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All Journal Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Journal of Accounting and Investment Benefit: Jurnal Manajemen dan Bisnis Jurnal Terapan Abdimas Jurnal EMT KITA IJBE (Integrated Journal of Business and Economics) JBMP (Jurnal Bisnis, Manajemen dan Perbankan) JURNAL MANAJEMEN MOTIVASI Journal of Economic, Bussines and Accounting (COSTING) IJEBD (International Journal Of Entrepreneurship And Business Development) Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Efektor JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS EQIEN - JURNAL EKONOMI DAN BISNIS Surya Abdimas Jambura Journal of Educational Management CAM JOURNAL: Change Agent For Management Journal Jurnal Administrasi dan Manajemen JAIM (Jurnal Abdi Masyarakat) JURNAL EKSBIS JURNAL EKOBIS DEWANTARA Revitalisasi : Jurnal Ilmu Manajemen Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Akademi Akuntansi (JAA) Studi Kasus Inovasi Ekonomi Jurnal E-Bis: Ekonomi Bisnis Indonesian Journal of Law and Economics Review Jurnal Ekuilnomi JOURNAL OF ECONOMICS EDUCATION AND ENTREPRENEURSHIP Indonesian Journal of Islamic Economics and Business International Journal of Economics, Management, Business, and Social Science COMMUNITY : Jurnal Pengabdian Kepada Masyarakat Indonesian Journal of Innovation Studies Indonesian Journal of Public Policy Review Proceedings of The ICECRS Procedia of Social Sciences and Humanities Journal of Islamic and Muhammadiyah Studies Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi Paradoks : Jurnal Ilmu Ekonomi Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) IIJSE Journal of Business Economics and Agribusiness JGRPD Journal of Social Comunity Services Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Pemberdayaan Ekonomi dan Masyarakat INTERACTION Communication Studies Journal Jurnal Manajemen Maranatha Journal of Geography, Regional Planning and Development Aktsar: Jurnal Akuntansi Syariah Academia Open
Detak Prapanca
Program Studi Manajemen, Fakultas Bisnis, Hukum, Dan Ilmu Sosial, Universitas Muhammadiyah Sidoarjo
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Pemberdayaan Wanita UMKM Melalui Pemasaran Digital, Branding, dan Akses Modal Usaha Rizky Eka Febriansah; Detak Prapanca; Mochamad Alfan Rosid; Nihlatul Qudus Sukma Nirwana; Tasya Fatmawati Arifin; Putri Nazilatul Fadhliyah; Amanda Aditya Sri Nengsih; Eka Aditia Suherman; Indah Rizqi Tsania
Surya Abdimas Vol. 10 No. 2 (2026)
Publisher : Universitas Muhammadiyah Purworejo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37729/abdimas.v10i2.7048

Abstract

Program pengabdian kepada masyarakat ini bermitra dengan kelompok UMKM wanita bidang makanan dan minuman di desa Kepuh Kemiri, kecamatan Tulangan, kabupaten Sidoarjo, yang berjumlah sekitar 15 usaha mikro. Meskipun sebagian besar pelaku usaha telah memiliki akses perangkat digital, pemanfaatannya masih terbatas pada fungsi sosial dasar. Minimnya pengetahuan tentang pengelolaan keuangan, akses modal, dan regulasi usaha menyebabkan banyak usaha tidak tercatat secara administrasi, sehingga menghambat peluang memperoleh dukungan dari pemerintah atau lembaga keuangan. Permasalahan utama yang dihadapi adalah lingkup penjualan yang sempit, belum memanfaatkan teknologi digital untuk pemasaran, belum memiliki identitas produk, serta kesulitan permodalan. Program ini menggunakan pendekatan learning by doing melalui sosialisasi, pelatihan, pendampingan, konsultasi, dan keberlanjutan. Fokus kegiatan adalah penguatan manajerial UMKM melalui strategi pemasaran digital, branding produk, serta penyediaan akses modal usaha. Hasilnya menunjukkan sebanyak 5 dari 15 UMKM mampu membuat dan mengunggah konten digital di media sosial, 10 UMKM telah memiliki logo dan desain kemasan, serta 3 UMKM berhasil memperoleh akses modal untuk memperluas pasar. Keberlanjutan program diwujudkan dengan pembentukan grup digital (WhatsApp Group atau forum online) sebagai wadah berbagi informasi, tips pemasaran, dan kolaborasi antar pelaku UMKM. Program ini terbukti meningkatkan kapasitas digital, identitas produk, dan akses permodalan, sehingga memperkuat daya saing UMKM wanita di desa Kepuh Kemiri.
Pengaruh Persepsi Kegunaan, Kemudahan Penggunaan, dan Keamanan terhadap Minat Menggunakan Fintech Payment pada Generasi Z di Sidoarjo Fadilla, Alivia Irza; Prapanca, Detak
Jurnal EMT KITA Vol 10 No 3 (2026): JULY 2026
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v10i3.6455

Abstract

The rapid development of digital technology has accelerated the adoption of fintech payment services, particularly among Generation Z who are highly familiar with digital platforms. However, users’ intention to adopt fintech payment is strongly influenced by their perceptions of usefulness, ease of use, and security. This study aims to analyze the effects of perceived usefulness, perceived ease of use, and perceived security on the intention to use fintech payment among Generation Z in Sidoarjo Regency. This research employs a quantitative approach using purposive sampling, involving 200 respondents who have used fintech payment services for at least three months. Data were collected through online questionnaires and analyzed using Structural Equation Modeling based on Partial Least Squares (SEM-PLS) with SmartPLS 4.0 software. The results indicate that perceived usefulness, perceived ease of use, and perceived security have poitive and significant effects on the intention to use fintech payment. Among these variables, perceived usefulness has the most dominant influence on usage intention. These findings support the relevance of the Technology Acceptance Model (TAM) in explaining financial technology adoption behavior among Generation Z and provide practical implications for fintech service providers to improve service quality, system usability, and security features to encourage sustainable usage, especially in suburban areas such as Sidoarjo Regency.
Mindset FIRE dan digital financial inclusion sebagai penentu stabilitas keuangan Generasi Z Detak Prapanca; Nur Ravita Hanun; Putri Ayunda Anggraeni; Amelia Fitri Agustin
Jurnal Manajemen Maranatha Vol 25 No 2 (2026): Jurnal Manajemen Maranatha
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jmm.v25i2.15136

Abstract

This​‍​‌‍​‍‌​‍​‌‍​‍‌ research investigates how the FIRE mindset and digital financial inclusion impact financial stability among Generation Z, with self-concept serving as the mediating variable. The study employed a quantitative survey method and gathered data from 300 digitally active respondents. The data were then analyzed using PLS-SEM. The findings reveal that both the FIRE mindset and digital financial inclusion are significant factors that determine financial stability. Also, self-concept is a direct influencing factor of financial stability. On the contrary, digital financial inclusion neither affects self-concept significantly nor does self-concept mediate the relationships. Hence, the results point out that the behavioral discipline and long-term financial orientation of Generation Z drive their financial stability more than the psychological mediation mechanisms. The paper further explains that for improving financial resilience, financial literacy, digital access, and consistent financial behavior need to be ​‍​‌‍​‍‌​‍​‌‍​‍‌combined.
Optimization of Non-Medical General Logistics Management for Operasional Cost Efficiency at ‘Aisyiyah Siti Fatimah Tulangan Hospital Efendi, Dia Nita; Prapanca, Detak; Sari, Herlinda Maya Kumala
JURNAL MANAJEMEN MOTIVASI Vol 21 No 2 (2025): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jmm.v21i2.7843

Abstract

This research aims to provide an overview of the optimization of non-medical general logistics management and operational cost efficiency at 'Aisyiyah Siti Fatimah Tulangan Hospital. Through a qualitative approach using observation techniques, in-depth interviews, and document analysis. Primary and secondary data were collected from 5 key informants. The logistics management function is key in achieving efficiency in hospital operational costs. This research aims to provide an overview of the importance of optimal logistics management to increase operational costs efficiency in supporting quality health services in hospitals
Determinasi dan Respon Stakeholders Terhadap Kinerja Keuangan Pemerintah Daerah Hanun, Nur Ravita; Hermawan, Sigit; Prapanca, Detak
AKTSAR: Jurnal Akuntansi Syariah Vol 3, No 2 (2020)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/aktsar.v3i2.8098

Abstract

This study deals with local original income as a determinant of district/city finances in the Gerbang Kertosusilo (Gresik, Bangkalan, Mojokerto, Surabaya, Sidoarjo dan Lamongan) period 2014–2018 and know the responses of the Stakeholders. The research method used is the mix method research. The hypothesis in this study is to explain the influence of tax ratios, retribution ratios, BUMD profit ratios, and other valid income ratios simultaneously, partially and dominantly on the financial performance of regencies or cities in the Gerbang Kertosusilo. To test this hypothesis data analysis tools are used in the form of multiple linear regression. Besides this research also uses a qualitative approach where triangulation techniques will test data collected from interviews, observations and documentation. The results of this study, all variables significantly influence regional financial performance. The stakeholders also justified this. The Financial Performance of Regional Governments reflects the ability of regional heads in managing and maintaining their regions.
Pengaruh Financial Literacy, Mindset Fire (Financial Independence, Retire Early), Economi Uncertainty Global Terhadap Financial Stability Gen – Z Di Jawa Timur Amelia Fitri Agustin; Detak Prapanca; Wisnu Panggah Setiyono; Sriyono
Journal of Business Economics and Agribusiness Vol. 2 No. 3 (2025): May
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jbea.v2i3.1181

Abstract

Gen-Z di kota-kota besar seperti Surabaya dan Malang memiliki akses berlebihan terhadap platform investasi dan informasi FIRE movement, namun seringkali terjebak dalam overconfidence bias dan FOMO (Fear of Missing Out) yang mendorong mereka mengambil risiko investasi tinggi tanpa analisis yang memadai. Sebaliknya, Gen- Z di daerah kabupaten memiliki akses terbatas terhadap edukasi finansial formal dan cenderung bergantung pada informasi dari media sosial yang tidak selalu akurat. Budaya "gengsi" dan "lifestyle inflation" yang kuat di Jawa Timur, terutama di kalangan urban, menciptakan tekanan sosial untuk mempertahankan penampilan dan gaya hidup mewah yang tidak sesuai dengan kemampuan finansial. Penelitian ini bertujuan untuk menganalisis dan mengukur sejauh mana “Pengaruh Financial Literacy, Mindset FIRE (Financial Independence, Retire Early), dan Economi Uncertainty Global Terhadap Financial Stability Gen – Z Di Jawa Timur”. Bukan hanya itu, penelitian ini juga mengevaluasi bagaimana adopsi mindset FIRE mempengaruhi perilaku keuangan dan strategi investasi Gen – Z dalam membangun fondasi keuangan yang kuat. Dari hasil penelitian ini nanti di harapkan dapat memberikan kontribusi teoritis dalam bidang keuangan perilaku dan financial literacy, sekaligus menyediakan rekomendasi praktis bagi pembuat kebijakan, institusi keuangan, dan generasi Z itu sendiri dalam meningkatkan financial stability di era ketidakpastian ekonomi global. Berdasarkan hasil uji koefisien korelasi berganda, nilai R sebesar 0,548 menunjukkan adanya hubungan yang cukup kuat antara ketiga variabel independen secara bersama-sama terhadap Financial Stability Gen-Z. Nilai R Square sebesar 0,301 menunjukkan bahwa Financial Literacy, Mindset FIRE, dan Economi Uncertainty Global secara simultan mampu menjelaskan 30,1% variasi Financial Stability Gen-Z, sedangkan sisanya 69,9% dipengaruhi oleh variabel lain di luar penelitian ini. Dengan demikian, H4 diterima, yang berarti Financial Literacy, Mindset FIRE, dan Economi Uncertainty Global secara bersama-sama berpengaruh positif dan signifikan terhadap Financial Stability Gen-Z.
The Self-Control In Mediating The Relationship Between Financial Literacy And Digital Financial Inclusion With The Financial Management Behavior Of Generation Z Putri Ayunda Anggraeni; Detak Prapanca; Herlinda Maya Kumala Sari
Eqien - Jurnal Ekonomi dan Bisnis Vol 15 No 2 (2026): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v15i2.2373

Abstract

This study aims to examine the influence of financial literacy, digital financial inclusion, and self-control on financial management behavior among Generation Z, as well as to analyze the role of self-control as an intervening variable. This research employs a quantitative approach using a survei method by distributing questionnaires to 120 Generation Z respondents who actively engage in digital financial activites. Data analysis was conducted using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS). The resluts show that digital financial inclusion and self-control have a positive and significant effect on financial management behavior. In addition, financial literacy and digital financial inclusion have a positive and significant effect on self-control. However, financial literacy does not have a significant effect on financial management behavior, indicating that financial knowledge alone is not sufficient to drive behavioral changes without internal motivation or habitual application in daily life. Self-control also fails to mediate the effect of financial literacy and digital financial inclusion on financial management behavior. These findings suggest that financial education should not only focus on cognitive aspects but also emphasize character building and the development of positive habits from an early age in order to foster healthy and sustainable financial bahevior.
Impact of Work Overload Work Stress and Work Discipline on Employee Job Satisfaction Irma Galuh Septiany; Detak Prapanca; Dewi Komala Sari
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 17, No 1: 2024
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v17i1.25030

Abstract

This research aims to determine the relationship between work overload, work stress, and work discipline in influencing job satisfaction. The study employs a quantitative approach as the research method. The population for this research includes all employees in the Sidoarjo region, totaling 210 employees. A sample of 137 active employees is taken using the simple random sampling technique. The data used in this research consist of primary data obtained through the distribution of questionnaires to respondents. Data analysis is conducted using Partial Least Square (PLS) with the assistance of the SmartPLS program. The results of the research, based on the inner model test calculations, indicate that the variables of work overload, work stress, and work discipline significantly influence job satisfaction
Co-Authors Adelia - Oktaviani Adirama, Kelvin Fitriyan Aditya Mahardika Adji Kusuma, Kumara Ahmad, Vira Fitria Januar Asifah Ainnur Rosyidah Aisha Hanif Al Ghozy, Najih Afif Alamsah, Dandi Ali Akbar Alshaf Pebrianggara Amalia Agustin Amalia, Alfin Khoiro Amanda Aditya Sri Nengsih Amanda Puspita Sari Amelia Fitri Agustin Amelia Fitri Agustin Amelia, Lailatul Andaru Hapsari Putri Annora Nindya Tri Puspitasari Aqliyah, Eka Mauludya Nur Arif, M.Arif Dwi Maulidin Armeilia, Neta Atmaja, Mahendra Dwi Audi Sulthan Fadhlurahman Bairawati, Cindy Bayu Hari Prasojo Budi, Andi Setyo Charyta Dinda Virnanda Virnanda CHOIRUNNISA Chusna, Asma’ul Dewi Komala Sari Dewi, Widya Kusuma Efendi, Dia Nita Eka Aditia Suherman Eka Putri Nabila Ali Elya Ika Puspitasari Eva, Adelia Fadhlurahman, Audi Sulthan Fadilla, Alivia Irza Fatimatuz Zahroh, Fatimatuz Fatma, Salsabila Nur Tsabita Feri Tirtoni Fikri, Muhammad Ahsanul Firda Pramesti Nur Rahmadhani Firdaus , Vera Firmansyah, Faizal Fajar Firnanda, Rieke Ayu Fitanto, Julian Harris Ega Gerung , Vido Michael Hadiah Fitriah Hadiah Fitriyah Hafiidha Sari, Raras Hamdani, Muhammad Ilham Tri Handini Kurnia Damayanti Hanifah Novia Sofi Hartono, Akhmad Salim Herlinda Maya Herlinda Maya Kumala Sari Herlinda Maya Kumala Sari, Herlinda Maya Kumala Ika Oktaviyanti Ika Oktaviyanti, Ika Indah Rizqi Tsania Irawati , Ferdina Irma Galuh Septiany Irma Nur Aisiyah Ismi W, Melly Wanda Izza Nikmatur Rokhmah Jasmine Amalia Sanjaya Joko Susilo Kumala Sari, Herlinda Maya Kumalasari, Herlinda Maya Kumara Adji Kusuma Lilik Indayani Linda Novita Ningrum Listiyani, Rifdianti Liya Wahyu Putri Yuni Arta Maharani R.A, Viola Mahendra, Danar Putra Mariani, Anti Maulana, Farid Raditya Maya Kumala Sari, Herlinda Melati Rahayu Lestari Melita Indah Cahyani Misti Hariasih Mochamad Alfan Rosid Mochammad Naufal Achsan Mohammad Ridho Mubarok Muchammad Andi Muhaimin Muchammad Rifta Indra Yulian Muhammad Iqbal Muhammad Shalahudin Hidayat Muhammad Yani, Muhammad Muhammad Yusril Fahmi Alhanif Mukhammad Aditya Firdaus Musyarofah, Sitta Rifatul Nabila, Lady Lailatun Nadhifah , Binti Navaro, M Saddam Nihlatul Qudus Sukma Nirwana Nihlatul Qudus Sukma Nirwana Nikmatur Rokhmah, Izza Ningrum, Linda Novita Ningrum, Surya Novitas, Surya Nur Ravita Hanun Nur Ravita Hanun Nur Ravita Hanun Ovi Ananda Aulia Pramahsuari, Salsa Agwah Pratama, Ade Rifky Yoga Prawibowo, Rezza Baharuddin Purwanti, Winda Putri Ayunda Anggraeni Putri Ayunda Anggraeni Putri Nazilatul Fadhliyah Putri Purnama Sari, Putri Purnama Putri, Hanifah Silvia Rachmah, Nur Maulidah Rachmawati , Errina Rachmawati, Errina Rafisar, Ahdaniati Ramadani, Gesti Novi Ramadhani, Farikhah Ramdhania, Nur Alimah Rezza Baharuddin Prawibowo Ria Ratna Juwita Rieke Ayu Firnanda Rita Ambarwati Sukmono Rizky Eka Febriansah Rizky Eka Febriansah Rosiana Prihandayani, Intan Royani, Mochamad Allim Uddin Rizal Sabela, Eka Safinatuz Zuhriyah Salsabilla, Kania Savi Samsul, Muhammad Ridhoi Saputri, Anisa Herwi Sari , Herlinda Maya Kumala Sari, Herlinda Kumala Sari, Puput Dwi Sasmita Sarwenda Biduri Sa’adah, Inzani Nur Selviana, Sella Maya Septiany, Irma Galuh Setiyono, Wisnu Panggah Sholihah, Mufidatus Sigit Hermawan Silvia, Rina Sriyono Sriyono Sriyono Sriyono Sriyono Sriyono Sriyono Supardi Supardi Surya Perdana, Adika Susanti, Wahyu Sukma Dewi Sutilah , Muhammad Reza Muslim Sutrisno, Sutrisno Tasya Fatmawati Arifin Ulhaq, Muhammad Zidhan Utami, Linda Muji Valency, Shindi Vera Firdaus Vidya Mandarani Vira Fitria Januar Asifah Ahmad Wati, Devi Minggar Widya Adinda Lestari Widya Kusuma Dewi Wijaya, Roesmanta Adi Wisnu P. Setiyono Wisnu P. Setiyono, Wisnu P. Yanti, Eva Indra Dwi Yastutik, Selfi Hilda Andri Zarkasi, Muhammad Afandi Zhely Varesha Audiva Audiva