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Karakteristik Akad Mudharabah Pada Transaksi Penyimpanan Dana Nasabah di Bank Syariah Siti Nur Shoimah; Dyah Ochtorina Susanti; Rahmadi Indra Tektona
Jurnal Risalah Hukum Volume 16, Nomor 1, Juni 2020
Publisher : Fakultas Hukum Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/risalah.v16i1.220

Abstract

Many people assume that mudharabah savings in Islamic banks are the same as deposits in conventional banks. In contrast, mudharabah savings have their characteristics, one of which is adopting a revenue-sharing system in managing customer deposit funds. In this study, researchers used a normative method with a statutory approach and conceptual approach. The results of this study are the discovery of mudharabah contract characteristics in depositing customer funds in Islamic banks which can be seen from 6 things, namely investment deposits, legal subjects or parties, profit sharing, business risk distribution, guarantees, and fund withdrawals by the Customer. Keywords: Mudharabah Agreement; Depositing Customer Funds; Islamic
Pelaksanaan Perjanjian Pembiayaan Murabahah Dengan Sistem Bai’u Salam (Studi Pada PT. BPRS Daya Artha Mentari Bangil-Pasuruan) Dyah Ochtorina Susanti
Jurnal Risalah Hukum Volume 6, Nomor 2, Desember 2010
Publisher : Fakultas Hukum Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Murabahah Financing Contract with Bai’u Salam system, is a combination between Murabahah financing and Bai’u Salam financing, that is an innovation in improving Syari’ah banking products. In practice, the financing system implemented Islamic Muamallah principles, and the standardized contract implemented contract principles complied with Islamic laws and Civil Laws enforced in Indonesia. Based on them, the implementation of the combination of the two financings has complied with Islamic Laws (Muamallah principles and Islamic contract principles) and contract law principles in Civil Laws enforced in Indonesia.
THE ELECTRONIC MARKET (MARKETPLACE) ON ELECTRONIC TRADE (E-COMMERCE) IN INDONESIA Dyah Ochtorina Susanti
NOTARIIL Jurnal Kenotariatan Vol. 7 No. 1 (2022)
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jn.7.1.2022.24-31

Abstract

This research is motivated by the importance of the role of the marketplace as a place for electronic commerce transaction activities between sellers and buyers that can prevent losses and provide a sense of security for both sellers and buyers. Given the importance of the role of the marketplace, it becomes a problem when questions arise regarding the legal position of the electronic market (marketplace) in electronic commerce (e-commerce) in Indonesia. Therefore, this study aims to find out the position (status or standing) electronic market law (marketplace) on trade electronics (e-commerce) in Indonesia. This study uses normative legal research with a statute legal approach and a conceptual approach. This study results of this study showed that the legal position of the marketplace in electronic commerce (e-commerce) in Indonesia includes 2 (two) things, namely the legal position as a platform and the legal position as a guarantor.
Prinsip Kepastian Hukum bagi Pihak Ketiga atas Perjanjian Perkawinan yang Dibuat setelah Perkawinan Moh. Reza Dedi Putra; Dyah Ochtorina Susanti; Moh. Ali
JURNAL RECHTENS Vol. 10 No. 2 (2021): Desember
Publisher : Fakultas Hukum Universitas Islam Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/rechtens.v10i2.1026

Abstract

Putusan Mahkamah Konstitusi Nomor 69/PUU-XIII/2015 memperbolehkan pembuatan perjanjian perkawinan selama dalam ikatan perkawinan kedua belah pihak atas persetujuan bersama. Hal tersebut menimbulkan ketidakpastian hukum bagi pihak ketiga. Permasalahan yang akan dibahas yaitu apakah perjanjian perkawinan yang dibuat setelah perkawinan telah sesuai dengan prinsip kepastian hukum bagi pihak ketiga. Tujuan dari penelitian ini yaitu untuk menemukan bahwa perjanjian perkawinan yang dibuat setelah perkawinan tidak sesuai dengan prinsip kepastian hukum bagi pihak ketiga. Pada penelitian ini digunakan pendekatan yuridis normatif. Hasil dari penelitian ini yaitu perjanjian perkawinan yang dibuat setelah perkawinan tidak sesuai dengan prinsip kepastian hukum bagi pihak ketiga karena perjanjian perkawinan hanya sebagai upaya dalam melindungi kepentingan pihak yang membuatnya yaitu suami istri tanpa memperhatikan kepentingan pihak ketiga yang tersangkut, sehingga tidak tercipta suatu keadilan yang menjamin kepentingan para pihak. Kata Kunci: Perjanjian Perkawinan, Pihak Ketiga, Prinsip Kepastian Hukum Abstract   The decision of the Constitutional Court Number 69/PUU-XIII/2015 allows the making of a marriage agreement while in the marriage bond of both parties with mutual consent. This creates legal uncertainty for third parties. The problem to be discussed is whether the marriage agreement made after marriage is in accordance with the principle of legal certainty for third parties. The purpose of this study is to find out that the marriage agreement made after marriage is not in accordance with the principle of legal certainty for third parties. In this study, a normative juridical approach was used. The results of this study are marriage agreements made after marriage are not in accordance with the principle of legal certainty for third parties because marriage agreements are only an effort to protect the interests of those who make them, namely husband and wife without paying attention to the interests of third parties involved, so that there is no justice that guarantees interests of the parties. Keywords: Marriage Agreement, Third Party, Legal Certainty Principle
Keabsahan Akta Hibah yang Dibuat oleh Ppat Bagi Anak Angkat Tanpa Persetujuan Salah Satu Ahli Waris Haldin Perdana Putra; Dyah Ochtorina Susanti; Rahmadi Indra Tektona
JURNAL RECHTENS Vol. 11 No. 1 (2022): Juni
Publisher : Fakultas Hukum Universitas Islam Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/rechtens.v11i1.1177

Abstract

Abstrak Berdasarkan ketentuan Pasal 1 angka 1 Peraturan Pemerintah Nomor 37 Tahun 1998 tentang Peraturan Jabatan Pejabat Pembuat Akta Tanah, akta hibah yang obyeknya tanah dibuat oleh Pejabat Pembuat Akta Tanah (PPAT) yang mempunyai kewenangan dalam membuat akta otentik terkait perbuatan hukum mengenai hak atas tanah atau hak milik atas satuan rumah susun. Terkait itu, yang menjadi permasalahan apabila PPAT membuat akta hibah bagi anak angkat tanpa persetujuan salah satu ahli waris. Metode penelitian yang digunakan adalah yuridis normatif. Sehingga dapat ditarik kesimpulan Keabsahan akta hibah yang dibuat oleh PPAT bagi anak angkat tanpa persetujuan salah satu ahli waris, apabila akta tersebut terbukti secara sah melanggar ketentuan perundang-undangan maka akta tersebut menjadi akta yang terdegradasi atau akta di bawah tangan bahkan menjadi batal demi hukum. Kata Kunci : Keabsahan, Akta Hibah, Anak Angkat Abstract Based on the provisions of Article 1 point 1 of Government Regulation Number 37 of 1998 concerning the Regulation of the Position of the Land Deed Maker Official, the grant deed whose object is land is made by the Land Deed Making Official (PPAT) who has the authority to make authentic deeds related to legal actions regarding land rights or rights. property of the apartment unit. Related to that, the problem is when PPAT makes a deed of grant for adopted children without the approval of one of the heirs. The research method used is normative juridical. So that it can be concluded that the validity of the deed of grant made by PPAT for adopted children without the approval of one of the heirs, if the deed is proven to have legally violated the provisions of the law, the deed becomes a deed that is degraded or a deed under the hand and even becomes null and void by law.  Keywords: Validity, Deed of Grant, Adopted Child
MEANING OF BANK SECRETS AFTER THE ENACMENT OF LAW NUMBER 9 OF 2017 ON STIPULATION OF GOVERNMENT REGULATION IN LIEU OF LAW NO. 1 OF 2017 ON ACCESS TO FINANCIAL INFORMATION FOR THE INTERESTS TAXATION INTO LAW Jamilatus Sholihah; Dyah Ochtorina Susanti; Ermanto Fahamsyah
NOTARIIL Jurnal Kenotariatan Vol. 3 No. 1 (2018)
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jn.3.1.639.38-46

Abstract

Abstract The national economic development in Indonesia is inseparable from the banking role. The existence of the stipulation of Government Regulation in Lieu of Law (PERPU) Number 1 of 2017 on Access to Financial Information for Tax Purposes will certainly affect the regulation of the banking sector in particular related to bank secrets. The establishment of the Perpu appears to have attracted the attention of the government to immediately pass it into law. It is proven which on 23 August 2017 President Joko Widodo has authorized the Perpu to become a law through Law Number 9 of 2017 on Stipulation of Government Regulation in Lieu of Law (PERPPU) Number 1 of 2017 on Access to Financial Information for Tax Purposes into the Law -What. The policy is a form of Indonesia's commitment to participate in the automatic exchange of information globally for tax purposes. The automatic opening of bank secrets for tax purposes will certainly affect the previous banking arrangements, especially those related to bank secrets. Therefore, in order to avoid overlapping arrangements, the state of Indonesia needs to harmonize all regulations relating to bank secrets and the opening of bank secrets for tax purposes. Keyword: Banking Secrecy, Taxation.
THE VALIDTY OF CREDIT AGREEMENT WITH COLLATERAL LAND AND BUILDING LETTER C Dyah Ochtorina Susanti; Herowati Poesoko; Nuri Hidayati
NOTARIIL Jurnal Kenotariatan Vol. 4 No. 2 (2019)
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jn.4.2.1208.65-72

Abstract

This study aims to determine the legality of credit agreement made with a guarantee of land and building proof of ownership of Letter C without the existence a Power of Attorney Charging Mortgage (SKMHT), Giving Deed Mortgage (APHT), and Mortgage Certificate (SHT). This study used a normative juridical research method with a statutory approach, conceptual and case. The credit agreement that has been made is stated and affects the law with the agreement that among the creditors (PNM) and the debtor (Komsatun) followed by the completion of the investment object, this was only in accordance with the 1320 Civil Servants Court. As for land and building of Letter C which was made as a courtesy agreement credit is displayed nothing happens and canceled as for law becase is not following madate paragraph 10 (3) UUHT, that letter C land to be used as a mortgage then the dependent can still be possible while giving it at same time with the process of applying for a land mortgage. Based on the result of the study, it can be concluded that the Credit agreement which made by the ownership of letter C of land and buildings guarantee without any binding for the notarial deed/PPAT in form of SKMHT, APHT, and SHT is official and binding according to law. Because of the credit agreement which already made according by agreement by the creditor (Bank PNM Ulam) and the debtor (Komsatun) followed by submission of money as an agree-ment project.
NOTARY RESPONSIBILITY IN CHECKING HALAL CAUSA REQUIREMENTS ON OBJECTS PROMISED Dyah Ochtorina Susanti
NOTARIIL Jurnal Kenotariatan Vol. 5 No. 1 (2020)
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (341.797 KB) | DOI: 10.22225/jn.5.1.1728.24-32

Abstract

This research is motivated by there is a case of cancellation (null and void) of an authentic deed made by a notary because it does not meet the halal causa requirements. This study aims to analyze and find the form of liability of the Notary in halal causa requirements on the promised object. The results of the study using the normative legal research with the statute approach, conceptual approach, and comparative approach. The results of this study showed that the form of legal liability of the Notary in examining halal causa requirements on the agreed object, namely using the type of liability based on fault, because if halal causa requirements are not fulfilled in the authentic deed which results in the deed being null and void, then it is mistakes of Notaries as officials who are authorized to make and be responsible. At the end of this study, the researcher also provided advice to the government to updated Law Number 2 of 2014 concerning Amendments to Law Number 30 of 2004 concerning Notary Position by adding clauses related to the Notary's obligation to check the legal terms of the agreement; as well as advice to the Notary to be more careful, thorough, careful, not taking sides in checking halal causa requirements in the object of the agreement.
Synergy of Central and Regional Government Policies to Entrepreneurs to Revive the National Economy in the New Normal Era Dyah Ochtorina Susanti; Siti Nur Shoimah
NOTARIIL Jurnal Kenotariatan Vol. 5 No. 2 (2020)
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jn.5.2.2571.70-80

Abstract

This research is motivated by the phenomenan of Covid-19 pandemic has resulted in a decline in business income, but the implementation of the new normal policy revives a hope, so that in this case the policy efforts of the central and regional governments to revive the national economy in this new normal era is very needed. The purpose of this study is to analyse the synergy between central and regional government policies to entrepreneurs to revive the national economy in the new normal era. The study was designed in normative legal research with the statute approach, and conceptual approach. As a result showed that in the synergy of the central and regional government policies with entrepreneurs to revive the national economy in the new normal era, was realized through the providing Covid-19 impact stimulus, pouring out market operations, activating food houses, involving entrepreneurs in various Regional government spending, and providing economic stimulus for businessman.
HALAL CHARACTERISTICS OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMES) PRODUCTS IN PATEMON VILLAGE, KREJENGAN DISTRICT, PROBOLINGGO REGENCY Dyah Ochtorina Susanti
NOTARIIL Jurnal Kenotariatan Vol. 6 No. 1 (2021)
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jn.6.1.3609.1-8

Abstract

This research is motivated by the fact that there are still products of Micro, Small and Medium Enterprises (MSMEs) in Patemon Village, Krejengan District, Probolinggo Regency, which do not yet have a halal certificate, because the product does not meet the halal criteria and the public does not understand about the characteristics of halal. This study aims to analyze and provide an understanding about the characteristics of halal, especially on MSME products in Patemon Village, Krejengan District, Probolinggo Regency. The method used in this research is normative legal research with the statute approach, conceptual approach, and comparative approach. The result of this research showed that halal characteristics of MSME products in Patemon Village can be seen from 2 (two) aspects, namely the material and the process of making it or the event to get it. Therefore, it is suggested that the MSME product producers in Patemon Village to immediately take care of their halal product certification and to the government to disseminate information to the public regarding about characteristics of halal on MSME products.
Co-Authors A'an Efendi A. Junaidi Abdillah Aan Efendi Aan Efendi A’an Efendi Abdul Hafid Firdaus AHMAD SUHAIMI Ahmad Tholabi Ainun Najib Amalia Putri Vairus Ananto Setyo Utomo Andini , Pratiwi Pusphitho Anggita, Sheila Novia Arini Ayatik Aristanti, Diana Auliya Safira Putri Auliya Safira Putri Auliya Safira Putri Ayudya Rizqi Rachmawati Azzahra, Mutiara A’an Efendi A’an Efendi A’an Efendi A’an Efendi A’an Efendi Bakhouya Driss, Bakhouya Cahyaningrum, Lulik Tri Chairil Lailia Maharani Devayanti, Rania Ayang Dewi Indriani Dominikus Rato Dominikus Rato Dominikus Rato Efendi, A'an Efendi, Aan Efendi, A’an Eka Susylawati Eka Susylawati Elliani Sudjana Emi Zulaika Ermanto Fahamsyah FARAH NIZRINA AULIA Fendi Setyawan Fendy Setiawan Ferdiansyah Putra Manggala Firman Floranta Adonara Firman Floranta Adonara, Firman Floranta Galuh Puspaningrum Haldin Perdana Putra Hamzah, Moh. Hayfa, Jessenia Helmi Septianto, Dea Herowati Poesoko, Herowati Honainah Honainah Jamilatus Sholihah Kinanty, Sastra Kris Kumala Sari, Nuzulia Kusumaningrum, Yuli Dinata Madani, Nadea Nur Shofia Maudyna Fitria Moh Aqil Syofiyullah Moh. Ali Moh. Ali Moh. Reza Dedi Putra Mohammad Arief Amrullah Mohammad Fasholli Nur Huda Muhammad Yusuf Ibrahim Nurfitria, Ida Nurhayati Nurhayati Nuri Hidayati Nuzulia Kumala Sari Nuzulia Kumala Sari Nuzulia Kumala Sari Poesoko, Felly Felmmy Dwi Renaningtyas Putra, Ido Gustiawan Putri, Auliya Safira Putri, Rita Ristyanda Rachmad Yusuf Augus Theo Riadi Rahayu, Siti Ayu Rahmadi Indra Tektoka Rahmadi Indra Tektona Rahmadi Tektona Ramadani, Mohammad Fadli Restu Adi Putra Selvi Nurma Fitriani Shoimah, Siti Nur Sholihah, Jamilatus Siti Ayu Rahayu Siti Nur Shoimah Siti Nur Shoimah Siti Nur Shoimah Siti Nur Shoimah Slamet Ervin Iskliyono SRI ASTUTIK Suci, Ivida Dewi Amrih Sudarsono Suhariningsih Suhariningsih Suparman Suparman Suwardi Suwardi Suwardi Tektoka, Rahmadi Indra Widiyanti, Ikarini Dwi Yuli Dinata Kusumaningrum