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Journal : Al-Kawakib

The Effectiveness and Trust of Students Using Sharia Fintech Applications in Paying Tuition Fees at the Rokan Islamic Institute Arifin, Ahmad; Sudarmanto, Fery; Husna, Lailatul; Wahyuni, Dedek Sri; Hadi, M Kamal
Jurnal Kawakib Vol 6 No 2 (2025): Studi Keislaman
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/kwkib.v6i2.394

Abstract

The purpose of this study is to determine: 1) Student confidence in using the Sharia Fintech application in making tuition payment transactions at the Rokan Islamic Institute from a Sharia Economic Perspective; 2) Student effectiveness in using the Sharia Fintech application in making tuition payment transactions at the Rokan Islamic Institute from a Sharia Economic Perspective.This type of research is qualitative research. The informants were 7 people. Data collection techniques used were interviews, observation, and questionnaire documentation. Data analysis techniques used were data reduction, data presentation, and verification (drawing conclusions). The results of this study are as follows:1) Students' trust in using the Sharia Fintech application in making tuition payment transactions at the Islamic Institute of Rokan from a Sharia Economic Perspective is high, meaning students feel the system is safe, reliable, and in accordance with sharia economic principles, thus increasing their confidence in conducting digital transactions. This trust is strengthened by personal data protection, transaction transparency, and the bank's commitment to customers, all of which are in accordance with sharia principles; 2) Students' effectiveness in using the Sharia Fintech application in making tuition payment transactions at the Islamic Institute of Rokan from a Sharia Economic Perspective is considered effective. This application makes it easier for students to access services, speeds up the transaction process, provides appropriate information, and has complete features that support user convenience. This effectiveness is also in line with sharia economic principles, so students can conduct transactions safely, efficiently, and in accordance with sharia
Co-Authors Afrilia, Dea ahmad arifin Ahmad Fajri Ahmad Fauzan Aisya, Tsurayya Andara, Aulia Andreani, Mesi Aprilia Kartika Putri Ardianto, Lisman Septa Armayanti, Yuni Aulia, Najri Azizah, Nuriyatul Azmir, Safinah Azzahra, Cindy Caroline G. Puspita Christopher S. Suwita Chusnul Adib Achmad Cindia, Cindia Cindy Aurellya Dedi Dedi Desi Nopita Sari Dimas Maulana Saputra Ekachaeryanti Zain Fadilah Fadilah, Fadilah Febriyanti, Rike Feby Meuthia Yusuf Felix F. Widjaja Ferdi Daud Gherine Margareta Pakpahan Hadi, M Kamal Hadi, M. Kamal Hasibuan, Eka Khairani Hidayatullah, David Husnul Khatimah Ienag Yudhistrie Indayana Febriani Tanjung, Indayana Febriani Intan Rahmayani Iswahyuni Ive Emaliana Junita, Fina Khusna, Zella Nufusul Luthfy Alamsyah M, Amzah Mardan, Micha Marita R. Tiara Maryam, Riskianti Astuti Miftahurrahmah Miftahurrahmah, Miftahurrahmah Muhammad Alwi Waffa Muhammad Auliya Elhakim Muhammad Farhan Muhammad Majdi Muharti Rosa Putri Musfiana Musfiana MZ, Nurse Fatimah Nadila Ayulia Nurfadillah Naimah, Rifngatun Nata, Edwin Triadi Nela Sari Yolanda Ngabdilah Fauziah Noor Hidayah Nor, Alias Bin Mat Novitasari, Trilia Nur Aisah Nur Lathifah, Egi Pratiwi, Anne Putri Ramadhani Putri, Anggraeni Widya Rizka Elia Rosida Rosida Rosyid, Arif Abdul Sabilah, Nakkyah Sal Saidatul Umniyah Samsuridjal Djauzi Saputri, Silva Sari, Kurnia Rahayu Purnomo Septy, Adzanil Prima Sherly Franchisca Sinta Nur Aidah Siti Nurhaliza Sudarmanto, Fery SUGITO Syaputra, Ramadhan Tavriyanti, Lisa Thalal Atha Nabil Ulil Amri Ulvia, Rengganis Wahyuni, Dedek Sri Widya Juli Astira Widya Juli Astria Wulandari, Sephia Yashinta Martaria Br Silaban Yesi Handriani Yessy Marzona Zakaria Zakaria Zubaidah R, Zubaidah