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All Journal Dinamika Pendidikan Jurnal Promosi Pendidikan Ekonomi EDUNOMIC : JURNAL ILMIAH PENDIDIKAN EKONOMI FAKULTAS KEGURUAN DAN ILMU PENDIDIKAN JURNAL PENDIDIKAN EKONOMI: Jurnal Ilmiah Ilmu Pendidikan, Ilmu Ekonomi dan Ilmu Sosial JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) JURNAL PENDIDIKAN TAMBUSAI Jurnal Pendidikan Ekonomi (JURKAMI) Jurnal Lentera Pendidikan Pusat Penelitian LPPM UM Metro Economic Education and Entrepreneurship Journal Jurnal Inovasi Pendidikan Ekonomi Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Wahana Pendidikan Edunomia : Jurnal Ilmiah Pendidikan Ekonomi Jurnal Riset Pendidikan dan Pengajaran (JRPP) Journal of Educational Analytics International Journal Corner of Educational Research (IJCER) Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) Global Education Journal Jurnal Sains Student Research Dinamika: Jurnal Pengabdian Masyarakat Hatta: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi COSMOS Jurnal Ekonomi, Manajemen, Akuntansi PESHUM
Astri Srigustini
Universitas Siliwangi
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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PENGARUH PEMANFAATAN FINACIAL TECHNOLOGY (FINTECH) DAN GAYA HIDUP KONSUMTIF TERHADAP MANAJEMEN KEUANGAN PRIBADI SISWA Karmulloh, Muhamad Rendi; Srigustini, Astri; kurniawan, Kurniawan
JURNAL LENTERA [PENDIDIKAN PUSAT PENELITIAN LPPM UM METRO] Vol 11, No 1 (2026): Jurnal Lentera Pendidikan Pusat Penelitian LPPM UM Metro
Publisher : LPPM UM Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jlpp.v11i1.5232

Abstract

The rapid development of Financial Technology (FinTech) among the younger generation has made financial transactions more convenient, but it also has the potential to encourage a consumerist lifestyle that can affect students’ personal financial management. Students’ awareness of financial planning and control remains low. This study aims to analyze the influence of FinTech usage and a consumerist lifestyle on the personal financial management of students at State High School 3 Tasikmalaya, both partially and simultaneously. This study employs a quantitative approach using a survey method and an associative-causal design. The study population consists of 1,260 students, with a sample of 306 respondents selected using proportionate stratified random sampling. Data were collected via a Likert-scale questionnaire and analyzed using multiple linear regression with the aid of SPSS. The results indicate that the use of FinTech and a consumerist lifestyle, both partially and simultaneously, significantly influence students’ personal financial management. Thus, students’ personal financial management is influenced by external factors such as the use of FinTech and internal factors such as a consumerist lifestyle.
Co-Authors abqoriyah, Zahra Ade Rustiana Aftilasyah, Wulan Agus, Agus Rahmat Aisyah, Iis Aliyah, Lia Samrotul Allicia Deana Santosa Alwiyasa, Rahmatul Khalik Amelia, Dinda Astuti, Yani Sri Azizah Fauziyah Barokah, Fajriyatul Cahyani, Karin Edi Fitriana Afriza, Edi Fitriana Enok Mira Faizin, Muhammad Ilham Faujiah, Fuji Gugum Gumilar Gugum Gumilar Hafiani, Debi Rahma Helbawanti, Octaviana Husnul, Nisatami Iis Aisyah Iman Mahardika Ira Rahayu Ismi Irpianti Pratami Karmulloh, Muhamad Rendi Khoerunisa, Nisa Kurniawan Kurniawan Lilis karlina, Lilis Maherina, Rina Muhamad Irfansyah NABILAH, SALMA Ningsih, Mega Prani Parhannudin, Parhannudin Pratama, Rizal Malik Puspita, Annisa Eka Qolbu Fuadil Hamid Quranisari, Siti Hatifah Raden Roro Suci Nurdianti, Raden Roro Suci Rahayu, Mila Siti Rahmawati, Idah Ramadanti, Intan Ramadhanti, Regita Ari Ramdani, Gilang Rendra Gumilar Rendra Gumilar, Rendra Rotua, Sri Yulina Ruswianti, Ruswianti Sadiah, Ati Sari, Firda Fitdiyah Nikita Solihat, Ai Nur Sri Hardianti Sartika, Sri Hardianti Suparman, Adytria Syahnaz, Helwa Insania Wardani, Yusrima Syamsina Widyaningrum, Bakti Yoni Hermawan Yoni Hermawan Yoni Hermawan