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All Journal HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal EMT KITA JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Ganaya: Jurnal Ilmu Sosial dan Humaniora AT-TURAS: Jurnal Studi Keislaman Journal of Humanities and Social Studies JURNAL MANAJEMEN BISNIS Jurnal Tabarru': Islamic Banking and Finance MABIS: Manajemen dan Bisnis Jurnal Living Hadis Academy of Education Journal JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Jurnal Sains dan Teknologi Ilomata International Journal of Management Jurnal Ilmiah Akuntansi Kesatuan JEKPEND Jurnal Ekonomi dan Pendidikan Aghniya: Jurnal Ekonomi Islam Ilomata International Journal of Management Quantitative Economics and Management Studies Management of Zakat and Waqf Journal (MAZAWA)) Journal La Sociale International Journal of Multi Discipline Science (IJ-MDS) JURNAL MANAJEMEN AKUNTANSI (JUMSI) Humantech : Jurnal Ilmiah Multidisiplin Indonesia INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Journal of Indonesian Management Islamiconomic: Jurnal Ekonomi Islam MAP Observer: Jurnal Penelitian Administrasi Publik Jurnal Ilmiah Multidisiplin (JUKIM) Bursa : Jurnal Ekonomi dan Bisnis Educational Journal of Islamic Management (EJIM) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Islamic Economics Lariba Jurnal Ekonomika Manajemen Dan Bisnis Moneter : Jurnal Keuangan dan Perbankan Electronic Journal of Education, Social Economics and Technology Innovative: Journal Of Social Science Research Jurnal Sosial, Politik dan Budaya (SOSPOLBUD) Journal of Economics and Management Scienties GEMAH RIPAH: Jurnal Bisnis Journal of Education Religion Humanities and Multidiciplinary IIJSE Baashima: Jurnal Bisnis Digital, Akuntansi, Kewirausahaan, dan Manajemen Nuansa: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam JER Hudan Linnaas: Jurnal Ilmu Sosial dan Humaniora Al-bank: Journal of Islamic Banking and Finance INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Jurnal Studi Islam dan Sosial Jurnal Ekonomi dan Bisnis
Rahmi Syahriza, Rahmi
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Strategi Pengembangan Diri Agen Asuransi Dalam Mencapai Target pada PT. Sunlife Financial Cabang Kota Medan Nasution, Alya Mahpuja; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 3: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i3.2603

Abstract

This study aims to determine the agent's self-development strategy in achieving the target. At PT. Sunlife Financial Medan city branch. This research data uses qualitative or descriptive methods through interviews, observations and data provided by related companies. In achieving the targets set by the company, agents are given special training by the company in developing themselves to become good and correct agents in marketing their products, deepen themselves to know about insurance products, and learn about techniques to attract customers' interest, as well as learn how to maintain customers to continue to be customers of PT. Sunlife Financial Medan city branch.
Pengaruh Kualitas Layanan Terhadap Kepuasan Peserta Asuransi Syariah (Studi Kasus Peserta Dana Pendidikan Pada PT. Sun Life Financial Syariah Cabang Kota Medan) Zulfitri, Zulfitri; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 2, No 2: 2022
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v2i2.3067

Abstract

Educational insurance is a combined product of life insurance plus money market instruments. Insurance will guarantee the cost of a child's education if later parents can no longer earn a living due to death, or total disability.  education at PT Prudential Pruaini Medan City Branch.  The tennis of this research is descriptive quantitative where the researcher conducts self-observation or WACNA with the structure using a notebook. The results of the study indicate that there are factors that influence the request for education insurance at PT Prudential Pruaini Medan City Branch.  The Prudential Pruaini Medan City Branch is the income factor of the Lysia factor. 
Analisis Kinerja Underwriter Dalam Menentukan Calon Peserta Terhadap Pembelian Pada Produk Asuransi Jiwa Kredit Zainta, Santri Yani; Aslami, Nuri; Syahriza, Rahmi
JEKPEND: Jurnal Ekonomi dan Pendidikan Vol 6, No 2 (2023): Juli
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/jekpend.v6i2.51413

Abstract

Penelitian ini bertujuan untuk untuk mengetahui kinerja underwriter dalam menentukan calon peserta dan penyebab menurunnya jumlah perserta Asuransi Jiwa Kredit. Penelitian ini menggunakan metode analisis deskriptif dengan pendekatan kualitatif. Peneliti menggunakan sumber data primer dengan melakukan observasi langsung pada PT Asuransi AJB Bumiputera, Data skunder merupakan data pendukung yang di proleh dari referensi dalam bentuk buku-buku, jurnal, riview studi terdahulu, dan bahan-bahan tertulis lainnya yang relevan dengan topik permasalahan. Teknik analisis data dengan wawancara mendalam yang bersifat formal dan terbuka. Hasil dari penelitian ini bahwa  menurunnya jumlah peserta disebabkan oleh beberapa faktor seperti: Seleksi Underwriter yang dilakukan Semakin Ketat, Faktor Internal dan External dan bukan atas kesalahan seorang Underwriter. Seorang Underwriter memegang peran penting dalam perusahaan karena yang memutuskan calon peserta layak diterima atau tidak berdasarkan dari hasil pengamatan Underwriter. Adanya Underwriter agar pembagian premi dan pengelompokkan resiko dilakukan secara adil tanpa timbang tindih. Apabila Underwriter melakukan kesalahan sewaktu menjalankan tugasnya, hal ini akan menjadi tanggung jawab perusahaan asuransi. Bila ada klaim yang menyangkut kekeliruan dalam proses Underwriting, maka perusahaan yang akan bertanggung jawab, dengan tidak menolak klaim yang diajukan. Perusahaan akan memberikan sanksi seperti menegur Underwriter maupun agen yang berkaitan dengan kekeliruan tersebut.
Pengaruh Kualitas Produk, Kualitas Pelayanan dan Harga Terhadap Kepuasan Konsumen Pada Aroma Bakery dan Cake Shop Gunung Tua Alfauziah, Halimah Safitri; Syahriza, Rahmi; Syahbudi, Muhammad
Baashima : Jurnal Bisnis Digital, Akuntansi, Kewirausahaan, dan Manajemen Vol. 2 No. 1 (2024): (April)
Publisher : PT. Alahyan Publisher Sukabumi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61492/baashima.v2i1.85

Abstract

This research aims to determine the effect of product quality, service quality and price on consumer satisfaction at Aroma Bakery & Cake Shop Gunung Tua. This research uses a descriptive quantitative approach. The number of respondents in the research was 138 people who were consumers of Aroma Bakery & Cake Shop Gunung Tua. The data analysis technique for this research uses SPSS Version 21 which includes validity and reliability tests, classical assumption tests, namely normality tests and heteroscedasticity tests, hypothesis tests with partial tests (t tests), simultaneous tests (f tests) and coefficient of determination tests (R2) and multiple linear regression analysis test. The results of this research show that product quality has a positive and significant effect on consumer satisfaction, service quality has a positive and significant effect on consumer satisfaction, price has a positive and significant effect on consumer satisfaction. Product quality, service quality and price simultaneously have a positive and significant effect on consumer satisfaction at Aroma Bakery & Cake Shop Gunung Tua. Product quality, service quality and price are the most important things in influencing consumer satisfaction. So the higher the level of each variable in influencing consumer satisfaction, the higher the consumer satisfaction will be. And if the consumer is satisfied with the product offered, the consumer will not hesitate to make a repeat purchase.
Analisis Pengembalian Dana Tabarru Bagi Pemegang Polis Yang Berhenti Sebelum Masa Perjanjian Berakhir: Perspektif Asuransi Syariah Nurjanah, Nurjanah; Syahriza, Rahmi; Silalahi, Purnama Ramadani
Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 7 No 4 (2024)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/ganaya.v7i4.3574

Abstract

This research aims to analyze the return of Tabarru Funds for policy holders who quit before the agreement period ends at PT Sun Life Syari'ah Medan Branch from a sharia insurance perspective. This research is a type of quantitative research, namely by conducting field research. The data sources used in this research are primary data and secondary data. Data collection was obtained from interviews, documentation and observation. To analyze the data, researchers used descriptive analysis methods. Data analysis techniques are carried out by reducing data, presenting data, and drawing conclusions. Research subject to related and authorized parties at PT Sun Life Syariah Medan Branch. The research object is the return of Tabarru Funds for policy holders who quit before the agreement period ends. The research results show that the implementation of the Tabarru contract at PT Sun Life is in accordance with the Fatwa of the National Sharia Council regarding Tabarru contracts for sharia insurance and Sharia Reinsurance. Based on the results of the interview, PT Sun Life stated that the Tabarru Fund return procedure which stops before the agreement period ends must still meet the requirements, where the return is in accordance with the type of product the customer purchased and the return is not in full, but in part after deducting administration fees and policy issuance. , and other costs that have been incurred.
FAKTOR –FAKTOR YANG MEMPENGARUHI PEREMPUAN MEMILIH PROFESI SEBAGAI PEDAGANG DI PASAR TRADISIONAL Harahap, Sinta Lestari; Nasution, Yenni Samri Juliati; Syahriza, Rahmi
Humantech : Jurnal Ilmiah Multidisiplin Indonesia Vol. 2 No. 5 (2023): Humantech : Jurnal Ilmiah Multidisiplin Indonesia
Publisher : Program Studi Akuntansi IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian bertujuan untuk mengkaji bagaimana pendidikan, keterampilan, pendapatan, dan tanggungan mempengaruhi pedagang perempuan. Survei ini melibatkan 43 pedagang wanita dari Pasar Matanggor, Kec. Batang Onang Kab. Padang Lawas Utara. Hasil penelitiannya dikumpulkan dengan penggunaan kuesioner dan dianalisis menggunakan regresi linier berganda. Penelitian ini menerapkan proposive sampling. Penelitian ini menggunakan validitas dan reliabilitas untuk menguji kualitas data. Peneliti menggunakan uji R2, F, dan T yang disesuaikan untuk menguji hipotesis. Hasil penelitian menunjukkan bahwa pendidikan, keterampilan, pendapatan, dan jumlah tanggungan berpengaruh positif terhadap perempuan pedagang di pasar tradisional. Selain itu, hasil pengujian F sebesar 0,000 0,05 dan fhitung 24,113 > fttabel 2,62 maka H5 diterima dan H0 ditolak. Pengujian koefisien determinasi (R2) menunjukkan bahwa pendidikan, keterampilan, pendapatan, dan jumlah tanggungan berpengaruh signifikan terhadap pedagang pasar tradisional sebesar 71,7%.
Analisis Hadis dalam Khanduri Laot pada Masyarakat pesisir Aceh Tamiang Syahrizal; Haq, Zhiaul; Syahriza, Rahmi
Academy of Education Journal Vol. 15 No. 2 (2024): Academy of Education Journal
Publisher : Fakultas Keguruan dan Ilmu Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/aoej.v15i2.2547

Abstract

The Khaduri Laot tradition is a traditional ceremony that must be carried out by the coastal communities of Aceh Tamiang, especially at the end of the west season or before the east season. This tradition has been carried out routinely by every village under the Panglima Laot area. For the local fishing community, Khaduri Laot reflects the relationship between humans, their creator, and the surrounding environment. This ceremony is believed to have a major influence on the safety of fishermen and the blessings of marine products. Khaduri Laot is considered a cultural tradition that must be maintained and preserved. Local people's beliefs state that not carrying out this ceremony can bring disaster or danger. On the contrary, the Khaduri Laot celebration is believed to bring blessings and abundant sustenance to fishermen and coastal communities. In addition, this ritual is also believed to provide protection and security for fishermen who sail at sea. This tradition not only has a spiritual dimension, but also a cultural one in maintaining harmony between humans and nature.
Marketing Mix on UINSU Students’ Buying Interest in Skintific Through Brand Image as A Moderating Variable Sitorus, Nurbaina Junita; Syahriza, Rahmi; Aisyah, Siti
Ilomata International Journal of Management Vol. 5 No. 3 (2024): July 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v5i3.1249

Abstract

This research aims to determine the effect of the marketing mix (4P) on North Sumatra State Islamic University (UINSU) students' buying interest in Skintific products, with brand image as a moderating variable. This research is a type of comparative causal research with a quantitative approach because it involves numerical data and uses statistical data. The population in this study are active female students studying at the North Sumatra State Islamic University (UINSU) with a population of 17,608 female students in 2023. Using the Slovin formula n= N/ (1+ (N x e2 )) to calculate the sample size so that a sample of 103 respondents was obtained. Sampling was carried out using the probability sampling method because it can obtain a representative sample that accurately reflects the target population. Primary data in this research was obtained from a questionnaire with 27 questions to measure marketing mix variables, purchase interest and brand image using a five-point Likert scale which was distributed online via Google Form. Data analysis used in this research is IBM SPSS which includes normality test, multicollinearity test, path analysis (path analysis), and hypothesis testing. The research results show that the marketing mix (4P) has a significant effect on consumer buying interest, and brand image moderates this relationship. These findings highlight the importance of effective marketing strategies and a strong brand image to increase consumer interest and loyalty.
The Influence Of Promotion And Product Quality On Purchase Decisions Of Jofie Bakery & Cake Shop Products In Medan Fachrozie, Ridho; Syahriza, Rahmi; Rahmani, Nur Ahmadi Bi
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 7, No 2 (2023): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v7i2.8777

Abstract

This study aims to investigate the impact of promotion and product quality on consumers' purchasing decisions regarding Jofie Bakery Cake Shop products in Medan. Quantitative research methods were employed for this study. Data analysis involved descriptive analysis and multiple linear regression analysis. The research encompassed respondent profiling, data variable descriptions, validity testing, including normality, multicollinearity, and heteroscedasticity tests, and hypothesis testing comprising multiple linear regression, R2 coefficient of determination, simultaneous F-test, and partial T-test. The findings revealed that while promotion does not significantly influence the purchasing decisions of Jofie Bakery Cake Shop products in Medan, product quality plays a significant role in shaping these decisions. This research suggests that Jofie Bakery Cake Shop should focus on enhancing its promotion strategies, expanding its reach, and considering collaborations with other entities to broaden its product visibility and consumer base.
The Influence of halal lifestyle and digital technology on gen Z's decision to use Islamic Banking services Mingka, Asrawi Fahmi; Syahriza, Rahmi; Syakir, Ahmad
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 3 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i3.1447

Abstract

The role of financial institutions in developing the community's economy, particularly within the Sharia economy, is continually evolving to address the opportunities and challenges presented by the digital financial era. Financial institutions must strengthen their operations and services to enhance their contributions to the Sharia economy. In this context, students are encouraged to actively save at Islamic banks, as doing so represents an effective approach to financial management. This research employs a quantitative method, utilizing questionnaires distributed to students from the Faculty of Islamic Economics and Business at UINSU for data collection. The results indicate that the trend towards a halal lifestyle, along with advancements in digital technology, significantly influences the decisions of Generation Z students to utilize Islamic banking services. Public interest statements The findings of this study suggest that the growing interest of Generation Z in Islamic banking, driven by their commitment to a halal lifestyle and the influence of digital technology, presents a significant opportunity for the growth of the Islamic economy in Indonesia. Article Info: Received 7/24/2024 | Revised: 9/18/2024 | Accepted: 9/23/2024 | Online First 9/30/2024
Co-Authors Abdul Rahman Addina, Chessara Afriani, Lilia Ahmad Syakir Alfauziah, Halimah Safitri Amini, Salisa Andiyanto, Sakti Anggrie NST, Silvia Aprilia, Dita Aqilah, Rakha Arifin Fauzi Lubis Ariska, Ella Arsyaf Tampubolon Asrar Mabrur Faza, Asrar Mabrur Atika, Febri Aulia, M. Azhari Akmal Tarigan Batubara, Maryam Batubara, Soraya Alyya Syam Budi Harianto, Budi Dalimunthe, Afifah Khairiah Dhian Rosalina, Dhian Efriady Siregar, Sahnan Elida Asma Hari, Siti Nur Fachrozie, Ridho Fadhila Rahma, Tri Inda Fadilah, Cut Fahnisa, Fahnisa Faisal Akbar Nasution Fauzi, Said Ihsan Hafnisa, Hafnisa Haq, Zhiaul Harahap, Alwi Padly Harahap, M. Ikhsan Harahap, Miftah Rizki Addin Harahap, Muhammad Ikhsan Harahap, Nur Dalilah Harahap, Rahmat Daim Harahap, Sinta Lestari Harsono, Subambang Hasanah, Selfi Ulfa Hasibuan, Adelia Hasibuan, Reni Ria Armayani Hendra Harmain Hidayat Nasution, Muhammad Taufik Ilham Habibi, Ilham Imran, Buhari Imsar Imsar, Imsar Inda Fadhila Rahma, Tri Indriani, Rizki Irdayanti, Nadila Ismail K, Kamilah Kamilah, Kamilah Kaspia, Yola Khujaimah, M. Fajri Yusuf Lubis, Dini Syafitri Lubis, Fahmi Husaini lubis, Safiah Saffa Maisyaroh, Elvira Manik, M. Bay Hakqi Marliyah, Marliyah Maulida, Tasya Meutia Dewi, Meutia Mingka, Asrawi Fahmi Muhammad Arif Muhammad Habibi Siregar, Muhammad Habibi muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Umar Maya Putra Mustapa  Khamal  Rokan N. Nurjanah Nabila, Dara nafisah, nur Naser Daulay, Aqwa Nasution, Alya Mahpuja Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Rahman Ali Nazmi, Khairin Nur Marpaung, Deri Arifin Nuraini Nuraini Nurbaiti Nurbaiti Nuri Aslami Nursafira, Adela Nursantri Yanti Nurul Inayah Nurul Jannah Pasaribu, Yogi Oriena Prasetyo, Iin Putri, Anysa Putri, Hanifah Restu Putri, Naswa Aldira Rahma, Tri Inda Fadhila Rahman, Diba Nur Rahmani, Nur Ahmadi Bi Raihana, Rika Reska, Ainun Rezeki, Sri Gusti Rifana, Muhammad Rifqi, Moch Rizfani Romadhon , Fauzi Ahmad Rorizki, Fitri Saifullah Saifullah Sambas, Ihsan Santri Yanti, Nur Saragi, Alfioni Sari, Sekar Sastika, Mila Sihite, Masdinar Silaen, Lena Mardiana Silalahi, Purnama Ramadani Sindi, Sindi Sinulingga, Nabila Oktarina Siregar, Syafrudin Hanafi Siti Aisyah Siti Khodijah Sitorus, Nurbaina Junita Soemitro, Andi Sri Lestari sri sudiarti Suci Ardi, Amalia Ramadhani Suhairi Suhairi Surbakti, Agung Grafika Surbakti, Putri Filza Salsabila Syahfitri, Mulia Syahfitri, Rina Syahrizal Syakir, Ahmad Tanjung, Ayu Wulandari S. Tuti Anggraini Utami Zebua, Indah Sri Yani Hasibuan, Ary Ahmad Yani, Misri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yusrizal Yusrizal Zainta, Santri Yani Zuhrinal M. Nawawi Zulfitri Zulfitri, Zulfitri ‘Aisyi, Luthfiyyah Rahadatul