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Journal : Journal of Islamic Economic Laws

Analysis of Customer’s Decision to Choose Sharia Banking in Surakarta Sudarwati, Sudarwati; Yani, Burhanuddin Ahmad
Journal of Islamic Economic Laws Vol 4, No 1 (2021): Journal of Islamic Economic Laws
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v4i1.13036

Abstract

This study aims at determining the influence of the profit-sharing system, security of funds, facilities and services toward Customer's decision to choose sharia banking in Surakarta. The research employs a method survey; it analyzes the Customer's decision to choose sharia banking. The researcher collects the data from the respondents through a questionnaire. The sample is taken by purposive random sampling. 100 customers come from 10 sharia banking in Surakarta. To test the hypothesis, the researcher uses multiple regression analysis, t-test, F test, and determinant coefficient by using SPSS. The finding of the research is that there is significant influence among variable profit-sharing system (X1), the security of funds (X2), facilities (X3), and service (X4) toward Customer's decision to choose sharia banking (Y). However, there is one significant influence. It is a profit-sharing system toward Customer's decision to choose sharia banking. The four variables; profit-sharing system, the security of funds, facilities, and services toward Customer's decision to choose sharia banking is 46.50%. At the same time, the rest is about 53.50 %, derived from another variable which is out of research.
Co-Authors Agustino, Lalu Ahmad Ahmad Andriyansyah, Nova Anggeani, Dewi Anik Cahyaning Rahayu Aprian Aditama, Rizky Ramadhan Apriliani, Dyan Aribatul Hamidah, Raisa Asmara, Denny Awang Adi Saputro Bay Kurniawan, Adelt Fricilia Chrismalia Garnida, Susie Destomo, Deny Dewi, Tria Rosana Dian Pratama, Favian DPW, Ida Aryati DWP, Ida Aryati Eny Kustiyah Eny Kustiyah, Eny Guntoro, Guntoro Hamidah, Raisa Aribatul Harpenas, Akas Haryanto Haryanto Heri Prasetyo Ihsan, Mohamad Irma Wardani Istiatin, Istiatin Istiatin, Istiatin Istiqomah istiqomah istiqomah Istiqomah, Aulia Khatimah, Anik Khusnul Koyem, Koyem Kurniawan, Feby Libria Widiastuti Lintang Pamugar Mukti Aji Marwati, Fithri Setya Muhtar, Basuki Sukandaru Mursito, Bambang NOVI ANDARI Nur Insani, Alifia Dhea Pradhana, Eryko Wisnu Prasetyo, Yokke Irvan Ade Pujiyanto Pujiyanto Purwanti, Dyah Arsih Puryanti, Ari Tri Rachmi, Novita Raharjo, Sigid Budi Ramadhani, Rosita Nurul Ratna Damayanti Rochmi Widayanti Rr. Eko Giyartiningrum Ryan Susanto, Ryan Sarsono Sarsono Septian Kumala Dewi, Nadia Septiani, Pramudita Setyo, Wahyu Agung Setyowati, Lina SITI MARYAM Siti Nurjanah Siti Qomariyah Sri Mulyani Sudirwo Sudirwo Sulistyorini, Keny Suminanto, Suminanto Susie Chrismalia Garnida Syahidin, Rizal Fadhilah Tias, Riris Wahyuning Titien Agustina Tri Nugroho Tria Rosana Dewi Tsani, Atika Fikri umi ambarwati, umi Umi Anisah , Hastin V. Teguh Suharto, V. Teguh Wardhani, Mahartiwi Kusuma Wardo, Wardo Widayati, Wening Winarno, Eko Windaryanto, Bagas Wintari, Wienka Wulan, Arum Sekar Y.B. Agung Prasaja Yani, Burhanuddin Ahmad Yuliati, Etik