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All Journal Jurnal Ekonomika ASAS : Jurnal Hukum Ekonomi Syariah An-Nisbah: Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam FOKUS: Jurnal Kajian Keislaman dan Kemasyarakatan Al-Amwal : Journal of Islamic Economic Law At-Tawassuth: Jurnal Ekonomi Islam International Journal of Social Science and Business Eksis: Jurnal Riset Ekonomi dan Bisnis SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme Review of Islamic Economics and Finance Mutawasith: Jurnal Hukum Islam AL-FALAH : Journal of Islamic Economics El Mudhorib Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Iqtisaduna Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah ProBisnis : Jurnal Manajemen Cakrawala: Jurnal Studi Islam JIEBS: Journal of Islamic Economics and Bussiness Studies Journal of Islamic Economics Lariba Jurnal Hukum Ekonomi Syariah : AICONOMIA Al-Muzdahir: Jurnal Ekonomi Syariah Qawwam Jurnal Informatika Ekonomi Bisnis Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan USRATY : Journal of Islamic Family Law Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah An-Nisbah: Jurnal Ekonomi Syariah Misterius: Publikasi Ilmu Seni dan Desain Komunikasi Visual J-Mabisya Risalah Iqtisadiyah: Journal of Sharia Economics Samara: Journal of Islamic Law and Family Studies JIEFIS: Journal of Islamic Economics and Finance Studies Referensi Islamika: Jurnal Studi Islam Saqifah: Jurnal Hukum Ekonomi Syariah
Muhammad Fauzi
Institut Agama Islam Negeri Kerinci
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Literasi Ekonomi Islam: Potret Pada Alumni IAIN Kerinci Mursal, Mursal; Fauzi, Muhammad; Ditama, Rezki Agrisa
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. IX | No. 1 | 2024
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/ajei.v9i1.19747

Abstract

This study aims to look at Islamic economics literacy on alumni of FEBI IAIN Kerinci, both in terms of knowledge, understanding and ability to apply attitudes (actions) from Islamic economics material that was studied during college into everyday life. This research uses a qualitative descriptive method, relying on verified data from interviews and observations on alumni of FEBI IAIN Kerinci as the main source, which is analyzed using data reduction, data display and data verification methods. The results of the research show that the Islamic economics literacy on alumni of FEBI IAIN Kerinci shows that some of them have knowledge and understanding of Islamic economics at the Sufficient Literate level, and also some of them also have knowledge and understanding at Less Literate, and even some of them have knowledge and understanding is at Not Literate. This is how it is implemented, it appears that some have been able to apply it in their daily economic activities well, but others are still not able to apply it in their daily economic activities.
Analisis Hukum Ekonomi Syariah Mengenai Online Marketplace Shopee (Studi perbandingan Akad Qardh, Fatwa DSN No 19/DSNMUI/IV/2001 dan ketentuan perjanjian Fitur "SPinjam") Hajriani, Sesilia; Mursal, Mursal -; Fauzi, Muhammad
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4323

Abstract

This study aims to determine how the Qardh Akad Analysis in the SPinjam Feature on the Shopee Application. Shopee Pinjam (SPinjam) is an online cash loan product that offers loans with a fast, safe, minimal risk and unsecured process. So that SPinjam becomes an alternative for people who need funds. because Indonesia is a majority Muslim community, this Marketplace must be adjusted to Sharia provisions. There is no Fatwa specifically related to the Marketplace. The formulation of the problem in this study How is the mechanism of Terms and Conditions of Shopee Pinjam Services for Loan Recipients on the Shopee Application, How is the Analysis of the Conformity of Qardh Akad with the Terms and Conditions of Shopee Pinjam Services for Loan Recipients on the Shopee Application and How is the Analysis of DSN-MUI Fatwa No: 19/DSNMUI/IV/2001 with the Terms and Conditions of Shopee Pinjam Services for Loan Recipients on the Shopee Application.This type of research is library research, the data analysis method uses normative descriptive methods, uses a fatwa approach and inductive thinking. The results of this study indicate that: Users of the SPinjam feature in the Shopee application are Shopee application users who have reached the gold member level with a certain credit limit. The loan consists of a disbursement fee of 1% monthly installment fee (5%/month) and a monthly SPinjam protection fee (0.25%/month). The conformity between DSN MUI Fatwa No.19/DSN-MUI/IV/2001 and the SPinjam Terms and Conditions of Service document can be concluded that it is not fully in accordance with the provisions of sharia principles. The conflicting points of the SPinjam Document are related to the following; loan repayment system in the form of credit, late fees, loan interest, risk of credit failure for borrowers and dispute resolution institutions
Muslim Prosperous Family (MPF) Consumption in Koto Tuo Ujung Pasir Village: Is It Consistent with Islamic Consumption Behaviour? Fauzi, Muhammad; Kurniawan, Mhd.
Risalah Iqtishadiyah Vol 2 No 1 (2023): January - June 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i1.29

Abstract

This study aims to see the consumption behaviour of Muslim Prosperous Family (MPF) in Koto Tuo Ujung Pasir Village in line (consistent) with consumption behaviour Islamic economic. This study uses a qualitative approach, and data sources are collected from primary sources using Miles and Huberman model as a data analysis tool. The results of this study show consumption behaviour of MPF is in line with the consumption behaviour of Islamic economics, it can be seen from of balanced behaviour in consumption (such consumption for oneself, family, and Fisabilillah), spending wealth in halal and good ways. However, there are still some consumption behaviours of MPF that are not in line with consumption behaviour Islamic economics, it can be seen from in form of behaviour for oneself and the family that reflects more wasteful (Tabzir), royal (Israf), and also makes Ribawi loans at Conventional Banks in order to obtain luxury goods. This study can add to the existing reading of Islamic economics literature, because this study is based on the theory and concept of consumption behavior in Islamic economics to see MPF consumption behavior. This study also has many limitations, so it is open for further research to examine it in depth.
Peran Kalangan Milenial Terhadap Pengembangan Ekonomi Syariah Di Kabupaten Mandailing Natal Rahmat, Paisal; Fitri, Meliani; Hanum Lubis, Fadhilah; Fauzi, Muhammad
Risalah Iqtishadiyah Vol 2 No 1 (2023): January - June 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i1.30

Abstract

Millennials are people who are very attached to technology and the internet. Millennials prefer everything that is instant and efficient. The role of millennials in the sharia economy in Indonesia is to develop technology that can facilitate the Indonesian people in carrying out economic activities that are more efficient and not wasting time, millennials can disseminate sharia economic products through social media in Indonesia or abroad. This article aims to determine the role of millennials in the Islamic economy in Indonesia. The instrument in this study is an inductive thinking model and interviews with research informants. Based on interviews conducted by researchers, they found that millennials have had a positive impact on the Islamic economy in Indonesia, namely: 1) introducing Islamic economics to society, 2) developing Islamic economic products, 3) adding new innovations to the Islamic economy through existing technology.
The Concept of Islamic Economic Fiqh in Mu’amalah Perspective Efendi, Faisal; Candra, Afrikal; Mardianton, Mardianton; Fauzi, M.; Ilham, Elgi Muhammad; Sumarni, Ira
Samara: Journal of Islamic Law and Family Studies Vol. 1 No. 1 (2023): December
Publisher : Samara: Journal of Islamic Law and Family Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Islamic Economic Fiqh is an important foundation for understanding and applying economic principles in Islam, with a special focus on muamalah or daily life transactions. This discussion aims to find out the concept of Islamic economic jurisprudence from several experts and also aims to find out what is the scope of the discussion of Islamic economic jurisprudence (Fiqh Iqtishad). Islamic economic jurisprudence is knowledge about activities or transactions based on Sharia law and about human behavior in their lives obtained from detailed Islamic postulates. The scope of Islamic economic jurisprudence is all human economic activities based on Islamic law in the form of regulations containing commands or prohibitions such as obligatory, sunnah, haram, makruh, and permissible. In general, the scope of Islamic economics includes economic aspects, including Syirkah and mudharabah, murabahah, khiyar, istisna, ijarah, salam, kafalah, hawalah, and others. However, the aspect of cooperation that is most often carried out is profit sharing, namely Syirkah, and mudharabah. Fiqh law consists of legal laws regarding matters of worship about the vertical relationship between humans and Rabb and human relationships with other humans.
Analysis of the Phenomenon of the Transfer of Waqaf Assets in Muslim Societies Zulkifli, Musa; Syaputra, Andra; Fauzi, M.; Ediz, M. Hidayat; Nuraiman, Nuraiman
Samara: Journal of Islamic Law and Family Studies Vol. 2 No. 1 (2024): June
Publisher : Samara: Journal of Islamic Law and Family Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research was motivated by discovering waqf land originally built with a prayer room (mushalla). The position of this waqf land is on a hill. However, the prayer room that had been built there was dismantled by the wakif's descendants and moved to another location. The location of the prayer room which was demolished was then used to build a house. This research aims to analyze the transition of the function of waqf land according to Law Number 41 of 2004. This research uses qualitative research methods with a descriptive approach. Data sources include direct interviews, observation, and documentation. The author uses a normative juridical and empirical juridical approach in analyzing the transition of the function of waqf land by Law Number 41 of 2004. Based on the results of this research analysis, the results showed that first, the public's view of the transfer of waqf land shows that some people still do not know the laws governing waqf land. This is proven by the existence of several individuals who have transferred the function of waqf land. Second, the waqf land originally had a prayer room on it and was located on a hill. The prayer room was dismantled by the wakif's grandchildren and reused elsewhere. The location of the prayer room which was demolished was then used by the wakif's grandchildren to build a house. Third, an analysis of Law Number 41 of 2004 concerning the Transfer of Waqf Land shows that the status of waqf land that has been allocated is prohibited from being changed or transferred in any form except for exchange for the public interest by the spatial planning contained in Law Number 41 of 2004 concerning Waqf Articles 1 and 2.
Main Economic Problems: Conventional and Islamic Perspectives Yosi Mardoni; Muhammad Fauzi; Duhriah Duhriah; Faisal Efendi; Kusnadi Kusnadi
Journal of Islamic Economics and Finance Studies Vol. 1 No. 1 (2025): June
Publisher : Journal of Islamic Economics and Finance Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the main economic problems from conventional and Islamic perspectives. This is based on the fact that conventional economists view the main problem of economics as scarcity. Scarcity occurs as a result of an imbalance between society's needs. However, Muslim economists have different views from conventional economists, even within Muslim economists they still have different opinions regarding the main economic issues. In this research, the methodology used is descriptive with a qualitative approach. The data used is secondary data in the form of literature which discusses the object of this research. Research analysis was carried out in steps, such as material collection, descriptive analysis, discussion and intuitive-subjective evaluation of the material. The findings show that  there is a fundamental difference in the perspective on the main economic problems between conventional economic views and Islamic economics.. Conventional economics focuses more on product objects so that the focus of problems is centered on the limitations and scarcity of products in order to meet human physical needs only. This perspective is different from Islamic economics which places greater emphasis on human objects so that the focus of problems is not only focused on products alone, but also on human empowerment to be able to prosper themselves, their families, society and the country. This is one of human efforts in realizing/maintaining Maqashid Sharia (Mashlahah) and achieving Falah. Islam views that human dignity is an essential thing, so that every human being plays a role in achieving happiness in life.
Yurisprudensi Ulama Klasik Dalam Putusan Akad Murabahah di Pengadilan Agama Dari Tahun 2014-2024 Moosa, Riyad; Septiarti, Mela; Fauzi, Muhammad; Mursal, Mursal
ASAS Vol. 17 No. 02 (2025): Asas, Vol. 17, No. 02 Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/

Abstract

The rapid development of Islamic banking in Indonesia has rendered murabahah contracts the most dominant financing scheme; however, their implementation has frequently generated legal disputes adjudicated by the Religious Courts, particularly those concerning default, the determination of profit margins, the application of penalty clauses, and the execution of collateral auctions. This study aims to examine the patterns of murabahah dispute resolution by the Religious Courts in Indonesia during the 2014–2024 period by analyzing the application of classical Islamic jurisprudence (fiqh) and ushul fiqh principles in judicial reasoning. Employing a normative–empirical approach, this research applies content analysis to 62 court decisions obtained from official sources using the keyword “murabahah.” The findings indicate that default-related disputes constitute the most dominant category, accounting for 41 decisions. In their legal reasoning, judges refer to the Compilation of Sharia Economic Law (KHES) and classical fiqh principles, particularly the prohibition of riba in assessing the legitimacy of profit margins and penalties, the principle of justice (al-‘adl) in balancing the rights and obligations of the parties, and the concept of maslahah in evaluating the implications of judicial decisions for the interests of the parties and the stability of Islamic banking. Nevertheless, the study identifies inconsistencies in judicial decisions arising from divergent judicial interpretations. Therefore, this study recommends strengthening judges’ understanding of fiqh mu‘amalah, harmonizing legal interpretations, and enhancing contractual transparency to reinforce legal certainty in Islamic banking practices in Indonesia.
Reconstructing Homo Islamicus through Hifz al-Bi’ah: An ecological paradigm for contemporary Islamic economics Mursal, Mursal; Hulwati, Hulwati; Rozalinda, Rozalinda; Fauzi, Muhammad; Nenengsih, Nenengsih
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art21

Abstract

IntroductionContemporary ecological crises have exposed the ethical and epistemological limitations of dominant economic paradigms that prioritize growth, utility maximization, and anthropocentric rationality. Within Islamic economics, the concept of Homo Islamicus has been advanced as an alternative model of economic agency grounded in moral, spiritual, and social values. However, despite Islam’s explicit prohibition of environmental destruction and its emphasis on stewardship, ecological responsibility has not been articulated explicitly or systematically within many conceptualizations of Homo Islamicus. This gap becomes increasingly significant as sustainability and environmental justice emerge as central global concerns.ObjectivesThis study aims to critically re-examine the conceptual construction of Homo Islamicus in Islamic economics literature and to assess the extent to which ecological ethics, particularly Hifz al-Bi’ah (environmental preservation), are integrated into this model. It seeks to identify conceptual gaps, evaluate the relevance of ecological ethics within Islamic economic agency, and propose a paradigmatic reconstruction that aligns Homo Islamicus with contemporary sustainability challenges.MethodThe study employs a qualitative literature analysis design based on a purposive selection of fifteen Scopus-indexed journal articles discussing Homo Islamicus and related concepts of Islamic economic agency. Using a modified analytical framework adapted from established qualitative synthesis methods, the analysis proceeds through three stages: identifying definitions of Homo Islamicus, tracing embedded ecological values and principles related to Hifz al-Bi’ah, and evaluating the role of ecological ethics within these conceptual frameworks.ResultsThe findings reveal that while Homo Islamicus is consistently portrayed as a morally guided and socially responsible agent, ecological responsibility remains largely implicit, symbolic, or secondary. Recent developments in maqāṣid al-sharīʿah, especially the discourse on Hifz al-Bi’ah, provide a strong normative basis for environmental ethics, yet this has not been fully integrated into models of economic agency.ImplicationsIntegrating Hifz al-Bi’ah into the core of Homo Islamicus strengthens Islamic economics as an ethical framework capable of addressing sustainability and ecological justice.Originality/NoveltyThis study offers a paradigmatic reconstruction of Homo Islamicus as an ethical–ecological economic agent, contributing to the advancement of Islamic economics as a transformative normative social science responsive to contemporary environmental challenges.
THE INFLUENCE OF DIGITAL PROMOTION AND ONLINE MARKETING COMMUNICATION ON ADOLESCENTS’ CONSUMPTIVE BEHAVIOR IN KOTO MAJIDIN VILLAGE Rosadi, Dea; Bustami, Alex Wissalam; Fauzi, Muhammad
Eksis: Jurnal Riset Ekonomi dan Bisnis Vol. 20 No. 2 (2026): October (2025) - March (2026)
Publisher : INSTITUT TEKNOLOGI DAN BISNIS PGRI DEWANTARA JOMBANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26533/eksis.v20i2.1577

Abstract

The development of digital technology has significantly changed adolescents’ consumption patterns through exposure to social media such as Instagram, TikTok, and e-commerce platforms. This study aims to analyze the influence of digital promotion and online marketing communication on adolescents’ consumptive behavior in Koto Majidin Village. This research employs a quantitative approach using a purposive sampling technique involving 80 respondents aged 15–20 years. Data were collected through questionnaires and analyzed using multiple linear regression. The results show that, partially, digital promotion does not have a significant effect on adolescents’ consumptive behavior, while online marketing communication has a positive and significant effect. Simultaneously, both variables significantly influence adolescents’ consumptive behavior. The coefficient of determination indicates that the model explains 80.5% of the variation in adolescents’ consumptive behavior. These findings indicate that online marketing communication is a more dominant factor in influencing adolescents’ consumptive behavior than digital promotion. This study is expected to contribute to the development of digital marketing studies and serve as a consideration in improving adolescents’ consumption literacy in the digital era.
Co-Authors Abdul Muid Abdurrahmansyah Abdurrahmansyah, Abdurrahmansyah Abun, Ahmad Rifa'i Agra Ditama, Rezki Agustiari Agustiari, Agustiari Ahmad Ihya Shalihin Ahmad Yani Ahmad Yani Aidil Novia Aidil Novia, Aidil Alek Wissalam Bustami Alparedi, Topan Amanda, Eza Amin, Khoirul Asa'ari Asa'ari Asa'ari, Asa'ari ASTUTI, LAILY WIDYA Bundo, Mayang Bustami, Alex Wissalam Candra, Afrikal Cintyawaty, Adila Dafiar Syarif dafiar, dafiar Daro, Yasinta Aloysia Delli Ridho Hayati Deni Efizon Ditama, Rezki Agrisa Ditama, Rezki Agrisa Duhriah Duhriah Efendi, Faisal Eriawati, Yossi Fadhilah Hanum Lubis Faisal Efendi Fajar Budiman Fitri, Khatimul Fitri, Meliani Hajriani, Sesilia Hartono, Rudi Hendra Lardiman Hulwati Hulwati Hulwati Hulwati Ilham, Elgi Muhammad Karoma, Karoma Kurniawan, Mhd. Kusnadi Kusnadi Kusnadi Lika Akana Helmi M. Hidayat Ediz Mahdi, Al- Maimun Rizalihadi Mardiana, Lia Mardianton, Mardianton Mohd Fauzan Moosa, Riyad Muhammad Ridha DS Mujiyatun, Mujiyatun Mursal Mursal Mursal Mursal Mursal Mursal Mursal Mursal, M Mursal, Mursal - Musdizal Musdizal Nenengsih, Nenengsih Nopita Sari Nuraiman, Nuraiman Ochi Aprila Paisal Rahmat Perawati Perawati, Perawati Rafzan, Rafzan Rahmat, Fawza Raihani, Hulfa Rosadi, Dea Rozalinda Rozalinda Selfano, Aldio Septiarti, Mela Septiyawati Septiyawati Sipuldi, S Sriwardona, Sriwardona Suci Mahabbati Sumarni, Ira Syaputra, Andra Syarif, Defiar Tutut Handayani Widia Sulastri Wiyan Mailindra, Wiyan Yogi Ahmad Yani Yosi Mardoni Yurisia, Rara Zufriani Zufriani Zufriani, Zufriani Zul Ihsan Muarif Zulkifli, Musa