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Synergy of Central and Regional Government Policies to Entrepreneurs to Revive the National Economy in the New Normal Era Dyah Ochtorina Susanti; Siti Nur Shoimah
NOTARIIL Jurnal Kenotariatan Vol. 5 No. 2 (2020)
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jn.5.2.2571.70-80

Abstract

This research is motivated by the phenomenan of Covid-19 pandemic has resulted in a decline in business income, but the implementation of the new normal policy revives a hope, so that in this case the policy efforts of the central and regional governments to revive the national economy in this new normal era is very needed. The purpose of this study is to analyse the synergy between central and regional government policies to entrepreneurs to revive the national economy in the new normal era. The study was designed in normative legal research with the statute approach, and conceptual approach. As a result showed that in the synergy of the central and regional government policies with entrepreneurs to revive the national economy in the new normal era, was realized through the providing Covid-19 impact stimulus, pouring out market operations, activating food houses, involving entrepreneurs in various Regional government spending, and providing economic stimulus for businessman.
HALAL CHARACTERISTICS OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMES) PRODUCTS IN PATEMON VILLAGE, KREJENGAN DISTRICT, PROBOLINGGO REGENCY Dyah Ochtorina Susanti
NOTARIIL Jurnal Kenotariatan Vol. 6 No. 1 (2021)
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jn.6.1.3609.1-8

Abstract

This research is motivated by the fact that there are still products of Micro, Small and Medium Enterprises (MSMEs) in Patemon Village, Krejengan District, Probolinggo Regency, which do not yet have a halal certificate, because the product does not meet the halal criteria and the public does not understand about the characteristics of halal. This study aims to analyze and provide an understanding about the characteristics of halal, especially on MSME products in Patemon Village, Krejengan District, Probolinggo Regency. The method used in this research is normative legal research with the statute approach, conceptual approach, and comparative approach. The result of this research showed that halal characteristics of MSME products in Patemon Village can be seen from 2 (two) aspects, namely the material and the process of making it or the event to get it. Therefore, it is suggested that the MSME product producers in Patemon Village to immediately take care of their halal product certification and to the government to disseminate information to the public regarding about characteristics of halal on MSME products.
THE ELECTRONIC MARKET (MARKETPLACE) ON ELECTRONIC TRADE (E-COMMERCE) IN INDONESIA Dyah Ochtorina Susanti
NOTARIIL Jurnal Kenotariatan Vol. 7 No. 1 (2022)
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jn.7.1.2022.24-31

Abstract

This research is motivated by the importance of the role of the marketplace as a place for electronic commerce transaction activities between sellers and buyers that can prevent losses and provide a sense of security for both sellers and buyers. Given the importance of the role of the marketplace, it becomes a problem when questions arise regarding the legal position of the electronic market (marketplace) in electronic commerce (e-commerce) in Indonesia. Therefore, this study aims to find out the position (status or standing) electronic market law (marketplace) on trade electronics (e-commerce) in Indonesia. This study uses normative legal research with a statute legal approach and a conceptual approach. This study results of this study showed that the legal position of the marketplace in electronic commerce (e-commerce) in Indonesia includes 2 (two) things, namely the legal position as a platform and the legal position as a guarantor.
CHARACTERISTICS OF WAKALAH CONTRACT IN FINANCING WITH MURABAHAH CONTRACT A. Junaidi Abdillah; Dyah Ochtorina Susanti; Rahmadi Tektona
NOTARIIL Jurnal Kenotariatan Vol. 7 No. 2 (2022)
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jn.7.2.2022.65-75

Abstract

Act Number 21 of 2008 about Islamic Banking regulates that one of the businesses of Islamic commercial banks is to channel financing under a murabahah contract. Fatwa of the National Sharia Council – MUI No. 04/DSN-MUI/IV/2000 concerning Murabahah regulates the mechanism for granting authorization to customers by banks, to purchase goods from third parties and the murabahah sale and purchase contract must be carried out after the goods, in principle, become the property of the bank. The purpose of this study is to understand, describe, and find the suitability of the characteristic mechanism in financing with murabahah contracts with Fatwa and the provisions of Islamic bank regulators. This research method is normative juridical with a statutory and comparative approach. The research methodology used is doctrinal legal research. Doctrinal legal research is the study of legal rules, principles, concepts or doctrines. In this study, it was found that the characteristics of wakalah contracts in murabahah financing are as a means of granting power of attorney to purchase murabahah objects by customers as proxies from the bank, to then be handed back to the bank and then sold to customers under a murabahah contract.
HALAL CHARACTERISTICS OF SMALL AND MEDIUM MICRO BUSINESS PRODUCTS (MSMEs) IN PATEMON VILLAG KREJENGAN SUB-DISTRICT PROBOLINGGO DISTRICT Dyah Ochtorina Susanti
Journal Equity of Law and Governance Vol. 1 No. 1
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/elg.1.1.3246.17-24

Abstract

This research is motivated by the fact that there are still products of Micro, Small and Medium Enterprises (MSMEs) in Patemon Village, Krejengan District, Probolinggo Regency, which do not yet have a halal certificate, because the product does not qualify the halal criteria and the public does not understand about the characteristics of halal. This study aims to analyze and provide an understanding about the characteristics of halal, especially on MSME products in Patemon Village, Krejengan District, Probolinggo Regency. The results of the study using the normative legal research with the statute approach, conceptual approach, and comparative approach is that the halal characteristics of MSME products in Patemon Village can be seen from 2 (two) aspects, namely the material and the process of making it or the event to get it. At the end of this study, the researcher also gave advice to MSME product producers in Patemon Village to immediately take care of their halal product certification and to the government to disseminate information to the public regarding about characteristics of halal on MSME products.
Legal Characteristics of Patents as Collateral Assets in Banking Transactions Habibah Rizqo; Dyah Ochtorina Susanti; Ainul Azizah
Rechtenstudent Vol. 7 No. 2 (2026): Rechtenstudent August 2026 (In Progress)
Publisher : Sharia Faculty, Kiai Haji Achmad Siddiq State Islamic University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/rch.v7i2.426

Abstract

Patents as part of intellectual property possess economic value that can potentially be utilized as collateral in banking financing. The development of Indonesian positive law has normatively recognized patents as fiduciary collateral, particularly following amendments to patent legislation and the enactment of creative economy regulations. Nevertheless, in banking practice, patents have not yet been fully accepted as loan collateral due to various juridical and technical constraints. This article aims to analyze the legal characteristics of patents as objects of fiduciary security, examine their regulation based on the principle of legal certainty, and propose future regulatory directions to enable the effective operationalization of patents as loan collateral. This research employs normative legal research methods using statutory and conceptual approaches. The findings indicate that although patents normatively qualify as fiduciary collateral, the absence of valuation standards, execution mechanisms, and integrated registration systems results in insufficient legal certainty. Therefore, comprehensive implementing regulations and an integrated legal framework are required to optimize patents as banking collateral instruments.
Kedudukan Covernote Notaris dalam Pencairan Kredit di Perbankan Rania Ayang Devayanti; Dyah Ochtorina Susanti; Rahmadi Indra Tektona
Jurnal Hukum Mimbar Justitia Vol. 10 No. 1 (2024): Published 30 Juni 2024
Publisher : Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35194/jhmj.v10i1.4074

Abstract

AbstrakCovernote biasanya diminta oleh para pihak, dalam hal ini adalah bank selaku kreditur serta debitur untuk proses pencairan kredit. Pencairan kredit yang menjaminankan tanah dan memerlukan sertifikat hak tanggungan, umumnya lebih lama prosesnya disebabkan masih adanya proses pengecekan dari Badan Pertanahan Indonesia. Keberadaan covernote diibaratkan sebagai jaminan dari pihak notaris bahwa sertifikat hak tanggungan akan dipastikan selesai selagi bank mencairan dana kredit tersebut. Namun keberadaan covernote hanya sebatas surat keterangan dan bukan termasuk ke dalam akta autentik yang dibuat oleh Notaris, sehingga jika notaris gagal memenuhi apa yang tertera di covernote maka akan sangat merugikan bank selaku kreditur. Tulisan ini didasarkan pada penelitian yuridis normatif, yang mengacu pada literatur hukum menggunakan bahan hukum primer dan bahan hukum sekunder dengan pendekatan konseptual dan pendekatan perundang-undangan. AbstractCovernote are usually requested by the parties, in this case the bank as the creditor and debtor for the credit disbursement proses. Disbursement of credit that guarantees land and requires a mortgage certificate generally takes longer because there is still a checking process from the Indonesian Land Agency. The existence of a covernote is seen as a guarantee from the notary that the mortgage certificate will be guaranteed to be completed while the bank disburses the credit funds. However, the existence of the covernote is only limited to a statement and is not included in the authentic deed made by the notary, so that if the notary fails to fulfil what is stated on the covernote it will be very detrimental to the bank as the creditor. This paper is based on normative juridical research, which refers to legal literature using primary legal materials and secondary legal materials with a context approach and a statutory-regulatory approach.
Komparisi Hukum Waris Indonesia-Jerman Terkait Harta Waris yang Terdapat Unsur Asing Rita Ristyanda Putri; Dominikus Rato; Dyah Ochtorina Susanti
Jurnal Hukum Mimbar Justitia Vol. 10 No. 1 (2024): Published 30 Juni 2024
Publisher : Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35194/jhmj.v10i1.4089

Abstract

AbstrakPerkawinan antar warga negara sangat dimungkinkan untuk terjadi, bahkan hal ini telah terjadi di Indonesia sejak zaman kolonial Belanda. Sebuah perkawinan akan membawa beberapa akibat hukum, dari segi status kewarganegaraan, harta kekayaan, anak, hingga pewarisan. Perkawinan beda warga negara (perkawinan campuran) sangat dimungkinkan adanya harta bersama atau harta bawaan, yang akan melibatkan lintas negara.  Setiap negara memiliki ketentuan yang berbeda mengenai Waris, bahkan di Indonesia tiap daerah atau suku budaya memiliki pandangan dan cara pembagian waris yang berbeda beda.  Tulisan ini menitikberatkan terhadap hukum waris yang terdapat unsur asing, dengan menggunakan pisau analisis Normatif deskriptif, yaitu dengan membandingkan antara hukum waris di Indonesia (menurut Kitab Undang-undang Hukum Perdata) dengan hukum waris di Jerman, sehingga diharapkan dapat dijadikan jawaban dan ukuran ketika terjadi suatu permasalahan waris yang mengandung unsur asing. AbstractMarriage between citizens is very possible to occur, even this has happened in Indonesia since the Dutch colonial era. A marriage will bring several legal consequences, in terms of citizenship status, property, children, and inheritance. The marriage of different citizens (mixed marriage) is very possible for the existence of joint property or inherited property, which will involve cross-country. Each country has different provisions regarding inheritance, even in Indonesia, each region or cultural tribe has different views and ways of dividing inheritance.  This paper focuses on inheritance law that contains foreign elements, using a descriptive Normative analysis knife, namely by comparing inheritance law in Indonesia (according to the Civil Code) with inheritance law in Germany, so that it is expected to be used as an answer and measure when there is an inheritance problem that contains foreign elements.
Legal Force Certificate of The Right of Depedency in Destruction of The Object Guarantee Due to Natural Disasters: A Juridical Study Ferdiansyah Putra Manggala; Dyah Ochtorina Susanti
Rechtenstudent Vol. 6 No. 1 (2025): Rechtenstudent April 2025
Publisher : Sharia Faculty, Kiai Haji Achmad Siddiq State Islamic University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/rch.v6i1.336

Abstract

Shelter is a fundamental human need, essential for safety, stability, and well-being. The right to adequate housing encompasses not only the physical structure but also the legal assurance of ownership and the ability to exercise rights over it. Today, fulfilling the need for housing has become increasingly difficult due to the high cost of land and the complexity of residential construction, which, although sometimes affordable, involves intricate legal and administrative procedures. For individuals or communities who already own land, it is imperative to ensure legal protection and certainty regarding their ownership. A Certificate of Ownership provides formal legal recognition and allows the holder to undertake legal actions related to the land, including using it as collateral. One such legal instrument is the Mortgage Rights Certificate, which holds executorial legal force and serves as strong evidence of a creditor’s legal claim. However, complications emerge when the object of collateral is destroyed by natural disasters. In such cases, the legal position of both the debtor and creditor becomes unclear, as current regulations do not address this issue explicitly. Neither the Basic Agrarian Law (Law No. 5 of 1960) nor the Mortgage Rights Law (Law No. 4 of 1996) provide clear provisions regarding the legal force of mortgage rights under such circumstances. Therefore, this study employs a normative juridical approach, using legal literature, statutory regulations, and scholarly analysis to examine the legal consequences of collateral destruction and to explore protective mechanisms for the affected parties.
Legal Protection for Financial Technology Peer to Peer Lending Debtors Against Doxing Actions by Creditors Muhammad Fatoni Kurniawan; Fendi Setyawan; Dyah Ochtorina Susanti
Rechtenstudent Vol. 5 No. 3 (2024): Rechtenstudent December 2024
Publisher : Sharia Faculty, Kiai Haji Achmad Siddiq State Islamic University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/rch.v5i3.356

Abstract

Technological advancements have increased financial access through financial technology (fintech) services, particularly peer-to-peer (P2P) lending, yet these developments also present significant risks. Illegal online lenders (pinjol) often misuse personal data and employ intimidating debt collection practices, while large-scale data breaches, such as those involving BPJS Kesehatan, Tokopedia, and Kredit Plus where 890,000 customer records were allegedly leaked and sold highlight the urgent need for effective debtor protection. This research employs a normative juridical method using statutory, conceptual, and historical approaches to examine the legal framework for debtor protection against doxing practices. The findings show that legal protection is crucial to maintaining stability, security, and user trust in fintech services. Protection mechanisms are divided into internal measures, which regulate transparency, fair treatment, confidentiality, and risk management, and external measures provided by authorities through law enforcement, administrative sanctions, and dispute resolution. Despite the existence of the Personal Data Protection Law (PDP Law), the Information and Electronic Transactions Law (ITE Law), and Financial Services Authority (OJK) regulations, regulatory disharmony, weak supervision, and low public awareness hinder effective protection. Strengthening PDP Law enforcement and explicitly prohibiting doxing practices in OJK regulations are recommended.
Co-Authors A'an Efendi A. Junaidi Abdillah Aan Efendi Aan Efendi A’an Efendi Abdul Hafid Firdaus AHMAD SUHAIMI Ahmad Tholabi Ainul Azizah Ainun Najib Amalia Putri Vairus Ananto Setyo Utomo Andini , Pratiwi Pusphitho Anggita, Sheila Novia Arini Ayatik Aristanti, Diana Auliya Safira Putri Auliya Safira Putri Auliya Safira Putri Ayudya Rizqi Rachmawati Azzahra, Mutiara A’an Efendi A’an Efendi A’an Efendi A’an Efendi A’an Efendi Bakhouya Driss, Bakhouya Cahyaningrum, Lulik Tri Chairil Lailia Maharani Devayanti, Rania Ayang Dewi Indriani Dominikus Rato Dominikus Rato Dominikus Rato Efendi, A'an Efendi, Aan Efendi, A’an Eka Susylawati Eka Susylawati Elliani Sudjana Emi Zulaika Ermanto Fahamsyah FARAH NIZRINA AULIA Fendi Setyawan Fendi Setyawan Fendy Setiawan Ferdiansyah Putra Manggala Firman Floranta Adonara Fona Kartika Listiyapuji Galuh Puspaningrum Habibah Rizqo Haldin Perdana Putra Hamzah, Moh. Hayfa, Jessenia Helmi Septianto, Dea Herowati Poesoko, Herowati Honainah Honainah Ido Gustiawan Putra Jamilatus Sholihah Kinanty, Sastra Kris Kumala Sari, Nuzulia Kusumaningrum, Yuli Dinata Madani, Nadea Nur Shofia Maudyna Fitria Moh Aqil Syofiyullah Moh. Ali Moh. Reza Dedi Putra Mohammad Arief Amrullah Mohammad Fasholli Nur Huda Muhammad Fatoni Kurniawan Nurfitria, Ida Nurhayati Nurhayati Nuri Hidayati Nuri Hidayati Nury Khoiril Jamil Nuzulia Kumala Sari Nuzulia Kumala Sari Nuzulia Kumala Sari Poesoko, Felly Felmmy Dwi Renaningtyas Putri, Auliya Safira Putri, Rita Ristyanda Rachmad Yusuf Augus Theo Riadi Rahayu, Siti Ayu Rahmadi Indra Tektoka Rahmadi Indra Tektona Rahmadi Indra Tektona Rahmadi Tektona Ramadani, Mohammad Fadli Rania Ayang Devayanti Restu Adi Putra Rita Ristyanda Putri Selvi Nurma Fitriani Shoimah, Siti Nur Sholihah, Jamilatus Siti Ayu Rahayu Siti Nur Shoimah Siti Nur Shoimah Siti Nur Shoimah Siti Nur Shoimah Siti Nur Shoimah Slamet Ervin Iskliyono SRI ASTUTIK Suci, Ivida Dewi Amrih Sudarsono Suhariningsih Suparman Suparman Suwardi Suwardi Suwardi Tektoka, Rahmadi Indra Widiyanti, Ikarini Dwi Yuli Dinata Kusumaningrum Yusuf Ibrahim, Muhammad