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Faktor-Faktor Yang Mempengaruhi Efektivitas Pembiayaan Mikro Syariah Murniati, Murniati; Nia, Murni; Nurjana, Nurjana; Muh. Syata, Wahyu
Jurnal Ilmu Sosial dan Humaniora Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/j3h9ph68

Abstract

This study aims to determine the factors influencing the effectiveness of Islamic microfinance in increasing small business revenues in Kendari. This research uses a quantitative descriptive approach with a survey approach. The study will be conducted in Kendari City, Southeast Sulawesi, specifically in Wowawanggu Village, Kadia District. The sample size for this study is 20 respondents. Data collection techniques will include questionnaires, observation, interviews, and documentation. Data analysis techniques will include regression and descriptive analysis. The results indicate that factors supporting the effectiveness of Islamic microfinance in Kendari include fair and transparent contracts in accordance with Islamic principles, relatively easy disbursement procedures and monitoring by financial institutions, as well as education, financial guidance, and a sense of security in transactions. Furthermore, factors inhibiting the effectiveness of Islamic microfinance in Kendari include low levels of Islamic financial literacy among the public, initial administration perceived as complicated by some business actors, and less than optimal business locations, resulting in less than optimal results. Therefore, collaboration between financial institutions, the government, and business actors is needed to overcome these obstacles and optimize the benefits of Islamic microfinance
Inovasi Pemanfaatan Sendok Plastik Bekas Dalam Pembuatan Kerajinan Bunga Tulip Ramah Lingkungan Murni Nia; Wahyu Muh Syata; Harjun Harjun; Annisa Dwi Maharani
Indonesia Berdampak: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 2 (2025): JULI-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/1pz7eq96

Abstract

Tingginya penggunaan plastik sekali pakai meningkatkan jumlah limbah yang sulit terurai, sehingga diperlukan inovasi pemanfaatan kembali bahan plastik bekas. Situasi ini menunjukkan bahwa pengurangan sampah tidak cukup hanya mengandalkan pembuangan, melainkan harus diarahkan pada upaya pemilahan dan pemanfaatan kembali dari sumbernya. Oleh karena itu, diperlukan inovasi yang mudah diterapkan dan melibatkan masyarakat secara langsung untuk mengubah plastik bekas menjadi produk yang bermanfaat. Pengabdian ini bertujuan mengembangkan kerajinan bunga tulip ramah lingkungan dengan memanfaatkan sendok plastik bekas sebagai bahan utama. Metode yang digunakan adalah penelitian dan pengembangan (R&D) melalui tahap analisis kebutuhan, perancangan, pembuatan produk, dan validasi ahli. Hasil penelitian menunjukkan bahwa sendok plastik bekas dapat dibentuk menjadi bunga tulip yang memiliki nilai estetika tinggi, struktur kuat, serta layak digunakan sebagai dekorasi. Penilaian ahli memperoleh kategori “sangat layak”, menunjukkan bahwa produk memenuhi aspek estetis dan fungsional. Inovasi ini juga memberikan alternatif solusi dalam mengurangi limbah plastik
PERAN PENDIDIKAN EKONOMI DALAM MEMBENTUK GENERASI EKONOMI YANG BERKELANJUTAN Lewa, Muhammad Juwantho; Syata, Wahyu Muh.; Ahiri, Yuniyarti; Sakka, Gjoshpink Putra Umar; Harjun, Harjun; Hubaib, Ilhamurrrahan M
EDUCATIONAL : Jurnal Inovasi Pendidikan & Pengajaran Vol. 6 No. 1 (2026)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia (P4I)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/educational.v6i1.9450

Abstract

ABSTRACT This study analyzes the role of economic education in shaping a sustainability-oriented generation and formulates strategies for its strengthening in the modern era. The study is motivated by increasing economic inequality, environmental degradation, and the low level of economic and financial literacy among young generations. This research employed a literature review method examining 22 relevant sources published between 2021 and 2026, including indexed journal articles and academic books related to economic education, financial literacy, business ethics, and sustainable development. The analysis was conducted using a thematic synthesis approach through stages of identification, categorization, critical evaluation, and conceptual pattern development. The findings reveal three main patterns. First, the integration of financial literacy and sustainability values into the curriculum significantly contributes to improving responsible economic decision-making skills. Second, contextual and problem-based learning approaches are more effective in fostering awareness of social and environmental impacts than purely theoretical instruction. Third, strengthening business ethics at the secondary education level serves as a key factor in developing long-term sustainable economic orientation. These findings emphasize that adaptive, integrative, and value-oriented economic education should be prioritized within the curriculum as a foundation for sustainable development. ABSTRAK Penelitian ini menganalisis peran pendidikan ekonomi dalam membentuk generasi berorientasi keberlanjutan serta merumuskan strategi penguatannya di era modern. Kajian ini dilatarbelakangi oleh meningkatnya ketimpangan ekonomi, degradasi lingkungan, serta rendahnya literasi ekonomi dan keuangan generasi muda. Penelitian menggunakan metode studi literatur terhadap 22 sumber relevan yang terbit dalam rentang 2021–2026, meliputi artikel jurnal terindeks dan buku akademik terkait pendidikan ekonomi, literasi keuangan, etika bisnis, dan pembangunan berkelanjutan. Analisis dilakukan melalui pendekatan sintesis tematik dengan tahap identifikasi, kategorisasi, evaluasi kritis, dan penarikan pola konseptual. Hasil kajian menunjukkan tiga pola utama. Pertama, integrasi literasi keuangan dan nilai keberlanjutan dalam kurikulum berkontribusi signifikan terhadap peningkatan kemampuan pengambilan keputusan ekonomi yang bertanggung jawab. Kedua, pendekatan pembelajaran kontekstual dan berbasis masalah lebih efektif dalam menumbuhkan kesadaran dampak sosial dan lingkungan dibandingkan pendekatan teoritis semata. Ketiga, penguatan etika bisnis sejak jenjang pendidikan menengah menjadi faktor kunci dalam membangun orientasi ekonomi jangka panjang yang berkelanjutan. Temuan ini menegaskan bahwa pendidikan ekonomi yang adaptif, integratif, dan berbasis nilai perlu diprioritaskan dalam kurikulum sebagai fondasi pembangunan berkelanjutan.
Analisis Dinamika Arus Barang dan Penumpang di Pelabuhan Laut Kabupaten Wakatobi dan Keterkaitannya dengan Sektor Transportasi Regional Rizal, Rizal; Harjun, Harjun; Muh Syata, Wahyu; M Hubaib, Ilhamurrahman
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 2 (2026): April-Juni, Ekonomi Lingkungan dan Pembangunan Berkelanjutan
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/gq5hw913

Abstract

Indonesia's development, as an archipelagic country, has important seaport centers that theoretically should drive regional economic growth. The study aims to analyze the influence of the volume of goods flow (X1) and the number of passengers (X2) on the Gross Regional Product (GDP) of the transportation and warehousing sector (Y) in Wakatobi Regency (in the period 2020–2024) and simultaneously test the hypothesis of the leakage phenomenon. The method used is a quantitative method with multiple linear regression (OLS) analysis on monthly time series data. The results of the F test show that X1 and X2 simultaneously have a significant influence on Y, with an explanatory power of 75.1% (Adj. R² = 0.751). However, the results of the partial t test reveal important contradictory findings: The Volume of Goods Flow (X1) has a positive and significant influence on Y (coefficient +0.981), confirming that logistics activities are successful in generating local added value. Passenger Volume (X2) has a negative and significant influence on Y (coefficient -0.255). These findings confirm the existence of Economic Leakage. Despite very high passenger volumes (reaching 165,628 people in 2024), Wakatobi's transportation sector GDP actually experienced negative growth (-3.69% in 2024), as most of the added value from passenger transportation services was recorded outside Wakatobi by non-local operators.  
Kolaborasi untuk Kemajuan: Transformasi Budaya, Pendidikan, Ekonomi, dan Pertanian di Desa Arongo Wahyu Muh. Syata; Muh. Ilham; Murni Nia; Murniati; Jumatin; Muhammad Juwantho Lewa; Bellona Mardhatillah Sabillah; Ade Rosmalia; Selviana
Jurnal Ragam Pengabdian Vol. 2 No. 1 (2025): Januari-April "Mentoring Micro Business Groups as an Effort to Improve Communit
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/d2eksc38

Abstract

Program Kuliah Kerja Nyata Membangun Desa Merdeka Belajar Kampus Merdeka (KKN-MD MBKM) Universitas Halu Oleo bertujuan untuk meningkatkan keterlibatan mahasiswa dalam pembangunan desa melalui penerapan ilmu dan keterampilan yang telah diperoleh di perguruan tinggi. Penelitian ini mengkaji implementasi program KKN-MD MBKM di Desa Arongo, Kecamatan Landono, Kabupaten Konawe Selatan, dengan fokus pada transformasi budaya, pendidikan, ekonomi, dan pertanian. Metode pelaksanaan program meliputi survei lapangan, penyusunan program kerja, pelaksanaan kegiatan, serta penyusunan laporan. Hasil kegiatan menunjukkan bahwa mahasiswa berperan aktif dalam mengembangkan berbagai aspek desa, seperti peningkatan kualitas pendidikan melalui kegiatan mengajar di SMA Negeri 11 Konawe Selatan, pemberdayaan seni dan budaya melalui pelatihan sanggar seni, serta penguatan sektor ekonomi dan pertanian melalui pembuatan kebun kolektif dan pelatihan penyusunan pembukuan koperasi. Kegiatan ini memberikan dampak positif bagi masyarakat Desa Arongo, meningkatkan kesadaran akan pentingnya pendidikan, ekonomi berbasis komunitas, serta budaya gotong royong dalam pengelolaan sumber daya desa. Sementara itu, mahasiswa mendapatkan pengalaman nyata dalam menghadapi permasalahan sosial dan ekonomi di desa, serta mengasah keterampilan kepemimpinan dan kerja sama lintas disiplin. Dengan demikian, program KKN-MD MBKM tidak hanya memberikan manfaat bagi masyarakat desa, tetapi juga menjadi sarana efektif dalam mempersiapkan mahasiswa sebagai agen perubahan yang siap menghadapi tantangan di masa depan.    
Pemanfaatan Zotero sebagai Media Pengelolaan Referensi: Pelatihan bagi Mahasiswa Pendidikan Ekonomi Wahyu Muh. Syata; Muhammad Juwantho Lewa; Murni Nia; Murniati; Muh. Ilham; Ilhamurrahman M Hubaib; Bellona Mardhatillah Sabillah; Jumatin; Hasniah
Jurnal Ragam Pengabdian Vol. 2 No. 3 (2025): September-Desember "Community Empowerment Through Digital Literacy Programs to
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/brc16709

Abstract

The ability to write scientific papers that adhere to academic standards is an important skill for students, especially those in the Economics Education Study Program. One of the common challenges faced by students is the proper management of references and citations. To address this issue, a training program was conducted on the use of the Zotero application as reference management software. The service activities were carried out thru lectures, discussions, and hands-on practice, attended by students from the Economics Education program at the Faculty of Teacher Training and Education, Halu Oleo University. The training results show that participants were able to understand the basics of reference management, install and integrate Zotero with Microsoft Word, import references from various sources, and generate automatic citations and bibliographies according to APA style. Although there were some technical constraints, such as difficulty installing the plugin in Word and fixing metadata, these constraints were overcome thru direct guidance. Overall, this training successfully improved students' ability to manage references effectively, efficiently, and in accordance with academic standards.
Analisis Perilaku Konsumtif Masyarakat Dalam Perspektif Ekonomi Syariah Di Desa Lalonggombu Kecamatan Lainea Kabupaten Konawe Selatan Murni Nia; Murniati Murniati; Wahyu Muh. Syata; Yuli Regina Tasman
Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Vol. 2 No. 1 (2026): JANUARI -JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/6mf6vs49

Abstract

This study aims to analyze the consumptive behavior of the community in Lalonggombu Village, Lainea District, Konawe Selatan Regency from an Islamic economic perspective. This study employs a qualitative approach with a descriptive method to explore in depth the phenomenon of consumptive behavior within the community. Data were collected through interviews, observations, and documentation involving village residents as informants. The results show that the community’s consumptive behavior is characterized by a tendency to make excessive and unplanned purchases, as well as prioritizing wants over needs. Factors influencing this behavior include ease of access to goods, social environmental influences, and the presence of attractive promotional offers. From an Islamic economic perspective, such consumptive behavior is not fully in line with Islamic consumption principles, which emphasize moderation, avoidance of extravagance (israf), and prioritization of needs over desires.In conclusion, the consumptive behavior of the community in Lalonggombu Village reflects a deviation from Islamic economic principles in managing consumption. Therefore, it is necessary to enhance public awareness and understanding of the importance of applying Islamic economic values in consumption activities in order to achieve a balance between worldly needs and spiritual values.
Pengaruh Literasi Ekonomi terhadap Perilaku Pengelolaan Keuangan Mahasiswa Jurusan Pendidikan Ekonomi FKIP UHO Yuniyarti Ahiri; Jafar Ahiri; Muni Nia; Harjun Harjun; Muhammad Juwantho Lewa; Wahyu Muh. Syata; Ilhamurrahman M Hubaib
Educational Journal Vol. 1 No. 4 (2026): MAY-JULY
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/nty4tn12

Abstract

This study aims to analyze the effect of economic literacy on financial management behavior among students of the Economics Education Department, Faculty of Teacher Training and Education (FKIP), Halu Oleo University (UHO). This quantitative research employed a simple linear regression design with a proportional stratified random sampling technique involving 80 students as the research sample from a population of 111 students. Data were collected using the Economic Literacy Scale based on Sina (2012) and the Financial Management Behavior Scale adapted from Dew and Xiao (2011). Prerequisite assumption tests confirmed that data were normally distributed (Asymp. Sig. = 0.147 > 0.05), had a significant linear relationship (Sig. Linearity = 0.000 < 0.05), and were free from heteroscedasticity (Sig. Glejser = 0.228 > 0.05). The results of simple linear regression showed that economic literacy had a positive and significant effect on financial management behavior (B = 0.601, β = 0.632, t = 7.215, p = 0.000), indicating that higher students' economic literacy was associated with better financial management behavior.
Hubungan Integritas Akademik dengan Motivasi Belajar Mahasiswa Baru Jurusan Pendidikan Ekonomi FKIP UHO Yuniyarti Ahiri; Jafar Ahiri; Muni Nia; Harjun Harjun; Muhammad Juwantho Lewa; Wahyu Muh. Syata; Ilhamurrahman M Hubaib
Educational Journal Vol. 1 No. 4 (2026): MAY-JULY
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/mk189s23

Abstract

Academic integrity and learning motivation are two closely related psychological factors that shape how university students engage with their academic responsibilities. Despite growing awareness of their theoretical connection, empirical research directly examining this relationship among first-year Indonesian university students remains limited. This study investigated the relationship between academic integrity and learning motivation among new students (n = 80) of the Economics Education Department, Faculty of Teacher Training and Education (FKIP), Halu Oleo University (UHO), using a quantitative correlational design with proportional stratified random sampling. Data were collected using the Academic Integrity Scale (α = 0.879; 30 items), based on McCabe et al. (2012), and the Learning Motivation Scale (α = 0.903; 27 items), adapted from Ilham et al. (2022). Prerequisite assumption tests confirmed normality (Asymp. Sig. = 0,163), linearity (Sig. Linearity = 0.000), and homoscedasticity (Glejser Sig. = 0.241). Pearson correlation analysis revealed a strong positive relationship (r = 0.654, p < 0.001). Simple linear regression confirmed that academic integrity significantly predicted learning motivation (B = 0.632, β = 0,654, t = 7.635, p < 0.001), accounting for 42.8% of its variance (R² = 0.428, F = 58.296, p < 0.001). These findings demonstrate that building academic integrity from the very start of undergraduate study is a strategically important step in fostering strong, sustained motivation to learn among new students.
Intervensi yang Tepat: Fungsi Pemerintah Menangani Kegagalan Pasar Wahyu Muh Syata
Journal of Literature Review Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/mfbejd96

Abstract

This research aims to analyze the economic function of government in addressing market failures and the challenges of its implementation amidst the dynamics of the modern economy. Theoretically, the price mechanism acts as a signal to coordinate supply and demand, but in practice, markets often fail to produce efficiency and fairness simultaneously. Market failures arise from externalities (e.g., pollution), limited provision of public goods, information asymmetry, and imperfect competition such as monopolies and cartels. This research uses a descriptive qualitative method thru literature review and document analysis of books, journals, and policy reports. The findings indicate that state intervention is necessary to maintain economic stability and protect vulnerable groups, especially when externalities, information asymmetry, the unavailability of public goods, and non-competitive market structures (cartels/monopolies) cause distortions. Effective policies must be able to align economic actors' incentives with social goals thru the internalization of social costs, for example, with taxes, technical standards, emission limits, permits, and clean technology incentives. The government also plays a role in providing basic services and public goods thru direct provision, public-private partnerships, or targeted subsidies, accompanied by enhanced transparency and public literacy to reduce information inequality. Conceptually, this intervention aligns with the allocation, distribution, and stabilization functions, which demand data-driven diagnosis and measurable, adaptive, and accountable policy governance.
Co-Authors A. Amaliah Abdul Rajab Abdul Rajab Abdullah Igo B.D Acep Fatchuroji Ade Rosmalia Ahiri, Jafar Ahiri, Yuniyarti Ahmad Alfian Akhiruddin Akhiruddin Andi Herlis Bawanong Annisa Dwi Maharani Asdar Asdar Asra Asra Basri, Asriani Mulya Chelsea A. Matatula Damayanti Damayanti Damayanti Fandra Hidin Ferbin Ferbin Fitra Ramadani Fuad Nur Gjoshpink Putra Umar Sakka Gjosphink Putra Umar Sakka Harjun, Harjun Hasbulla Rizalul Haq Hasniah Hikmayani Subur Hikmayani Subur Hubaib, Ilhamurrrahan M Ilhamurrahman M Hubaib Ilhamurraman M Hubaib Ilhamurrrahan M Hubaib Irwandi Jafar Ahiri Jumatin Jumatin Jumatin Jumriati Jumriati Juwantho Lewa Juwantho Lewa, Muhammad LA TAENA Lewa, Muhammad Juwantho M Hubaib, Ilhamurrahman Minarti Usman Muh. Ilham Muhajir Muhajir Muhammad Arfan MUHAMMAD ILHAM Muhammad Juwantho Lewa Muhammad Juwantho Lewa Muliha Halim Muni Nia Murni Nia Murniati Murniati Murniati . Murniati Murniati Nanik Hindaryatiningsih Nur Fahmi Indriani Nur, Fuad Nurjana Nurjana, Nurjana Nurliana Nurmaela Nurmaela Rahmanpiu Rahmanpiu, Rahmanpiu Rahmatia Rahmatia Rahmatia Rahmatia, Rahmatia Ramlah Ramadhani.Ns Ramly, Ramly Rani Nur Azizah Ratna S Rezki Amelia Rika, Abdul Rachman Rizal Rizal Rizal Rizal Sabillah, Bellona Mardhatillah Sakka, Gjoshpink Putra Umar Sanib, Safril Sofwan Saskia Sarah Ramadhani Selvia Amelda Selviana Septiannisa Paramita SRI UTAMI Subur, Hikmayani Sujarwo Sujarwo Sukmawati Vivi Prasasti WD. ST. Febri Wardamianingsih Yuli Regina Tasman Yuniyarti Ahiri Yuniyarti Ahiri Yustina Jimmy