Garuda - Garba Rujukan Digital

How Behavioral Factors Shape Intentions Toward Cash Waqf Linked Sukuk in Indonesia? Andni, Riyan; Aris, Nur; Widodo, Syukri Fathudin Achmad; Anam, Ahmad Muzakkil
Share: Jurnal Ekonomi dan Keuangan Islam Vol 14, No 1 (2025): IN PROGRESS
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v14i1.23109

Cash Waqf Linked Sukuk (CWLS) represents an innovative social investment instrument in Indonesia, combining cash waqf (Islamic endowment) with government sukuk (Sharia-compliant bonds). Despite its significant role in funding education, healthcare, and economic development, the substantial potential of CWLS remains underutilized due to a disparity between its projected benefits and the limited participation of potential investors. The study aims to predict the intention of Islamic banking customers to engage in cash waqf through State Sukuk or CWLS in West Java. It employs the Theory of Planned Behavior (TPB) to investigate the behavioral intentions of Islamic banking customers in West Java, Indonesia, toward adopting CWLS. Using a quantitative approach, data were collected from 119 respondents who are active customers of Islamic banks. The findings reveal that attitude toward behavior and subjective norms do not significantly influence behavioral intention, whereas perceived behavioral control (PBC) emerges as a critical predictor of intention to participate in CWLS. Among demographic variables, only age moderates the relationship between attitude toward behavior and behavioral intention. The study identifies low public awareness, limited financial literacy, and mistrust in CWLS mechanisms as key barriers. To bridge this gap, stakeholders must prioritize widespread socialization campaigns, particularly targeting productive-age demographics, to enhance trust and literacy. Strategic promotion of CWLS’s dual benefits—social impact and financial returns—is recommended to accelerate investor participation and maximize its socioeconomic potential.========================================================================================================ABSTRAK - Bagaimana Faktor Perilaku Membentuk Niat Investasi dalam Cash Waqf Linked Sukuk di Indonesia? Cash Waqf Linked Sukuk (CWLS) merupakan instrumen investasi sosial inovatif di Indonesia yang menggabungkan wakaf uang dengan sukuk negara (surat berharga syariah). Meskipun berperan penting dalam mendanai sektor pendidikan, kesehatan, dan pembangunan ekonomi, terdapat kesenjangan antara potensi yang ditimbulkan atas manfaat CWLS dan calon investor potensial. Penelitian ini bertujuan untuk memprediksi niat nasabah perbankan syariah dalam mewakafkan uang melalui sukuk negara atau CWLS di Jawa Barat. Penelitian ini menggunakan ‘Theory of Planned Behavior’ (TPB) untuk menganalisis niat perilaku calon investor dalam menggunakan CWLS dari perspektif nasabah Perbankan syariah. Metode kuantitatif diterapkan dengan melibatkan 119 responden nasabah bank syariah. Hasil penelitian menunjukkan bahwa ‘attitude toward behavior’ (sikap) dan ‘subjective norms’ (norma subjektif) tidak berpengaruh signifikan terhadap ‘behavioral intention’ (niat berperilaku), sementara ‘perceived behavioral control’ (PBC) menjadi prediktor utama ‘behavioral intention’ atau niat berpartisipasi dalam CWLS. Dari variabel demografi, hanya usia yang memoderasi hubungan antara sikap dan niat berperilaku. Rendahnya kesadaran masyarakat, literasi keuangan terbatas, dan ketidakpercayaan terhadap mekanisme CWLS diidentifikasi sebagai hambatan utama. Untuk mengatasi hal ini, pemangku kepentingan perlu meningkatkan sosialisasi, khususnya kepada kelompok usia produktif, guna memperkuat kepercayaan dan pemahaman masyarakat. Promosi strategis mengenai manfaat ganda CWLS—dampak sosial dan keuntungan finansial—direkomendasikan untuk memperluas partisipasi investor dan memaksimalkan potensi sosial-ekonomi instrumen ini.

Implementasi dan dampak pendidikan holistik berbasis lingkungan pada siswa: studi kasus di sekolah alam Widodo, Syukri Fathudin Achmad; MR, Moh Irsyad Fahmi; Widiastuti, Anik; Ahmed, Touheed; Shahzeb, Shahzeb
Humanika: Kajian Ilmiah Mata Kuliah Umum Vol. 24 No. 2 (2024): Humanika: Kajian Ilmiah Mata Kuliah Umum
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/hum.v24i2.76954

This study investigates the implementation of holistic education at Sekolah Alam Sukahaji in Tasikmalaya and how it impacts student development. The study used a qualitative case study design and employed participant observation, in-depth interviews, and document analysis. Data were collected over a period of six months from various stakeholders, including teachers, parents, and students. The results showed that Sekolah Alam Sukahaji successfully integrated the national curriculum with a nature-based learning approach and the institution's core values. Sekolah Alam Sukahaji created a learning environment that supports the overall growth of students by using an experiential learning model and the surrounding environment as a medium for learning. This model has been shown to improve students' cognitive, affective, and psychomotor abilities. The active involvement of parents in the learning process reinforces the idea that education is holistic and has a positive impact on students' cognitive and socio-emotional development. Thus, Sekolah Alam Sukahaji offers a viable option for the education system and contributes significantly to the diversification of learning methods and education models in Indonesia.

Penguatan Karakter Pemuda di Desa Pacarejo, Kecamatan Semanu, Kabupaten Gunung Kidul melalui Pelatihan Baca Al-Qur'an Widodo, Syukri Fathudin Achmad; Dardiri, Achmad; Marzuki; Anam, Ahmad Muzakkil; Rubiyanto, Yayan; Djainudin, Hamdhan
Jurnal Pengabdian dan Pemberdayaan Banyuwangi (Jurnal Abdiwangi) Vol 2 No 1 (2024): Jurnal Abdiwangi
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat, Politeknik Negeri Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57203/abdiwangi.v2i1.2024.23-35

Community service is an integral part of the "Tri Dharma" of higher education that must be carried out by lecturers, including those at Universitas Negeri Yogyakarta. This activity involves lecturers engaging with communities or industry partners outside the campus, aiming to maximize their expertise while addressing problems or optimizing the potential within society. This particular community service proposal adopts the "Mbangun Desa" (Building Villages) scheme, targeting human resource development with a specific focus on strengthening the character of youth. The program, titled "Strengthening the Character of Youth in Pacarejo Village, Semanu District, Gunung Kidul Regency Through this community service program, it is expected that youth in Pacarejo Village, Semanu, Gunung Kidul will improve their Qur'anic recitation skills and build strong character. Keywords: Character Strengthening, Youth, Qur'anic Recitation Art

Integration of Pancasila and Islamic values in Indonesia's futuristic education transformation: Multicultural analysis Widiastuti, Anik; MR, Moh Irsyad Fahmi; Widodo, Syukri Fathudin Achmad; Ahmed, Touheed; Shahzeb, Shahzeb
Journal of Social Studies (JSS) Vol. 20 No. 2 (2024): Journal of Social Studies (JSS)
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jss.v20i2.76379

This research aims to analyze the integration of Pancasila and Islamic values in the context of futuristic educational transformation in Indonesia with a multicultural approach. Facing the era of industrial revolution 4.0 and society 5.0, Indonesian education needs to transform without losing the roots of the nation's noble values. The research method used is descriptive qualitative with a literature study approach. The research results show that there is harmony between the values of Pancasila and Islamic teachings which can be integrated into futuristic education. Soft skills development based on these two value systems is very important in preparing future generations. The integration model can be implemented through the development of an integrated curriculum and innovative learning methods such as project-and role-based learning, and the formation of cross-cultural communities. This multicultural approach in the integration process strengthens understanding of diversity while maintaining unity. Although there are challenges in implementation, strategies such as intensive teacher training and multi-stakeholder collaboration can be a solution. This research contributes to the development of an educational model that integrates national and religious values to face the challenges of the digital era in Indonesia.

Education Abroad and the Character of Nationalism: A Case Study of Indonesian Students in Malaysia Widodo, Syukri Fathudin Achmad; Nuryanto, Apri; Muflih, Betania Kartika; Harjanto, Chrisna Tri; Prasetya, Tri Adi
Jurnal Pendidikan Karakter Vol. 15 No. 2 (2024)
Publisher : Directorate of Research and Community Service, Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jpka.v15i2.73830

Education abroad has become a choice for Indonesian students to get the best education. Malaysia is one of the most popular international education destinations among Indonesians. Thousands of Indonesian students have chosen Malaysia to gain academic experience. This study aims to reveal how the experience of studying abroad, especially in Malaysia, affects the nationalist views of Indonesian students. This research method uses a case study focusing on Indonesian students studying at the International Islamic University Malaysia. The data collection method uses a questionnaire to measure Nationalism and contribution to the country. Students studying abroad face challenges and opportunities that can affect their perspective as Indonesian citizens. Some things that can affect their perspective include the quality of education, employment opportunities with high wages, and excellent public facilities. The results of the data analysis show that Indonesian students in Malaysia have an increased sense of Nationalism even though they have good opportunities to stay in Malaysia. This research provides insights into how Nationalism grows even when living abroad. The results of this study can be the basis for the Indonesian government to design programs that can support education and employment opportunities for Indonesian students studying abroad. Researchers can conduct further research to comprehend the long-term impact of international education on the nationalistic views of Indonesian students.

Desain Portable Android Thermometer Fever (Prometer): Termometer Non-Kontak Praktis Berbasis Android Bima Agung Setyawan; Tiar Agustianto; Syukri Fathudin Achmad Widodo
Jurnal Dinamika Vokasional Teknik Mesin Vol. 5 No. 2 (2020): Oktober
Publisher : Department of Mechanical Engineering Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/dinamika.v5i2.34787

Vocational education plays an essential role in the corona pandemic case because it is a direct benchmark for applying science to a cultured society's environment. One of the applications is the development of tools to prevent the spread of COVID-19. The idea arises from the fact that gun thermometers, which are a vital tool to prevent pandemic spread, were scarce and expensive. The proposed solution was to develop a device called Portable Android Thermometer Fever (PROMETER), a suitable non-contact thermometer based on Android. The method was research and development. Data were analyzed using a qualitative descriptive approach. From the study results, it can be concluded that the PROMETER can be used as an accurate and practical gun-type thermometer.Pendidikan kejuruan mengambil peran penting dalam kasus pandemi corona karena pendidikan kejuruan menjadi tolak ukur pengaplikasian langsung ilmu-ilmu untuk dapat dimanfaatkan dalam lingkungan masyarakat yang berbudaya. Salah satu pengaplikasian ilmu teknologi dalam pendidikan kejuruan yakni dengan pembuatan alat atau sistem sebagai bentuk solusi pencegahan penyebaran covid-19. Dari studi kasus tentang kelangkaan dan mahalnya termometer tembak yang menjadi alat penting dalam penanganan kasus penyebaran covid-19 didapat suatu gagasan desain alat yang diberi nama Portable Android Thermometer Fever (PROMETER): Termometer Non-Kontak Praktis Berbasis Android Sebagai Alat Pemantau Suhu Badan Dalam Penanggulangan Penyebaran Covid-19. Bentuk penelitian ini adalah research and development. Dari data hasil penelitian diperoleh data yang dianalisis secara kualitatif deskriptif. Dari hasil penelitian dapat ditarik kesimpulan bahwa Portable Android Thermometer Fever (Prometer)dapat digunakan sebagai termometer tembak yang akurat dan praktis.

How Behavioral Factors Shape Intentions Toward Cash Waqf Linked Sukuk in Indonesia? Andni, Riyan; Aris, Nur; Widodo, Syukri Fathudin Achmad; Anam, Ahmad Muzakkil
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 14 No. 1 (2025)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v14i1.23109

Cash Waqf Linked Sukuk (CWLS) represents an innovative social investment instrument in Indonesia, combining cash waqf (Islamic endowment) with government sukuk (Sharia-compliant bonds). Despite its significant role in funding education, healthcare, and economic development, the substantial potential of CWLS remains underutilized due to a disparity between its projected benefits and the limited participation of potential investors. The study aims to predict the intention of Islamic banking customers to engage in cash waqf through State Sukuk or CWLS in West Java. It employs the Theory of Planned Behavior (TPB) to investigate the behavioral intentions of Islamic banking customers in West Java, Indonesia, toward adopting CWLS. Using a quantitative approach, data were collected from 119 respondents who are active customers of Islamic banks. The findings reveal that attitude toward behavior and subjective norms do not significantly influence behavioral intention, whereas perceived behavioral control (PBC) emerges as a critical predictor of intention to participate in CWLS. Among demographic variables, only age moderates the relationship between attitude toward behavior and behavioral intention. The study identifies low public awareness, limited financial literacy, and mistrust in CWLS mechanisms as key barriers. To bridge this gap, stakeholders must prioritize widespread socialization campaigns, particularly targeting productive-age demographics, to enhance trust and literacy. Strategic promotion of CWLS’s dual benefits—social impact and financial returns—is recommended to accelerate investor participation and maximize its socioeconomic potential.========================================================================================================ABSTRAK - Bagaimana Faktor Perilaku Membentuk Niat Investasi dalam Cash Waqf Linked Sukuk di Indonesia? Cash Waqf Linked Sukuk (CWLS) merupakan instrumen investasi sosial inovatif di Indonesia yang menggabungkan wakaf uang dengan sukuk negara (surat berharga syariah). Meskipun berperan penting dalam mendanai sektor pendidikan, kesehatan, dan pembangunan ekonomi, terdapat kesenjangan antara potensi yang ditimbulkan atas manfaat CWLS dan calon investor potensial. Penelitian ini bertujuan untuk memprediksi niat nasabah perbankan syariah dalam mewakafkan uang melalui sukuk negara atau CWLS di Jawa Barat. Penelitian ini menggunakan ‘Theory of Planned Behavior’ (TPB) untuk menganalisis niat perilaku calon investor dalam menggunakan CWLS dari perspektif nasabah Perbankan syariah. Metode kuantitatif diterapkan dengan melibatkan 119 responden nasabah bank syariah. Hasil penelitian menunjukkan bahwa ‘attitude toward behavior’ (sikap) dan ‘subjective norms’ (norma subjektif) tidak berpengaruh signifikan terhadap ‘behavioral intention’ (niat berperilaku), sementara ‘perceived behavioral control’ (PBC) menjadi prediktor utama ‘behavioral intention’ atau niat berpartisipasi dalam CWLS. Dari variabel demografi, hanya usia yang memoderasi hubungan antara sikap dan niat berperilaku. Rendahnya kesadaran masyarakat, literasi keuangan terbatas, dan ketidakpercayaan terhadap mekanisme CWLS diidentifikasi sebagai hambatan utama. Untuk mengatasi hal ini, pemangku kepentingan perlu meningkatkan sosialisasi, khususnya kepada kelompok usia produktif, guna memperkuat kepercayaan dan pemahaman masyarakat. Promosi strategis mengenai manfaat ganda CWLS—dampak sosial dan keuntungan finansial—direkomendasikan untuk memperluas partisipasi investor dan memaksimalkan potensi sosial-ekonomi instrumen ini.

Adaptive dynamic pattern of alternative educational institution in Java, Indonesia Fahmi MR, Moh Irsyad; Widiastuti, Anik; Widodo, Syukri Fathudin Achmad; Marhumah, Marhumah; Jaya, Pajar Hatma Indra
International Journal of Evaluation and Research in Education (IJERE) Vol 14, No 5: October 2025
Publisher : Institute of Advanced Engineering and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11591/ijere.v14i5.33654

Alternative educational institutions in Indonesia deal with significant problems in maintaining their unique pedagogical approaches, meeting regulatory requirements and societal expectations. This study addresses the problem of balancing institutional autonomy with systemic integration by introducing the adaptive dynamic of alternative education (ADAE) pattern. Using a qualitative approach, data was collected through two focus group discussions (FGDs) with purposively selected participants representing three distinct alternative education institutions: Tanoker in East Java, Komunitas Belajar Qaryah Thayyibah (KBQT) in Central Java, and Sekolah Alam Sukahaji in West Java. The sample comprised 12 participants (3 institution heads and 9 teachers) chosen based on their understanding of their respective institution’s social situations. Additionally, two education experts with expertise in mainstream and alternative education were interviewed. The findings of the study reveal that ADAE is built on three integrated philosophical pillars: theomorphic, eduhumanistic, and futuristic. The pattern demonstrates how alternative educational institutions navigate between autonomy and integration through dynamic positioning influenced by external and internal factors. The research found the practical implications include a framework for alternative institutions that implementation of ADAE enables institutions to maintain their innovative practices, achieving legitimacy through measurable community impact.

LOCAL WISDOM AS A FOUNDATION OF JUSTICE: EXAMINING POLYGAMY WITHIN ISLAMIC LAW IN SOUTH SULAWESI Muhammadong, Muhammadong; Asroni, Ahmad; Achmad Widodo, Syukri Fathudin; Faizal, Nadya; Tahir, Tarmizi
Jurnal Al-Dustur Vol 8 No 2 (2025): December
Publisher : Institut Agama Islam Negeri Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/aldustur.v8i2.10391

In South Sulawesi, justice in polygamy is not merely a matter of law—it is a living dialogue between divine principles and ancestral wisdom. This study explores how local wisdom, particularly the adat system, serves as a foundational pillar of justice in the practice of polygamy under Islamic law. Employing a qualitative methodology, the research draws on interviews and document analysis involving religious leaders, community elders and affected families. The findings reveal that while Islamic law provides the formal legal framework, local customs deeply influence its interpretation and implementation. Adat norms ensure that polygamy is practiced with fairness, emphasizing the equitable treatment of wives, fulfillment of economic responsibilities and preservation of familial harmony. These traditions act as a moral compass, guiding the community to uphold justice in ways that resonate with their social values. Rather than conflicting with Islamic principles, local wisdom complements them—creating a hybrid system that is both legally sound and culturally sensitive. The study concludes that integrating local wisdom into formal legal structures can enhance the contextual relevance and social legitimacy of family law. It recommends a pluralistic approach to justice that honors both religious doctrine and indigenous knowledge, fostering a more humane and balanced legal practice.

MENGGAGAS MODEL MANAJEMEN LABORATORIUM PENDIDIKAN AGAMA ISLAM DI SEKOLAH MENENGAH ATAS Widodo, Syukri Fathudin Achmad
Humanika: Kajian Ilmiah Mata Kuliah Umum Vol. 13 No. 1 (2013): Humanika: Kajian Ilmiah Mata Kuliah Umum
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/hum.v13i1.3324

Abstrak : Tulisan ini menggagas manajemen laboratorium Pendidikan Agama Islam(PAI) ditingkat Sekolah Menengah Atas (SMA). Dasar tulisan ini adalah belum ditemukannya modellaboratorium PAI yang ideal sesuai dengan amanat Permenag No.16 tahun 2010, khususnyapasal 24 tentang laboratorium Pendidikan Agama Islam. Manfaat dari Laboratorium PAIsebagai sarana sumber belajar yang efektif sehingga peserta didik mampu menerima materi PAIdengan tuntas dan diharapkan mampu mengimplementasikannya dalam kehidupan sehari-hari.Kata Kunci : Managemen, Laboratorium Pendidikan Agama Islam, Sekolah Menengah Atas.

Title

Found 33 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 33 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 33 Documents
Search