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All Journal Conference In Business, Accounting And Management (Cbam) 2012 Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Jurnal Istiqro' MALIA Tasyri` : Jurnal Tarbiyah-Syari`ah-Islamiyah LOYALITAS: Jurnal Pengabdian Kepada Masyarakat ACTIVA: Jurnal Ekonomi Syariah Proceedings of Annual Conference for Muslim Scholars Ekosiana : Jurnal Ekonomi Syariah ICO EDUSHA Jurnal Perbankan Syariah Darussalam (JPSDa) JKaKa Jurnal Ekonomi Syariah NATUJA: Jurnal Ekonomi Syariah Proceeding of International Conference on Humanity Education and Society Natuja: Jurnal Ekonomi Syariah
Nur Anim Jauhariyah
Institut Agama Islam Darussalam Blokagung Banyuwangi Indonesia
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Tuition Fee Controversy: Reaching Break Even Point Without Sacrificing Accessibility for Students from Low-Income Families Muhammad Nur Ahsan; Sholihin; Moh. Qoyum; Nur Anim Jauhariyah
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

This study analyzes how the controversy over the determination of tuition fees, including the amount, the mechanism of relief/scholarships, and its impact on accessibility, affects the achievement of BEP. A qualitative case study was conducted at a Madrasah Tsanawiyah (MTs) in Banyuwangi, East Java, affiliated with the Ma'arif educational organization. Data were collected through non-participatory observation, semi-structured and in-depth interviews using the snowball sampling technique, and document analysis. The results show that the amount of tuition fees that are too high or too low both hinder BEP. Non-transparent relief/scholarship mechanisms reduce public trust, while effective mechanisms increase accessibility without disrupting the institution's income. This study also identifies alternative financing models such as diversifying revenue sources through facility rentals, optimizing operational efficiency, and partnering with the private sector as potential solutions. Factors for the successful implementation of alternative models include leadership commitment, transparency, community participation, policy support, and management capacity. This study provides recommendations for educational institutions and the government in formulating fair, effective, and sustainable financing policies.
THE IMPORTANCE OF TRANSPARENCY IN SCHOLARSHIP MANAGEMENT: ADDRESSING PUBLIC TRUST ISSUES IN ISLAMIC INSTITUTIONS Nur Khalimah; Ulfa Fitria; Nur Anim Jauhariyah
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

Scholarships in Islamic educational institutions play a crucial role in supporting access to education and shaping an excellent generation. This study employs a literature review approach. However, a lack of transparency in management, such as insufficient financial reporting and unclear selection processes, reduces public trust. This issue can decrease donor participation, open opportunities for unethical practices, and hinder program effectiveness. The findings propose solutions, including detailed financial reporting, independent audits, the use of digital technologies like blockchain, and fostering a culture of transparency. This study emphasizes the importance of transparency as a key to enhancing public trust, upholding accountability, and ensuring the sustainability of scholarship programs in line with Islamic principles.   Keywords:Transparency,Scholarship Management, Public Trust, Islamic Institutions
DIGITAL TRANSFORMATION IN EDUCATION FINANCING: OPPORTUNITIES AND CHALLENGES IN THE ERA OF TECHNOLOGICAL DISRUPTIONS Nikmatul Hikmah; Niken Lufi Anggini; Nur Anim Jauhariyah
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Digital transformation in the education sector has changed the education financing landscape by introducing innovative technologies such as blockchain, crowdfunding, and digital financial management systems. While offering great opportunities in increasing transparency, efficiency, and accessibility of financing, this transformation also presents challenges, including the digital divide, infrastructure limitations, and data security risks. This study focuses on the implementation of digitalization in education financing at the Yayasan Pondok Pesantren Darussalam Blokagung Banyuwangi, using a qualitative approach and case studies. The findings show that digitalization facilitates more efficient and transparent education financial management, opens access to alternative financing sources, and increases community participation through crowdfunding. However, data security and privacy challenges need to be addressed to ensure the success of this transformation. This study emphasizes the importance of collaboration between the government, educational institutions, and the private sector in optimizing the use of digital technology while minimizing its risks, thus creating an inclusive, efficient, and sustainable education financing system.
Education Financing Management in Improving the Quality of School Education Baraz Yoechva Alfaiz; Sutriani; Ruslan; Nur Anim Jauhariyah
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

This study aims to describe and analyze several aspects of the implementation of financing management, namely: (a) transparency, (b) accountability, (c) effectiveness, and (d) efficiency in improving academic quality at Babussalam Blimbingsari Junior High School. This research was conducted with a qualitative approach, using interview, observation, and documentation methods as data collection techniques. The validity of the data was tested through source triangulation. The results of the study show that the implementation of financing management at Babussalam Blimbingsari Junior High School to support the improvement of education quality is carried out based on the principles of transparency, accountability, effectiveness, and efficiency. These principles are realized through providing access to information related to school financial management, involvement of related parties in decision-making, open budget reporting, forming a financial management team, and implementing education quality improvement programs. This success is supported by competent human resources, good coordination skills, budgeting according to needs, and proper program planning. The management of education financing management at Babussalam Blimbingsari Junior High School is carried out in a structured and professional manner. The use of the right budget is a key factor in the success of the educational process in schools. In addition, the analysis of education quality showed that there was a positive relationship between financing management and improving the quality of education. Financing management has proven to be able to answer the needs of programs and policies that support quality improvement at Babussalam Blimbingsari Junior High School. Keywords: Management, Education Financing, Education Quality
Strategic Approaches to Managing Education Funding for Equitable Access and Quality Nur Hania; Mohammad Habib Imroni; Nur Anim Jauhariyah
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

This study aims to describe and analyze strategic approaches in managing educational financing to achieve equitable access and quality education in Madrasah Tsanawiyah Wanamukti. The main focus of this research includes four key aspects: (a) transparency in financial management, (b) accountability in the use of educational funds, (c) effectiveness of fund allocation for educational programs, and (d) efficiency in the use of educational financing resources. This research employs a qualitative approach with interview, observation, and documentation methods for data collection. Data validity was tested through source triangulation involving relevant stakeholders in educational policy and financial management. The results show that educational financing management is carried out by prioritizing the principles of transparency, accountability, effectiveness, and efficiency. The success of improving access and education quality is highly influenced by the proper allocation of budgets, sound planning, and good coordination between the government, private sector, and society. The principle of transparency is realized through the openness of financial information and the involvement of various parties in decision-making processes. Furthermore, accountability and effectiveness are achieved through structured budget reporting and continuous monitoring of fund usage. Efficiency is attained through the use of technology in budget management and innovation in learning methods. Overall, strategic educational financing management has proven to be effective in creating equitable and high-quality for all students at Madrasah Tsanawiyah Wanamukti. Keywords: Education Financing, Education Quality, and Educational Equity.
ANALISIS TINGKAT BAGI HASIL DAN INFLASI TERHADAP DEPOSITO MUDHARABAH DI BANK SYARIAH INDONESIA Yulissetyawati, Salma; Jauhariyah, Nur Anim; Syafa'at, Ahmad Munib
Jurnal Istiqro Vol. 11 No. 1 (2025): Januari 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i1.3706

Abstract

The purpose of this study is to analyze the effect of profit sharing rate and inflation on customer decisions in choosing mudharabah deposits at Bank Syariah Indonesia. This research methodology uses a quantitative approach with an explanatory research approach by analyzing the financial report data of Bank Syariah Indonesia using multiple linear regression tests. The results of the study indicate that the effect of the independent variable on the dependent variable partially is the profit sharing rate variable (X1) has a sig. value of 0.000 <0.05, then Ho is rejected and Ha is accepted, meaning that the profit sharing variable has an effect on mudharabah deposits. Then the inflation variable (X2) has a sig. value of 0.283> 0.05, then Ho is accepted and Ha is rejected, meaning that the inflation variable does not have an effect on mudharabah deposits. So it can be concluded that Profit Sharing has a positive and significant effect on Deposits while inflation has no effect on Deposits.
Penguatan Kelembagaan dalam Mewujudkan Kabupaten Banyuwangi Sehat Jauhariyah, Nur Anim; Syafa'at, Ahmad Munib; Mahmudah
LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 2 (2024): November 2024
Publisher : Universitas KH. Mukhtar Syafaat (UIMSYA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/loyalitas.v7i2.4116

Abstract

Banyuwangi Regency is located at the tip of East Java Island which has beautiful tourism and culture that can boost the community's economy. The purpose of this community service is to analyze the potential and provide education to the community regarding the importance of implementing a clean, healthy, safe, and comfortable life both in the family environment, work environment, and society through institutional strengthening. The location of the community service was carried out in Siliragung District which consists of five villages and monitoring was carried out once every six months every year. The results of the community service show that the institutions in the Healthy District Communication Forum in Siliragung District and the Healthy Village Working Group in Seneporejo, Siliragung, Kesilir, Buluagung, and Barurejo Villages have carried out activities that are in synergy with the Banyuwangi Regency government program, so that they can support in eradicating the problems in the area. However, there are weaknesses in the management of the Parangsemar tourist destination and sustainable waste management that need to be continuously accompanied and fully supported by each sector.
PRIORITAS SINTESIS RATER AGREEMENT OBYEK DAN DAYA TARIK WISATA DI KABUPATEN BANYUWANGI Jauhariyah, Nur Anim; Isnaini, Fajar; Syafa'at, Ahmad Munib
Ekosiana Jurnal Ekonomi Syari ah Vol. 9 No. 1 (2022): EKOSIANA : JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah, STAI AN-NAJAH INDONESIA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (462.887 KB) | DOI: 10.47077/ekosiana.v9i1.196

Abstract

The tourism sector is one of the efforts in accelerating the increase in regional original income in Banyuwangi Regency in a sustainable manner during the pandemic and endemic period. This study aims to analyze the priority of rater agreement synthesis with Kendall's coefficient of concordance on objects and tourist attractions in optimizing local revenue in Banyuwangi Regency. This study uses a quantitative approach with the support of a qualitative approach through interviews and questionnaires to a number of experts. The sampling technique in this study was carried out by purposive sampling technique from respondents from the health office, the culture and tourism office, the Banyuwangi Regency Regional Development Planning Agency, the Healthy Banyuwangi Forum, and the Tourism Awareness Group. The analysis technique uses the Analytic Network Process (ANP). The results of the analysis show that the results of the analysis of the value of Kendall's coefficient of concordance W (rater agreement) is 0.95. The diversity of values given by each respondent contributed to the rater agreement score of 95%. The increase in the number of tourists and the length of stay of tourists occupy the highest priority for rater agreement synthesis at 36%. This confirms that optimistic tourism objects and attractions can be a trigger in boosting local revenue in the tourism sector in Banyuwangi Regency
Halal Friendly Tourism Policy In Banyuwangi Jauhariyah, Nur Anim
Proceedings of Annual Conference for Muslim Scholars Vol 3 No 1 (2019): AnCoMS 2019
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (180.359 KB) | DOI: 10.36835/ancoms.v3i1.222

Abstract

This study discusses halal tourism which is one of the policies of the Banyuwangi Regency Government in the effort of developing tourism to increase tourist visits in Banyuwangi Regency. The objectives in this study are 1) Knowing the percentage of tourist visits in Banyuwangi Regency; 2) Knowing the strategies of the local government in developing halal friendly tourism in Banyuwangi. This research uses a quantitative approach with secondary data support. The results showed that 1) The number of tourists both archipelago and foreign tourists in Banyuwangi Regency has increased every year. The highest growth of tourist arrivals from the archipelago was in 2016 at 52.11% and the lowest in 2018 was 2.16%, while the highest foreign tourist arrivals were in 2016 at 40.09% and the lowest in 2018 at 0.23%; 2) The policy strategy in developing halal tourism in Banyuwangi Regency is based on market segments not only limiting visitors who specialize in women`s areas but rather emphasizing the need for innovations that can hit market segments. So that visitor interest in the concept offered can increase the number of tourists coming to tourist destinations in Banyuwangi. Keywords: Halal Tourism, Number of visits, Banyuwangi
Pengembangan Kebijakan Pariwisata Religi Berbasis Moderasi Agama Jauhariyah, Nur Anim
Proceedings of Annual Conference for Muslim Scholars Vol 7 No 1 (2023): AnCoMS, Desember 2023
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v7i1.533

Abstract

The development of a religious tourism policy based on religious moderation in Banyuwangi Regency aims to analyze the application of religious tourism indicators as an effort to increase the quantity and quality of domestic and foreign tourist visits while maintaining religious moderation. The research method uses a qualitative approach with expert respondents from Bappeda, the Culture and Tourism Service, and the Banyuwangi Regency Tourism Awareness Group. The analysis technique uses Analytic Network Process (ANP). The research results show that the synthetic priority of developing a religious tourism policy based on religious moderation in Banyuwangi Regency on the criteria of tourist objects and attractions is 0.16 with a Kendall W concordance coefficient (rater agreement) with a high value. Visitors to religious tourism destinations who have diverse religious backgrounds and beliefs have various purposes for visiting these tourism destinations, apart from being a way to get closer to the Creator and the aim of fulfilling their life's desires. The synergy between the government, tourism managers and the community in promoting and preserving religious tourism must continue to be maintained in a sustainable manner without any conflict between beliefs.
Co-Authors Abdul Aziz Abdul Kholiq Syafa’at Afada, Sherif Ahmad Mufarih Hasan Fadly Ahmad Munawar Ahmad Munib Syafa'at Ahmad Rafi Fitroh Ahmad Saiful Amin Ahmad Ubaidil Munfarid Alfina Shofi Afkarina Ali, Adi Nur Ana Aniati Ana Kurnia Ashari Aniati, Ana Arih Lailatul Fadilah Aula Izatul Aini Baraz Yoechva Alfaiz Biati, Lilit Cindy Claudia Eko Budiywono Erna Munadifah Fadiyah, Putri Nur Fajar Isnaini Feryansyah Prima Ernanda Finka Oktaviana Putri Fitria, Kiki Habibulloh Habibulloh Habibulloh, Habibulloh Imam Khusnudin Isnaini, Fajar Jannah, Safarotul Khusnul Mazidah Kiki Fitria Komarudin Komarudin Lely Ana Ferawati Ekaningsih Lidia Astuti, Lidia Lu’at Happyana M. Alaika Nasrulloh Mahbub Mahbub Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Mahmudah Ma’unah, Dwi Hanifatul Moh. Qoyum Moh. Riza Pahlevi Mohammad Habib Imroni Muhammad faqih Muhammad Hasbullah Ridwan Muhammad Imam Khaudli Muhammad Nur Ahsan Muhammad Riza Aziziy Munawaroh, Ulfatul Munawir Munawir Munawir Munawir Muti Atus Sofiah Nawal Ika Susanti, Nawal Ika Nihayatul Wafiroh Niken Lufi Anggini Nikmatul Hikmah Nila Hanif Ulfiana Nur Hania Nur Khalimah Nur Mu’alina Nur Wiarsih Nur Wiarsih Nurul Handayani Nurul Inayah Nurul Inayah Nurul Inayah Nurul Inayah Nurus Sofa, Fatiha Indana Pipit Hariyono Qistiyah, Sayidah Eva Milatul Qohar, M Khafidul Rahma Nanda Nur Azizah Ridwan, M. Kholil Riza Pahlevi, Riza Ruslan Shinta Hayu Asyisa Kurnia Sholihin Siti Komariyah Soekardjo Soekardjo Sofi Faiqotul Hikmah Sofi Faiqotul Hikmah Sutriani Ulan Ani Setiawaty Ulfa Fitria Widyasari, Nur Yazid, Azy Athoillah Yulissetyawati, Salma Zulfa Roikhatul Jannah