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Mudharabah and Musyarakah Financing in Indonesian Islamic Banking Practices: Is It Equity or Debt Financing? Purnomo, Budi Supriatono; Nasim, Arim; Besar, Mohd. Hairul Azrin Haji; Suryadi, Edi
Islamic Research Vol 7 No 1 (2024): Islamic Research
Publisher : Perhimpunan Intelektual Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47076/jkpis.v7i1.232

Abstract

The purpose of this paper is to examine whether Mudharabah and Musyarakah financing from Islamic banks in Indonesia is capital or debt financing, based on legal, accounting, and fiqh perspectives. To achieve this goal, a review is carried out on laws, Sharia Accounting Standards, MUI and DSN Fatwas, the Al Quran and Hadith, articles, the Financial Reports of Islamic Banks in Indonesia, and other relevant documents. This study concludes that the law as stipulated in Act No. 21 of 2008 limits Islamic banking operational activities only to the financial sector, and it is almost impossible to implement in a real economy. The current provision does not allow Islamic banking to act as an investor in a mudharabah contract or as an asset owner in a musyarakah contract. This is confirmed in the financial reports of Islamic banks, which do not report mudharabah financing and musyarakah financing as investments. In addition, in practice, Contract musyarakah cannot stand on its own but must be carried out in a multi-contract (hybrid) manner. Even though the Prophet had forbidden the practice of two contracts in one transaction. On the other hand, in distributing financing, banks do not have a sharia contract basis to act as shaibul mal. The bank's status as Al-Wakil or Mudharib does not justify it changing its status to Shahibul Mal when disbursing funds. As a result, the Contract of mudharabah and musyarakah financing carried out by banks with customers as mudharib becomes void.
The Influence of Abusive Supervision on Higher Educational Lecturer's Performance: The Mediating Role of Emotional Exhaustion and Innovative Work Behaviour Sasmitha, Jonathan Lucky; Sobandi, A.; Suryadi, Edi; Rofaida, Rofi
Scaffolding: Jurnal Pendidikan Islam dan Multikulturalisme Vol. 6 No. 3 (2024): Geographical Coverage: Indonesia
Publisher : Institut Agama Islam Sunan Giri (INSURI) Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/scaffolding.v6i3.8001

Abstract

Leadership in education, particularly in secondary and higher education in Indonesia, plays a crucial role in shaping the performance, innovation, and sustainability of educators. However, abusive supervision practices are still prevalent and have the potential to negatively impact lecturer motivation and retention. This study explores the influence of Abusive Supervision (AS) by educational leaders on Lecturer Intention to Quit (LIQ), with Emotional Exhaustion (EE), Innovative Work Behavior (IWB), and Higher Education Lecturer Performance (HELP) as mediating variables. The study population consisted of lecturers working in private and public university in West Java, Indonesia. A total of 115 lecturers voluntarily participated in this study by completing a questionnaire based on a validated measurement scale. A quantitative approach with a survey design was used, and data were analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results showed that AS significantly increased EE and LIQ, while decreasing IWB and HELP. Furthermore, IWB had a positive effect on HELP, while HELP had a negative relationship with LIQ. Mediation analysis confirmed that IWB and HELP mediated the relationship between AS and LIQ, while EE had no effect on HELP, thus not acting as a mediator. These findings confirm that abusive supervision has a detrimental impact on lecturer innovation, performance, and retention. This study concludes that abusive supervision has serious implications for the sustainability of higher education, making leadership style transformation an urgent need.
Implementation of Risk-Based Thinking ISO 9001:2015 Using FMEA in the Manufacturing Industry: A Case Study of PT XYZ Rahmawati, Dwitya Nur; Suryadi, Edi; Hadijah, Hady Siti; Rasto, Rasto
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 5 (2025): Dinasti International Journal of Economics, Finance & Accounting (November - De
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i5.5272

Abstract

Risk-Based Thinking (RBT) is a foundational principle in ISO 9001:2015; however, many manufacturing companies continue to face challenges in translating this abstract concept into concrete, measurable operational actions. This study aims to develop and validate a practical framework for implementing RBT through Failure Mode and Effect Analysis (FMEA) within the quality management system of a manufacturing environment. A mixed-method case study was conducted at PT XYZ, a manufacturing company in Indonesia. The FMEA implementation included identifying failure modes, assessing severity-occurrence-detection, and calculating Risk Priority Numbers (RPN). Data collection encompassed stakeholder interviews, document analysis, and performance monitoring over a 24-month period. The FMEA process successfully identified 23 significant risks, categorized as critical (5 risks), high (8 risks), medium (7 risks), and low (3 risks). Post-implementation analysis revealed an average RPN reduction of 58%, from a range of 392–504 to 113–168, an increase in ISO 9001:2015 compliance from 83.8% to 96%, and notable improvements in operational performance. FMEA proves to be an effective pathway for operationalizing RBT within the ISO 9001:2015 framework in manufacturing contexts. The validated framework offers a practical guideline for the systematic implementation of risk management, contributing to enhanced quality management effectiveness and organizational competitiveness.
Adaptation of the 4D Model in Developing a Competency Documentation Framework for ISO 9001:2015 Implementation in the Manufacturing Industry Rahmayanti, Tiana Nur; Suryadi, Edi; Inayati, Tutik; Rasto, Rasto
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 5 (2025): Dinasti International Journal of Economics, Finance & Accounting (November - De
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i5.5278

Abstract

Effective competency documentation remains a critical challenge in implementing ISO 9001:2015 Clause 7.2 across Indonesian manufacturing industries, primarily due to the absence of a structured methodological framework. This methodological gap hinders the systematic and effective management of employee competencies. This study proposes an integrated competency documentation system through the adaptation of the 4D model (Define, Design, Develop, Disseminate) for ISO 9001:2015-certified manufacturing organizations. The research employed a development method encompassing Define, Design, and Develop stages, with data triangulation from document analysis, stakeholder interviews, and expert validation conducted in an automotive component manufacturing company. Validation involved two experts with complementary expertise and testing with multi-department employees. The results produced four integrated Standard Operating Procedures: formulation of competency standards, development of a competency matrix, planning of competency development, and evaluation of effectiveness. Expert validation indicated a score of 79.5% (categorized as good) with an inter-rater reliability of r = 0.94, while user trials yielded high levels of satisfaction. The system effectively addressed gaps in standard setting, employee competency mapping, systematic evaluation, and integrated documentation. The adaptation of the 4D model proved to be an effective approach for balancing standard compliance with operational needs, providing a practical contribution to ISO 9001:2015 implementation within the Indonesian manufacturing sector.
KECERDASAN BUATAN DALAM PEMBELAJARAN EKONOMI: ANALISIS BIBLIOMETRIK Annisa, Rahimatul; Machmud, Amir; Suryadi, Edi
Jurnal Ekonomi dan Pendidikan Vol. 21 No. 1 (2024)
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jep.v21i1.74795

Abstract

Penelitian ini meneliti tren publikasi terkait kecerdasan buatan (AI) dalam pembelajaran ekonomi dari tahun 1996 hingga 2024 menggunakan analisis bibliometrik. Hasil menunjukkan peningkatan signifikan dalam jumlah publikasi, mencerminkan minat yang meningkat dari kalangan akademisi. Amerika Serikat menjadi kontributor utama dengan 9 dokumen dan 91 kutipan, diikuti oleh China dan beberapa negara lainnya. Tema utama meliputi AI, machine learning, economic analysis. Jurnal utama yang berkontribusi termasuk "Nature Communications" dan "Knowledge-Based Systems." Artikel dengan kutipan terbanyak adalah "Artificial Intelligence for Sustainability: Challenges, Opportunities, and a Research Agenda" oleh Nishant et al. (2020) dengan 342 kutipan. Visualisasi kata kunci menunjukkan lima cluster besar, termasuk "Artificial Intelligence" dan "Economic Analysis." Penelitian ini menyoroti potensi besar AI dalam pendidikan dan kontribusinya terhadap inovasi dan literatur akademik, serta tren penggunaan AI yang terus berkembang dalam konteks pembelajaran ekonomi.
Effect of Debt to Equity, Current Ratio, Return on Assets and Stock Price Fluctuations on Financial Distress in Properties and Real Estate Sector Companies Listed on the Indonesia Stock Exchange Permatasari, Anggi; Suryadi, Edi
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 4 (2024): November
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i4.2412

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This study aims to determine the role of Debt to Equity Ratio (DER), Current Ratio (CR), Return on Assets (ROA) and Stock Price Fluctuations on Financial Distress, with a focus on the Properties & Real Estate sector listed on the Indonesia Stock Exchange for the 2020-2022 period. A sample of 33 companies was used which was taken by purposive sampling technique. The data analysis technique used is quantitative analysis. This analysis results that DER, CR, and ROA have a partial effect on financial distress, while stock price fluctuations have no effect. The data management procedure is carried out with the help of IBM SPSS 26
Digital gamification in higher education: Kahoot as a learning tool for Indonesian discourse Nurulanningsih, Nurulanningsih; Wulandari, Astriana; Suryadi, Edi; Amalia, Falina Noor; Agustina, Aryanti; Dayanti, Astri Nopi
Indonesian Research Journal in Education |IRJE| Vol. 10 No. 1 (2026): IRJE |Indonesian Research Journal in Education
Publisher : Universitas Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/irje.v10i1.50953

Abstract

This study examines university students’ perceptions of Kahoot-based digital gamification in Indonesian discourse learning. As higher education increasingly integrates educational technology, gamified platforms such as Kahoot are widely adopted to enhance engagement and learning motivation. However, limited research has specifically examined its role in tertiary-level discourse learning in Indonesia. Employing a descriptive quantitative approach, this study involved 20 sixth-semester students from the Indonesian Language and Literature Education Program at Tridinanti University. Data were collected using a validated Likert-scale questionnaire and analyzed using descriptive statistics. The findings reveal predominantly positive perceptions across three dimensions: self-perception, interpersonal perception, and situational perception. Students reported increased motivation, participation, confidence, and classroom enjoyment. The results suggest that Kahoot supports interactive learning and fosters a more engaging academic environment. This study contributes to the growing body of research on digital gamification in higher education and offers pedagogical implications for technology-enhanced language instruction.
Dynamic capabilities, knowledge management, and lecturer performance as determinants of health workers' readiness in health services Tarjuman, Tarjuman; Ahman, Eeng; Suryadi, Edi; Askolani, Askolani
Media Penelitian dan Pengembangan Kesehatan Vol. 36 No. 1 (2026): MEDIA PENELITIAN DAN PENGEMBANGAN KESEHATAN
Publisher : Poltekkes Kemenkes Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34011/jmp2k.v36i1.4482

Abstract

Background: Higher education institutions play a strategic role in preparing competent healthcare professionals and ensuring the quality of health services in the community. In the era of rapid health system transformation and technological advancement, health polytechnics are required to strengthen organizational performance through effective knowledge management, lecturer competence, and motivation to support adaptive institutional capabilities. Objective: This study examined the effects of knowledge management, lecturer motivation, and lecturer competence on the institutional performance of Health Polytechnics. Methods: Using an explanatory quantitative design, data were collected from 380 lecturers at 38 institutions through stratified sampling and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). Results: The results indicate that all independent variables significantly influence institutional performance. Organizational dynamic capabilities and lecturer performance are proven to act as significant mediators, both in parallel and serial relationships. A crucial finding indicates that the serial mediation pathway of knowledge management through dynamic capabilities and lecturer performance has the strongest influence. This confirms that the transformation of knowledge into organizational adaptive capabilities significantly determines institutional effectiveness. Conclusions: This research indicates that strengthening lecturer capacity is essential for producing graduates who are adaptive to digital transformation and modern healthcare systems. Practically, this study provides strategic guidance for human resource development in higher health education to improve public health services sustainably.
Generational Differences in Learning-Oriented Work Commitment: The Mediating Role of Educational Context in Vocational and Professional Education in Bandung, Indonesia Aisah, Aisah; Ahman, Eeng; Suryadi, Edi; Siti Hadijah, Hady; Yusriani, Sri
IJORER : International Journal of Recent Educational Research Vol. 7 No. 2 (2026): March
Publisher : Faculty of Teacher Training and Education Muhammadiyah University of Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46245/ijorer.v7i2.1296

Abstract

Objective: In the context of rapid transformation in vocational and professional education, this study aims to examine the influence of Generational Cohort on Learning-Oriented Work Commitment, with Educational Context serving as a mediating variable. Although generational differences are often assumed to shape learning behavior, empirical evidence explaining the mechanism through which these differences affect learning commitment remains limited. Method: This study employed a quantitative research design using a survey method. The sample consisted of learners enrolled in vocational and professional education programs in Bandung, Indonesia. Data were collected through structured questionnaires and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with the assistance of SmartPLS software. Results: The findings indicate that Generational Cohort has a significant effect on Educational Context, while Educational Context significantly influences affective, continuance, and normative learning commitment. Moreover, Educational Context fully mediates the relationship between Generational Cohort and all dimensions of learning-oriented work commitment, indicating that generational differences do not directly determine learning commitment but operate through contextual learning conditions. Novelty: This study offers a critical theoretical contribution by challenging the dominant assumption that generational differences directly determine learning commitment. By empirically demonstrating the full mediating role of Educational Context, this research reframes generational differences as contextual rather than deterministic factors. The findings advance educational theory by positioning Educational Context as the central mechanism through which generational characteristics are translated into learning-oriented work commitment in vocational and professional education.
Co-Authors -Okyireh, Theodore Oduro Acheampong*, Kennedy Ade Sobandi, Ade Adhara, Yhora Listy Adman, Adman Agus Rahayu Agustina, Aryanti Ahmad, Agus Aisah Aisah Amir Machmud, Amir Angela, Sylvia Sysca Anggi Permatasari, Anggi Annisa, Rahimatul Askolani Askolani, Askolani Aziz, Farouk Besar, Mohd. Hairul Azrin Haji Dayanti, Astri Nopi Disman, Disman Disman, H Dwi Budi Santoso Eddy Haryanto Eeng Ahman, Eeng Elyusufi, Abdul Muhaimin F.A. Milawasri, F.A. Falina Noor Amalia, Falina Noor Firman Firman Fitriani, Kulsum Gaya Tridinanti, Gaya H.O Munthe, Huriana Hady Siti Hadijah, Hady Siti Hasanah, Siti Fathimah Nurul Hendri Winata, Hendri Hernawan, Yosep Heryana, Toni Isla, Janaria Putri Islamy, Fahmi Jahidah Jannah, Siti Roudlatul Khomairoh, Sheina Nabila Kusumah, Echo Perdana Lustina, Lustina Lutina, Lutina M. Arief Ramdhany Mattin, Fadly Abdussyalam Maya Sari Mega Rahmawati, Mega Milawasri, F A Miranda, Winda Muhklas, Muhklas Mukhlas Mukhlas Nasim, Arim Nugraha, Dini Nugraha, N Nur Istiqomah, Wahyu Nurbilady, Nadya Frizka Nurhasan, Rohimat Nurulanningsih Nurulanningsih, Nurulanningsih Opoku, Ernest Purnomo, Budi Supriatono Puspo Dewi Dirgantari Rahmawati, Dwitya Nur Rahmayanti, Tiana Nur Rasto, Rasto Ratih Rahmawati Ratna Gumilang, Risa Rofi Rofaida Saady, Farma Ladia Samaya, Doni Sari, Sinta Nadia Sasmitha, Jonathan Lucky Selfina, Sirrila Dewi Siti Hadijah, Hady Sriastuti, Winda Nur ST, Agus Sulastri Sulastri Sundusiah, Sundusiah Suwatno Suwatno Syamsul Hadi Senen, Syamsul Hadi Tarjuman, Tarjuman Triyanah, Tia Tutik Inayati Ukas, Maman Wulandari, Astriana Yangiboyev, Sirojjiddin Yudi Sekaryadi Yusriani, Sri