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Journal : Law and Justice

Bima Regional Government Policies in The Economic Development of Persons With Disabilities Perspective Inclusive Economic Development Index Junaidin; Ridwan; Taufik Firmanto; Gufran Sanusi; Ainun Wulandari; Nuratika; Firdaus; Nuruzzakiyah Salsabila
Law and Justice Vol. 8 No. 1 (2023): Law and Justice
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/laj.v8i1.2134

Abstract

Artikel ini merupakan hasil penelitian mengenai Kebijakan Pemerintah Kota Bima dalam Upaya Pengembangan Ekonomi Penyandang Disabilitas dari Perspektif Indeks Pembangunan Ekonomi Inklusif. Metode yang digunakan dalam penelitian ini adalah metode penelitian Hukum Normatif. Beberapa pendekatan digunakan, termasuk pendekatan Perundang-undangan, pendekatan konseptual, pendekatan filosofis, pendekatan perbandingan, dan pendekatan analitis. Kebaruan penelitian ini adalah pengungkapan kebijakan pemerintah daerah Kota Bima dalam mengembangkan ekonomi penyandang disabilitas dari perspektif indeks pembangunan ekonomi inklusif yang sebelumnya belum pernah ditemukan. Diskusi menunjukkan bahwa pemerintah daerah Kota Bima belum sepenuhnya mampu memenuhi hak-hak penyandang disabilitas di sektor pembangunan ekonomi. Indikasinya adalah masih banyak penyandang disabilitas yang tersebar di berbagai tempat dalam kondisi sulit. Dalam kehidupan sehari-hari, mereka terpaksa mengemis dan mengharap belas kasihan dari orang lain untuk memenuhi kebutuhan harian mereka. Kondisi seperti ini bertentangan dengan tujuan mencapai indeks pembangunan ekonomi inklusif di Indonesia. Kesimpulan, kebijakan pemerintah daerah Kota Bima dalam pengembangan ekonomi bagi penyandang disabilitas dapat mempengaruhi peningkatan pertumbuhan ekonomi dan kualitas sumber daya manusia, namun hal ini belum diimplementasikan secara optimal. Tidak ada kebijakan konkret dari pemerintah daerah yang dapat mendukung peningkatan kapasitas sumber daya manusia penyandang disabilitas untuk mengurangi kemiskinan dan ketidaksetaraan. Begitu pula, upaya pemerintah daerah Kota Bima dalam mengembangkan ekonomi penyandang disabilitas dari perspektif indeks pembangunan ekonomi inklusif belum diimplementasikan secara optimal. Kebijakan ekonomi yang tidak diimplementasikan secara optimal mengakibatkan kualitas hidup penyandang disabilitas lebih rendah dibandingkan dengan anggota masyarakat lainnya.     This article is the result of research on Bima City Regional Government Policy in Efforts to Develop the Economy of Persons with Disabilities from the Inclusive Economic Development Index Perspective. The method used in this research is the Normative Law research method. With several approaches used, including approximation Legislation, conceptual approach, philosophical approach, comparative approach, and analytical approach. The novelty of this research is the revelation of the Bima City regional government's policy in developing the economy of people with disabilities from an inclusive economic development index perspective that has never been found before. The discussion shows that the regional government of the city of Bima has not been fully able to fulfill the rights of persons with disabilities in the economic development sector. The indications are that there are still quite a lot of people with disabilities scattered in various places in dire conditions. In their daily lives they are forced to beg and expect mercy from others to fulfill their daily needs. Conditions like this are contrary to the goal of achieving an inclusive economic development index in Indonesia. Conclusion, local government policy Bima City in its economic development for people with disabilities can influence increased economic growth and the quality of human resources, however this has not been implemented optimally. There are no concrete policies from the regional government that can support increasing the capacity of human resources for people with disabilities to reduce poverty and inequality. Likewise, the Bima City regional government's efforts to develop the economy of people with disabilities from the perspective of the inclusive economic development index have not been implemented optimally. Economic policies that are not implemented optimally result in a lower quality of life for people with disabilities compared to other members of society.  
Legal Protection of Local Product of Tambora Coffee as A Product of Geographical Indications in West Nusa Tenggara Province Saputri, Ika; Taufik Firmanto; Ilyas; Zuhrah; Erham; Ainun Wulandari
Law and Justice Vol. 10 No. 1 (2025): Law and Justice
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/laj.v10i1.2133

Abstract

This article is a legal research that discusses the legal protection of local tambora coffee products as a product of geographical indications in the province of West Nusa Tenggara (NTB). Writing this article aims to analyze the form of legal protection for local Tambora coffee products as a product of geographical indications in the Province of NTB. Method the method used is normative legal research, with several approaches used, namely, the statutory approach, the concept approach, the historical approach, and the analytical approach. Novelty , from this research it was found that legal facts had not been optimal in legal protection efforts for local Tambora coffee products as a product of geographical indications by the local government in NTB. The discussion from this study found the fact that legal protection efforts for local tambora coffee products as a product of geographical indications by the local government in NTB were not optimal. The local government in NTB needs to guarantee legal protection for Tambora coffee as a geographical indication in order to maintain the uniqueness of local products as a regional identity so as to avoid claims by other regions for local Tambora coffee products to be able to compete nationally and internationally. In conclusion , legal protection for local Tambora coffee products as a geographical indication product in NTB Province is not optimal. The lack of attention and supervision by the regional government in protecting the local Tambora coffee product as a geographical indication is at least indicated by the absence of regional legal products in the form of Regional Regulations (Perda) and/or Perkada which guarantee legal protection for local Tambora coffee products as a geographical indication product. Likewise, the implementation of legal protection and supervision of local Tambora coffee products as a product of geographical indications in the province of NTB still tends to be weak. The local government in NTB neglected to guarantee supervision and legal protection for local Tambora coffee products as a geographical indication. Even though it does not rule out the possibility that Tambora coffee can be branded /marketed as a product that is not only worth selling in the region but can also compete in national and international markets.  
Disaster Mitigation Policy by The Government Of Bima In Realizing A Disaster Resilient City Firmanto, Taufik; Ridwan; Gufran; Andi, Andi
Law and Justice Vol. 7 No. 1 (2022): Law and Justice
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/laj.v7i1.758

Abstract

The purpose of this research is to describe the local government policies in realizing Bima as a Disaster Resilient City and to describe the form of disaster mitigation policies by the Bima government in realizing a Disaster Resilient City. Research method of this research is normative-empirical legal research (Mix Methods), using a statutory approach (Statute Approach), and a conceptual approach, the type of data used is secondary data and is supported by primary data. The result shows that the disaster mitigation policy efforts developed by the Bima City government are in the form of Structural (Physical) Mitigation, drainage systems, retention dams, construction of retaining dams, making check dams, dams, earthquake-resistant house river embankments. Non-Structural (Non-Physical) Mitigation legislation, training, socialization. The policy forms of the Bima Government indicate that a Regional Regulation is made which includes the establishment of development policies that pose a risk of disaster, disaster prevention activities, emergency response and rehabilitation. In addition, other policies are 7 priority Regional Resilience Index (IKD) and 71 Regional Resilience Index Indicators in 2020/2021. The usefulness of this research is academically, this research is expected to be useful for further researchers as well as the development of legal science in the future, practically, this research is expected to be a reference for further researchers and the Government in particular in studying how disaster mitigation policy arrangements by Bima Government in order to realize Disaster Resilient City. The authenticity of this research lies in the regulation of disaster mitigation policies, as far as the authors search that the policies carried out by the City government already exist, but in the post-disaster period, those who have conducted research on other objects. Therefore, it is considered important to do research.
Implementation of Know Your Customer Principle in Banking Practices at Bank BNI 46 Bima Branch Miskun, Miskun; Iksan, Iksan; Kasmar , Kasmar; Taufik Firmanto; Ainun Wulandari; Masrin, Masrin; Sahidah, Sahidah; Nastion, Nastion
Law and Justice Vol. 8 No. 2 (2023): Law and Justice
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/laj.v8i2.2135

Abstract

Artikel ini merupakan penelitian hukum yang menganalisis penerapan prinsip mengenal nasabah (know your customer) dalam praktik perbankan, hal ini sangat penting dilakukan untuk dapat mengidentifikasi transaksi yang mencurigakan sejak dini, dan meminimalkan berbagai risiko, seperti risiko operasional, risiko hukum, risiko transaksi terkonsentrasi, dan risiko reputasi. Metode yang digunakan dalam penelitian ini adalah metode penelitian hukum empiris, dengan mengambil lokus di Bank BNI 46 Cabang Bima. Temuan baru yang ditemukan dari penelitian ini adalah pelanggaran terhadap prinsip kerahasiaan di mana bank diizinkan untuk mengetahui identitas nasabah terkait dengan profil dan karakter transaksi nasabah. Hasil dan pembahasan menunjukkan bahwa Bank BNI 46 Cabang Bima menerapkan Prinsip know your customer. Aturan Know Your Customer sebagaimana tercantum dalam PBI Nomor 3/10/PBI/2001 yang kemudian diubah oleh Bank Indonesia Mengenai Penerapan Prinsip dengan Peraturan Bank Indonesia Nomor 5/21/PBI/2003 Mengenai Perubahan Kedua atas Peraturan Bank Indonesia Nomor 3/10/PBI/2001 tentang Penerapan Prinsip Kenal Nasabah. Dalam menerapkan prinsip mengenal nasabah, bank dapat mencurigai transaksi yang diduga berasal dari hasil kejahatan, seperti penyelundupan uang, suap, tindak pidana korupsi, penyelundupan tenaga kerja, dan kejahatan perbankan. Selain itu, transaksi keuangan yang menyimpang dari profil, karakteristik, atau kebiasaan pola transaksi nasabah perusahaan juga patut dicurigai. Kesimpulannya, prinsip mengenal nasabah (know your customer principle) adalah salah satu prinsip penting dalam dunia perbankan dan keuangan, yang telah diimplementasikan oleh Bank BNI 46 Cabang Bima mengacu pada kebijakan dan prosedur yang diterapkan oleh lembaga keuangan untuk memastikan identitas dan karakteristik nasabah sebelum memberikan layanan keuangan kepada mereka. Namun, hal ini justru bertentangan dengan tradisi kerahasiaan antara bank dan nasabahnya, yang menjadi pilar utama membangun hubungan kepercayaan antara bank dan nasabahnya.     This article is a legal research that analyzes the application of the principles get to know customers (know your customer ) in banking practice, this is very important to do to be able to identify transactions early suspicious, and minimize various risks, such as operational risk, legal risk, risk of concentrated transactions, and reputation risk. The method used in this research is an empirical legal research method, by taking the locus at BNI 46 Bima branch. novelty What is found from this research is a violation of the principle of confidentiality where the bank is allowed to know the identity of the customer related to the profile and the character of the Customer's transaction. The results and discussion show that BNI has 46 Bima branches apply Know Your Customer Principles. Know Your Customer Rules as set forth in PBI Number 3/10/PBI/2001 which was later amended by Bank Indonesia Concerning Application of Principles with Bank Indonesia Regulation Number 5/21/PBI/2003 Concerning the Second Amendment to Bank Indonesia Regulation Number 3/10/PBI/ 2001 concerning Application of Know Your Customer Principles . In implementing the principle of knowing your customer, banks can suspect transactions that are suspected of originating from the proceeds of crime, for example money smuggled, bribery, corruption crimes, labor smuggling, banking crimes. In addition, financial transactions that deviate from the profiles, characteristics or habits of the company's customer transaction patterns are also suspect. In conclusion, the principle of knowing your customer (know your customer principle) is one of the important principles in the world of banking and finance, which has been implemented by Bank BNI 46 Bima Branch referring to the policies and procedures implemented by financial institutions to ensure the correct identity and characteristics of their customers before provide financial services to them. However, this is precisely the opposite of the tradition of secrecy between the bank and its customers, which is the main pillar for building a trusting relationship between the bank and its customers.