-Ahkam

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Digitalization of Islamic Finance: Epistemological Study of the National Sharia Board-Indonesian Council of Ulama’s Fatwa Hidayati, Tri; Hidayatullah, Muhammad Syarif; Komarudin, Parman; Atika, Atika
Al-Ahkam Vol 33, No 2 (2023): October
Publisher : Faculty of Sharia and Law, Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ahkam.2023.33.2.17324

Abstract

The dynamic and rapid development of digital business and finance requires progressive Sharia legal certainty. National Sharia Board-Indonesian Council of Ulama (Dewan Syariah Nasional – Majelis Ulama Indonesia/DSN-MUI) has issued several fatwas related to digital finance. This research aims to examine the portrait of DSN-MUI’s progressiveness towards the digital finance paradigm and aspects of Islamic legal epistemology in the DSN-MUI Fatwa with the theme of digital finance. This research uses a qualitative approach. The primary data for this research are the DSN-MUI fatwas up to 2021 with a digital theme, plus secondary data in the form of relevant literature. Data analysis uses content analysis techniques. The findings are that there are three DSN-MUI fatwas regarding digital finance in Sharia financial institutions, namely Fatwa No. 116/DSN-MUI/IX/2017, No. 117/DSN-MUI/II/2018, and No. 140/DSN-MUI/VIII/2021. These three fatwas constitute progressive Islamic business law and are important for the Sharia financial industry in Indonesia. DSN-MUI used the ta’līlī and istiṣlāḥi methods with the consideration that electronic money, digital-based financing, and crowdfunding are permissible (mubah) based on sharia principles to achieve benefit. These three DSN-MUI fatwas need to be transformed into OJK regulations and can become a source for making derivative fatwas.
Co-Authors Abdul Hadi Abdul Wahab Abdul Wahab Abdul Wahab Abidir Rahman Aida Mulia Aisyah, Lisda Akhmad Hulaify Akhmad Hulaify Akhmad Hulaify Ansari, Muhammad Iqbal Ari Widyarni Arie Syantoso Arifa, Tutus Rani Arminarahmah, Nur Atika Atika Budi, Iman Setia Budi, Iman Setya David Fuad Habibie Elsi Setiandari Lely Octaviana Erycha Budiana Sari Erziaty, Rozzana Evaliany Mustika Febrianti, Vera Fitriana, Yunisa Hadi, Hendra Hanafiah, H.M. Hayatun Nafisah Hendera Hadi Hendra Hadi Hendra Hadi Hidayat, Muhammad Rifki Hulaify Hulaify Ifrani, Ifrani Iman Setya Budi Iman Setya Budi Iman Setya Budi Iman Setya Budi Imro Atut Toyyibah Imro Atut Toyyibah Khairul Anam Khairul Anam Kumala, Sari Lestiyana, Nadia Lisda Aisyah Mahmud Yusuf Mahmud Yusuf Mahmud Yusuf Mahmud Yusuf Maulidah, Yuni Meina, Mutia Mohd Zahir, Mohd Zamre Muhamad Rahmani Abduh Muhammad Hatta Muhammad Hendri Yanova Muhammad Hendri Yanova Muhammad Hendri Yanova Muhammad Hendri Yanova Muhammad Pajrianor Muhammad Rifki Hidayat Muhammad Rifqi Hidayat Muhammad Sodiki Muhammad Sodiki Muhammad Sodiki Muhammad Sodiki Muhammad Syarif Hidayatullah Muhammad Syarif Hidayatullah, Muhammad Syarif Noorhidayah Noorhidayah Nor Aprilia Norsyifa, Salbilla Novia Indriani NOVIA INDRIANI Nurul Huda Rabiatul Adhawiyah Rabiatul Adhawiyah, Rabiatul Rahmat Sholihin Rahmatillah, Arif Rahmatul Huda Rahmatul Huda Rahmatul Huda Rahmatul Huda Rahmatul Huda Rahmatul Huda, Rahmatul Rifqi Hidayat Rifqi Hidayat, Rifqi Rusdiana Husaini Sabit Tohari Siti Nazula Elfa Sodiki, Muhammad Sri Ana Farhanah Sumarno . Sumarno Sumarno Syahrani Syahrani Tri Hidayati Umi Hani Umi Hani Umi Hani Yanova, Muhammad Hendri Yati Nurhayati Yati Nurhayati Zakiyah Zakiyah Zakiyah Zakiyah Zakiyah Zakiyah Zakiyah Zakiyah Zakiyah