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PROBLEMATIKA EKONOMI DALAM ISLAM Lubis, Fahmi Husaini; Syahriza, Rahmi; Tarigan, Azhari Akmal
AGHNIYA : Jurnal Ekonomi Islam Vol 6, No 2 (2024): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v6i2.22501

Abstract

Abstrack This research aims to determine the dynamics and problems of sharia economics in Islamic countries. In writing about the dynamics and problems of sharia economics in Muslim countries, the analytical method used is library research.  And what is used as primary data in this research is data obtained directly from the main source, namely literature that discusses the dynamics and problems of sharia economics in Muslim countries.   The results of this paper show that the dynamics of sharia economics in Muslim countries began with the emergence of sharia economic institutions which then continued to develop from time to time. And the problems with sharia economics in Muslim countries are the lack of human resources, the low level of understanding and concern among the people and the lack of public services.  Solutions in dealing with Islamic economic problems include the correlation of educational institutions in the development of sharia economics, attention from the government, showing the real role of sharia economics.  Improving the quality of less competent and professional human resources, training/education/socialization to employees and the community, innovative marketing, product innovation, reorientation to the real sector and improving service and professionalism 
ISU-ISU EKONOMI ISLAM DAN PENGIMPLEMENTASIANNYA DALAM KEMASLAHATAN UMAT Yani, Misri; Syahriza, Rahmi; Tarigan, Azhari Akmal
AGHNIYA : Jurnal Ekonomi Islam Vol 6, No 2 (2024): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v6i2.22502

Abstract

This study examines thematic interpretations and hadiths related to things that are prohibited in Islam from the perspective of Islamic economics. Islam as a comprehensive religion regulates various aspects of life, including economics. In this context, the study aims to explore the teachings contained in the Qur'an and Hadith regarding prohibitions related to economic activities, such as usury, fraud, monopoly, and injustice in transactions. The method used is the thematic interpretation approach (maudhu'i) to interpret relevant verses of the Qur'an and analysis of hadiths related to the principles of Islamic economics.. The results of the study show that these prohibitions are not only intended to maintain social and moral balance, but also to encourage the creation of an economic system based on justice, transparency, and the welfare of the people. The implications of this study provide important insights for the application of Islamic economic principles in everyday life and the development of more equitable economic policies.
Keberagaman Bumi Dan Ekonomi Dalam Surah Ar-Rad Ayat 4 Fahnisa, Fahnisa; Tarigan, Azhari Akmal; Syahriza, Rahmi
AGHNIYA : Jurnal Ekonomi Islam Vol 6, No 2 (2024): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v6i2.22473

Abstract

The diversity of adjacent land referred to here is how on earth there are parts of land that are side by side but have different characteristics. even though the lands are close together, they can produce crops that differ in taste and type. It shows the natural wonders and diversity that exist on earth. This concept is found in the Al-Quran Surah Ar-Rad verse 4 and this verse implies the existence of soil science (geology and geophysics) and environmental science (ecology) and their influence on the properties of plants. It is scientifically known that rice field soil consists of mineral grains of various sources, sizes and composition, water that comes from rain, air, organic substances that come from plant waste and other living creatures that are above or in the layers. land. To overcome these problems, it is necessary to have a concept of integration between religion and science in the Islamic world. This research is library research, using a descriptive approach method. The data used was obtained from primary data in the form of the Al-Qur'an and hadith interpretations. And secondary literature data that supports the primary research.  
Konsep Homo Economicus dalam Al-Qur’an Surah An-Nisa Ayat 2-6 Rorizki, Fitri; Tarigan, Azhari Akmal; Syahriza, Rahmi
AGHNIYA : Jurnal Ekonomi Islam Vol 6, No 2 (2024): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v6i2.22463

Abstract

The concept of homoeconomicus studies has shortcomings that can be seen clearly when viewed rationally. This research uses a qualitative approach and is a type of library research or library research. Which is a type of research whose findings are not obtained through quantitative procedures and uses data analysis methods in the form of content analysis. The results of this research are that Homoeconomicus is an attitude that will never be satisfied, has needs and desires, has a preference to behave based on individual interests, is efficient (considering costs and benefits obtained. and is unable to take care of assets (su'u tasharruf). Islam has regulates the care of orphans in the Al-Qur'an. As for people who are given a will or given the task of caring for, looking after and caring for orphans, they are called guardians as contained in the Al-Qur'an, surah an-nisa verses 2-6, the author can conclude that the verse contains capable values applied in everyday life, the values contained in this verse include: Loving orphans, not giving authority to the safih group, always giving infaq, speaking kind words, being fair and not consuming the wealth of orphans. 
Sumber Rezeki Dalam Perspektif Al-Quran dan Hadits Kaspia, Yola; Tarigan, Azhari Akmal; Syahriza, Rahmi
AGHNIYA : Jurnal Ekonomi Islam Vol 6, No 2 (2024): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v6i2.22499

Abstract

This research aims to reveal the meaning of the word Fortune and the doors to obtaining sustenance based on the signs of the Koran. This research includes qualitative descriptive research with a thematic interpretive research format. This research data is secondary. Secondary data is data that contains ideas, ideas and interpretations of interpreters. The results of this research show that the word "sustenance" is mentioned 123 times in the Al-Quran with different fi'il forms, contents and meanings. The meaning of sustenance is everything that is useful that Allah makes lawful, in the form of clothing, food, possessions. That all includes sustenance. Likewise, sons or daughters are included in sustenance. Also included in this are health, hearing and vision. Sources of human sustenance based on God's promises to humans include: sustenance from effort, sustenance from gratitude, sustenance that has been guaranteed, sustenance from istitighfar, sustenance from charity, sustenance from marriage, sustenance from children, and unexpected sustenance.  
Sistem Divisi Pelayanan dan Metode Penentuan Berhasilnya Klaim Jaminan Hari Tua pada Badan Penyelenggaraan Program Jaminan Sosial di BPJS Ketenagakerjaan Cabang Tanjung Morawa Putri, Naswa Aldira; Syahriza, Rahmi
Journal of Education Religion Humanities and Multidiciplinary Vol 2, No 2 (2024): Desember 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jerumi.v2i2.3909

Abstract

Penelitian ini bertujuan untuk menjelaskan bagaimana Sistem Divisi Pelayanan Dan Metode Penentuan Berhasilnya klaim Jaminan Hari Tua Pada Badan Penyelenggaraan Program Jaminan Sosial di Bpjs Ketenagakerjaan Cabang Tanjung Morawa. Metode penelitian yang digunakan penulis adalah pendekatan kualitatif dan menggunakan jenis penelitian deskriptif. Serta pengumpulan data yang dilakukan melalui wawancara, observasi langsung dan analisis dokumentasi. Hasil penelitian ini menunjukkan bahwa pelayanan klaim peserta badan penyelenggara program jaminan sosial ketenagakerjaan sudah dilaksanakan dengan baik sesuai dengan SOP perusahaan. Namun, masih terdapat beberapa peserta atau masyarakat yang kurang memahami dan mengalami kesulitan terhadap pengajuan klaim yang dapat dilakukan sendiri melalui website online, sehingga menyebabkan peserta menggunakan jasa calo. 
PELAKSANAAN PEMBERIAN SANTUNAN ASURANSI JIWA TERHADAP KORBAN KECELAKAAN MENINGGAL DUNIA DI PT. JASA RAHARJA CABANG SUMATERA UTARA Aqilah, Rakha; Syahriza, Rahmi
Hudan Lin Naas: Jurnal Ilmu Sosial dan Humaniora Vol 3, No 1 (2022): Jurnal Hudan Linnaas Vol. 3 No. 1, 2022
Publisher : Al-Amien Prenduan University, Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/hudanlinnaas.v3i1.577

Abstract

Tujuan penelitian ini adalah untuk mengetahui: 1) bagaimana proses pelaksanaan pemberian santunan asuransi jiwa dalam kecelakaan penumpang dan lalu lintas pada PT. Jasa Raharja Cabang Sumatera , 2) permasalahan yang timbul dalam pembayaran sejumlah uang atas klaim pada PT. Jasa Raharja Cabang Sumatera. Penelitian ini menggunakan metode deskriptif kualitatif dengan menggunakan menggunakan strategi studi kasus tunggal terpancang dalam arti lokasi yang di teliti hanya di wilayah Surakarta . Sumber data yang digunakan berupa informan , tempat dan peristiwa serta arsip dan dokumen. Metode pengambilan sampel yang digunakan adalah sampling objektif. Teknik pengumpulan data yang digunakan untuk memperoleh dan mengedit data surveiadalah teknik wawancara, observasi, dan analisis dokumen. Dalam penelitian ini, triangulasi data digunakan untuk menjaga keabsahan data. Metode analisis yang digunakan adalah analisis data model analisis interaktif. Hasil survei ini menyimpulkan bahwa: 1) Proses PT Jasa Raharja Surakarta dalam memberikan perlindungan asuransi jiwa bagi individu dan kecelakaan lalu lintas melibatkan dua langkah utama: penentuan premi dan penetapan klaim. Premi asuransi ada dua, yaitu iuran wajib yang dikenakan atas harga tiket penumpang angkutan umum dan iuran wajib yang dibayarkan setiap tahun oleh pemilik angkutan umum pada saat perpanjangan STNK di kantor Samsat, yang berasal dari satu sumber. Sedangkan tahap penentuan tata cara penagihan atau pembayaran adalah korban atau ahli waris korban menghubungi kantor Jasa Raharja dan mengisi surat permohonan ganti rugi. Jasa Raharja kemudian memeriksa apakah korban layak mendapatkan ganti rugi. Sesuai dengan aturan dan bila semua berkas sudah lengkap, Jasa Raharja akan membayar santunan kecelakaan kepada korban atau ahli waris korban dalam waktu satu hari, yang ditetapkan oleh Menteri Keuangan. 2) Masalah yang terjadi saat membayar jumlah tagihan ke PT Jasa Raharja Cabang Sumatera, yaitu: (1) pembayaran premi terlambat lebih dari 3 bulan, (2) informasi yang tidak benar yang diberikan oleh staf layanan luar atau agen asuransi saat mengisi permintaan Ya, (3) Calon tertanggung saat mengisikeluar surat permintaan akan memberikan informasi palsu. B. Tentang penyakityang diderita, (4) Pemalsuan syarat pengajuan klaim asuransi jiwa oleh pemegang polis atau ahli waris.Key Word: Asuransi Jiwa, Pemberian Santunan, PT. Jasa Raharja Cabang Sumatera
Implementasi Indikator Kesejahteraan dalam Kajian Surah Al-An’am dan Al A’raf di Propinsi Sumatera Utara Putra, Muhammad Umar Maya; Tarigan, Azhari Akmal; Syahriza, Rahmi
Educational Journal of Islamic Management Vol. 4 No. 2 (2024): Call for Paper: Volume 4 Nomor 2 November 2024
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/ejim.v4i2.5335

Abstract

Pemikiran ekonomi Islam yang distingtif dalam membangun kesejahteraan suatu negera mengandung untuk yaitu pencipta keadilan Sadr menekankan bahwa salah satu peran utama negara adalah menciptakan dan menjaga keadilan sosial. Beberapa indikator dapat digunakan untuk mengukur tingkat kesejahteraan dan keadilan masyarakat antara lain tingkat pendidikan, kesehatan, dan atau keterbebasan dari kemiskinan. lndikator-indikator tersebut menjelaskan tingkat kesejahteraan masyarakat berdasarkan tingkat kepuasannya. metode penelitian kualitatif. Kajian dari Penelitian menyampaikan rangkaian penyaringan data-data secara apa adanya dari data yang dikumpulkan untuk menginvestigasi dan memahami suatu fenomena, data dan fakta yang ditemukan. Dalam metode ini penjelasan mengenai fenomena akan lebih bersifat deskriptif. Untuk teknik pengumpulan data yang digunakan pada penelitian ini adalah analisis dokumen terkait Implementasi Kajian Surah Al-An’am ayat152 dan Al A’raf 85 dalam Konsep Kesejahteraan Propinsi Sumatera Utara. Dari hasil telah surah Al An Am 152 dan Surah Al A’raf 85 dapat diambil Gagasan utilitarianisme Bentham dan Muhammad Baqir al-Sadr terkait dengan penyimpangan dan kecurangan dari prinsip distribusi yang adil dapat mengakibatkan ketidakstabilan sosial dan ekonom. Beberapa indikator dapat digunakan untuk mengukur tingkat kesejahteraan dan keadilan masyarakat antara lain tingkat pendidikan, kesehatan, kecukupan pangan dan atau keterbebasan dari kemiskinan. lndikator-indikator tersebut menjelaskan PDRB, Tingkat Pendidikan, IPM, Kemiskinan.
Analisis Keberlanjutan Usaha Kecil Berbasis Kearifan Lokal (Studi Kasus Rumah Makan Holat Suka Rame Kec. Sungai Kanan, Kab. Labuhan Batu Selatan) Nasution, Rahman Ali; Syahriza, Rahmi; Naser Daulay, Aqwa
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.27715

Abstract

This study aims to determine and analyze the sustainability of the traditional holat food business based on local wisdom and is the main menu at the Holat Suka Rame restaurant in Sungai Kanan District, Labuhan Batu Selatan Regency. The method used in this research is descriptive with a qualitative approach, the research informants are business owners, children of business owners, employees, and 2 customer informants. Data collection is done through interviews, observation, and documentation, the data is then collected to be analyzed qualitatively descriptive. After collecting, data processing can be concluded that to advance the business, business sustainability must be done systematically. Holat Suka Rame restaurant is one type of local wisdom business that has managed to maintain its success through several strategies applied in mandailing terms called marbagas (hereditary heritage), then in business management they apply the mandailing philosophy of dalihan na tolu (family cooperation), and the Holat Suka Rame restaurant business development strategy to various cities is based on careful calculation, which in mandailing terms is called tamba tupang (strategic planning). by involving all family members in various aspects of the business. By involving all family members in various aspects of operations and maintaining a distinctive taste, this business is able to expand to various cities without competing with each other between branches. The strategic location calculation allows the Holat Suka Rame restaurant to remain crowded during lunch and dinner hours, thus creating prosperity for the extended family that runs it.
The Role of Islamic Social Capital in Promoting Women’s Empowerment for Community Economic Growth Sinulingga, Nabila Oktarina; Syahriza, Rahmi; Harahap, Muhammad Ikhsan
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 15, No 1 (2024)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v15i1.643

Abstract

This study investigates the role of Islamic Social Capital, particularly ukhuwah (brotherhood), in group-based financing programs and its impact on women's empowerment and community economic improvement within the Pokmas Mandiri Producer Cooperative at the Serdang Bedagai Branch. Utilizing a qualitative descriptive approach, data were gathered through in-depth interviews, participant observation, and document analysis. Study participants included cooperative administrators, managers, employees, and group members who received financing support. Findings reveal that Islamic social capital—especially trust and ukhuwah—plays a crucial role in empowering economically disadvantaged women who operate micro-businesses. The sense of brotherhood cultivated among group members fosters mutual support during financial challenges, enabling micro-business growth. According to Masudul Alam Choudhury, brotherhood is a principle that creates strong social bonds, which are essential for achieving social justice and collective well-being within the community. This sense of brotherhood within the financing groups reinforces social cohesion and collective action, vital for economic and social development. Furthermore, group-based financing programs effectively enhance the economic stability of member households, as evidenced by increased income and improved capacity to meet basic needs. The application of Islamic social capital also contributes positively to emotional well-being and social harmony, fostering a sense of peace and prosperity within the community.
Co-Authors Abdul Rahman Addina, Chessara Afriani, Lilia Ahmad Syakir Alfauziah, Halimah Safitri Amini, Salisa Andiyanto, Sakti Anggrie NST, Silvia Aprilia, Dita Aqilah, Rakha Arifin Fauzi Lubis Ariska, Ella Arsyaf Tampubolon Ashaari, Taslam Asrar Mabrur Faza, Asrar Mabrur Atika, Febri Aulia, M. Azhari Akmal Tarigan Batubara, Maryam Batubara, Soraya Alyya Syam Bi Rahmani, Nur Ahmadi Budi Harianto Chairane, Chairane Dalimunthe, Afifah Khairiah Daniel Happy Putra Dhian Rosalina, Dhian Dongoran, Rahmah Nur Efriady Siregar, Sahnan Elida Asma Hari, Siti Nur Ernawati, Erin Fachrina, Rifka Fachrozie, Ridho Fachry Abda El Rahman Fadhila Rahma, Tri Inda Fadila, Sheila Fahnisa, Fahnisa Faisal Akbar Nasution Fanny Julia Putri Fuadi Tanjung, Ahmad Hafnisa, Hafnisa Haq, Zhiaul Harahap, Alwi Padly Harahap, M. Ikhsan Harahap, Miftah Rizki Addin Harahap, Muhammad Ikhsan Harahap, Nur Dalilah Harahap, Rahmat Daim Harahap, Sinta Lestari Hasanah, Selfi Ulfa Hasibuan, Adelia Hasibuan, Reni Ria Armayani Hendra Harmain Hidayat Nasution, Muhammad Taufik Ilham Habibi, Ilham Imran, Buhari Imsar Imsar, Imsar Inda Fadhila Rahma, Tri Indradewa, Rhian Indriani, Rizki Irdayanti, Nadila Ismail K, Kamilah Kamilah, Kamilah Kaspia, Yola Kusmilawaty, Kusmilawaty Lubis, Dini Syafitri Lubis, Fahmi Husaini Lubis, Riska Amalia lubis, Safiah Saffa Lubis, Tasya Fauza M. Ridwan M. Yogi Riyantama Isjoni Maisyaroh, Elvira Maisyaroh, Tetti Manik, M. Bay Hakqi Marliyah, Marliyah Meutia Dewi, Meutia Mingka, Asrawi Fahmi Muhammad Arif Muhammad Habibi Siregar, Muhammad Habibi muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Umar Maya Putra Mustapa  Khamal  Rokan N. Nurjanah nafisah, nur Naser Daulay, Aqwa Nasution, Alya Mahpuja Nasution, Muhammad Irwan Padli Nasution, Rahma Wulan Suci Nasution, Rahman Ali Nazmi, Khairin Nur Marpaung, Deri Arifin Nuraini Nuraini Nuri Aslami Nurlaila Nurlaila Nursafira, Adela Nursantri Yanti Nurul Inayah Nurul Jannah Prasetyo, Iin Putri, Anysa Putri, Indry_Anggraini Putri, Naswa Aldira Qoyum, Muhammad Rahma, Tri Inda Fadhila Rahman, Diba Nur Rahmani, Nur Ahmadi Bi Raihana, Rika Reska, Ainun Rifana, Muhammad Rifqi, Moch Rizfani Romadhon , Fauzi Ahmad Rorizki, Fitri Saifullah Saifullah Sambas, Ihsan Santri Yanti, Nur Sari, Sekar Sari, Siska Kumala Sastika, Mila Silaen, Lena Mardiana Silalahi, Purnama Ramadani Sindi, Sindi Sinulingga, Nabila Oktarina Siregar, Syafrudin Hanafi Siti Aisyah Siti Khodijah Sitorus, Nurbaina Junita Soemitro, Andi Sri Sudiarti Subambang Harsono Suci Ardi, Amalia Ramadhani Sugianto Sugianto Surbakti, Agung Grafika Surbakti, Putri Filza Salsabila Syahfitri, Mulia Syahfitri, Rina Syahrizal Syakir, Ahmad Tanjung, Ayu Wulandari S. Tuti Anggraini Ulfa, Nadia Utami Zebua, Indah Sri Winanda, Apri Yani Hasibuan, Ary Ahmad Yani, Misri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Zainta, Santri Yani Zulfitri Zulfitri, Zulfitri ‘Aisyi, Luthfiyyah Rahadatul