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All Journal Jurnal Ekonomika ASAS : Jurnal Hukum Ekonomi Syariah An-Nisbah: Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam FOKUS: Jurnal Kajian Keislaman dan Kemasyarakatan Al-Amwal : Journal of Islamic Economic Law At-Tawassuth: Jurnal Ekonomi Islam International Journal of Social Science and Business Review of Islamic Economics and Finance Mutawasith: Jurnal Hukum Islam AL-FALAH : Journal of Islamic Economics El Mudhorib Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Iqtisaduna Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah ProBisnis : Jurnal Manajemen Cakrawala: Jurnal Studi Islam JIEBS: Journal of Islamic Economics and Bussiness Studies Journal of Islamic Economics Lariba Jurnal Hukum Ekonomi Syariah : AICONOMIA Al-Muzdahir: Jurnal Ekonomi Syariah Qawwam Jurnal Informatika Ekonomi Bisnis Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan USRATY : Journal of Islamic Family Law Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah An-Nisbah: Jurnal Ekonomi Syariah J-Mabisya Risalah Iqtisadiyah: Journal of Sharia Economics Samara: Journal of Islamic Law and Family Studies JIEFIS: Journal of Islamic Economics and Finance Studies
Muhammad Fauzi
Institut Agama Islam Negeri Kerinci
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Portrait of Islamic Economic Literacy on Students of Department Sharia Economics IAIN Kerinci Bustami, Alek Wissalam; Fauzi, Muhammad
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41533

Abstract

This study aims to investigate the level of Islalmic Economic Literacy (IEL) among students of the Department of Sharia Economics (DSE) Institut Agama Islam Negeri Kerinci (IAIN Kerinci). Investigation IEL levels in terms knowledge, understanding, and ability to apply attitudes (actions) from Islamic economics material that has been stuDSEd into everyday life. The research data comes from primary data collected using the Miles and Huberman model as a qualitative data analysis tool. This study shows that the level of IEL among students DSE IAIN Kerinci is in the pretty good category. This is evidenced by the fact that there are still many students who lack knowledge and understanding of Islamic economics material. Even though academic achievement or Grade Point Average (GPA) is above 3.50. It was even found that a higher GPA still lacks knowledge and understanding compared to a low GPA. Even though knowledge and understanding are still very minimal, the ability to apply attitudes (behavior) in daily economic activities has been applied in accordance with Islamic economics. This study can be the target of related parties to focus their full attention on increasing IEL in students DSE IAIN Kerinci. This study can also contribute to the reading of Islamic economics literature and the study of IEL, and at the same time, it opens up the door for further research.
Tinjauan Literatur Terkini Tentang Wakaf Fauzi, Muhammad; Efendi, Faisal; Bundo, Mayang; Eriawati, Yossi; Rahmat, Fawza
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41811

Abstract

This study aims to review the latest literature on waqf and highlight directions for future research. This research is qualitative research, with the data search method used is literature review. The data source for this research is literature about waqf, which was collected through search in the Emerald data base for the last 20 months (January 2022 – August 2023), by entering the keyword title in the search column "Waqf, Awqaf". This research uses content analysis as a data analysis tool. The findings show that over the last 20 months, 40 pieces of literature on waqf were obtained, consisting of 2 book chapters and 38 journal articles. This literature has studied waqf from various perspectives, in which case we summarize it into sub-categories (streams). Stream 1 is about awarenes, behavior, decisions to donate to waqf, and stream 2 is about innovation, strategy, development models for waqf, and stream 3 is about practice, performance, accountability, governance of waqf, and finally stream 4 is about waqf and socio-economics. However, waqf also faces criticism and is therefore advised to maintain its identity.
PENGARUH KONSUMSI ISLAMI KELUARGA MUSLIM SEJAHTERA TERHADAP PERILAKU KONSUMSI SEDERHANA DENGAN TEORI YUSUF AL-QARADHAWI (STUDI KASUS DESA KOTO IMAN KABUPATEN KERINCI) Syarif, Dafiar; Ditama, Rezki Agrisa; Fauzi, Muhammad; Mailindra, Wiyan; Mursal, Mursal; Lardiman, Hendra
JURNAL EKONOMIKA Volume 13, Nomor 02, Juni 2022
Publisher : Universitas Borneo Tarakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35334/jek.v14i01.2548

Abstract

Berangkat dari teori Engel dan beberapa penelitian lainnya bahwa konsumsi non pangan naik jika terjadi tingkat kesejahteraan. Data Kabupaten Kerinci menunjukkan rendahnya konsumsi pangan sedangkan angka kesejahteraan tinggi. Hal ini perlu dilakukan lebih lanjut tentang bagaimana Perilaku Konsumsi Rumah Tangga Muslim Sejahtera di Desa Koto Iman Kec. Danau Kerinci dalam teori al-Qaradhawi. Tujuan penelitian untuk melihat realisasi konsumsi Rumah Tangga Muslim Sejahtera di Desa Koto iman Kec. Danau kerinci dan melihat perilaku konsumsi keluarga muslim sejahtera ditinjua dari teori Yusuf al-Qaradhawi. Penelitian ini merupakan penelitian lapangan ( field research .) ) dengan metode penelitian kuantitatif.Hasil penelitian menunjukkan perilaku konsumsi pada keluarga muslim sejahtera desa Koto Iman kabupaten kerinci dengan kategori sangat baik dan memiliki pengaruh signifikan terhadap perilaku konsumsi sederhana.
Islamic Crowdfunding: A Review Literature Arzam, Arzam; Fauzi, Muhammad; Efendi, Faisal; Sulastri, Widia
Review of Islamic Economics and Finance Vol 6, No 2 (2023): Revıew of Islamic Economics and Finance (RIEF): December 2023
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v6i2.62827

Abstract

Purpose – This study aims to review the current literature, both theoretical and empirical, which discusses Islamic Crowdfunding (ICF) and highlights future research directions.Methodology - This study is qualitative research, with the type being a literature review. The data search was carried out by searching the Emerald Publishing data base from the early 2016 – september 2023 period, using content analysis as a data analysis tool.Findings - During the period early 2016 – september 2023, 30 pieces of literature about ICF were detected in the Emerald Publishing data base. This literature is studied from various perspectives, such as studies in the perspective of sharia (Islamic law) / Sharia Complaint;, ICF is also studied from several sharia contracts (such as Mudharabah, Musyarakah Mutanaqisah, Salam, Murabahah, and Qard Hasan);, ICF is also studied from a donation perspective and as an alternative model for waqf institutions;, and ICF is also studied in the context of entrepreneurship, micro-enterprises, and small and medium enterprises (SMEs);. This research highlights that all the current literature contained in the data base paves the way for future research. However, this research looks at some of the ICF literature that is still little seen and could be a direction and challenge for future research, such as the Salam-based CF proposed by Saiti et al (2018) to apply to agricultural sector financing. Furthermore, recently, CF was proposed for housing finance, such as the model offered by Ma Md Taib (2023) and Ma et al (2023) who proposed a new housing affordability solution by combining the Islamic financial concept of Musyarakah Mutanaqisah with the cooperative and CF models.
Legalitas Cryptocurrency: Tinjauan terhadap Fatwa-Fatwa Institusi dan Personal Arzam, Arzam; Fauzi, Muhammad; Mursal, Mursal; Muid, Abdul
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 5 No. 2 (2023): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v5i2.612

Abstract

This study aims to review and comprehensively explain the legality of Cryptocurrency based on a number of institutional and personal fatawa. To answer the research objectives, it was carried out using descriptive research with a qualitative approach. The research data comes from secondary data in the form of institutional and personal fatawa that have been published online, and are accompanied by supporting writings explaining these fatawa. The collected research data were analyzed by following the steps including material collection, discussion, and descriptive analysis. This research shows that a number of institutional and personal fatawa are divided into three decisions on the legality of Cryptocurrency, namely the first is Halal Cryptocurrency; on the grounds that it can be treated as a form of Maal (property), because it is based on social approval and general use so it is permissible to own;, trade;, transact;, etc. there is a clear decision), on the grounds of excessive gharar (speculation); security risk; can easily be used in illegal activities;. Third, Cryptocurrencies are illegal, for various reasons, they are not currency and are not legal means of payment; decentralized validation; excessive gharar (speculation); can easily be used for maysir (gambling);, and used to fund terrorists;. This research needs to be continued considering the limitations it has, such as seeing arguments against Cryptocurrency due to its properties (characteristics) so it is very good and it takes hard work to see it from various perspectives.
KESEJAHTERAAN EKONOMI ISLAM: Bukti Dari Masyarakat Penerima Manfaat Badan Usaha Milik Desa (BUMDes) Karya Dermawan Dusun Dalam Fauzi, Muhammad; Arzam, Arzam; Novia, Aidil; Hulwati, Hulwati
An-Nisbah: Jurnal Ekonomi Syariah Vol 9 No 2 (2022): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v9i2.5930

Abstract

Abstrak: Penelitian ini bertujuan menilai kesejahteraan masyarakat penerima manfaat BUMDes Karya Dermawan dalam ekonomi Islam. Ini didasari bahwa gagasan kesejahteraan ekonomi konvensional dipandang tidak sesuai, yang hanya meletakan dimensi kebutuhan materil (dunia) untuk menilai sejahteranya masayarakat. Karena itu, kesesuaian menilai sejahteranya masyarakat terletak dalam gagasan kesejahteraan ekonomi Islam, yang didilamnya terdapat penilaian dimensi kebutuhan spiritual (akhirat) dan materil (dunia), dengan mengacu lima prinsip tujuan syariat Islam (Maqasid Syariah). Penelitian ini mempergunakan pendekatan Mixed Method. Data penelitian dikumpul dari sumber primer, meliputi data kuantitatif dan kualitatif. Data kuantitatif berupa hasil kuesioner yang telah disebarkan/diisi oleh 100 responden yang diambil secara Purposive Sampling dan dihitung mengikuti teknik Slovin. Data kualitatif berupa observasi dan wawancara terhadap 6 responden yang diambil secara Snowball Sampling. Penelitian ini mempergunakan metode analisis deskriptif sebagai alat analisis data Mixed Method. Penelitian ini menujukan bahwa masyarakat penerima manfaat BUMDes Karya Dermawan sudah sejahtera dinilai dalam ekonomi Islam. Hal ini dibuktikan oleh masyarakat penerima manfaat mampu mewujudkan dimensi kebutuhan spiritual meliputi menjaga agama (Hifdzu Din), jiwa (Hifdzu Nafs), akal (Hifdzu
Pelayanan Prima pada Nasabah Lansia di Bank 9 Jambi Mursal, M; Sipuldi, S; Fauzi, Muhammad; Alparedi, Topan; Syarif, Defiar
Jurnal Informatika Ekonomi Bisnis Vol. 3, No. 4 (December 2021)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (578.433 KB) | DOI: 10.37034/infeb.v3i4.98

Abstract

Excellent service is the main thing that must always innovate in meeting customer needs. In the competitive banking world, direct contact with service is very important because customer satisfaction is a reflection of the quality of service. This study describes excellent service to the elderly who have several obstacles such as hearing loss, low education levels, communication barriers, which must receive special attention in service. The method in this study uses a descriptive qualitative type, then the results of the study show that excellent service has been implemented for the elderly with various strategies that have been implemented such as using regional languages for elderly customers who have problems understanding banking terms in transactions.
Islamic Insurance (Takāful): A Review Of Recent Riset and Future Directions Ditama, Rezki Agrisa; Fauzi, Muhammad; Muid, Abdul; Mahdi, Al-
Review of Islamic Economics and Finance Vol 7, No 2 (2024): Review of Islamic Economics and Finance (RIEF): November 2024
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v7i2.72342

Abstract

Purpose – This riset aims to review of recent riset on Takāful and highlight future riset directions..Methodology - This riset is descriptive qualitative, with the method used is a literature review. Riset data was collected or searched through the Emerald data base for the last 24 months (January 2022 – December 2023) by entering the keyword title in the search column "Takāful, Islamic Insurance", and by using content analysis as a data analysis tool.Findings - The study show that during the last 24 months there were 29 Takāful riset documents (in the form of journal articles) recorded in the Emerald data base. Riset has been analyzed and summarized into several sub-categories (streams), namely Takāful riset stream 1: policy, law, governance/performance, service, marketing, accounting. Takāful riset stream 2: Micro-Takāful. Takāful riset stream 3: creating a conceptual model. Takāful riset stream 4: basic human values/traditions and the application of behavioral theory to examine behavioral intentions. Finally, Takāful riset stream 5: effects of Takāful on economic development, inclusion and islamic finance. These findings also show an increase, especially in Takāful riset stream 1 and 4. Meanwhile in Takāful riset stream 2, 3 and 5 show the need for more efforts in this area, and the researchers have outlined the opportunities. Apart from that, very important riset, such as the application of digital technology to bring sharia issues and Takāful product innovation into practice and solutions have not been found in the Takāful riset stream so there is a gap and requires serious work for future riset.
FATWA DAR AL-IFTA NOMOR 3598/2006 TENTANG WAKAF SAHAM: TINJAUAN ARGUMENTASI HUKUM DAN IMPLIKASINYA Arzam, Arzam; Fauzi, Muhammad; Akana Helmi, Lika; Mahdi, Al-
Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Vol 10, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/almaqasid.v10i2.12192

Abstract

Whether we realize it or not, there is a role and results of the inspiration of fatwas of scholars (personally or collectively) in addition to laws and regulations in various Islamic countries on innovation and development of waqf objects. Dar al-Ifta Egypt is one of them, has issued many fatwas on innovation of waqf objects, including on stock waqf and distribution of benefits, which is contained in fatwa no. 3598 of 2006 on Waqf al-Ashumi wa Tasbil 'Awa'idiha. This study aims to determine the legal status and arguments in the fatwa of Dar al-Ifta. This study is a qualitative study, with research data sourced from primary data in the form of the fatwa, using content analysis as a data analysis tool. This study shows that Dar al-Ifta has determined in its fatwa that stock waqf and distribution of benefits are permissible. Dar al-Ifta's argument for allowing it is using the concept of analogy (equation) regarding the permissibility of cash waqf. Dar al-Ifta strengthens its fatwa argument by referring to several arguments, where the arguments are the opinions of the scholars of the School of Thought about the permissibility of cash waqf (dinar and dirham). By knowing the legal status and arguments of the Dar al-Ifta fatwa, shares are determined as something that has the same function and benefits as money so that it can be used as an object of waqf (such as in the category of movable objects). This fatwa has implications for efforts to reform Islamic law in the field of waqf, and also has practical implications for society and for the increasingly advanced development of Islamic economics and finance. Furthermore, it is an open area for further research, related to the impact on the spread and response of society after the fatwa is issued or determined. It is also interesting to study the practice of stock waqf in various Islamic countries that are currently taking place, by linking it to existing fatwas and connecting it from various perspectives.
Classification of Gambling in Positive Law and Islamic Law: A Study of the Entertainment Elements of Claw Doll Games Fitri, Khatimul; Fauzi, Muhammad; Mursal, Mursal
Jurnal Mediasas: Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah Vol. 7 No. 2 (2024): Jurnal Mediasas: Media Ilmu Syariah dan Ahwal Al-Syakhsiyyah
Publisher : Islamic Family Law Department, STAI Syekh Abdur Rauf Aceh Singkil, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58824/mediasas.v7i2.171

Abstract

The development of gambling presents complexities within both positive law and Islamic law. In Indonesian positive law, gambling is strictly regulated to protect society, whereas in Islamic law, gambling is deemed haram due to its moral and economic harm to individuals and society. This study examines the claw machine game, which is often considered entertainment but raises questions about its legal status as gambling. This research employs a normative legal method with a comparative analysis to contrast the perspectives of positive law and Islamic law regarding the claw machine game. The results show that, under positive law, there is a classification for determining gambling, and this game is considered entertainment. In contrast, Islamic law does not classify entertainment as a factor in evaluating this game, and it is considered a form of gambling. [Perkembangan judi menghadapi kompleksitas dalam hukum positif dan hukum Islam. Dalam hukum positif Indonesia, perjudian diatur ketat untuk melindungi masyarakat, serta dalam hukum Islam, perjudian dianggap haram karena merugikan individu dan masyarakat secara moral dan ekonomi. Penelitian ini mengkaji permainan capit boneka, yang sering dianggap sebagai hiburan, namun dipertanyakan status hukumnya sebagai perjudian. Penelitian ini menggunakan metode hukum normatif dengan analisis komparatif untuk membandingkan perspektif hukum positif dan hukum Islam mengenai permainan capit boneka. Hasil menunjukkan bahwa dalam hukum positif terdapat klasifikasi dalam menentkan perjudian dan permainan ini dianggap sebagai hiburan. Sedangkan hukum Islam tidak mengklasifikassikan hiburan dalam menilai permainan ini dan dianggap sebagai bentuk perjudian].
Co-Authors Abdul Muid Abdurrahmansyah Abdurrahmansyah, Abdurrahmansyah Agra Ditama, Rezki Agustiari Agustiari Agustiari, Agustiari Ahmad Ihya Shalihin ahmad yani Ahmad Yani, Yogi Aidil Novia Aidil Novia, Aidil Akana Helmi, Lika Alparedi, Topan Amanda, Eza Amin, Khoirul Asa'ari Asa'ari Asa'ari, Asa'ari ASTUTI, LAILY WIDYA Bundo, Mayang Bustami, Alek Wissalam Candra, Afrikal Cintyawaty, Adila Dafiar Syarif Dafiar Syarif Dafiar Syarif dafiar, dafiar Daro, Yasinta Aloysia Delli Ridho Hayati Deni Efizon Ditama, Rezki Agrisa Ditama, Rezki Agrisa Ds, Muhammad Ridha Duhriah Duhriah Efendi, Faisal Eriawati, Yossi Faisal Efendi Fajar Budiman Fitri, Khatimul Fitri, Meliani Hajriani, Sesilia Hanum Lubis, Fadhilah Hartono, Rudi Hendra Lardiman Hulwati Hulwati Hulwati Hulwati Ilham, Elgi Muhammad Karoma, Karoma Kurniawan, Mhd. Kusnadi Kusnadi Kusnadi M. Hidayat Ediz Mahdi, Al Mahdi, Al- Maimun Rizalihadi Mardiana, Lia Mardianton, Mardianton Mohd Fauzan Moosa, Riyad Mursal Mursal Mursal Mursal Mursal Mursal, M Mursal, Mursal Mursal, Mursal - Musdizal Musdizal Nenengsih, Nenengsih Nopita Sari Nuraiman, Nuraiman Ochi Aprila Paisal Rahmat Perawati Perawati, Perawati Rafzan, Rafzan Rahmat, Fawza Raihani, Hulfa Rakhmat Putra, Alan Rozalinda Rozalinda Septiarti, Mela Septiyawati Septiyawati Sipuldi, S Sriwardona Sriwardona Suci Mahabbati Sulastri, Widia Sumarni, Ira Susilawati, Susilawati Syaputra, Andra Syarif, Dafiar Syarif, Defiar Tutut Handayani Wiyan Mailindra, Wiyan Yosi Mardoni Yurisia, Rara Zufriani Zufriani Zufriani, Zufriani Zul Ihsan Muarif Zulkifli, Musa