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Sharia-Based Family Financial Management Training in Aceh Jaya Regency Riyaldi, Muhammad Haris; Umuri, Khairil; Sartiyah, Sartiyah; Syahrizal, Teuku Muhammad; Sitepu, Novi Indriyani; Nurlina, Eka; Nurdin, Ridwan; Syahriyal, Syahriyal; ZT, Fitrah Afandi; Sari, Nurma
Jurnal Pengabdian Bakti Akademisi Vol 1, No 1 (2024): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v1i1.37620

Abstract

This community service aims to provide Sharia-based family finance socialization for women in Aceh Jaya Regency, Aceh. This activity was motivated by the low literacy level regarding Sharia-based family financial management in Aceh Province, especially among women. So, the service activities aim to increase understanding of Sharia-based family financial management, especially among women in Aceh Jaya Regency, Aceh Province. Service activities include preparation for activities, implementation of activities, and evaluation of activities. Implementing activities are planned in coordination with the Dinas Pemberdayaan Masyarakat, Perempuan, dan Keluarga Berencana (DPMPKB) Aceh Jaya regarding availability, location, and activity participants. Activities were carried out involving women in Aceh Jaya Regency, Aceh. The Sharia-based family financial management material is delivered through discussions and questions and answers. Evaluation of the implementation of service activities is reflected in the presence and enthusiasm of participants in listening to the material presented. Community service activities provide positive results by increasing participants' understanding of Sharia-based family financial management.
Enhancing the Economy and Human Capital of Santri Through Education: The Role of Islamic Boarding Schools (Dayah) in Aceh Yunus, Mukhlis; Long, Ahmad Sunawari bin; Faisal, Faisal; Nizam, Ahmad; Jalaluddin, Jalaluddin; Sakir, A; Riyaldi, Muhammad Haris; Adam, Muhammad; Musnadi, Said; Mahdani, Mahdani; Kesuma, Teuku Meldi; Siregar, Muhammad Ridha
Jurnal Pengabdian Bakti Akademisi Vol 2, No 2 (2025): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v2i2.46152

Abstract

The rapid advancement of globalization has made economic and human resource (HR) development a key driver of national progress. Education plays a pivotal role in improving quality of life and economic welfare, particularly within thedayah(traditional Islamic boarding school) communities in Aceh. As Islamic educational institutions, dayah hold significant potential in educating and empowering local communities. However, challenges such as limited infrastructure, lack of access to modern technology, and insufficient skill development programs remain major obstacles. To address these issues, innovative approachesincluding vocational training and entrepreneurship educationmust be strengthened and integrated into the dayah curriculum. Collaboration with local industries and training institutions can provide market-relevant skills development.Community service initiatives conducted at Dayah Mini Aceh, which focus on enhancing economic and HR capacities through education, have demonstrated significant outcomes. Evaluations reveal improved understanding and skills among santri (Islamic students) in leveraging education to boost economic well-being. These efforts also contribute to achieving the Sustainable Development Goals (SDGs), particularly in quality education (SDG 4) and decent work (SDG 8). This article provides a comprehensive overview of the challenges faced by dayah and proposes innovative solutions to transform them into effective hubs for education and economic empowerment. By addressing systemic barriers and fostering strategic partnerships, dayah can play a vital role in advancing both local and national development agendas.
Enhancing Cooperative Member Loyalty: The Nexus of Service Quality, Institutional Image, and Governance Nurdin, Ridwan; Umuri, Khairil; Riyaldi, Muhammad Haris
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 14 No. 1 (2025)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v14i1.22446

Abstract

Cooperatives play a crucial role in driving economic development in Indonesia. However, increasing competition from financial institutions has made member loyalty a key factor in ensuring cooperative sustainability. Baitul Qiradh Baburrayyan Cooperative, (KBQ Baburrayyan) a leading coffee-exporting cooperative in Aceh Tengah Regency, Indonesia, faces these challenges while striving to maintain strong member engagement. This study explores the strategies implemented by KBQ Baburrayyan to sustain member loyalty using a qualitative approach with descriptive analysis. The findings reveal that the cooperative enhances service quality through improved coordination and collaboration between management and members. Additionally, strong governance and member-oriented business practices empower members by addressing their economic needs. The cooperative also maintains a positive institutional image, fostering trust among members and stakeholders. This study highlights that service quality, governance, and institutional reputation are essential factors in sustaining long-term member loyalty in cooperatives.======================================================================================================== ABSTRAK - Meningkatkan Loyalitas Anggota Koperasi: Hubungan antara Kualitas Pelayanan, Citra Organisasi, dan Tatakelola. Koperasi memiliki peran penting dalam mendorong perkembangan ekonomi di Indonesia. Dalam menghadapi persaingan dengan lembaga keuangan lainnya, mempertahankan loyalitas anggota menjadi faktor kunci dalam menjaga keberlanjutan koperasi. Koperasi Baitul Qiradh (KBQ) Baburrayyan, sebagai koperasi eksportir kopi terkemuka di Kabupaten Aceh Tengah, juga menghadapi tantangan untuk mempertahankan loyalitas anggotanya. Penelitian ini mengeksplorasi strategi yang diterapkan KBQ Baburrayyan dalam mempertahankan loyalitas anggota dengan menggunakan pendekatan kualitatif dan analisis deskriptif. Hasil penelitian menemukan bahwa dalam mempertahankan loyalitas anggota, KBQ Baburrayyan melakukan beberapa strategi, yaitu menjaga kualitas pelayanan dengan meningkatkan koordinasi dan kerjasama yang baik antar pengurus dan anggota. Selain itu, koperasi juga menjalankan tata kelola dan bisnis yang berorientasi pada pemberdayaan anggota, sehingga anggota dapat memenuhi kebutuhan hidup mereka dengan baik. Koperasi juga berupaya menjaga citra sehingga senantiasa dipandang baik oleh anggota dan stakeholder lainnya. Hasil penelitian ini menunjukkan bahwa untuk menjaga loyalitas anggota, koperasi harus senantiasa menjaga kualitas pelayanan, tata kelola dan citra dengan baik. 
Empowerment of Small and Medium Industries (IKM) and Value Added of Sabangs Local Souvenir Products Riyaldi, Muhammad Haris; Umuri, Khairil; Kamal, Fakhri
Jurnal Pengabdian Bakti Akademisi Vol 2, No 3 (2025): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v2i3.48579

Abstract

This community service program aimed to empower Small and Medium Industries (IKMs) in Sabang City by enhancing the value-added potential of local souvenir products. The problems addressed included limited product differentiation, low-quality packaging, and inadequate branding and marketing skills among IKM actors. The program was a collaborative initiative between the Islamic Economics Study Program of Universitas Syiah Kuala and the Department of Industry, Trade, Cooperatives, and SMEs of Sabang City. Using a Service Learning (SL) approach, the activity involved workshops, product development simulations, and mentoring sessions. The results showed significant improvements, including increased participant knowledge, improved packaging quality, and the creation of actionable business plans. Over 80% of participants demonstrated enhanced entrepreneurial capacity, and more than 90% expressed satisfaction with the program. The outcomes suggest that integrated academic-community collaboration can effectively support micro-enterprise development and contribute to local economic resilience and sustainability
INFLUENCE OF SOCIALIZATION, KNOWLEDGE, TRUST, AND SOCIO-ECONOMIC MODELS ON ZAKAT PAYMENT INTEREST BAITUL MAL Anuriah, Shinta Laila; Riyaldi, Muhammad Haris
International Journal of Kita Kreatif Vol 1, No 2 (2024): International Journals Kita Kreatif Vol.1 No. 2 Mei 2024
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v1i2.38989

Abstract

This study aims to examine the influence of Socialization, Knowledge, Trust and Socio-Economic Models on interest in paying zakat through Baitul Mal on Lambaro Main Market traders. The sample in this study was 110 traders taken using the Hair formula. The analysis method is multiple linear regression analysis. The results showed that partial Socialization had no effect on the interest in paying zakat to traders of the Lambaro Main Market. The Knowledge, Trust and Socio-Economic Model partially affect the interest in paying zakat to traders of the Lambaro Main Market. While simultaneously Socialization, Knowledge, Trust, and Socio-Economic Models affect the Interest in Paying Zakat to Lambaro Main Market Traders. Therefore, Baitul Mal can carry out outreach to traders in order to increase interest in paying zakat at Baitul Mal.
Socialization of Economic and Islamic Financial Sustainability for Student Entrepreneurs in Kota Kinabalu, Sabah, Malaysia Riyaldi, Muhammad Haris; Halim, Hendra; Nurdin, Ridwan; Budin, Dg Safrina Ag; Nizam, Ahmad; Abd Karim, Mohd Rahimie bin; Lada, Suddin; Amri
Asian Journal of Community Services Vol. 3 No. 7 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajcs.v3i7.10457

Abstract

The "Socialization of Economic and Islamic Financial Sustainability for Student Entrepreneurs" was a collaborative event between Universitas Syiah Kuala (USK) and Universiti Malaysia Sabah (UMS) on June 25, 2024. It aimed to enhance student entrepreneurs' understanding of Islamic finance and Sharia law. Using the service-learning method, Dr. Dg. Safrina Ag. Budin presented on "Diversification of Islamic Banking Products in Malaysia," and Dr. Ridwan Nurdin discussed "The Uniqueness of Sharia in Aceh." Results showed significant improvement in participants' knowledge and engagement. This activity effectively contributed to promoting sustainable economic and financial practices among student entrepreneurs, aligning with the Sustainable Development Goals.
THE IMPLEMENTATION OF SOCIO-ECONOMIC AND GOOD GOVERNANCE MODELS IN IMPROVING ZAKAT COMPLIANCE BEHAVIOR AMONG ENTREPRENEURS IN ACEH PROVINCE, INDONESIA Riyaldi, Muhammad Haris; Syahriyal; Munzil
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 2 (2023): Regional Economics Development and Business Transformation in the Digital Era
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v2i1.136

Abstract

The Aceh government issued an appeal letter No.180/11860 dated August 3 2022 regarding an appeal to Muslim employees and companies (businesses) to deposit their zakat to Baitul Mal. The compliance behavior of entrepreneurs paying zakat to Baitul Mal is an important concern in optimizing zakat receipts in Aceh. Socio-economic models and good governance are important factors in increasing zakat compliance among entrepreneurs. What are Baitul Mal Aceh's policies and strategies for optimizing these two models? This research was conducted using a qualitative descriptive approach. Data was collected using interview and documentation techniques. Data analysis uses data reduction techniques, data display and conclusion making. The research results show that Baitul Mal Aceh has strengthened zakat management regulations in Aceh and followed this with education and socialization. Apart from that, Baitul Mal also always displays information related to the collection and utilization of zakat funds. Management with good governance is carried out by prioritizing transparency and accountability in zakat management. It is hoped that optimizing zakat continues to prioritize socio-economic models and good governance and can increase the trust and interest of entrepreneurs so that in the end they give their zakat to Baitul Mal Aceh.
PEMBERDAYAAN EKONOMI PESANTREN BERBASIS SANTRIPRENEUR MELALUI BUDIDAYA IKAN LELE Riyaldi, Muhammad Haris; Umuri, Khairil; Gunawan, Eddy; Nurdin, Ridwan; Dawood, Taufiq C; Srinita, Srinita; Silvia, Vivi; Farlian, Talbani; Nurlina, Eka
Abdimas Galuh Vol 5, No 2 (2023): September 2023
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v5i2.11571

Abstract

Pesantren merupakan sarana pendidikan menimba ilmu pengetahuan agama. Pesantren memiliki kendala tersendiri dalam bidang kemandirian secara ekonomi. Untuk mensiasati permasalahan tersebut diperlukan adanya pelatihan kewirausahaan bagi santri yang belajar di pesantren. Pesantren Darul Hikmah Khaju merupakan pesantren yang menampung santri dari kalangan kurang mampu dan yatim piatu. Maka oleh itu, pengabdian kewirausahaan yang dilakukan oleh tim pengabdian bertujuan untuk menumbuhkembangkan semangat kewirausahaan dan kemandirian pesantren. Pengabdian ini menggunakan pendekatan partisiopatris, dengan mengajak patisipasi pihak pesantren. Setelah dilakukan observasi dan diskusi, pemberdayaan ikan lele merupakan usaha yang realistis dijalankan oleh Pesantren Darul Hikmah Khaju. Budidaya ikan lele memiliki peluang ekonomi yang strategis dan menjanjikan karena sangat mudah dan praktis untuk dilakukan. Kegiatan pengabdian dilakukan dengan beberapa langkah, yaitu menjelaskan konsep kewirausahaan berbasis santripreneur, pengamatan lingkungan dan diskusi dalam melihat potensi dayah, pelatihan budidaya ikan lele sistem tambak, persiapan,, dan kegiatan pembudidayaan ikan lele. Pengabdian yang dilakukan dengan berbasis santripreneur pada santri Pesantren Darul Hikmah Khaju memberikan manfaat yang besar. Santri mendapatkan wawasan spiritual-preneurship dalam kultur pesantren, sekaligus mulai memahami bagaimana tata cara pembudidayaan lele.
Building the Halal Dining Experience: Physical Evidence, Satisfaction, and Revisit Intention in Banda Aceh Syahriyal, Syahriyal; Riyaldi, Muhammad Haris; Nisva, Raisa Ullya; Radhi, Fahrul
Jurnal Bisnis Dan Kajian Strategi Manajemen Vol 9, No 2 (2025): JURNAL BISNIS DAN KAJIAN STRATEGI MANAJEMEN
Publisher : universitas teuku umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jbkan.v9i2.13240

Abstract

This study investigates how physical evidence in Middle Eastern–themed restaurants influences revisit intention in Banda Aceh and whether Muslim customer satisfaction mediates that relationship. Motivated by the growth of halal dining and the centrality of servicescape to Muslim diners’ experiences, the research addresses limited empirical evidence in this specific cultural setting. A cross-sectional survey was administered to 300 Muslim customers who had visited at least one target restaurant; responses were captured on a five-point Likert scale using reflective indicators for physical evidence, customer satisfaction, and revisit intention. Data were analyzed with partial least squares structural equation modeling (SmartPLS 3.0) and bootstrapping. Measurement results showed strong reliability and convergent–discriminant validity across constructs. Structurally, physical evidence had a significant positive effect on customer satisfaction and revisit intention, while customer satisfaction also significantly increased revisit intention. The model explained a substantial share of variance in customer satisfaction and revisit intention, and mediation testing indicated that customer satisfaction partially carried the effect of physical evidence on revisit intention. These findings highlight that an Islamic-aligned servicescape—covering architecture and interior, Islamic visual cues, cleanliness, absence of non-sharia activities, prayer facilities, and transparent transactions—directly encourages return visits and, through enhanced satisfaction, further strengthens customers’ intentions to revisit. The study contributes context-specific evidence for halal hospitality management and suggests that operators should jointly invest in servicescape design and experience orchestration to build repeat patronage.
TRANSPARANSI DAN AKUNTABILITAS PENGELOLAAN ZAKAT DI BAITUL MAL ACEH: ANALISIS PERSEPSI MUZAKKI Yusra, Mahda; Riyaldi, Muhammad Haris
Al-Infaq: Jurnal Ekonomi Islam Vol. 11 No. 2 (2020)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Transparansi dan akuntabilitas sangat penting diterapkan dalam tata kelola zakat. Penelitian ini mendeskripsikan persepsi muzakki untuk mengetahui tingkat transparansi dan akuntabilitas Baitul Mal Aceh dalam mengelola zakat. Pengumpulan data dilakukan dengan menggunakan instrumen kuesioner yang dibagikan kepada 100 muzakki. Hasil analisis deskriptif menunjukkan bahwa transparansi dan akuntabilitas pengelolaan zakat dikategorikan sudah baik. Artinya muzakki menilai bahwa pengelolaan zakat di Baitul Mal Aceh telah mengimplementasikan transparansi dan akuntabilitas dengan baik. Tingat transparansi Baitul Mal Aceh dinilai baik disebabkan upaya penyampaian informasi pengelolaan zakat melalui media massa. Sedangkan tingkat akuntabilitas baik disebabkan persepsi muzakki yang menilai sistem pembayaran zakat di Baitul Mal Aceh mudah dilakukan dan kebijakan pengelolaan zakat yang sudah akurat. Baitul Mal Aceh sebaiknya menyediakan menu informasi laporan keuangan dengan navigasi yang mudah bagi muzakki untuk menemukan aksesnya.
Co-Authors Abd Karim, Mohd Rahimie bin Abrar, Syahrul Afani, Rayyan Jura Al Adil, Muhammad Hafizh Al Ghifary, Ahmad Kamal Amir, Fakhrurrazi Amri Amri Amri Anoora, Rana Anuriah, Shinta Laila Aqil, Atallah Budin, Dg Safrina Ag Darwanis Darwanis Eddy Gunawan, Eddy Endang Pitaloka Fadhil, Rahmat Faisal Faisal Farid Farid Mulana Farma, Junia Fatahillah, Habib Fatiya, Ina Firdaus, Mohd Halim, Hendra Hasibun, Muammar Jalaluddin Jalaluddin Jamal, Abd. Junika Napitupulu Kamal, Fakhri Kanchawongpaisan, Sipnarong Kesuma, T. Meldi Lada, Suddin Long, Ahmad Sunawari bin M. Shabri Abd. Majid Mahdani, Mahdani Maisaroh Maisaroh Mardiah, Rima Humaira Miftahuddin Miftahuddin Muftahuddin, Muftahuddin Muhammad Adam, Muhammad Muhammad Hafidh Mukhlis Yunus Munzil Murkhana, Murkhana Nainggolan, Susan Grace Najla, Najla Nasution, Lisa Elianti Ningsing, Diana Setya Nisva, Raisa Ullya Nizam, Ahmad novindra . Nurlina, Eka Nurma Sari, Nurma Nursaniah, Cut Nurul Malahayati Othman, Razali Bin Putri Handayani Radhi, Fahrul Rahama, Cut Fadhila Rani, Dzacky Muharram Rashid, Muhammad Hafiz Abd. Ridwan Nurdin Riha Dedi Priantana Safinal, Safinal Said Musnadi Sakir, A Sari, Meutia Dwi Novita Sartiyah Sartiyah Sartiyah, Sartiyah Silvia, Vivi Siregar, M. Ridha Siregar, Muhammad Ridha Sitepu, Novi Indriyani Sri Rezeki Srinita, Srinita Suhaeri Suhaeri, Suhaeri Susanna Syahriyal Syahriyal, Syahriyal Syahrizal, Teuku Muhammad Talbani Farlian Taufiq Carnegie Dawood Teuku Meldi Kesuma, Teuku Meldi Teuku Muhammad Syahrizal Umuri, Khairil Widalicin Januarty Yusra, Mahda Zahrani, Nazila Zahri Hamat ZT, Fitrah Afandi