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Legal Consequences of Underhand Subrogation by BFI Finance Debtors Riza Faisal Ismed; Abdul Latif Mahfuz; Darmadi Djufri
Journal of Research in Social Science and Humanities Vol 5, No 1 (2025)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v5i1.272

Abstract

In general, Non-Bank Financial Institutions are institutions that provide various financial services, but do not have a license as a commercial bank. In its scope, LKBB includes various institutions such as finance companies, insurance companies, venture capital companies, pawnshops, and other financial entities. The problems in this thesis are: What are the legal consequences of underhand subrogation for the parties in a credit agreement? and How is the settlement of debt through subrogation at PT. BFI Finance Indonesia, Tbk Palembang Branch?. The type of research in this thesis is normative legal research supported by interview data. The conclusion obtained is the Legal Consequences of Underhand Subrogation for the Parties in the Credit Agreement at PT. BFI Finance Indonesia, Tbk Palembang Branch, BFI pays off the debtor's debt and holds or takes the BPKB from the old creditor after that makes a new contract and is notarized. with the new agreement, the previous agreement is no longer valid. Furthermore, a new agreement is made by including clauses regarding the terms, conditions and updates regarding the parties contained in the agreement. Debt Settlement Through Subrogation at PT. BFI Finance Indonesia, Tbk Palembang Branch, the procedure is simple, namely BFI simply pays off the debtor's debt and holds or takes the BPKB from the old creditor after that makes a new contract and is notarized. BFI never performs Subrogation to individual creditors, all of which are legal entities, among which are often carried out by ACC Finance and Sinar Mas Multifinance, the rest are banks because in the past there were not too many financing companies
Legal Consequences for Parties Bound by Employment Agreements That Are Not in Accordance with Company Regulations At PT Banyuasin Nusantara Sejahtera Ananda Hakikie; Joni Emirzon; Abdul Latif Mahfuz
Jurnal Ilmiah Advokasi Vol 12, No 3 (2024): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v12i3.5550

Abstract

Work agreements in a company must comply with company regulations but company regulations come into effect after being ratified by the Minister of Manpower or an appointed official. The formulation of the problem in this study is 1) What are the legal consequences for parties bound in a work agreement that are not in accordance with Company Regulations at PT Banyuasin Nusantara Sejahtera?; and 2) What is the legal settlement if a dispute arises due to a work agreement that is not in accordance with Company Regulations at PT Banyuasin Nusantara Sejahtera? The research method used is normative juridical research method. The data used in this research is secondary data. Based on the results of the study, it shows that 1) The legal consequences for parties bound by a work agreement that are not in accordance with Company Regulations at PT Banyuasin Nusantara Sejahtera are null and void by law and apply according to the provisions stipulated by. Legislation because the contents of the work agreement must not conflict with applicable company regulations and if there are conflicting provisions; and 2) Legal settlement if a dispute occurs due to a work agreement that is not in accordance with Company Regulations at PT Banyuasin Nusantara Sejahtera, namely Mediation, Conciliation and Arbitration
Application of the Law to Penal Legal Measures in Investigations of Perpetrators of Online Gambling Crimes (Case Study LP/A-05 /Iii / 2023 / Spkt / Satreskrim / Res Mura / South Sumatera in the Legal Area of the Police Muhammad Feryal Kautsar; Ruben Achmad; Abdul Latif Mahfuz
Jurnal Ilmiah Advokasi Vol 12, No 4 (2024): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v12i4.5681

Abstract

The world is currently developing rapidly along with technological advances, where existing technological advances are developing rapidly and are needed by society in everyday life. Another form of technological development is the use of social media. This research is a form of empirical method research. Empirical research is based on primary data (results of research in the field). The problem is the factors that influence the application of penal measures in the investigation of perpetrators of online gambling crimes (Case Study LP/A-05 /III / 2023 / SPKT / Satreskrim / Res Mura / South Sumatra in the Musi Rawas Police Legal Area). As a result, the factors that influence the implementation of penal legal measures are legal factors or statutory regulations, law enforcement factors, facilities and infrastructure factors and community factors
THE EFFECTIVENESS OF THE ROLE OF COMMUNITY GUIDANCE IN CONDITIONAL RELEASE AT PRABUMULIH CORRECTIONAL CENTER Lusi Hertina; Abdul Latif Mahfuz; Syamsul Syamsul
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 1 - May (2026): JOURNAL OF MANAGEMENT (Special Issue) - Correctional System Management
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study analyzes the effectiveness of Community Counselors in implementing conditional release at the Prabumulih Community Guidance Center (Pos Balai Pemasyarakatan Class IIB), with a focus on factors influencing the reintegration of clients into society. Using an empirical legal approach with a sociological perspective, the research employs qualitative methods, including interviews, observations, and document analysis involving counselors, clients, and related officials. The findings show that Community Counselors play a crucial role in supervising, guiding, and supporting individuals undergoing conditional release. They act as facilitators of reintegration by providing direction, monitoring behavior, and assisting clients in adapting to social life. However, the effectiveness of their role is constrained by several challenges. These include limited human resources, high counselor-to-client ratios, inadequate infrastructure, and persistent social stigma toward former inmates. These conditions reduce the ability of counselors to provide personalized guidance and optimal supervision, which in turn affects the success of the reintegration process. In conclusion, strengthening the role of Community Counselors is essential to improving conditional release outcomes. This can be achieved by increasing the number of counselors, enhancing institutional resources, improving coordination between agencies, and addressing societal stigma to support successful reintegration and reduce recidivism. Keywords: Conditional Release; Community Counselors; Social Reintegration
ADMINISTRATIVE ENFORCEMENT OF CIVIL SERVANT DISCIPLINE IN REGIONAL GOVERNMENTS: EVIDENCE FROM PRABUMULIH CITY Neliasni Neliasni; Erli Erli Salia; Abdul Latif Mahfuz
Jurnal Ilmiah Advokasi Vol 14, No 3 (2026): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v14i3.9063

Abstract

Civil servant discipline is a fundamental component of accountable public administration because the effectiveness of government institutions depends not only on regulatory frameworks but also on the institutional capacity and legal culture of the bureaucracy implementing them. Although civil servant discipline has been extensively regulated under Law Number 20 of 2023 concerning the State Civil Apparatus and Government Regulation Number 94 of 2021 concerning Civil Servant Discipline, limited attention has been given to how disciplinary authority is implemented at the regional level and how institutional, procedural, technological, and legal-cultural constraints influence enforcement. This study examines the administrative enforcement of civil servant discipline by the Civil Service and Human Resources Development Agency (BKPSDM) of Prabumulih City and identifies the legal and administrative factors that constrain its effectiveness. The study employs empirical juridical (socio-legal) research using statutory and field approaches. Primary data are derived from field information and institutional materials, while secondary data are obtained from legislation and relevant academic literature. Data are analyzed qualitatively through a socio-legal interpretive approach. The findings indicate that BKPSDM has a strategic role in disciplinary supervision, examination, clarification, administrative processing, and the formulation of disciplinary recommendations. However, its effectiveness is constrained by regulatory changes, limitations in disciplinary authority, complex administrative procedures, limited human-resource capacity, suboptimal technology-based supervision, and legal-cultural factors within the bureaucracy. These findings indicate that the problem of disciplinary enforcement is not merely normative but also institutional and organizational. The study contributes to the understanding of regional civil service governance by demonstrating how institutional authority and legal culture interact in determining the effectiveness of administrative discipline enforcement. Strengthening disciplinary governance therefore requires clearer authority arrangements, integrated digital monitoring, continuous administrative-law training, and stronger internalization of disciplinary and accountability values.Keywords: Civil Servant Discipline; State Civil Apparatus Governance; Administrative Law Enforcement; Bureaucratic Accountability; Regional Government Administration
Co-Authors ABADI Afianto, Vicky Afriansyah, Iwan Agum Marenra Albert Agus Topan Ananda Hakikie Andriani*, Shelvita Apriadi, Ruly Ardiyan Saptawan Ardiyan Saptawan Ari Juliansyah Arief Wisnu Wardhana Baranika, Millen Nagasti Cholidi Zainuddin Darmadi, Listiono Heri Dedy Aryanto Defriansyah*, Andrie Desrina Desrina Devi Iriansyah Dian Yuni Astuti Diki Vinal Dimas Arbianto Ardinur Djufri, Darmadi Efendi, Novrizal Eko Purwoko Erli Erli Salia Erli Salia Febri Yanto Feramarta, Putri Alda Hady, Erfan Hambali Yusuf Hambali Yusuf Handy Soesanto Harri Putra Makmur Hasan, KN, Sofyan Hasan Helwan Kasra Hendri Permana Heni Pujiastuti Holijah Holijah Irawan Adi Chandra Isisu, Septika Intan Islami, Muhammad Zhamir Ismail Pettanase Joni Emirzon Joni Emirzon Joni Emirzon Khalisah Hayatuddin Linda Lusi Hertina M. Novrianto Mahendra Mahendra Marlin, Marlin Mayangsari*, Riska Meria, Fatma Mowafg Abrahem Masuwd Muhamad Sadi Is Muhammad Feryal Kautsar Muhammad Pasya Rahmatullah Muhammad Pasya Rahmatullah Muhammad Yahya Selma Muhammad Zulchoir Rangkuti Mursyid Mursyid Neliasni Neliasni Novrianto, Muhamad Nugraha, Abyan Purnomo Putri, Tresyah Meyrinda Reza, Mehmed Rillo Waskitha Sandi Wiyata Riza Faisal Ismed Romli SA Romli SA Rosalina Rosalina Ruben Achmad Ruben Achmad Ruben Achmad Ruben Achmad SA, Ramli Saipuddin Zahri Saipuddin Zahri Salia, Erli Sanjaya Putra Saparyanto Sastro, Harmonis Serlika Aprita Sri Suatmiati, Sri Syamsul Syamsul Tanzil, Mulyadi Widiarta, Kadek Agus Yusuf, Hambali Zahri, Saefuddin Zahri, Saepuddin Zahri, Saipuddin Zainuddin, Cholidi