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Pengaruh Tingkat Marjin Murabahah Terhadap Financing To Deposit Ratio dan Non Performing Financing Pada Bank Syariah di Indonesia Periode 2010-2012 Nareswari Saputro; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 6 (2014): Juni-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (192.478 KB) | DOI: 10.20473/vol1iss20146pp416-433

Abstract

This study aims to determine the effect of the murabahah margin rate to Financing to Deposit Ratio and Non Performing Financing on Indonesian Sharia Banks in the period 2010-2012. This study uses quantitative approach by using path analysis with three kinds of variables, which are murabahah margin rate as an exogenous variable, Financing to Deposit Ratio as an intervening endogenous variables and Non Performing Financing as an endogenous variable. The Sharia Banking industry is used as sample in this study, which consist of Sharia Comercial Banks (BUS) and Sharia Business Unit of a Conventional Bank (UUS). Furthermore, this study uses secondary data which conducted by collecting monthly financial statements for three years.The results showed that murabahah margin rate has significantly negative effect to Financing to Deposit Ratio (FDR) of Sharia Banking in Indonesia. Meanwhile, murabahah margin rate has significantly positive effect to Non Performing Financing (NPF). It also happens to the effects of Financing to Deposit Ratio (FDR) to Non Performing Financing (NPF) of Sharia Banks in Indonesia period 2010-2012. REFERENCESAnshori, Muslich Sri Iswati. 2006. Metodologi Penelitian Kuantitatif. Surabaya: Fakultas Ekonomi Universitas Airlangga.Antonio, Muhammad Syafi’i. 2011. Bank Syariah: Dari Teori ke Praktik. Jakarta: Gema Insani.Arifin, Zainul. 2009. Dasar-dasar Manajemen Bank Syariah. Revisi kedua. Jakarta: Azkia Publisher.Bank Indonesia. 2013. Statistik Perbankan Indonesia-Agustus 2013, (Online), (http://www.bi.go.id/, diakses 15 November 2013).Bank Indonesia. Peraturan Bank Indonesia Nomor 15/2/PBI/2013 tentang Penetapan Status dan Tindak Lanjut Pengawasan Bank Umum Konvensional. (online), (http://www.bi.go.id/, diakses 23 November 2013).Chorida, Luluk. 2010. Pengaruh Jumlah Dana Pihak Ketiga, Inflasi, dan Tingkat Marjin terhadap Alokasi Pembiayaan Usaha Kecil dan Menengah (Studi pada Bank-Bank Syariah di Indonesia). Skripsi tidak diterbitkan. Malang Fakultas Ekonomi Universitas Islam Negeri Maulana Malik Ibrahim.Djamil, Faturrahman. 2012. Penyelesaian Pembiayaan Bemasalah di Bank Syariah. Jakarta: Sinar Grafika.Jihad dan M. Nadratauzzaman Hosen. 2009. Faktor-faktor yang Mempengaruhi Permintaan Pembiayaan Murabahah Bank Syariah di Indonesia (Periode Januari 2004-Desember 2008). Dikta Ekonomi Perdana Wahyu Santosa. Volume. 6, No.2. (Agustus). Hal.101-112.Karim, Adiwarman A. 2007. Bank Islam: Analisis Fiqih dan Keuangan. Edisi Ketiga. Jakarta: PT. Raja Grafindo Persada.Muhammad. 2004. Manajemen dana Bank Syariah. Edisi Pertama. Yogyakarta: Ekonisia.Muhammad. 2005. Manajemen Pembiayaan Bank Syariah. Yogyakarta: UPP AMP YKPN.Muhammad. 2011. Manajemen Bank Syariah. Edisi revisi Kedua. Yogyakarta : UPP STIM YKPN.Republik Indonesia. Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah. (online), (http://www.kemendagri.go.id/, diakses 17 November 2013).Rivai, Veithzal dan Arviyan Arifin. 2010. Islamic Banking: Sistem Bank Islam Bukan Hanya Solusi dalam Menghadapi Berbagai Persoalan Perbankan & Ekonomi Global. Jakarta: Bumi Aksara.Sholihah. 2013. Pengaruh Inlasi, GDP, Financing to Deposit Ratio, dan Return Pembiayaan Profit and Loss Sharing terhadap Non Performing Financing pada Perbankan Syariah di Indonesia. Skripsi tidak diterbitkan. Yogyakarta Fakultas Syariah dan Hukum Universitas Islam Negeri Sunan Kalijaga.Sholihin, Ahmad Irham. 2010. Buku Pintar Ekonomi Syariah. Jakarta: PT Gramedia Pustaka Utama.Soebagio, Hermawan. 2005. Analisis Faktor-faktor yang Mempengaruhi Terjadinya Non Performing Loan (NPL) pada Bank Umum Komersial (Studi Empiris pada Sektor Perbankan di Indonesia). Tesis tidak diterbitkan. Semarang Magister Manajemen Universitas Diponegoro.
Pengaruh Kinerja Sosial Terhadap Profitabilitas Bank Syariah Rosana Puspasari; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 7 (2014): Juli-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (170.357 KB) | DOI: 10.20473/vol1iss20147pp456-468

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This study aimed to investigate the effect of social performance to the profitability of sharia bank. This study uses quantitative approach with multiple regression analysis and four variables; they are Mudharabah-Musyarakah Financing, Qardh Financing, and Zakat as exogenous variables and Net income as endogenous variable.Based on findings, it revealed that Mudharabah-Musyarakah Financing and Zakat effect significantly positive to the net income of Sharia commercial bank. Meanwhile Qardh Financing has non-significantly effect to the net income of Sharia commercial bank. On the other hand, Musyarakah-Mudharabah financing, Qardh financing and Zakat simultaneously has significantly effect to the net income of Sharia commercial bank. REFERENCESAl-Jawziyyah, I.Q. 1995. I’lam alMuwaqqi’in. Kaherah.Almilia dan Wijayanto. 2007. Pengaruh Environmental Performance dan Environmental Disclosure terhadap Economic Performance. Proceedings The 1st Accounting Conference Depok.Antonio. 2001. Bank Syariah: Dari Teori Ke Praktik. Depok: Gema Insani danTazkia Cendikia.Astuti, Dewi. 2004. Manajemen Keuangan Perusahaan. Jakarta : Ghalia Indonesia.Carroll, A.B. 1979. A three-dimensional conceptual model of corporate social performance. Academy of Management Review,Vol. 4, pp. 97-505.Chapra, M. Umer. 2000. Sistem Moeneter Islam. Jakarta : Gema Insani Press dan Tazkia Cendikia.Clarkson, M. B. E. (1995). A Stakeholder Framework for Analyzing and Evaluating Corporate Social Performance. The Academy of Management Review.Departemen Agama RI. 2005. Al-Qur’an dan tafsirnya (Edisi yang Disempurnakan). Jakarta : Penerbit Lentera Abadi.Departemen Agama RI. 2005. Al Qur’an dan Terjemahan Al Jumaanatul’Alii. Bandung : CV Penerbit J-Art. Hameed et.al. 2004. Alternative Disclosure & Performance Measures for Islamic Banks. International Islamic University Malaysia.Iqbal, Zamir. 1997. Islamic Financial System, World Bank : Finance & Development. Kurniawan. 2010. Pengaruh Qardh terhadap Performa Bank Syariah Periode 2005:1-2008:12. Skripsi tidak diterbitkan. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga.Prawirosentono, Suyadi. 1999. Kebijakan Kinerja Karyawan. Yogyakarta : BPFERahman, A.R.A. dan Goddard, A. 1998. An Interpretive Inquiry of Accounting Practices in Religious Organisations. Financial Accountability and Management. Vol 14. No. 3. 184-190Ryandono, Muhammad. 2010. Peran dan Pengaruh Penghimpunan Dana dan Penyaluran dana serta Kinerja Bank terhadap Kesejahteraan Karyawan Bank Islam Perspektif Maqashid Syariah di Indonesia. Disertasi tidak diterbitkan. Surabaya Program Pascasarjana Universitas Airlangga.Samad dan Hassan. 2000. The Performance of Malaysian Islamic Bank during 1984-1997 : An explanatory study. International Journal of Islamic Financial Service. Vol. 1 No. 3.Samuelson, Paul A. dan William D. Nordaus. 2004. Mikro Ekonomi. Terjemahan. Jakarta : Erlangga.Sartono, Agus. 2001. Manajemen Keuangan Teori dan Aplikasi. Yogyakarta : BPEF-YOGYAKARTA.Tangkiisan, Hessel Nagi S. 2005. Manajemen Publik. Jakarta: Gramedia Widia.
Pengaruh Pembiayaan Murabahah Terhadap Laba Melalui Variabel Intervening Pembiayaan Bermasalah Bank Umum Syariah di Indonesia Periode 2009-2013 Zaim Nur Afif; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 8 (2014): Agustus-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (230.736 KB) | DOI: 10.20473/vol1iss20148pp565-580

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This study aims to investigate the effect of murabaha financing to profit through non performing financing as an intervening variable of islamic banks in Indonesia. This study uses quantitive approach with path analysis and three kinds of variables, they are murabaha financing as exogenous variable, non performing financing as intervening endogenous variable and profit as endogenous variable. The banks are used in this study is the Bank Muamalat Indonesia, Bank Syariah Mandiri, Bank Mega Syariah, Bank BRI Syariah, and Bank Syariah Bukopin. This study uses secondary data. Data collection is conducted by collecting semester financial statements for 2009-2013 period.The results obtained that, murabaha financing has positive effects to non performing financing. It also happens to the effect of murabaha financing to profit. Meanwhile, non performing financing does not have effect to profit. REFERENCESAntonio, Muhammad Syafi’i. 2001. Bank Syariah: Dari Teori Ke Praktik. Jakarta: Gema Insani PressArifin, Zainul. 2005. Dasar-Dasar Manajemen Bank Syariah. Jakarta: Alvabet Ascarya. 2007. Akad & Produk Bank Syariah. Jakarta: RajaGrafindo PersadaBungin, Burhan. 2005. Metode Penelitian Kuantitatif: Komunikasi, Ekonomi, dan Kebijakan Publik Serta IlmuIlmu Sosial Lainnya. Jakarta: Kencana Prenada Media GrupDjamil, Fathurrahman. 2012. Penyelesaian Pembiayaan Bermasalah di Bank Syariah. Jakarta: Sinar GrafikaFauzan, Fachrul. 2012. Pengaruh Tingkat Risiko Pembiayaan Musyarakah dan Pembiayaan Murabahah Terhadap Tingkat Profitabilitas Bank Syariah (Studi Pada Bank Aceh Syariah Cabang Banda Aceh), (Online), (www.academia.edu, diakses 5 Agustus 2014) Ferdinand, Augusty. 2006. Metode Penelitian Manajemen. Semarang: Badan Penerbit Universitas DiponegoroHapsari, Nadhifa Alim. 2013. Pengaruh Tingkat Imbalan Sertifikat Bank Indonesia Syariah (SBIS) terhadap Tingkat Pembiayaan dan Profitabilitas Bank Umum Syariah di Indonesia. Skripsi tidak diterbitkan. Surabaya FEB Universitas AirlanggaKuncoro, Mudrajad. 2002. Manajemen Perbankan: Teori dan Aplikasi. Yogyakarta: BPFEMankiw, N. Gregory. 2000. Teori Makro Ekonomi. Jakarta: Erlangga Muhammad. 2004. Manajemen Dana Bank Syariah. Yogyakarta: Ekonisia---------------. 2008. Metodologi Pemikiran Ekonomi Islam. Jakarta: Gema Insani Press---------------. 2011. Manajemen Bank Syariah. Yogyakarta: UPP Sekolah Tinggi Manajemen YKPNNurkhosidah, Siti. 2009. Analisis Pengaruh Variabel Non Performing Financing, Penyisihan Penghapusan Aktiva Produktif, Financing to Deposit Ratio, Biaya Operasional Per Pendapatan Operasional Terhadap Profitabilitas Pada Bank Syariah Mandiri. Skripsi tidak diterbitkan. Yogyakarta Fakultas Syariah Universitas Islam Negeri Sunan KalijagaOktriani, Yesi. 2011. Pengaruh Pembiayaan Musyarakah, Mudharabah dan Murabahah terhadap Profitabilitas (Studi Kasus Pada PT. Bank Muamalat Indonesia, Tbk.), (Online), (journal.unsil.ac.id diakses 19 September 2013)Pramuka, Bambang Agus. 2010. FaktorFaktor yang Berpengaruh Terhadap Tingkat Profitabilitas Bank Umum Syariah, (Online), (www.academia.edu diakses 9 Maret 2014)Riduwan, dan Kuncoro. 2008. Cara Menggunakan dan Memakai Analisis Jalur (Path Analysis). Bandung: AlfabetaRohman, Moh Thoifur. 2012. Aplikasi Manajemen Risiko Dalam Pengelolaan Dana Takaful Pendidikan (Studi Pada PT. Asuransi Takaful Keluarga Cabang Semarang). Skripsi tidak diterbitkan. Semarang Fakultas Syariah Institut Agama Islam Negeri WalisongoRubby, Muhammad. 2013. Analisis FaktorFaktor yang Mempengaruhi Profitabilitas (ROA) Bank Umum Syariah yang Terdaftar di Bursa Efek Indonesia Periode 2008-2011. Skripsi tidak diterbitkan. Medan FE Universitas Sumatera UtaraSantoso, Singgih. 2007. Panduan Lengkap Menguasai SPSS 16. Jakarta: Elex Media KomputindoSiamat, Dahlan. 2004. Manajemen Lembaga Keuangan. Jakarta: Lembaga Penerbit Fakultas Ekonomi Universitas Indonesia Sugiyono. 2010. Metode Penelitian Kuantitatif Kualitatif dan R&D. Bandung: Alfabeta
Pengaruh Financing To Deposit Ratio (FDR) Terhadap Return On Asset (ROA) Dengan Variabel Intervening Penempatan Dana Pada Sertifikat Bank Indonesia Syariah (SBIS) Pada Bank Syariah di Indonesia Al Ma'rifatul A'la; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 8 (2014): Agustus-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (261.354 KB) | DOI: 10.20473/vol1iss20148pp592-609

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This study aims to investigate the effect of Financing to Deposit Ratio (FDR) toward investment in Islamic Certificate of Bank Indonesia (SBIS), effect of investment in Islamic Certificate of Bank Indonesia (SBIS) toward Return on Asset (ROA), and effect of Financing to Deposit Ratio (FDR) toward Return on Asset (ROA) Islamic Bank in Indonesia.Methodology that used in this study is a quantitative approach. Technique analysis that used in this study is path analysis. Samples are used in this study collected from Islamic Bank Statistic Data issued by Bank Indonesia, January 2009 until October 2013, the total amount were 58 data.The results show that Financing to Deposit Ratio (FDR) has significantly negative effect on Islamic Certificate of Bank Indonesia (SBIS). Islamic Certificate of Bank Indonesia (SBIS) has not significantly effect on Return on Asset (ROA). Financing to Deposit Ratio (FDR) has significantly positive effect on Return on Asset (ROA). Financing to Deposit Ratio (FDR) with Islamic Certificate of Bank Indonesia (SBIS) as intervening variable have negative effect on Return on Asset (ROA) Islamic Bank in Indonesia. REFERENCESAnshori, Muslich dan Sri Iswati. 2009. Buku Ajar Metodologi Penelitian Kuantitatif. Surabaya: Airlangga University Press.Arifin, Zainul. 2006. Dasar-dasar Manajemen Bank Syariah Edisi Revisi. Jakarta: Pustaka Alvabet.Chaudhry, Muhammad Sharif, Dr., M.A., LLB., Ph.D. 2012. Sistem Ekonomi Islam Prinsip Dasar. Jakarta: Kencana.Departemen Agama RI. 2004. Al-Qur’an dan Terjemahnya. Bandung: Syaamil Cipta Media.Fatwa Dewan Syariah Nasional No: 64/DSN-MUI/XII/2007 tentang Sertifikat Bank Indonesia Syariah Ju’alah (SBIS Ju’alah).Ginting, Ramlan dkk. 2013. Kodifikasi Peraturan Bank Indonesia Likuiditas Rupiah Operasi Moneter, Operasi Moneter Syariah dan Sertifikat Bank Indonesia Syariah. Jakarta: PRES Bank Indonesia.Greuning, Hennie Van dan Zamir Iqbal. 2011. Analisis Resiko Perbankan Syariah. Jakarta: Salemba Empat.Hidayat, Mohamad, MBA. 2010. An Introduction to The Sharia Economic Pengantar Ekonomi Islam. Jakarta: Zikrul Hakim.Ismal, Rifki. 2010. Assessment of Liquidity Management in Islamic Banking Industry. International Journal of Islamic and Middle Eastern Finance and Management, 3 (2):147-167.Machmud, Amir, Dr, dan Rukmana, H. S.E., M.Si. 2010. Bank Syariah Teori, Kebijakan, Studi Empiris di Indonesia. Jakarta: Erlangga.Muhamad. 2006. Teknik Perhitungan Bagi Hasil dan Profit Margin pada Bank Syariah. Yogyakarta: UII Press Yogyakarta (Anggota IKAPI).Muhammad, Dr. M.Ag. 2002. Manajemen Bank Syari’ah. Yogyakarta: UPP STIM YKPN.Muhammad. 2005. Manajemen Dana Bank Syriah. Yogyakarta: Ekonisia.Rivai, Veithzal dan Arviyan Arifin. 2010. Islamic Banking Sebuah Teori, Konsep, dan Aplikasi. Jakarta: Bumi Aksara.Soemitra, Andri, M.A. 2009. Bank dan Lembaga Keuangan Syariah. Jakarta: Kencana.Sugiyono, Prof. Dr. 2012. Metode Penelitian Kuantitatif Kualitatif dan R&D. bandung: Alfabeta.Sumarsono, V. A. Ryan. 2012. Pengaruh Konflik Pekerjaan dan Konflik Keluarga terhadap Kinerja Karyawan Wanita dengan Konflik Pekerjaan-Keluarga sebagai Variabel Intervening di CV. Anugerah Motor. Skripsi tidak diterbitkan. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga.
Perilaku Investor Muslim Dalam Bertransaksi Saham di Pasar Modal Pramita Agustin; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 12 (2014): Desember-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (405.686 KB) | DOI: 10.20473/vol1iss201412pp874-892

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This research aims to know the muslim investor behavior in a stock transaction in capital market. This research used the qualitative approach, using the case study method by basing on the theory of behavioral finance.Data collection using a purposive sampling technique to determine informants amounted to five muslim investors who at least has a two year stock transaction to be interviewed in depth, observed and evaluated the data by performing a triangulation.The results of this research have findings that muslim investor behavior in a stock transaction is divided into two point of view that is, investors who consider religion in their investment decisions and the invetor did not consider religion in their investment decisions. Investors who consider religion in their investment decisions preferring stock composition of the incoming Sharia index list and nature of investments tend to be long term. Investors who do not consider religion in choosing his investment decision stock blends well in the Shariahcompliantindex or not. The nature of investment investors who did not consider the shortterm nature of the religion. REFERENCES Abd. Al-Baqi, Muhammad Fuad. 2010. Kumpulan Hadis Sahih Al-Bukhari Muslim, Terjemahan Arif Rahman Hakim. Solo: Insan Kamil.Alexander, Gordon J dan William Sharpe.1997.Fundamental of Investment. Prentice Hall Inc, Englewood, New Jersey.Al-Qur’an Indonesia.2013. Tanpa Judul.(Online). http://www.alquranindonesia.com/) diakses pada Kamis, 9 Januari 2013, jam 00.52 WIB.Aziz, Abdul. 2010. Manajemen Investsi Syariah. Bandung: Alfabeta. Cetakan Kesatu. Daniel,Kent.1998.”Investor Psychology and Security Market Under and Over. Reaction”. Journal of Asset Finance Vol 53, PP 1839-1886Hayes, Suzanne K. 2010. Exploring Investor Decision in a Behavioral Finance Framework. Journal of Family and Cunsumer Sciences Vol 102. No. 2. Hal: 56-60.Huda, Nurul. Mustafa Edwin. 2007. Investasi pada Pasar Modal Syariah. Jakarta: Kencana. Cetakan Kesatu. Jamaluddin, Ancok dan Fuad NashoriSuroso.1994. Psikologi Islami; Solusi Atas Problem-problem Psikologi. Yogyakarta. Pustaka Pelajar. Kumpulan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia.Litner, G. 1998. Behavioral Finance: Why Investor Make Bad Decisions. The Planner 13 (1). Hal: 7-8.Manap, dkk..2007.The Principles of Islamic Religiosity and Religious Personality Measurement. Jurnal Akademik: Koleksi Artikel Ilmiah untuk Dikongsi, Dianalisis dan Dibahaskan [On-line series]. http://jurnalakademik.com/2006/0 9/principles-of-islamic-eligiosityNafik Ryandono, Muhamad. 2009. Bursa Efek & Investasi Syariah. Jakarta: Serambi Ilmu Semesta. Cetakan Kesatu.Nagy, Robert dan Obenberger. 1994. Factors Influencing Individual Investors Behaviour. Financial Analysts Journal. hal 63-68.Nofsinger, Jhon R. 2005. Psychologi of Investing. Secon Edition. New Jersey. Precentice-Hall Inc.Puspitaningtyas, Zarah. 2012. Relevansi Nilai Informasi Akuntansi dan Manfaatnya bagi Investor. EKUITAS: Jurnal Ekonomi dan Keuangan Vol. 16. No. 2. Hal: 164-183.Puspitaningtyas, Zarah dan Agung Kurniawan. 2012. Prediksi Tingkat Pengembalian Investasi Berupa Deviden Yield berdasarkan Analisis Finansial Rasio. Majalah Ekonomi: Telaah Manajemen, Akuntansi, dan Bisnis, Vol. 16. No.1. Hal: 89-98.Puspitaningtyas, Zarah. 2013. Perilaku Investor dalam Pengambilan Keputusan Investasi. (Diakses dari www.researchgate.com pada Senin, 26 Januari 2014, pukul 19.48)Ricciardi, V dan Simon. 2000. What is Behaviour in Finance?. Business, Education,and Technology Journal. Fall. Hal:1-9.Ritter, Jay R. 2003. “Behavioral Finance”. Pasific-Basin Finance Journal Vol 11, pp 429-437.Roth, Allan S. 2007. Behavioral Finance. Article Wealth Logic, LLC.Shahzad, Syed J.H. dkk. 2013. Stock Market Efficiency: Behavioral or Traditional Paradigm? Evidence From Kawachi Stock Exchange and Investor Community of Pakistan. Interdisciplinary Journal of Contemporary Research In Business Vol. 4. No. 10. Hal: 605-619.Sunariyah. 2000. Pengantar Pengetahuan Pasar Modal. Yogyakarta: Unit Penerbit dan Percetakan Akademi Manajemen Preusan YKPN.Sutedi, Adrian. 2011. Pasar Modal Syariah. Jakarta: Sinar Grafika. Cetakan Kesatu.Tandelilin, Eduardus. 2010. Portofolio dan Investasi. Yogyakarta: BPFE Tilson, Whitney. 2005. Applying Behavioral Finance to Value Investing. Artikel Partner LLC.com
Praktik Gharar Pada Hubungan Bisnis UMKM-Eksportir Furnitur di Jepara Achmad Hijri Lidnillah; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 2 (2015): Februari-2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (291.29 KB) | DOI: 10.20473/vol2iss20152pp108-129

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This study aims to determine the type of gharar practiced in cooperation between Small and medium industry exporters of furniture to the furniture in Jepara district.This study used a qualitative descriptive approach with a case study strategy.Determinating techniques for informants in this study using snowball sampling. Data collected through interviews with research subjects and direct observation of the research object. The analysis technique used is descriptive analysis by using the method of data analysis and describes the results of interviews and direct observation.The results of this study indicate that gharar is practiced in the cooperation between the Small and medium industry with the company exporting furniture is unclear at the end of the time limit on credit payments by companies exporting furniture to the Small and medium industry as suppliers of goods to the company.
Pengaruh Jumlah Saham Beredar, Harga Saham dan Presentase Saham Publik Terhadap Likuiditas Saham Perusahaan Yang Listing di JII Periode 2013 Ira Erlinawati; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 2 (2015): Februari-2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (262.376 KB) | DOI: 10.20473/vol2iss20152pp130-146

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The increase on market capitalization, number of traded shares, frequency of stocks trading and stocks price index influence the stock liquidity. Stocks which have a high market capitalization and that index prices always increase reflected in the Jakarta Islamic Index (JII). It is because the majority shares on JII are member of LQ45 which have a big market capitalization and good track record. Therefore interesting to do research to see the effect of the number of shares, the stock price and the percentage of public stock to the stock liquidity of listed companies on JII. The approach used in this research is quantitative with multiple linear regression analysis technique. The independent variables are the number of shares, the stock price and the percentage of public stock, and the dependent variable is stock liquidity. The samples are 30 listed companies on JII of period 3 June to 29 November 2013. Simultaneously, the number of shares, the price stock and the percentage of public stock have significant effect on stock liquidity. Partially, only the price stock and the percentage of public stock that affect on stock liquidity.
Pengaruh Kecukupan Modal, Fungsi Intermediasi, Efisiensi Operasional, dan Pembiayaan Bermasalah Terhadap Profitabilitas (Studi Pada Bank Syariah Periode Januari 2010 - Juli 2014) Rifqul Ma'isyah; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 3 (2015): Maret-2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (236.703 KB) | DOI: 10.20473/vol2iss20153pp248-264

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The research aims to analyze the influence of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Opperational Efficiency (BOPO), and Non Performing Financing (NPF) to Return On Assets (ROA) of Sharia Banking in the period from January 2010 to July 2014. The sample population of the research is the Industry of Sharia Banking. Samples were taken by purposive sampling, which is taken from the Sharia Banking Industry. The analysis technique used in this research is by multiple linier regression that aims to obtain a comprehensive picture of the relationship between variables. The results of this research shows that the CAR, BOPO, and NPF have a significant influence on ROA of Sharia Banking. Whereas FDR has no significant influence on ROA of Sharia Banking. The amount of the contribution of the four variables on ROA is 47,20% while the remaining 52,80% influenced by other factors that are not included in the analysis of this research. The results of this research are expected to be guidelines for Sharia Banking in increasing the profitability of Sharia Banking.
Perbandingan Tingkat Pengembalian (Return), Risiko dan Koefisien Variasi Pada Saham Syariah dan Saham Non Syariah di Bursa Efek Indonesia (BEI) Periode 2011-2013 Ajeng Gama Rosyida; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 4 (2015): April-2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (439.914 KB) | DOI: 10.20473/vol2iss20154pp288-304

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The purpose of this study was to determine the differences of rate of return, risk and coefficient of variation on Islamic stock and non-Islamic stock in Indonesia Stock Exchange (IDX) 2011-2013. This study was using quantitative approach with Mann-Whitney U test. The population in this study was Islamic stock and non-Islamic stock which listed on Indonesia Stock Exchange (IDX) within the time period (2011-2013). Determination of the number of samples using probability sampling, where the sampling randomly taken from members of the population without considering the level, and 10 Islamic stock and 10 non-Islamic stock where being selected. Data that being used was secondary data. The data was collected from official website of the Indonesia Stock Exchange (IDX). The results of this study showed that there was no significant differences of rate of return, risk and coefficient of variation on Islamic stock and non-Islamic stock.
Pengaruh Pembiayaan Mudharabah dan Musyarakah Terhadap Likuiditas Industri Bank Syariah di Indonesia Aulia Ramadhani; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 7 (2015): Juli-2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (245.022 KB) | DOI: 10.20473/vol2iss20157pp598-613

Abstract

This research aimed to know the influence of financing based on profit sharing against Islamic Banking Industry liquidity in Indonesia from January 2008 through June 2014. This research used the quantitative approach method. The analysis technique used was multiple linear regression and the equation was Y = 0,58 + 0,016 (PMUD) – 0,056 (PMUS)Based on the result of t-test, mudharabah financing and musyarakah financing partially did not influence significantly to liquidity with t test result consecutively 0,765 for mudharabah financing and 0,621 for musyarakah financing. The result of simultaneous test showed that mudharabah financing and musyarakah had significant effect to Islamic banking industry liquidity with siginificant value 0,000. And based on determination test result, the value of R Square is 0,593 or 59,3% that showed the ability of mudharabah financing and musyarakah financing in explaining liquidity of 59,3% and the remaining 40,7% was explainedby other variables outside the model.
Co-Authors Abdullah, Syahidah Achmad Hijri Lidnillah Achmad Hijri Lidnillah, Achmad Hijri Achmad Kharis Adhama, Gabriella Jodie Adlan, Muhammad Afifa, Ulfia Nur Ahmad Sodiq, Ahmad Ainur Rachman Ainur Rachman, Ainur Ainur Rofiq Kurniawan Ajeng Gama Rosyida Al Ma'rifatul A'la Al Mustofa, Muhammad Ubaidillah Almustofa, Muhammad Ubaidillah Ambariyanto Ambariyanto Anisa Priyanka Jasmine Anwar Allah Pitchay, Anwar Allah Aprilidya Ayu Parandita Ananta Apriwiliza, Gita Ardiantono, Dewie Saktia Ardina Talitha Nidya Arfiani, Ninda Ari Prasetyo Arifin, Nur Rachmat Ariska Oktavia Arni Dini Inayati Asya'bani, Nispia Atiya, Nikmatul Aufar Fadlul Hady Aulia Ramadhani Aysha Dhamaring Nugroho Azel Raoul Reginald Azel Raoul Reginald, Azel Raoul baharsyah, akmal ilham Bayu Wardhana Bintang Hanifian Syahdana Bintang Pratama Buana Putra Bonang, Dahlia Candika, Yossy Imam Clarashinta Canggih Diamantin Rohadatul Aisy Dian Anggraini Diaz Tulus Anandri Diaz Tulus Anandri Dien Mardhiyah Dzikri Nurrohman Eka Puspa Dewi Eka Puspa Dewi Eko Fajar Cahyono, David Kaluge Ergun, Hüseyin Fahamsyah, Mohammad Hatta Fahmy Zarkasyi, Hamid Faizurrahman, Umar Haidar Fakhrana, Fathaniadina Falah, Yusril Faridatun Nila Faridatun Nila Faridatun Nila Fary Adisetya Putra Fathaniadina Fakhrana Febrianti, Puput Rosita Febrinda Eka Damayanti Fihrist Rayhan Deqauni Firman, Asmen Junaidi Firsty Izzata Bella Fithrotin Azizah Rahmah Fitri Nur Latifah Gabriella Jodie Adhama Gea Papurane Langi Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Hanoraga, Tony Huzein Satrio Prasetyawan Ilham Nur Agustha Ilham Nur Agustha, Ilham Nur Ilmiawan Auwalin Imam Sopingi Iman, Shofal Indi Masita Lisdawami Indra Kharisma Raharjana Insani, Taqiyah Dinda Insani, Taqiyah Dinda Ira Erlinawati Ira Erlinawati, Ira Ishma Amelia Jihad Jihad Jihad, Jihad Khoirul Umam Kurniawan, Ainur Rofiq Kusnul Ciptanila Yuni K Kusuma, Aditya Latifah, Nuria Machfud, Syafrina Mahmudah, Siti Nur Maramis, Muhamad Iqbal Haqiqi Matsahri, Matsahri Mirna Ainurrachma Moch. Ali Fudin Al Islami Moh Fudholi Moh. Fudholi Moh. Fudholi Mohammad Haidar Risyad Muhamad Nafik Hadi Ryandono Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Ali Nuruddin Muhammad Sanusi Muhammad sanusi Muhammad Syauqi Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al-mustofa Muhammad Wicaksono Hasdyani Putra Muslich Anshori Muslich Anshori Muslich Anshori Mustofa, Muhammad Ubaidillah Al Mutmainah Mutmainah Nadia Arisanti Nareswari Saputro Nareswari Saputro, Nareswari Nauval Fadhillah Gusti Wijaya Nidya, Ardina Talitha Nikmatul Atiya Nila, Faridatun Nisa, Khairun Nisful Laila Norma Rosyidah Norma Rosyidah, Norma Nova Rini Nova Rini Novalia Nastiti Novalia Nastiti, Novalia Novita Novita Nur Rachmat Arifin Nur Rachmat Arifin Nurrohman, Dzikri Nurul Asfiah Nurul Asfiah Okyviandi Putra Erlangga Ongky Martha Dwiyananda Ongky Martha Dwiyananda, Ongky Martha Pramita Agustin Pramita Agustin, Pramita Puji Sucia Sukmaningrum Puput Rosita Putra, Fary Adisetya Putra, Muhammad Wicaksono Hasdyani R Moh Qudsi Fauzi R Wahyu Agung Utama R Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama Rachman Sugiharno Raditya Sukmana Rahmadany, Zhahirah Adriana Ramdani Ramdani Rani, Lina Nugraha Renny Oktafia Renny Oktafia, Renny Ridan Muhtadi Rifqul Ma'isyah Ririn Tri Ratnasari Risyad, Mohammad Haidar Rosana Puspasari Rosana Puspasari, Rosana Rosidi, Dinda Oktaviona Rosyidi, Luthfi Sadikin, Muhamat Ali Samsidar Widiarso Saptowati, Errin Dwi Sarker, Md Atiqur Rahman Setiyo Aji Shabbir, Malik Shahzad Sinulingga, Rizky Amalia Siti Maisaroh Siti Maisaroh Siti Nur Azizaturrohmah Siti Nur Azizaturrohmah, Siti Nur Siti Nur Mahmudah Siti Zulaikha Siti Zulaikha Soleh, Mochamad Soleh, Mochammad Sri Hartini Sri Herianingrum Sri Ningsih Sulaeman Sulaeman Sunan Fanani, Sunan Sunarno Sunarno Taqiyah Dinda Insani Taufan Indrasasmita Tika Widiastuti Tjiptohadi Sawarjuwono Ubaidi, Ubaidi Utama, R Wahyu Agung Utama, R. Wahyu Agung Wahid , Wahyu Wibisono Wisudanto Wisudanto Yan Putra Timur Yanuar Dharma Putra Zaim Nur Afif Zaim Nur Afif, Zaim Nur Zaimy Johana Johan Zain, Nur Habiba Zainal Abidin Zakaria, Nor Balkish