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All Journal DE'RECHTSSTAAT QARDHUL HASAN: MEDIA PENGABDIAN KEPADA MASYARAKAT JURNAL ILMIAH LIVING LAW Al-Mubin: Islamic Scientific Journal Jurnal Cahaya Mandalika AKADEMIK: Jurnal Mahasiswa Humanis Riwayat: Educational Journal of History and Humanities Karimah Tauhid JURNAL ILMIAH GEMA PERENCANA Causa: Jurnal Hukum dan Kewarganegaraan Jurnal Penelitian Pendidikan Indonesia ALADALAH: Jurnal Politik, Sosial, Hukum dan Humaniora Al Qodiri: Jurnal Pendidikan, Sosial dan Keagamaan
Sihotang, Sudiman
Universitas Djuanda
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Neuroscience Social Sciences Other

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The principle of fairness in standard agreements in the financial services sector for consumer legal protection Reja Haryadi; Martin Roestamy; Sudiman Sihotang
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 11 No. 4 (2025): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020254562

Abstract

This study aims to examine and analyze the application of the principle of fairness in standard agreements within the financial services sector concerning consumer legal protection, as regulated under Law No. 8 of 1999 on Consumer Protection. The research adopts a normative juridical approach, collecting and analyzing data through literature studies and statutory approaches, supplemented by case studies to assess real-world applications. The findings reveal that standard agreements in financial services, which are predominantly unilaterally drafted by financial service providers (PUJK), often result in unfair conditions for consumers. These agreements lack a bargaining process, effectively leaving consumers in a weak position where they can only choose to either accept or reject the agreement in its entirety (take it or leave it). The novelty of this research lies in its detailed examination of power imbalances in financial agreements, demonstrating that consumer vulnerability stems from their dependency on financial services, which limits their negotiating power. Unlike previous studies, this research not only highlights these imbalances but also proposes regulatory improvements, such as mandatory fairness reviews and enhanced consumer rights protections, to address the injustices arising from unilateral contractual provisions. These findings are expected to contribute to policy recommendations that promote more equitable contractual relationships between financial service providers and consumers.
Assessing Tauhid-Driven Legal Sustainability for Community Justice: An Empirical Study of Indonesian Legal Experience Sudiman Sihotang; Ilman Khairi; Marhaban Sigalingging
JURNAL ILMIAH GEMA PERENCANA Vol 4 No 3 (2026): Jurnal Ilmiah Gema Perencana
Publisher : POKJANAS Bekerja Sama Biro Perencanaan dan Penganggaran, Sekretariat Jenderal Kementerian Agama RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61860/jigp.v4i3.399

Abstract

The development of the modern legal system, which is moving towards positivism, has created a need for an approach that combines moral and spiritual dimensions to achieve justice. This study aims to evaluate the position of Tauhid as an epistemological foundation for sustainable legal development and to examine its application in the Indonesian legal system, incorporating an empirical sociological field study from Kampus Bertauhid Universitas Djuanda. The method employed is empirical sociological research combined with normative juridical analysis, utilising a philosophical and comparative approach. The findings indicate that Tauhid comprises three main epistemological dimensions: ontological, axiological, and praxeological, which serve as the foundation for creating a just legal system. The integration of monotheistic values has begun to be applied in several areas of national law, particularly in family law and Islamic economics, although it is still not evenly distributed across all legal aspects. This study develops a model of Sustainable Integrated Tauhidic Justice (STIJ), encompassing substantive, procedural, institutional, and cultural dimensions as a comprehensive analytical framework. The empirical study demonstrates that a legal approach based on Tauhid significantly strengthens inclusive and sustainable social justice within the Indonesian legal framework, particularly when supported by campus-based community awareness.
Pengembangan Model Pengikatan Jaminan Fidusia Dari Objek Bangunan Gedung Untuk Kepastian Hukum Terhadap Eksekusi Jaminan Poppy Pujiono; Endeh Suhartini; Abraham Yazdi Martin; Sudiman Sihotang
JURNAL ILMIAH LIVING LAW Vol. 17 No. 1 (2025): Jurnal Ilmiah Living Law
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jill.v17i1.10730

Abstract

This research aims to analyze the development of a model of fiduciary binding with building objects on other people's land that is just based on contract law and knowing and analyzing legal certainty in credit settlement with building objects on other people's land in bad credit. The method used in this study is the normative juridical law research method. The results showed that the development of a fiduciary binding model with building objects on other people's land that is fair based on contract law can rely on regulations to the Civil Code as the legal basis for its implementation. With the economic value of a kiosk standing on someone else's land, the object can be guaranteed by a fiduciary with a mark of rights, namely, a Deed of Fiduciary Guarantee from a Notary Public and also registered with the Fiduciary Registration Office. Both are using a building rental model, not buying and selling because the building stands on someone else's land rights, namely the DKI Jakarta Provincial Government. The registration also creates legal certainty for the contracting parties, especially if the fiduciary object becomes a credit guarantee at the bank which will remain attached to the executory beslag in it.
The Legal Validity of the Sale and Purchase Deed Executed Before the Land Deed Official Pursuant to a Power of Attorney in the Notarial Sale and Purchase Agreement Husein Alatas; Sudiman Sihotang; R. Yuniar Anisa Ilyanawati; Muhammad Arsjad Yusuf
DE'RECHTSSTAAT Vol. 11 No. 2 (2025): JURNAL HUKUM DE'RECHTSSTAAT
Publisher : Fakultas Hukum Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jhd.v11i2.18821

Abstract

The purpose of this research is to analyze the position of the authentic deed in the evidence in the trial of civil cases and to find out and analyze the legal force of the sale and purchase deed before the official who made the land deed made based on the power of attorney stated in the deed of the notary sale and purchase binding agreement. This research method uses a normative juridical approach that emphasizes literature studies with the addition of literature, namely decision studies to strengthen the analysis and produce accurate conclusions. The results of the study show that first, the power of attorney listed in the PPJB deed is a unit that is not separate from the PPJB deed as an authentic deed and becomes full proof for judges in civil trials. Second, that the AJB made before PPAT based on the power of attorney stated in the PPJB Notarial deed has perfect legal force and is legally binding and the power of attorney listed in the notary deed is valid as authentic evidence.
Analisis Yuridis Motif Tindak Pidana Pembunuhan dengan Mutilasi di Kecamatan Tenjo Kabupaten Bogor Yusril Fathoni; Sudiman Sihotang; Rizal Syamsul Ma’arif
Karimah Tauhid Vol. 4 No. 8 (2025): Karimah Tauhid
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/karimahtauhid.v4i8.20037

Abstract

Tindak pidana pembunuhan dengan mutilasi merupakan bentuk kejahatan yang tergolong kejam dan melanggar nilai-nilai kemanusiaan. Kasus pembunuhan dengan mutilasi di Kecamatan Tenjo, Kabupaten Bogor, menjadi perhatian publik karena pelaku tidak hanya menghilangkan nyawa korban, tetapi juga memotong-motong tubuh korban dengan motif yang kompleks. Penelitian ini bertujuan untuk menganalisis motif pelaku dari perspektif yuridis, serta mengkaji penerapan hukum pidana terhadap pelaku dalam kasus tersebut. Metode penelitian yang digunakan adalah yuridis normatif dengan pendekatan perundang-undangan dan studi kasus. Data diperoleh melalui studi kepustakaan serta dokumentasi dari putusan pengadilan dan berita acara pemeriksaan. Hasil penelitian menunjukkan bahwa motif pelaku tidak hanya dilandasi oleh dorongan emosional atau dendam pribadi, tetapi juga dipengaruhi oleh faktor psikologis dan lingkungan sosial. Dalam penegakan hukum, pelaku dikenai pasal-pasal dalam Kitab Undang-Undang Hukum Pidana (KUHP) terkait pembunuhan berencana dan perusakan mayat. Penelitian ini menegaskan pentingnya pendekatan multidisipliner dalam memahami motif tindak pidana serta perlunya penguatan upaya preventif oleh aparat penegak hukum untuk mencegah kejahatan serupa terulang kembali.
Analisis Yuridis Penerapan Hak Asasi Manusia dalam Menangani Aksi Demonstrasi oleh Kepolisian Negara Republik Indonesia Muhamad Anugrah Ramadhan; Sudiman Sihotang; Mulyadi
Karimah Tauhid Vol. 5 No. 1 (2026): Karimah Tauhid
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/karimahtauhid.v5i1.21779

Abstract

Korps Brigade Mobile sebagai satuan elit Polri bertugas menanggulangi ancaman Kamtibmas yang berintensitas tinggi serta banyak berkontribusi kepada bangsa dan negara dalam menjaga keamanan dan mempertahankan keutuhan Negara Kesatuan Republik Indonesia dari berbagai  ancaman dan gangguan Kamtibmas seperti gerakan radikal bersenjata, aksi terorisme dan pengamanan demonstrasi yang anarkis. Tujuan penelitian ini adalah untuk mengetahui dan menganalisis tentang penerapan Hak Asasi Manusia dalam penindakan kepolisian terhadap pelaku anarkis dalam aksi demostrasi dan serta untuk mengetahui dan menganalisis tentang hambatan yang dihadapi dalam penerapan Hak Asasi Manusia dalam penindakan kepolisian terhadap pelaku anarkis aksi sebuah demostrasi. Penelitian menggunakan metode penelitian  yuridis empiris yang menggabungkan pendekatan normatif dan empiris untuk memahami bagaimana hukum beroperasi dalam kenyataan masyarakat. Hasil penelitian diketahui bahwa penerapan hak asasi manusia dalam penindakan kepolisian terhadap pelaku anarkis dalam aksi demostrasi masih kurang efektif sehingga perlu diterapkan cara untuk memperkuat satuan serta memperkuat fungsi intelijen dan pembinaan massa. Intelijen masuk terlebih dahulu mendapatkan data-data kuat dan kemudian masuk pembinaan memberikan pendekatan secara edukatif pada masyarakat bagaimana penyelesaian masyarakatnya.
Co-Authors Abraham Yazdi Martin Adi Sulistiyono Agung Sudarwi Ali Nasution , Syamsudin Anggraeni, Risma Anisa Cahyani Arief Budi Santoso Asep Hidayat Carolina Yevi Cahyani Cayla Dadang Suprijatna Destiana, Suhendri Zikri Djuniarsono Endeh Suhartini Euis Hertiani Fauzi Ahmad Muda Fitriani Hasna Khairiyyah Giffari, Davi Aulia Indra Gustini, Rucita Harsono, Didid Sony Nor Hasibuan, M Rahadian Hendy Setiawan Hidayani, Jenny Husein Alatas Ilman Khairi Ilman Khairi Ilman Khairi Ilyanawati, R. Yuniar Anisa Ilyanawati, R. Yuniar Anisa Islami, Khahfi Nur Ladzuardi, Iqbal Ma'arif, Rizal Syamsul Marhaban Sigalingging Martin Roestamy Monaya, Nova Muhamad Anugrah Ramadhan Muhamad Rizki Sudrajat Muhammad Arsjad Yusuf Muhammad Rizki Kurniawan, Muhammad Rizki mulyadi Najrin Nova Monaya Nur Amalia Nurul Ramadhani Nurwati Nuwati Nyi Mas Gianti Bingah Erbiana Pangestu, Yudha Farhan Aji Poppy Pujiono R. Yuniar Anisa Ilyanawati R. Yuniar Anisa Ilyanawati Raden Djuniarsono Rambe, Muntara Rania, Anindira Annisya Reja Haryadi Ripandi awaludin Rivaldo, Tri Cakti Rizal Syamsul Ma’arif Roestamy, Martin Saepi Syawaludin Saputra, Wahyu Sukma Aji Satrio, Ricky Satriya, Yanuar Hary Sihotang, Andien Hasea Silitonga, Perdy Silva Farida Apriliandy Siti Nurjanah Siti Sulastri Siti Sulastri Siti Syabanti Syawaludin, Saepi Syifa Nada Saputri Vikri Pranata Alif Utama Yaris, Riyadi Yazdi Martin, Abraham Yogi Septio Adi Nugroho Yogi Septio Adi Nugroho Yumarni, Ani Yuniar Anisa Iilyanawati Yusril Fathoni Zaenal, Silvy Zaen Adistin Zulfahmi Hanifa