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All Journal Jurnal Ekonomika ASAS : Jurnal Hukum Ekonomi Syariah An-Nisbah: Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam FOKUS: Jurnal Kajian Keislaman dan Kemasyarakatan Al-Amwal : Journal of Islamic Economic Law At-Tawassuth: Jurnal Ekonomi Islam International Journal of Social Science and Business Eksis: Jurnal Riset Ekonomi dan Bisnis SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme Review of Islamic Economics and Finance Mutawasith: Jurnal Hukum Islam AL-FALAH : Journal of Islamic Economics El Mudhorib Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Iqtisaduna Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah ProBisnis : Jurnal Manajemen Cakrawala: Jurnal Studi Islam JIEBS: Journal of Islamic Economics and Bussiness Studies Journal of Islamic Economics Lariba Jurnal Hukum Ekonomi Syariah : AICONOMIA Al-Muzdahir: Jurnal Ekonomi Syariah Qawwam Jurnal Informatika Ekonomi Bisnis Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan USRATY : Journal of Islamic Family Law Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah An-Nisbah: Jurnal Ekonomi Syariah Misterius: Publikasi Ilmu Seni dan Desain Komunikasi Visual J-Mabisya Risalah Iqtisadiyah: Journal of Sharia Economics Samara: Journal of Islamic Law and Family Studies JIEFIS: Journal of Islamic Economics and Finance Studies Referensi Islamika: Jurnal Studi Islam Saqifah: Jurnal Hukum Ekonomi Syariah
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EKONOMI ISLAM IDEAL: ANTARA MORALITAS DAN REALITAS Mursal Mursal; Muhammad Fauzi
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 7, No 2 (2022): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v7i2.395

Abstract

Artikel ini bertujuan mendiskripsikan moral ekonomi dalam konteks perilaku masyarakat modern yang banyak mengalami perubahan perilaku moral sehingga perlu dijelaskan nilai nilai moral yang mengilhami semangat ekonomi islam. Metode;  tulisan ini menggunakan pendekatan kualitatif litaratur review, dengan hasil  menunjukkan bahwa konsep moral dalam realita ekonomi mempunyai dinamika dalam menginternalisasi porsi moral agama dan rasional dalam aktifitas ekonomi, manusia diberi kebebasan namun  dengan  memperhatikan  beberapa  nilai  antara  lain  Tauhid,  keseimbangan, keadilan   dan   tanggung   jawab   yang   akan   dihadapkan   kepada   allah   SWT orientasi kemaslahatan haruslah menjadi seimbang dengan kepentingan daruriat nafsh yang dipandu dengan moral agama.
HALAL ATAU HARAM CRYPTOCURRENCY SEBAGAI ALAT TRANSAKSI PEMBAYARAN?: MENDIALOGKAN DARI SUDUT PANDANG SYARIAH DAN REGULASI Muhammad Fauzi; Mursal Mursal
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 8, No 1 (2023): Saqifah: Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v8i1.404

Abstract

People's lives and activities have become more Go-Digital. The proof can be seen from the means of payment transactions using digital currency (Cryptocurrency). Cryptocurrency is a decentralized system using peer-topeer technology (Blockchain) without being regulated and issued by a third party (such as a government/bank financial institution). It is different from fiat currency in physical form (paper money and coins) and non-physical fiat currency (giral money) which is centralized/regulated and issued by a third party. Therefore, this research aims to find out whether Cryptocurrency is halal or haram as a means of payment transactions by having a dialogue from a sharia point of view. This research also finds out whether Cryptocurrency is legal or illegal as a means of payment transactions by having a dialogue from a regulatory point of view in Indonesia. This research takes place using the Literature Review approach. This study shows that halal or haram Cryptocurrency as a means of payment transactions a dialogue from a sharia point of view, there are still differences of opinion, especially the parties giving fatwas (ulama, majlis, and sharia academics). Some parties decided Cryptocurrency was Halal (permissible/Mubah);, and some parties decided Cryptocurrency to Abstain; and some parties decided Cryptocurrency a total ban (Haram) (including MUI in Indonesia decided that Cryptocurrency as a means of payment was forbidden);. Meanwhile, a dialogue from a regulatory point of view in Indonesia, Cryptocurrency cannot yet become a means of payment transactions because they are contrary to existing laws and regulations and Bank Indonesia regulations. At the same time, Bank Indonesia has firmly stated that Cryptocurrency is an illegal means of payment transactions. In Indonesia, legal cryptocurrencies are only regulated in the regulations issued by PERMENDAG/BAPPETI, but only limited to commodities (assets).
ASSESSING THE IMPACT OF BUMDES KARYA DERMAWAN ON MAQASID SHARIA-BASED ISLAMIC ECONOMIC WELFARE: A DIFFERENCE-IN-DIFFERENCES ANALYSIS Yogi Ahmad Yani; Muhammad Fauzi; Ahmad Yani; Agustiari
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNE
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.705

Abstract

This study aims to estimate the net impact, transmission mechanisms, and contribution of BUMDes Karya Dermawan to Maqasid Sharia-based Islamic Economic Welfare within the Dusun Dalam community. This research provides empirical evidence regarding the effectiveness of village economic institutions in enhancing both material and spiritual maslahah. This quantitative study utilizes a retrospective panel data design for the 2014–2025 period, involving 120 respondents (60 in the treatment group and 60 in the control group) selected via purposive sampling. The study explicitly acknowledges the potential for recall bias due to the retrospective nature of the survey, which was mitigated through data triangulation with village documentation. Data analysis was conducted using Difference-in-Differences (DiD) regression and Independent Sample t-test. The findings indicate a significant estimated net impact (DiD) of 8.064 (sig. 0.000) and a corrected post-intervention mean welfare difference of 5.969 (sig. 0.000) between the two groups. The transmission mechanisms identified through qualitative field observations occur through the Savings and Loans unit (functioning as qardhul hasan), agricultural machinery (Alsintan), and agricultural production facilities (Saprodi). The employment variable is proven to be the primary determinant in community welfare improvement. This study recommends strengthening the legal aspects of BUMDes business units by formalizing them into a certified Sharia-compliant system. The primary limitations of this study lie in its reliance on retrospective recall data and its restricted geographical scope. The primary value of this study lies in the application of a retrospective panel DiD framework over an 11-year horizon (2014–2025) to evaluate BUMDes performance through a holistic Maqasid Sharia lens, providing a more rigorous and balanced framework for assessing community-based economic empowerment.
Wakaf Pada Asuransi Jiwa Syariah: Analisis Pada Fatwa Dsn-Mui No:106/Dsn-Mui/X/2016 Muhammad Fauzi; Mursal Mursal; Muhammad Ridha DS
USRATY : Journal of Islamic Family Law Vol. 1 No. 2 (2023): USRATY : Journal of Islamic Family Law
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/usraty.v1i2.7570

Abstract

Perwakafan di Indonesia secara terus meneurus dilakukan pengembanganya, terutama adanya pengembangan konsepsi berwakaf dalam bentuk asuransi jiwa syariah. DSN-MUI telah menetapkan kebolehanya, sebagaimana yang termuat didalam fatwa yang bernomor 106 pada tahun 2016. Karena itu, penelitian ini bertujuan untuk menganalisis konsep dan ketentuan hukum wakaf pada asuransi jiwa syariah yang diatur berdasarkan Fatwa DSN-MUI No: 106/DSN-MUI/X/2016. Penelitian ini adalah penelitian deskriptif kualitatif. Pengumpulan data berifat kepustakaan (metode library research), dengan menggunakan Fatwa DSN-MUI No: 106/DSN-MUI/X/2016 sebagai sumber primer, dan dengan mempergunakan content analysis sebagai alat analisis data. Pada wakaf manfaat asuransi ketentuan yang harus diperhatikan, seperti pihak yang ditunjuk untuk menerima manfaat asuransi menyatakan janji yang mengikat untuk mewakafkan manfaat asuransi, dan juga memperhatikan manfaat asuransi yang boleh diwakafkan paling banyak 45% dari total manfaat asuransi, dan juga semua calon penerima manfaat asuransi yang ditunjuk atau penggantinya menyatakan persetujuan dan kesepakatannya, serta memperhatikan ikrar wakaf dilaksanakan setelah manfaat asuransi secara prinsip sudah menjadi hak pihak yang ditunjuk atau penggantinya. Sementara, kententuan wakaf manfaat investasi yang harus diperhatikan, seperti kadar jumlah investasi yang boleh diwakafkan paling banyak 1/3 dari total kekayaan dan/atau tirkah, kecuali disepakati lain oleh semua ahli waris.  Selain dari itu, mengenai ketentuan ujrah terkait produk wakaf, dimana harus memperhatikan dua hal, yaitu ujrah tahun pertama paling banyak 45% dari kontribusi regular dan akumulasi ujrah tahun berikutnya paling banyak 50% dari kontribusi regularWaqf in Indonesia is continuously being developed, especially the development of the concept of waqf in the form of sharia life insurance. DSN-MUI has determined its permissibility, as contained in fatwa number 106 in 2016. Therefore, this research aims to analyze the concept and legal provisions of waqf in Islamic life insurance which is regulated based on Fatawa DSN-MUI No: 106/DSN-MUI/X/2016. Data collection is in the form of literature (library research method), using Fatawa DSN-MUI No: 106/DSN-MUI/X/2016 as a primary source, and using Content Analysis as a data analysis tool. In the waqf of insurance benefits, provisions must be taken into account, such as the party appointed to receive the insurance benefits stating a binding promise to donate the insurance benefits, and also pay attention to the insurance benefits that can be donated at a maximum of 45% of the total insurance benefits, and also all potential recipients of insurance benefits the appointed person or his/her successor expresses his or her approval and agreement, and pay attention to the waqf ikrar carried out after the insurance benefits have in principle become the rights of the appointed party or his successor. Meanwhile, the provisions of waqf for investment benefits must be taken into account, such as the amount of investment that can be donated is a maximum of 1/3 of the total wealth and/or tirkah, unless agreed otherwise by all the heirs. Apart from that, regarding the ujrah provisions related to waqf products, two things must be taken into account, namely the first year's ujrah is a maximum of 45% of the regular contribution and the accumulation of the following year's ujrah is a maximum of 50% of the regular contribution.
Visionary Leadership of Madrasah Heads in Improving Brand Awareness and the Competitiveness of the Institution in Madrasah Tsanawiyah Fauzi, Muhammad; Abun, Ahmad Rifa'i; Mujiyatun, Mujiyatun
Scaffolding: Jurnal Pendidikan Islam dan Multikulturalisme Vol. 7 No. 1 (2025): Pendidikan Islam dan Multikulturalisme
Publisher : Institut Agama Islam Sunan Giri (INSURI) Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/scaffolding.v7i1.9965

Abstract

The visionary leadership of madrasah heads is an important factor in building public awareness and competitiveness of Islamic educational institutions in the midst of competition between educational institutions. This study aims to analyze the visionary leadership of madrasah heads in increasing brand awareness and institutional competitiveness in MTs Al Hidayah Marga Agung, MTs Raudlatul Jannah, and MTs Mathla'ul Anwar Rawa Selapa, South Lampung Regency. This study uses a qualitative approach with a multi-site case study type. Research data was obtained through interviews, observations, and documentation with data sources of madrasah heads, teachers, education staff, students, parents, madrasah committees, and institutional documents. Data analysis is carried out through data reduction, data presentation, and conclusion drawn. The results of the study show that the visionary leadership of madrasah heads is realized through the formulation of a clear vision, vision communication, development of superior programs, strengthening Islamic values, improving service quality, stakeholder involvement, and managing public image and trust. These findings confirm that  madrasah brand awareness is not only formed through promotion, but through the consistency of vision, program quality, madrasah culture, and positive experiences of the community. This study concludes that visionary leadership contributes to increasing the competitiveness of madrassas through the formation of a differentiating identity, strengthening reputation, and increasing public trust.
Pelestarian Cagar Budaya Melalui Fotografi Interior: Studi Visual Kapel Susteran FMM Regina Pacis Bogor Selfano, Aldio; Fauzi, Muhammad
Misterius: Publikasi Ilmu Seni dan Desain Komunikasi Visual Vol. 2 No. 4 (2025): Desember: Misterius: Publikasi Ilmu Seni dan Desain Komunikasi Visual
Publisher : Asosiasi Seni Desain dan Komunikasi Visual Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/misterius.v2i4.1002

Abstract

This study aims to analyze the use of interior photography as a means to preserve and visually document the FMM Convent Chapel Regina Pacis in Bogor. The chapel is a historic site with significant artistic, spiritual, and architectural value, and has been officially recognized by the central government as a cultural heritage building. The importance of this research arises from the fact that the chapel is not included in the official publication of cultural heritage buildings in Bogor City that has been identified. Its absence from this publication indicates a lack of visual documentation and historical information necessary to support conservation efforts. Insufficient documentation increases the likelihood of losing architectural value should changes or damage occur in the future. To address this issue, the study seeks to produce interior photographic documentation that accurately and clearly represents the architectural identity of the chapel. This research employs a descriptive qualitative approach, consisting of interviews with the chapel’s management, direct on-site observations, and the development of an interior photography concept that considers spatial structure, perspective, and lighting. In this context, interior photography functions not only as an aesthetic medium but also as a preservation tool capable of storing long-term information.The resulting visual documentation is expected to serve as a valuable reference for managers, researchers, and local government authorities, while also encouraging the inclusion of the Regina Pacis Chapel in the official publication of cultural heritage buildings in Bogor City. In this way, the study contributes to strengthening cultural archives and supporting the preservation of historical architecture.
Co-Authors Abdul Muid Abdurrahmansyah Abdurrahmansyah, Abdurrahmansyah Abun, Ahmad Rifa'i Agra Ditama, Rezki Agustiari Agustiari, Agustiari Ahmad Ihya Shalihin Ahmad Yani Ahmad Yani Aidil Novia Aidil Novia, Aidil Alek Wissalam Bustami Alparedi, Topan Amanda, Eza Amin, Khoirul Asa'ari Asa'ari Asa'ari, Asa'ari ASTUTI, LAILY WIDYA Bundo, Mayang Bustami, Alex Wissalam Candra, Afrikal Cintyawaty, Adila Dafiar Syarif dafiar, dafiar Daro, Yasinta Aloysia Delli Ridho Hayati Deni Efizon Ditama, Rezki Agrisa Ditama, Rezki Agrisa Duhriah Duhriah Efendi, Faisal Eriawati, Yossi Faisal Efendi Fajar Budiman Fitri, Khatimul Fitri, Meliani Hajriani, Sesilia Hanum Lubis, Fadhilah Hartono, Rudi Hendra Lardiman Hulwati Hulwati Hulwati Hulwati Ilham, Elgi Muhammad Karoma, Karoma Kurniawan, Mhd. Kusnadi Kusnadi Kusnadi Lika Akana Helmi M. Hidayat Ediz Mahdi, Al- Maimun Rizalihadi Mardiana, Lia Mardianton, Mardianton Mohd Fauzan Moosa, Riyad Muhammad Ridha DS Mujiyatun, Mujiyatun Mursal Mursal Mursal Mursal Mursal Mursal Mursal Mursal, M Mursal, Mursal - Musdizal Musdizal Nenengsih, Nenengsih Nopita Sari Nuraiman, Nuraiman Ochi Aprila Paisal Rahmat Perawati Perawati, Perawati Rafzan, Rafzan Rahmat, Fawza Raihani, Hulfa Rosadi, Dea Rozalinda Rozalinda Selfano, Aldio Septiarti, Mela Septiyawati Septiyawati Sipuldi, S Sriwardona, Sriwardona Suci Mahabbati Sumarni, Ira Syaputra, Andra Syarif, Defiar Tutut Handayani Widia Sulastri Wiyan Mailindra, Wiyan Yogi Ahmad Yani Yosi Mardoni Yurisia, Rara Zufriani Zufriani Zufriani, Zufriani Zul Ihsan Muarif Zulkifli, Musa