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Analisis Potensi Dan Kendala Pengembangan Asuransi Jiwa Pada PT. Sunlife Financial Cabang Kota Medan Manik, M. Bay Hakqi; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 4: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i4.2612

Abstract

Until now the people of Indonesia still have a low level of understanding and awareness of insurance, and among those who have insurance, most do so because of circumstances or circumstances forced.Many insurance companies are eyeing the upper class because the upper class is more aware of the importance of insurance than the lower class. If this paradigm is allowed to continue to grow in society, the development of insurance will remain slow.This research was conducted at PT.Sunlife Financial Medan City Branch on January 17 to February 17, 2022 using library research method.The data collection techniques carried out are observation methods, interviews and accessing internet sites.Life insurance is preferred for the backbone of the family or for those who already have dependents despite not having a family.Based on the results of the analysis that has been done by the author, some conclusions obtained from this study are: the potential of PT. General Takaful Insurance Medan branch in terms of strength Strengh) and opportunity (Opportunity) is a good claim service, easier and faster.Constraints owned by PT. Sun Life Financial Medan City Branch in terms of weakness (Weakness) and threat (threat) is the amount of competition in the insurance industry both from sharia and conventional insurance,
Pelaksanaan Prinsip Syariah Pada Hotel RedDoorz Syariah Medan Dihubungkan Dengan Fatwa DSN MUI Nomor 108/DSN-MUI/X/2016 Syahfitri, Rina; Marliyah, Marliyah; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 2: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i2.4086

Abstract

Sharia Hotel is a hotel that in the provision, procurement, and use of products and facilities and in business operations does not violate sharia rules, trying with its system to minimize and eliminate the possibility of misuse of facilities by service users. This study aims to determine, first how the implementation of sharia principles in RedDoorz Syariah Medan hotel, second how the practice of implementing Fatwa DSN MUI number 108/DSN-MUI/X/2016 on the implementation of tourism based on sharia principles in RedDoorz Syariah Medan Hotel. This research was conducted at Reddoorz Syariah Medan Hotel. The approach of research conducted in this study is descriptive qualitative, with data collection methods that are in-depth interviews (interview) and as a support using documentation studies and literature searches in accordance with the problems discussed. The results of the study concluded that the first implementation of Sharia principles at RedDoorz Syariah Medan hotel turned out to be still many shortcomings, including they do not provide facilities and means of worship, for example there is no musolah, mukenah and Quran. the interior of RedDoorz Syariah also does not have Islamic elements. But RedDoorz Syariah Hotel has implemented sharia principles on products, processing and services, both practices of implementing Fatwa DSN MUI No. 108/DSN-MUI/X / 2016 concerning the guidelines for the implementation of tourism based on Sharia principles at the RedDoorz Syariah Medan Hotel still do not meet the elements in the fatwa. Many elements that have not been fulfilled such as certificates from the MUI, both for food or the Hotel itself, there are no facilities, tools and means of worship, do not have hotel service procedures manuals and do not cooperate with Islamic Financial Institutions in performing services.
Pengaruh Personal Selling Terhadap Minat Beli Calon Nasabah produk Asuransi Jiwa Syariah Utami Zebua, Indah Sri; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 3: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i3.2596

Abstract

Pengaruh Personal Selling Terhadap Minat Beli Calon Nasabah produk Asuransi Jiwa Syariah
Efektivitas Kerja Karyawan Dalam Penggunaan Kearsipan Elektronik Pada PT. Asabri Kantor Cabang Medan Reska, Ainun; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 4: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i4.2622

Abstract

This research was conducted to determine the effectiveness of employees' work in the use of the electronic filing system at PT. ASABRI Medan Branch Office. This research was conducted at the office of PT. ASABRI Medan Branch Office which is located at Jl. T. Amir Hamzah No. 4 Helvetia Tim, by taking the research subject are employees who work at PT. ASABRI Medan Branch Office. This research was conducted using a qualitative descriptive method, a research method by collecting actual data, then assembled into an invention or what is commonly called a journal, so that it can provide actual facts about the effectiveness of employees' work in using the electronic filing system at PT. ASABRI Medan Branch Office. The problem to be studied is the archive storage system and work effectiveness. With the results of the study indicate that the employees at PT. ASABRI Kancab Medan has been quite effective in using the existing electronic filing system. Therefore, employees must improve security in electronic archive storage in the company in accordance with the vision that exists at PT. ASABRI Medan Branch Office is to become the best national social insurance management company that is able to provide optimal benefits/guarantees in the implementation of insurance and pension payment activities, as well as the best service for participants while maintaining employee welfare.
Pengaruh Citra Bank Terhadap Keputusan Nasabah Dalam Mengambil Pembiayaan Dengan Pelayanan Sebagai Variabel Moderating Pada PT. BPRS al-wasliyah Medan Tahun 2021 Lubis, Dini Syafitri; Arif, Muhammad; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 4: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i4.4939

Abstract

This research aims to determine (1) The influence of banking image on customer decisions in taking financing at PT. BPRS Al-Wasliyah Medan; (2) The Influence of Banking Image on Customer Decisions in Taking Financing with Services as a Moderating Variable at PT. BPRS Al-Wasliyah Medan. The method used in this research is a quantitative method. The results of the analysis of the influence of the Banking Image variable (X) on the Customer Decision variable in Taking Financing (Y) obtained a value of t = 2.984 (df = 80-3 = 77; t table = 1.99125); (tcount > ttable), with a significant level of 0.001 < 0.05. The results of this research indicate that banking image has a significant positive effect on customers' decisions in taking out financing at BPRS Al-Washliyah Medan by 32.8%. The results of the analysis of the influence of the banking image variable (X) on the customer decision variable in taking financing (Y) which is moderated by service, obtained a value of t = 2.037 (df = 80-3 = 77; t table = 1.99125); (tcount > ttable), with a significant level of 0.005 < 0.05, as a result hypothesis two (H2) is accepted. The results of this research provide an indication that service is able to moderate the influence of banking image on customer decisions in taking financing by 54.9%.
Pengaruh Premi dan Klaim Terhadap Keputusan Membeli Produk Asuransi Jiwa Syariah pada PT. Sunlife Financial Cabang Medan Raihana, Rika; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 3: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i3.2608

Abstract

Healthy asset growth is considered as one of the foundations of the company's success. Among the internal factors that affect the growth rate of insurance company assets are premiums and claims. High premium receipts will provide the company with capital so that the company can invest to increase company and customer profits so that the company's assets continue to grow. Claims are indicated to reduce the company's asset growth because the higher the claim, the higher the company's expenses. The formulation of the problem in this study is how the influence of premiums and claims on the decision to buy sharia life insurance products at PT Sun Life Financial Medan Branch.
Pengaruh Personal Selling Agen Dan Kualitas Produk Terhadap Keputusan Pembelian Nasabah Pada PT.Sun Life Financial Cabang Medan Maisyaroh, Elvira; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 4: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i4.2641

Abstract

The insurance business is growing in Indonesia, causing fierce competition. Consumer behavior in the purchase process begins with the purchase interest where consumers get information, references and even compare one product with another before making a purchase. This study aims to examine empirically the influence of (1) personal sellingagen and product quality on purchasing decisions, (2) personal selling on purchasing decisions, (3) product quality on purchasing decisions. The research design used is causal quantitative research design. The method of data collection using questionnaires, which were then analyzed using multiple regression with classical assumption test. The sample in this study are customers of PT.Sun Life Financial Medan branch that purchased at least two different and similar programs involving 94 respondents. The results showed that there is a simultaneous relationship of personal selling and product quality to the purchase decision of 0.785; there is a partial significant effect of personal selling on the purchase decision of 0.445; and there is a partial significant effect of product quality on the purchase decision of 0.173. Thus it can be concluded that the existence of a good personal selling process and product quality in accordance with customer needs will affect the customer's decision in choosing insurance.
Pengaruh Kompensasi Terhadap Kinerja Karyawan pada PT. Sunlife Financial Unit Syariah Cabang Kota Medan Suci Ardi, Amalia Ramadhani; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 3: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i3.2597

Abstract

Companies that have good performance come from employees who also do a good job. However, there are factors that encourage the employee to do a good job, namely by providing compensation. By providing compensation, the employee will be more enthusiastic in doing work. Employees at PT. Sunlife Financial Unit Syariah Medan City Branch did their job well but the compensationoi was not commensurate with the work they had done. Therefore, thexpurpose of thisi studye was too determineyYwhether compensation hasi anw effecto oni employee performancem at PT. Sunlife Financial Unit Syariah Medan City Branch or due to other factors. Thes methodt usedi inm thismHstudy isq a quantitativeq methodl withp aw samplel ofl 30 which was carried out randomly (random sampling). Data collection techniques using questionnaires or questionnaires distributed to employees at PT. Sunlife Financial Unit Syariah Medan City Branch. BThe datam analysisp techniqueq usedo iso multipleo linearq regressionianalysis whichlnwas previouslyo tested with normalityr testw, multicollinearityw testp, bheteroscedasticity testq, autocorrelation testb, tw testa and coefficientj ofl determinationqltest. yThe resultsw ofy thisl studyw are thato compensation has a significantp positive effectpMon employee performance at PT. Sunlife Financial Unit Syariah Medan City Branch where thekuvalue ofo tp counto (2,191) > tm tableo (2,045).
Sistem Informasi Pelayanan Pelanggan Secara Digital Pada PT. Asabri Kantor Cabang Medan Khodijah, Siti; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 4: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i4.2623

Abstract

This study aims to find out how digital customer service is at PT ASABRI Medan Branch Office. This research is a measurement to determine the service information system digitally at PT. Asabri Medan Branch Office. Research data obtained from interviews with the authorities. The analytical method used in this study is a qualitative descriptive method, namely the method by accumulating data, compiled and interpreted so as to provide a true representation of the digital customer service information system at PT. Asabri Medan Branch. With the results of the study showing that the digital customer service system is very influential and very much needed at PT. Asabri Medan Branch Office, can be obtained and can be seen in the service system procedures of PT. Asabri Medan Branch Office. The conclusion from the research that PT. Asabri Medan Branch Office, in the service system procedures for TNI Soldiers, POLRI Members, PNS Kemhan and Polri providing waivers in their services based on procedures that can be accounted for, the company hopes to achieve these goals and to achieve them, service improvements are needed, namely online services through Asabri Mobile.
Analisis Faktor-Faktor Yang Mempengaruhi Pertumbuhan Asuransi Syariah di AJS Bumiputera 1912 Kantor Wilayah Medan Aprilia, Dita; Syahriza, Rahmi
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 4: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i4.2627

Abstract

The movement of Islamic insurance growth as one of an Islamic finance instruments is not as fast as the growth of Islamic banking. Nevertheless, it shows a significance growth wether in the world or Indonesia. In the debate over the legal status of insurance, the insurance based on mutual help and free of ribâ can be an alternative for those who want a lawful economic transactions. The increasing public appreaciation of the Islamic economic system allows the growth of Islamic insurance in the future rapidly.
Co-Authors Abdul Rahman Addina, Chessara Afriani, Lilia Ahmad Syakir Alfauziah, Halimah Safitri Amini, Salisa Andiyanto, Sakti Anggrie NST, Silvia Aprilia, Dita Aqilah, Rakha Arifin Fauzi Lubis Ariska, Ella Arsyaf Tampubolon Asrar Mabrur Faza, Asrar Mabrur Atika, Febri Aulia, M. Azhari Akmal Tarigan Batubara, Maryam Batubara, Soraya Alyya Syam Budi Harianto, Budi Dalimunthe, Afifah Khairiah Dhian Rosalina, Dhian Efriady Siregar, Sahnan Elida Asma Hari, Siti Nur Fachrozie, Ridho Fadhila Rahma, Tri Inda Fadilah, Cut Fahnisa, Fahnisa Faisal Akbar Nasution Fauzi, Said Ihsan Hafnisa, Hafnisa Haq, Zhiaul Harahap, Alwi Padly Harahap, M. Ikhsan Harahap, Miftah Rizki Addin Harahap, Muhammad Ikhsan Harahap, Nur Dalilah Harahap, Rahmat Daim Harahap, Sinta Lestari Harsono, Subambang Hasanah, Selfi Ulfa Hasibuan, Adelia Hasibuan, Reni Ria Armayani Hendra Harmain Hidayat Nasution, Muhammad Taufik Ilham Habibi, Ilham Imran, Buhari Imsar Imsar, Imsar Inda Fadhila Rahma, Tri Indriani, Rizki Irdayanti, Nadila Ismail K, Kamilah Kamilah, Kamilah Kaspia, Yola Khujaimah, M. Fajri Yusuf Lubis, Dini Syafitri Lubis, Fahmi Husaini lubis, Safiah Saffa Maisyaroh, Elvira Manik, M. Bay Hakqi Marliyah, Marliyah Maulida, Tasya Meutia Dewi, Meutia Mingka, Asrawi Fahmi Muhammad Arif Muhammad Habibi Siregar, Muhammad Habibi muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Umar Maya Putra Mustapa  Khamal  Rokan N. Nurjanah Nabila, Dara nafisah, nur Naser Daulay, Aqwa Nasution, Alya Mahpuja Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Rahman Ali Nazmi, Khairin Nur Marpaung, Deri Arifin Nuraini Nuraini Nurbaiti Nurbaiti Nuri Aslami Nursafira, Adela Nursantri Yanti Nurul Inayah Nurul Jannah Pasaribu, Yogi Oriena Prasetyo, Iin Putri, Anysa Putri, Hanifah Restu Putri, Naswa Aldira Rahma, Tri Inda Fadhila Rahman, Diba Nur Rahmani, Nur Ahmadi Bi Raihana, Rika Reska, Ainun Rezeki, Sri Gusti Rifana, Muhammad Rifqi, Moch Rizfani Romadhon , Fauzi Ahmad Rorizki, Fitri Saifullah Saifullah Sambas, Ihsan Santri Yanti, Nur Saragi, Alfioni Sari, Sekar Sastika, Mila Sihite, Masdinar Silaen, Lena Mardiana Silalahi, Purnama Ramadani Sindi, Sindi Sinulingga, Nabila Oktarina Siregar, Syafrudin Hanafi Siti Aisyah Siti Khodijah Sitorus, Nurbaina Junita Soemitro, Andi Sri Lestari sri sudiarti Suci Ardi, Amalia Ramadhani Suhairi Suhairi Surbakti, Agung Grafika Surbakti, Putri Filza Salsabila Syahfitri, Mulia Syahfitri, Rina Syahrizal Syakir, Ahmad Tanjung, Ayu Wulandari S. Tuti Anggraini Utami Zebua, Indah Sri Yani Hasibuan, Ary Ahmad Yani, Misri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yusrizal Yusrizal Zainta, Santri Yani Zuhrinal M. Nawawi Zulfitri Zulfitri, Zulfitri ‘Aisyi, Luthfiyyah Rahadatul