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All Journal E-JOURNAL MANAJEMEN FE UNTAD Jurnal Kreatif Tadulako Online Legal Opinion Syiar Hukum: Jurnal Ilmu Hukum Jurnal Ilmu-Ilmu Perikanan dan Budidaya Perairan Jurnal Penelitian Pendidikan Sejarah UHO Journal Of Nursing Practice JMM (Jurnal Masyarakat Mandiri) Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Kartika Kimia Husada Mahakam: Jurnal Kesehatan Indonesian Journal of Global Health research NERACA : JURNAL AKUNTANSI TERAPAN Tomini Journal of Aquatic Science Jurnal Kedokteran Mulawarman TATOHI: Jurnal Ilmu Hukum Urwatul Wutsqo : Jurnal Studi Kependidikan dan Keislaman KESANS : International Journal of Health and Science Shihatuna : Jurnal Pengabdian Kesehatan Masyarakat Healthy Tadulako Journal (Jurnal Kesehatan Tadulako) Gemakes: Jurnal Pengabdian Kepada Masyarakat DAS SEIN: Jurnal Pengabdian Hukum dan Humaniora Indonesian Journal of Community Empowerment eProceedings of Management At-Tuhfah : Jurnal Studi Keislaman Majalah Cendekia Mengabdi Kohesi: Jurnal Sains dan Teknologi Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Jurnal Point Equilibrium Manajemen dan Akuntansi Sharia Economic and Management Business Journal (SEMBJ) Al-Hijrah: Journal of Islamic Economics and Banking Jurnal Sains, Teknologi dan Kesehatan Aspiration of Health Journal Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Poltekita: Jurnal Ilmu Kesehatan Journal of Business Economics and Management Lentera Jurnal Pengabdian Maysarakat
Hilda Hilda
Fakultas Hukum Universitas Tadulako, Palu
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Medicine & Pharmacology Nursing Physics Public Health Social Sciences Veterinary Other

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Journal : JMM (Jurnal Masyarakat Mandiri)

 1 
PENINGKATAN LITERASI KEUANGAN KARYAWAN KLINIK KESEHATAN MELALUI PROGRAM PENGABDIAN MASYARAKAT DI ERA DIGITAL Saraswati, Rr. Sri; Hilda, Hilda; Lestari, Tri Utami
JMM (Jurnal Masyarakat Mandiri) Vol 9, No 4 (2025): Agustus
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v9i4.32316

Abstract

Abstrak: Tingkat konsumtif masyarakat dan maraknya pinjaman online ilegal menjadi tantangan serius dalam pengelolaan keuangan pribadi, terutama bagi karyawan sektor kesehatan yang memiliki pendapatan tetap namun literasi keuangannya masih rendah. Kegiatan pengabdian masyarakat ini dilaksanakan sebagai upaya peningkatan literasi keuangan untuk mendukung kesejahteraan finansial karyawan. Tujuan program ini adalah meningkatkan softskill dan hardskill peserta dalam pengelolaan keuangan pribadi, seperti kemampuan menyusun anggaran, membedakan kebutuhan dan keinginan, serta mengenal aplikasi investasi yang aman. Metode pelaksanaan kegiatan meliputi ceramah, diskusi kelompok terarah (FGD), dan praktik penyusunan anggaran sederhana. Mitra kegiatan adalah Klinik Utama Perisai Husada di Kota Bandung dengan jumlah peserta sebanyak 27 orang karyawan berusia 25–55 tahun. Evaluasi kegiatan dilakukan melalui penyebaran kuesioner yang diisi setelah kegiatan. Hasil evaluasi menunjukkan bahwa 96,28% peserta menyatakan puas dan sangat puas, serta menyebutkan bahwa materi yang disampaikan sesuai dengan kebutuhan mereka. Temuan ini menunjukkan bahwa pendekatan edukatif ini efektif dalam mendorong peningkatan kesadaran dan keterampilan pengelolaan keuangan pribadi.Abstract: The community's high level of consumerism and the widespread presence of illegal online loans present serious challenges in personal financial management, especially for healthcare sector employees who have fixed incomes but still possess low financial literacy. This community service activity was carried out as an effort to improve financial literacy to support the financial well-being of employees. The objective of the program is to enhance participants' soft skills and hard skills in managing personal finances, such as budgeting, distinguishing between needs and wants, and recognizing safe investment applications. The implementation methods included lectures, focus group discussions (FGDs), and practical exercises in preparing simple budgets. The program's partner was Klinik Utama Perisai Husada, Kota Bandung, with a total of 27 employees aged 25–55 participating. Activity evaluation was conducted through questionnaires distributed after the program. The results showed that 96.28% of participants stated they were satisfied or very satisfied, and noted that the materials delivered met their needs. These findings indicate that this educational approach was effective in promoting increased awareness and skills in personal financial management.
Co-Authors Achmad, Andi Nurul Isnawidiawinarti Adrianto, Ratno Alfindo, Yuri Putri Almuntaha, Eska Aniah, Suci Nur Aprija Rosianti Ariefah Putri, Rosalin Arifin Hidayat, Arifin Arimbi, Siti Nurhaliza Arsyawina Arsyawina Aryanti Aryanti Aryanti ASEP SUPARMAN Asriyani, Asriyani Azzahra, Mia Bakhtiar, Rahmat Bambang Sudaryono Barlian, Barlian Cholik, M. Agus Dedi Rianto Dewi, Annisa Mellyana Dya, Dya Endah Wahyutri Fahrezi, M. Vilza Raihan Fajriah, Yustika Nur Ferawaty, Ferawaty Fidyah Faramita Utami Fifian, Fifian Gagaramusu, Yusdin Mahmudin Ghandy, Ghandy Hairunnisa Hairunnisa Hamdan, Hendro Hemalia, Hemalia Hesti Prawita Widiastuti Hoyauna, Hoyauna Idris, Nur Alfia Irfansyah Baharuddin Pakki Lazuardi, Luthfan Lestiani, Lilik Liyani, Unmul Marlindawati Marlindawati, Marlindawati Marselyun, Marselyun Masniah Masniah Maulana Abdul Aziz, Fikri Mifta Farid, M Mochammad Imron Awalludin Muis, Andi. Abd Musdariansyah, Musdariansyah Nabila, Amanda Salsa Nasirin, Nasirin Norsehan, Norsehan Nugraha, Irsyad Nulhakim, Lukman Nuraini Nuraini Nurjamin, Lucky Rahayu Nursakti Nursakti NURUL HIDAYAH Nurusyifa Azahra, Devalinda Pahriadi, Pahriadi Pamungkas, Leny Parellangi, Parellangi Pietersz, Jemmy Jefry Rachmania, Rachmania Ramadhani, Fira rasyid, hilda Ratnawati Ratnawati Richard Jokhu, Jean Rosalin Ariefah Putri Rr Sri Saraswati RR. Ella Evrita Hestiandari Ruri Octari Dinata Salmah Salmah Satriyo Nugroho, Iwan Sedubun, Victor Juzuf Sefrianus, Hendy Selvi Marcellia Setiadi, Rizky Shoufiah, Rahmawati Sitepu, Nadroh Soraya Riyanti, Soraya Sri Mulyati Sukensi, Sukensi Sukrasno Sukrasno Sulbadana Sulbadana Supriadi Supriadi Syalwa, Fitria Syamsiar Zahrani TATI ROHAYATI Tri Utami Lestari Ulina, Kartika Wakhid Sobirin, Muhammad Wijonarko, Wijonarko Yenni Karlina, Yenni Yudistira, Aji Yudha Yulianita Rahayu, Yulianita yusnita, henny Zuhdi, Naufal Zuhriatusobah, Juju Zulnuraini