Articles
Dynamics of Murabahah Disputes: Factor Analysis and Decisions of the Indonesian Religious Courts (2010-2024)
Perawati, Perawati;
Mursal, Mursal;
Fauzi, Muhammad
AL-FALAH : Journal of Islamic Economics Vol. 9 No. 2 (2024)
Publisher : Institut Agama Islam Negeri (IAIN) Curup
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DOI: 10.29240/alfalah.v9i2.11146
Purpose: This paper aims to examine the factors contributing to the resolution of Murabaha contract disputes in religious courts.Design/Method/Approach : This research uses content analysis, applying a qualitative approach with primary data obtained from Murabaha dispute resolution decisions in Indonesian Religious Courts from 2010 to 2024, accessible via the website https://bangunan3.mahkamahagung.go.id using the keyword 'Murabahah.' Secondary data is sourced from journals and books to supplement the research material.Findings: Based on the data obtained from the website https://bangunan3.mahkamahagung.go.id for the years 2010-2024, there are 220 decisions available. The majority of these decisions are related to breach of contract claims rather than actions against the law. The primary cause of breach of contract is the failure to fulfill or comply with agreed contractual obligations, while the cause of actions against the law involves disputes where the buyer or lender opposes the use of insurance or securities sold at auction.Originality/Values: The main contribution of this research is to describe the factors causing the resolution of murabahah contract disputes in religious courts from 2010 to 2024.
APAKAH CRYPTOCURRENCY SEBAGAI ALAT PEMBAYARAN YANG SAH DI INDONESIA?: ANALISIS DARI DUA PERSPEKTIF
Arzam, Arzam;
Fauzi, Muhammad;
Mursal, Mursal;
Rahmat, Paisal
J-MABISYA Vol. 4 No. 1 (2023): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal
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DOI: 10.56874/j-mabisya.v4i1.1427
Penelitian ini bertujuan untuk menganalisis apakah Cryptocurrency sebagai alat pembayaran yang sah berdasarkan perspektif peraturan perundang-undangan dan fatwa DSN-MUI di Indonesia. Ini didasari bahwa fenomena Cryptocurrency sebagai mata uang digital yang tersistem dari penciptaan terdesentralisasi. Berbeda dengan mata uang yang ada saat ini, yang sistemenya desentralisasi. Penelitian ini termasuk penelitian deskriptif dengan pendektan kualitatif. Data peneltian dikumpul dari sumber skunder berupa dokumen peraturan perundang-undangan, laporan, artikel jurnal, dan lain-lain sesuai dengan objek penelitian ini. Analsis data penelitian menggunakan beberapa langkah-langkah; pengumpulan materi, diskusi, dan analisis deskriptif.. Penelitian menunjukan bahwa Cryptocurrency belum dapat menjadi alat pembayaran yang sah, karena bertentengan dengan peraturan perundang-undangan yang ada. Bank Indonsia. dengan tegas menyatkan Cryptocurrency tidak dapat menjadi alat trasaksi pembayaran yang sah (Ilegal Tender). Demikian juga dari fatwa DSN-MUI, menyatakan keharaman Cryptocurrency sebagai mata uang, karena beretentangan dengan peraturan perundang-undangan. Sebagai mata uang mengikuti ketentuan dari aturan undang-undang atau otoritas moneter, sehingga menjadikan Cryptocurrency tidak mendapatkan tempat sebagai alat pembayaran yang sah (Illegal tender). Namun demikian, Cryptocurrency dilegalkan, hanya sebatas komiditi (aset) berdasarkan dalam regulasi yang dikelaurakan oleh PERMENDAG/BAPPETI..
Giving Alms to Palestine: Evidence of Millennial Muslim Awareness in Kerinci
Fitri, Khatimul;
Fauzi, Muhammad;
Arzam, Arzam
FOKUS Jurnal Kajian Keislaman dan Kemasyarakatan Vol. 9 No. 1 (2024)
Publisher : Institut Agama Islam Negeri (IAIN) Curup
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DOI: 10.29240/jf.v9i1.9820
Millennial Muslims in Kerinci are supposed to give alms to Palestine who are currently in need, which is not just a discourse but rather produces concrete evidence in significant acts of alms. The research aims to examine the level of awareness of giving alms to Palestine among millennial Muslims in Kerinci. The level of awareness tested is in the form of knowledge, attitudes and actions carried out by millennial Muslims. This research uses quantitative descriptive research. Research data was collected from primary data in the form of questionnaires that were distributed and answered by 100 millennial Muslims in Kerinci, using descriptive analysis as a data analysis tool. The findings of this research show that the level of awareness of giving alms to Palestine among millennial Muslims in Kerinci is very high. This is reflected in knowledge, attitudes and actions obtaining very high scores (percentages). The implications of the results of this research can be used as a basis for developing more effective strategies and policies in gathering community support to help Muslim brothers and sisters in need
Pengaruh Inflasi, Nilai Tukar Rupiah Dan Nilai Export Terhadap Pertumbuhan Ekonomi Indonesia Tahun 2014-2023
Ahmad Yani, Yogi;
Fauzi, Muhammad;
Yani, Ahmad
ProBisnis : Jurnal Manajemen Vol. 16 No. 4 (2025): August: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO
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A country's rapid economic growth requires it to provide various facilities to support its people's welfare and advance itself. However, this is often hindered by suboptimal economic activity in the community due to the country's economic conditions during a certain period. This study aims to determine the effects of inflation, the rupiah exchange rate, and export value on economic growth in Indonesia. The study uses an associative approach to identify the relationship between the research variables. The results indicate that inflation, the rupiah exchange rate, and export value influence Indonesia's economic growth both partially and simultaneously..
FATWA DAR AL-IFTA NOMOR 3598/2006 TENTANG WAKAF SAHAM: TINJAUAN ARGUMENTASI HUKUM DAN IMPLIKASINYA
Arzam, Arzam;
Fauzi, Muhammad;
Akana Helmi, Lika;
Mahdi, Al-
Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Vol 10, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan
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DOI: 10.24952/almaqasid.v10i2.12192
Whether we realize it or not, there is a role and results of the inspiration of fatwas of scholars (personally or collectively) in addition to laws and regulations in various Islamic countries on innovation and development of waqf objects. Dar al-Ifta Egypt is one of them, has issued many fatwas on innovation of waqf objects, including on stock waqf and distribution of benefits, which is contained in fatwa no. 3598 of 2006 on Waqf al-Ashumi wa Tasbil 'Awa'idiha. This study aims to determine the legal status and arguments in the fatwa of Dar al-Ifta. This study is a qualitative study, with research data sourced from primary data in the form of the fatwa, using content analysis as a data analysis tool. This study shows that Dar al-Ifta has determined in its fatwa that stock waqf and distribution of benefits are permissible. Dar al-Ifta's argument for allowing it is using the concept of analogy (equation) regarding the permissibility of cash waqf. Dar al-Ifta strengthens its fatwa argument by referring to several arguments, where the arguments are the opinions of the scholars of the School of Thought about the permissibility of cash waqf (dinar and dirham). By knowing the legal status and arguments of the Dar al-Ifta fatwa, shares are determined as something that has the same function and benefits as money so that it can be used as an object of waqf (such as in the category of movable objects). This fatwa has implications for efforts to reform Islamic law in the field of waqf, and also has practical implications for society and for the increasingly advanced development of Islamic economics and finance. Furthermore, it is an open area for further research, related to the impact on the spread and response of society after the fatwa is issued or determined. It is also interesting to study the practice of stock waqf in various Islamic countries that are currently taking place, by linking it to existing fatwas and connecting it from various perspectives.
Mata Uang Digital (Cryptocurrency): Apakah Statusnya Memenuhi Kriteria Harta (Maal) dan Mata Uang Dalam Islam?
Fauzi, Muhammad;
Kusnadi, Kusnadi;
Musdizal, Musdizal;
Rafzan, Rafzan
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 2 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci
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DOI: 10.32939/acm.v1i2.2420
This study aims to determine whether Cryptocurrency status can meet the criteria of wealth/property (Maal) and currency in Islam. This is based on the fact that the issue of Cryptocurrency as Maal and money in Islam has attracted attention from various parties. Cryptocurrency is a digital/virtual currency, with a decentralized system using peer-to-peer (Blockchain) technology without being regulated and issued by a third party. In contrast to fiat currency in physical form (banknotes and coins) and non-physical fiat currency (demand) which is centralized/regulated and issued by third parties. This research was conducted using the Literature Review approach. This research shows that Cryptocurrency status can meet the criteria of Maal and currency in Islam has not yet seen a thread, because from various parties there are still differences of opinion, there are cons group opinions;, netral groups opinions;, and there are also pros groups opinions;. Finally, this area is open for future research as many issues remain unresolved and more concrete work is needed.
PERSEPSI DAN PREFERENSI MASYARAKAT PESANTREN TERHADAP BANK SYARI’AH (STUDI KASUS MASYARAKAT PESANTREN SUMATERA BARAT)
dafiar, dafiar;
Cintyawaty, Adila;
Mursal;
Agra Ditama, Rezki;
Fauzi, Muhammad
Qawwam : The Leader's Writing Vol. 3 No. 1 (2022): June
Publisher : Fakultas Ushuluddin Adab dan Dakwah Insitut Agama Islam Negeri Kerinci
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DOI: 10.32939/qawwam.v3i1.154
Sumatera Barat merupakan Mayoritas Masyarakat Islam dan lembaga pesantren juga tersebar banyak di wilayahnya. Penelitian ini bertujuan untuk mengetahui bagaimana persepsi dan preferensi masyarakat pesantren terhadap keberadaan bank syari’ah di sumatera barat. Menggunakan indikator-indikator persepsi dan preferensi yang menjadikan pokok dalam pengukuran yang berkenaan dengan persepsi maupun preferensi. sampel yang digunakan dalam penelitian ini ada tiga pesantren yang tersebar di Padang Panjang yaitu Pesantren Nurul Ikhlas, Bukittinggi Pesantren Parabek dan Agam Pesantren diniyyah Pasia dengan menggunakan kuesioner. Temuan dalam penelitian ini menunjukkan bahwa persepsi dan preferensi masyarakat pesantren Sumatera Barat terhadap bank syari’ah diukur dengan personal effect, cultural effect dan physical effect dapat disimpulkan positif atau baik.
APAKAH CRYPTOCURRENCY SEBAGAI ALAT PEMBAYARAN YANG SAH DI INDONESIA?: ANALISIS DARI DUA PERSPEKTIF
Arzam, Arzam;
Fauzi, Muhammad;
Mursal, Mursal;
Rahmat, Paisal
J-MABISYA Vol. 4 No. 1 (2023): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal
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DOI: 10.56874/j-mabisya.v4i1.1427
Penelitian ini bertujuan untuk menganalisis apakah Cryptocurrency sebagai alat pembayaran yang sah berdasarkan perspektif peraturan perundang-undangan dan fatwa DSN-MUI di Indonesia. Ini didasari bahwa fenomena Cryptocurrency sebagai mata uang digital yang tersistem dari penciptaan terdesentralisasi. Berbeda dengan mata uang yang ada saat ini, yang sistemenya desentralisasi. Penelitian ini termasuk penelitian deskriptif dengan pendektan kualitatif. Data peneltian dikumpul dari sumber skunder berupa dokumen peraturan perundang-undangan, laporan, artikel jurnal, dan lain-lain sesuai dengan objek penelitian ini. Analsis data penelitian menggunakan beberapa langkah-langkah; pengumpulan materi, diskusi, dan analisis deskriptif.. Penelitian menunjukan bahwa Cryptocurrency belum dapat menjadi alat pembayaran yang sah, karena bertentengan dengan peraturan perundang-undangan yang ada. Bank Indonsia. dengan tegas menyatkan Cryptocurrency tidak dapat menjadi alat trasaksi pembayaran yang sah (Ilegal Tender). Demikian juga dari fatwa DSN-MUI, menyatakan keharaman Cryptocurrency sebagai mata uang, karena beretentangan dengan peraturan perundang-undangan. Sebagai mata uang mengikuti ketentuan dari aturan undang-undang atau otoritas moneter, sehingga menjadikan Cryptocurrency tidak mendapatkan tempat sebagai alat pembayaran yang sah (Illegal tender). Namun demikian, Cryptocurrency dilegalkan, hanya sebatas komiditi (aset) berdasarkan dalam regulasi yang dikelaurakan oleh PERMENDAG/BAPPETI..
STRATEGI PEMBELAJARAN MASA PANDEMI COVID-19 STIT AL-IBROHIMY BANGKALAN
Fauzi, Muhammad
AL - IBRAH Vol 5 No 2 (2020)
Publisher : STIT Al - Ibrohimy Bangkalan
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The Covid-19 virus outbreak has a very broad impact in the joints of life, including the education sector. So that the government implements an Education policy in an Emergency Period for the Spread of the Corona Virus. This is in anticipation of the spread of the corona virus in schools and colleges. One of the points emphasized by the government is that learning carried out in schools and colleges is transferred to online learning at home. Learning is carried out from home using a laptop, computer, or smartphone accompanied by various applications that support the learning process. However, online learning that has been implemented since the Covid-19 pandemic, has had several problems faced by students and educators. We do not realize that the theory of learning strategies so far is mostly only concerned with the conventional (face-to-face) learning process. So that when there is an emergency phenomenon, the learning strategy will not run effectively and efficiently. Here, distance learning using online media is felt by the community to be burdensome for students by allocating special funds for purchasing expensive packages. Responding to such problems, the STIT al-Ibrohimy campus implemented government recommendations and also considered the condition of the Galis community with community-based online and offline learning process methods. The community-based learning process here is to provide MiFi assistance to students to be used to study in groups in a predetermined place while still paying attention to health protocols.
IMPLEMENTASI SISTEM INFORMASI UNTUK PENGADAAN BARANG PADA PT SWADHARMA GRIYASATYA MENGGUNAKAN FRAMEWORK CODEIGNITOR 3
saputra, elin panca;
Fauzi, Muhammad;
Kusumo, Aryo Tunjung;
Permana, Rizqi Agung
SPIRIT Vol 15, No 2 (2023): Spirit
Publisher : LPPM ITB Yadika Pasuruan
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DOI: 10.53567/spirit.v15i2.305
PT Swadharma Griyasatya merupakan perusahaan yang bergerak dibidang Building Management, Outsourching, Contracting. Perusahaan ini berdiri dibawah anak perusahaan dari Dana Pensiun BNI yang sudah berdiri sejak tahun 1989. Tetapi pada proses pendataan pengadaan barang masih menggunakan sistem semi manual menggunakan Microsoft excel dan paper, sehingga mengakibatkan beberapa masalah seperti human error, kesalahan pendataan, hilangnya data dan pembuatan laporan yang akan diserahkan kepada pimpinan menjadi terlambat. Tujuan merancang aplikasi inventory berbasis website menggunakan framework CodeIgniter ini adalah untuk mempermudah perusahaan dalam mengelola data inventory perusahaan. Dalam pembuatan aplikasi ini melalui beberapa tahapan seperti analisis kebutuhan, desain, pembuatan kode, pengujian dan maintenance sehingga metode yang digunakan adalah waterfall, metode ini dipilih karena memiliki tahapan yang sesuai dengan apa yang dibutuhkan oleh penulis dalam pembuatan aplikasi inventory. Hasil dari penelitian ini adalah terciptanya aplikasi inventory berbasis website yang dapat mempermudah dalam melakukan pendataan barang sehingga dapat mengurangi terjadinya kesalahan dan dapat meningkatkan akurasi laporan yang akan diserahkan ke pimpinan.