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All Journal Ahkam: Jurnal Ilmu Syariah Al-Manahij: Jurnal Kajian Hukum Islam Indonesian Journal of Applied Linguistics (IJAL) IJTIHAD Jurnal Wacana Hukum Islam dan Kemanusiaan JMM17: Jurnal Ilmu Ekonomi dan Manajemen Al-Ahkam Episteme: Jurnal Pengembangan Ilmu Keislaman Al-Ihkam: Jurnal Hukum dan Pranata Sosial Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Jurnal Ilmiah Ekonomi Islam Indonesian Journal of Educational Research (IJER) DIKTUM: Jurnal Syariah dan Hukum Journal of Islamic Economic Laws Islamic Management: Jurnal Manajemen Pendidikan Islam Jurnal Hukum Ekonomi Syariah JURNAL PENDIDIKAN TAMBUSAI EQIEN - JURNAL EKONOMI DAN BISNIS Journal on Education Shirkah: Journal of Economics and Business JUPE : Jurnal Pendidikan Mandala Syarikat : Jurnal Rumpun Ekonomi Syariah Al-Maslahah Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Justisia Ekonomika Rayah Al Islam : Jurnal Ilmu Islam Jurnal Hukum Ekonomi Syariah Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Jurnal Pengabdian Masyarakat Multidisiplin Management of Zakat and Waqf Journal (MAZAWA)) Jurnal At-Tamwil: Kajian Ekonomi Syariah SANGAJI: Jurnal Pemikiran Syariah dan Hukum Al Mashaadir : Jurnal Ilmu Syariah Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah An-Nisbah : Jurnal Perbankan Syariah ALMUJTAMAE: Jurnal Pengabdian Masyarakat Jurnal Al-Hakim : Jurnal Ilmiah Mahasiswa Studi Syariah, Hukum dan Filantropi Ukazh : Journal of Arabic Studies Al-Manahij : Jurnal Kajian Hukum Islam Tarling : Journal of Language Education Tadayun: Jurnal Hukum Ekonomi Syariah Mazahib: Jurnal Pemikiran Hukum Islam Jurnal Multidisipliner Bharasa Syarah: Jurnal Hukum Islam dan Ekonomi Jurnal Indonesia Sosial Sains DIKTUM: JURNAL SYARIAH DAN HUKUM Saree : Research in Gender Studies El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Epistemé: Jurnal Pengembangan Ilmu Keislaman Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Jurnal Keislaman Jurnal At-Tamwil: Kajian Ekonomi Syariah Journal of Islamic Economic Laws
Muh. Nashirudin
Universitas Islam Negeri Raden Mas Said Surakarta
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Humanist Concept in Settlement of Non-Performing Murabahah Financing Fu'aida Nur Hikmawati; Muh. Nashirudin
Jurnal Al-Hakim: Jurnal Ilmiah Mahasiswa, Studi Syariah, Hukum dan Filantropi Vol. 6 No. 1 May 2024
Publisher : Fakultas Syariah, Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jurnalalhakim.v6i1.8984

Abstract

This research examines the process of resolving Non-Performing Murabahah financing, and how the Fatwa of the National Sharia Council (DSN) of the Indonesian Ulema Council (MUI) reviews the Settlement of Non-Performing Finance at Saving and Loan Association and Sharia Financing (KSPPS) Bayt al-Māl wa al-Tamwīl (BMT) Sakinah Mojolaban, Sukoharjo. This research is field qualitative research. The research results show that efforts to handle problematic murabahah financing carried out by BMT are by providing gradual administrative warnings, restructuring financing, rescheduling or other policies that apply at BMT. If the customer is unable to fulfill his obligations, BTM will auction off the customer's collateral. BMT also offers the option of contract conversion by creating a new contract for customers who cannot complete murabahah financing in accordance with the provisions of the Fatwa of the DSN-MUI No. 49/DSN-MUI/II/2005 Concerning Murabahah Contract Conversion. This effort was made to save BMT assets by applying Islamic and humanitarian values.
PENINGKATAN LITERASI HALAL JAMA’AH PENGAJIAN MAJELIS TA’LIM NURUL IMAN GEJIKAN, GAGAK SIPAT, NGEMPLAK, KAB. BOYOLALI Moch. Rusli; Muh. Nashirudin; Zulfikar Ali Ahmad; Asiah Wati
Jurnal Pengabdian Masyarakat Multidisiplin Vol 7 No 2 (2024): Februari
Publisher : LPPM Universitas Abdurrab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36341/jpm.v7i2.4430

Abstract

The Nurul Iman Ta'lim Majlis congregation is a community that has positive activities in its daily life and also consists of various types of professions within it. Routine activities, including the promotion of halal literacy, are carried out every Friday night. The importance of socializing halal literacy is because several business actors on the MSME scale need to carry out self-declaration of halal certification, which the government has provided. Lack of literacy causes a lack of public access and knowledge, so direct outreach is needed from experts, namely the Center for Halal Studies (PSH). The method used was training and outreach related to halal literacy and obtaining halal certification, which was carried out in Gejikan village, Gagaksipat, Boyolali, on June 22 2023. The results of the service carried out by the Sharia Faculty team at UIN Raden Mas Said Surakarta were attended by 50 congregations who participated in the outreach and were enthusiastic about the material as evidenced by several questions. There are 5 out of 50 congregations own MSME products and join in the halal certification process through a self-declaration process accompanied by PSH. Knowledge and socialization are delivered well, increasing scientific abilities and practices related to halal.
ANALISIS FATWA DSN-MUI NOMOR 143/DSN-MUI/VIII/2021 TENTANG PEMBIAYAAN PERSONAL (AT-TAMWIL ASY-SYAKHSHI/PERSONAL FINANCING) Adhiningdyah Mulyani Taufiqs; Mahmud; Sabrina Nur Baiti; Muh. Nashirudin
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 17 No. 2 (2025): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v17i2.14400

Abstract

This literature-based study assesses the legal design, practical effects, and limiting factors concerning the enactment of DSN-MUI Regulation No. 143/2021 on Individual Funding (at-Tamwil Asy-Syakhshi) within the Indonesian Sharia finance landscape. The Regulation is a vital legal directive that validates the provision of quick private funds via the social Qardh contract or sales arrangements (Murabahah, etc.), while simultaneously maintaining religious adherence by prohibiting behaviors leading to ethical hazards. Findings point to a significant gap in practice; the commercial agreement Murabahah predominates (reaching 44%), considerably surpassing Qardh. This is driven by institutional profit motives, LKS's view of Qardh as high-risk, and prudential compliance rules. Murabahah faces issues related to ownership rights violation, whereas Qardh suffers from limited internal funds and insufficient state fiscal backing to absorb social liabilities, contrasting sharply with globally successful state-backed models like Saudi Arabia's Social Development Bank. Effective adoption necessitates robust institutional cooperation: LKS must transition Qardh risk oversight to a communal foundation, and BMTs are advised to implement a Compulsory Cross-Subsidy Framework to finance Qardh independently, establishing it as a rapid, ethical alternative to usurious lenders.
Reconstruction of Ecotourism Resources Based on Sharia Tourism Agung Respati; Muh. Nashirudin
Al Mashaadir : Jurnal Ilmu Syariah Vol. 6 No. 2 (2025)
Publisher : IAI Ummul Ayman, Meureudu, Pidie Jaya, Aceh, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/jis.v6i2.430

Abstract

This study aims to: analyze the impact of the Grojogan Sewu Nature Tourism Park (TWA) ecotourism development on community income, employment and business opportunities, and land use within the surrounding community; and analyze the development of ecotourism resources from a sharia tourism perspective. This study is a survey conducted around the Grojogan Sewu Nature Tourism Park tourist attraction located in Tawangmangu District, Karanganyar Regency. The results indicate that ecotourism development impacts community income, employment and business opportunities, and land use in the study area. Ecotourism development has a positive impact on community income, employment and business opportunities, and land use. The reconstruction of ecotourism resource development from a sharia tourism perspective has met the criteria for sharia tourism development, namely ecotourism resource development from a sharia tourism perspective, from an ecotourism perspective, from an environmental management system perspective, from a tourist destination competitiveness perspective, and from a perspective of preserving socio-cultural values ​​and local wisdom. The results of this study indicate that ecotourism development in the study area has met the criteria for developing ecotourism based on Sharia tourism.
Analisis Akad Pemberian Hadiah dalam Produk Wadiah pada Lembaga Keuangan Syariah Perspektif Hukum Islam Izam Bahtiar Rahmika; Muh Nashirudin
Jurnal Hukum Ekonomi Syariah Vol. 7 No. 2 (2024): Oktober
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam, Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v7i2.22488

Abstract

Berkembangnya LKS tentu tidak lepas dari promosi. Salah satu cara yang dilakukan banyak LKS adalah pemberian hadiah pada produk wadiah. Dalam tabungan wadiah berhadiah ini, nasabah akan mendapatkan hadiah tanpa diundi sesuai dengan besaran nominal tabungan dan jangka waktu tabungan yang telah disepakati. Pemberian hadiah pada produk wadiah tentu menimbulkan suatu permasalahan karena pemberian hadiah diberikan setelah terjadinya kesepakatan wadiah, baik pemberian hadiah tersebut dilakukan sebelum teken kontrak maupun sesudahnya. Sehingga, penentuan akad yang dipakai oleh LKS dalam menjalankan praktik ini tentu menjadi sangat menarik untuk dibahas. Jenis penelitian ini adalah penelitian kualitatif. Penelitian ini terfokus pada penentuan akad yang dipakai dalam praktik pemberian hadiah pada produk wadiah. Metode pendekatan yang dipakai adalah pendekatan normatif. Teknik pengumpulan data dalam penelitian ini menggunakan studi literatur. Metode analisis data yang digunakan dalam penelitian ini adalah metode induktif. Kesimpulan yang didapat penulis dalam penelitian ini adalah pemberian hadiah dibolehkan selama niat dan tata cara memberikan hadiah tidak melenceng dari syariat Islam. Pemberian hadiah pada produk wadiah tidak boleh dijanjikan di awal akad wadiah. Hadiah harus berupa bonus yang diberikan secara sukarela. Pada praktik pemberian hadiah, penentuan pemberian hadiah dilakukan pada saat sebelum akad wadiah berlangsung. Pemberi hadiah atau bonus adalah pihak LKS sebagai penerima titipan tanpa dipersyaratkan oleh nasabah sebagai pihak penitip. Pemberian hadiah tidak mengurangi jumlah uang yang dititipkan. Nasabah harus menyepakati besaran deposito awal dan panjang jangka waktu simpanan sebagai persyaratan mendapatkan hadiah. Ketika hadiah diberikan setelah terjadinya akad wadiah, maka hadiah masuk dalam kategori akad ju’alah.
Co-Authors Absori Adhiningdyah Mulyani Taufiqs Agung Respati Agus Endro Suwarno Ahmad Azaim Ibrahimy Ahyar Fauzan Aidilla Putri Hapsari Almira Keumala Ulfah Anantyasari, Malta Anharurrohman El Muhammadi Anisatuzzahro, Farikha Anissa Widiyastuti Arief Budiono Aris Widodo Asri, Nuraini Binti Ayu Winda Puspitasari Chabibatul Mu'awanah Devi, Elvira Rahma Dewi Nurdiana Dewi, Yuni Ratna Diatmoko, Tri Diyaurrahman Fadilah Qotimatun Puji Rahayu Fairus Sabiq Fairuz Sabig Fairuz Sabiq Fanani, Muchammad Fathoni Fatah, Hairil Fu'aida Nur Hikmawati Gatot Sujantoko Hairil Fatah Iskandar Dzulkarnain Isnaini, Sholikul Izam Bahtiar Rahmika Kelik Wardiono Kurnia Cahya Ayu Pratiwi Kusyaeni, Kusyaeni Laksono Trisnantoro Lestari, Arum Fitri Lilik Untari Luthfi Humam M Usman M Usman M. Usman M. Wildan Nurrahman Mahdi Mahdi Mahmud Malta Anantyasari Marjani Putri, Muslifah Masrofi Bahrul Ulum Millatus Sa'adah Moch Rusli Moh Abdul Kholiq Hasan Muchammad Fathoni Fanani Mudhofir Mudhofir Mudofir Muhamad Shodaqta Ian Syahputra Muhammad Khoiru Sa'i Muhammad Zainal Muttaqien Munir AlMubaroq, Misbakhul Mu’awanah, Chabibatul Nawawi Nawawi Nawawi Nawawi Nur Sahid Nuraini Binti Asri Nurrahman, M. Wildan Pratiwi, Kurnia Cahya Ayu Priwitasari, Ashlih Ramadhan Ramadhan Razali Razali, Ramadhan Respati, Agung Rial Fuadi Rifqi Firmansyah Robith Khoiril Umam Rosaadi, Syabila Sabrina Nur Baiti Saifullah, Ulinnuha Sartika, Yustin SF Luthfie Arguby Purnomo SF. Lukfianka Sanjaya Purnama Shabrina An Adzhani Sholikul Isnaini Sujantoko, Gatot Sulistyaningsih Meliana Sumiati Surya Atmajaya, Ratu Surya Wahyu Hanggara Sutikno, Annisyatulhuda Rani Ayuningtyas Uju Suji’ah Wardiyono, Kelik wati, asiah Widiyastuti, Anissa Woro Retnaningsih Yusri Sofa Mubarok Zaki, Miftahuz Zul Fahmi Zulfikar Ali Ahmad Zulfikar Zulfikar