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All Journal Al-'Adalah Jurnal Hukum IUS QUIA IUSTUM Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum JURISDICTIE Jurnal Hukum dan Syariah Jurnal Ilmiah Hukum LEGALITY Jurnal Ekonomi Islam JURIS (Jurnal Ilmiah Syariah) Jurnal Darma Agung Jurnal AL-AHKAM Al-Mazaahib: Jurnal Perbandingan Hukum TAMWIL: Jurnal Ekonomi Islam JURIS (Jurnal Ilmiah Syariah) Jurnal Integrasi Ilmu Syariah (Jisrah) Journal of Innovation Research and Knowledge Qawanin: Journal of Economic Syaria Law EKONOMIKA SYARIAH : Journal of Economic Studies Al-Istinbath: Jurnal Hukum Islam JOEL: Journal of Educational and Language Research El-Hadhanah: Indonesian Journal Of Family Law And Islamic Law Jurnal Ekonomi Islam El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Al Ushuliy Journal of Innovative and Creativity IMPACTS: International Journal of Empowerment and Community Services Journal of Islamic Law and Wisdom Khazanah Hukum Khazanah Sosial
Farida Arianti
Universitas Islam Negeri Mahmud Yunus Batusangkar
Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Social Sciences Other

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STUDI LITERATUR EPISTEMOLOGI EKONOMI ISLAM TERHADAP PERUBAHAN SOSIAL Aprina Chintya; Farida Arianti; Yaswirman, Yaswirman; Maisarah Leli
Journal of Innovation Research and Knowledge Vol. 3 No. 7: Desember 2023
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jirk.v3i7.7164

Abstract

Epistemologi adalah studi tentang hakikat pengetahuan, pembenaran, dan rasionalitas keyakinan. Konsep sentral atau inti yang merasuki semua aspek epistemologi ekonomi Islam adalah tawhîd atau kesatuan Tuhan. Tawhîd adalah esensi Islam, tanpanya, tidak akan ada Islam. Secara epistemologis, tawhîd dianggap sebagai kesatuan pengetahuan dan dapat dipecah menjadi sumber, metode, dan pengetahuan ilmiah. Penelitian ini bertekad untuk menjelaskan penelitian epistemologis sebagai dasar pemahaman dan pengembangan ekonomi Islam dalam konteks perubahan sosial. Ini adalah penelitian kepustakaan, yang menggunakan data sekunder. Teknik pengumpulan data adalah dokumentasi dan data dianalisis dengan analisis isi. Berdasarkan kajian tersebut, epistemologi Islam menjadikan Islam sebagai titik awal pembahasan filsafat pengetahuan. Oleh karena itu, epistemologi Islam, di satu sisi, berfokus pada Allah dalam arti bahwa Allah adalah sumber pengetahuan dan sumber segala kebenaran. Di sisi lain, epistemologi Islam juga menitikberatkan pada manusia dalam arti bahwa manusia adalah subjek yang mencari ilmu (kebenaran). Sebagai pencari kebenaran, orang berubah dari waktu ke waktu, baik secara pribadi maupun sosial. Perubahan sosial adalah perubahan perilaku masyarakat dari satu situasi ke situasi lainnya
FACEBOOK MARKETPLACE AS AN ALTERNATIVE TO ADVANCE THE ECONOMY OF THE UMAM: PERSPECTIVE OF ISLAMIC ECONOMIC LAW Indra, Indra; Iska, Syukri; Dayat, Dayat; Arianti, Farida
Ekonomi Islam Vol. 15 No. 1 (2024): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v15i1.13265

Abstract

Transaction sell purchase is done using the Facebook marketplace platform is very structured big in use technology information as well as the internet at the moment this. Development method marketing product mature this is not it regardless from pattern sell buy and transaction online make law Islam take very important role in respond in perspective law economy Islam. On the basis Islam allow all form transaction muamalah is what is done, as long as Not yet There is the text forbids it transaction that. Facebook Marketplace give solution in promote product seller to get it reachable by buyers with fast and flexible and legal Islam give limitations to transaction the with exists terms and conditions sell buy in Islam, as long as transaction That fulfil provision terms and conditions so transaction the allowed in Islamic and also legal
THE TRANSFORMATION OF ZAKAT LAW: An Analysis of Ijtihād Maqāṣidī in the Modernisation of Zakat Practices in Indonesia Bashori, Akmal; mutho'am, Mutho'am; Arianti, Farida; Kumala, Irma Nur; Nurviani, Eka; Mukarromah, Firda Laily
Jurisdictie: Jurnal Hukum dan Syariah Vol 15, No 1 (2024): Jurisdictie
Publisher : Fakultas Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/j.v15i1.26733

Abstract

Zakat is not merely a category of normative worship but also an aspect of mu’āmalah characterized by its adaptability. This notion is evident in the efforts of the National Zakat Agency (BAZNAS) of Kendal District to modernize zakat law, going far beyond what is stipulated in classical naṣ and fiqh. The modernization of zakat law at BAZNAS Kendal, the main focus of this article, is explored through empirical juridical research using a philosophical re-actualization approach, extensive interpretive analysis, and the theory of maqāṣidi ijtihād. The study finds that modernization is apparent in initiatives to mandate zakat from corporations as zakatable entities, with allocations for distribution in forms such as creative consumptive zakat for installing clean water facilities, creative productive zakat in the form of microfinance, and zakat for community development. Methodologically, Baznas Kendal employs the principles of maqāṣid al-shariֿ’ah, evident in its efforts to link normative zakat teachings (naṣ) with various dynamics of modern life (al-wāqi’) and considerations of social welfare as the essence of shari’a presence. Therefore, this study contributes to the reconstruction of pre-modern zakat law formulations whose conceptualization is no longer visible in the modern era into something more contextually meaningful, and it deepens the understanding of the conceptual framework for the modernization of zakat law that adheres to maqāṣid al-shariֿֿ’ah. Zakat bukan saja katagori ibadah kenormatifan yang given, melainkan juga mu’amalah dengan karakter adaptability (keberubahan). Anggapan ini terlihat dalam upaya Badan Amil Zakat Nasional (Baznas) Kabupaten Kendal memodernisasi hukum zakat jauh melampaui apa yang tertertuang dalam naṣ maupun fiqh klasik. Modernisasi hukum zakat di BAZNAS Kab. Kendal sebagai fokus utama dalam artikel ini menggunakan jenis penelitian yuridis empiris dengan pendekatan reaktualisasi filosofis dan analisis interpretatif ekstensif, dan teori ijtihād maqāṣidī. Penelitian ini menemukan bahwa modernisasi hukum terlihat pada upayanya mewajibkan perusahaan sebagai objek yang dikenai zakat, sementara alokasi distribusinya dalam bentuk: zakat konsumtif kreatif berupa pemasangan saluran air bersih, dan produktif kreatif berupa zakat micro finance, serta zakat community development. Secara metodologis Baznas Kendal menggunakan dalil maqāṣid al-shari’a, hal ini terlihat pada upayanya mengaitkan antara ajaran normatif zakat (naṣ) dengan berbagai faktor dinamika kehidupan modern (al-wāqi’), serta pertimbangan kemaslatan sosial sebagai intisari kehadiran shari’a. Dengan demikian penelitian ini berkontribusi merekonstruksi formulasi hukum zakat pramodern yang konseptualisasinya tidak lagi visible di masa modern menjadi lebih memberi makna aplikasi kontekstualnya, serta memperdalam pemahaman kerangka konsepsional modernisasi hukum zakat berbasis maqāṣid al-shariֿֿ’ah.
Individual Rights (of a Person) Are Threatened When Maintaining Sustainable Stability of Life Arianti, Farida; Febriyanti , Siska; Silvianetri; Al-Hakim, Sofian; Fikri, M Ihsanul
AL-ISTINBATH : Jurnal Hukum Islam Vol 10 No 2 (2025)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jhi.v10i2.14411

Abstract

Individual/family rights, when not fulfilled, will bring about ongoing threats to life safety. Eliminating wealth/property leads to the pinnacle of poverty, a lack of prosperity, and dependence on others. This study aims to examine the rights of individuals/families regarding the lack of obligation to distribute consumed wealth as a threat to their lives. It also examines the causes of this lack of obligation to distribute consumed wealth. This study relies on a qualitative approach, with the type of field research, by collecting data through in-depth interviews with key informants and conducting observations. Data sources Datuak, Ninik mamak, bundo kandung, Minangkabau indigenous people. Analysis method with qualitative description. The research results show that the lack of utilization in asset distribution indicates the emergence of a form of difficulty in fulfilling individual/family rights to sustainability and survival. There are shortages in education, health, economic capital, and so on. The existence of Rangkiang values ​​is already feared, leading to the building being neglected and left to fall into disrepair, even though the building holds valuable value in the process of sustaining life. This paper concludes that a stable pattern of wealth consumption is associated with a person's fair attitude in balancing individual (self)/family rights and obligations in Hifzul Maal (preservation of wealth). Individual (self)/family rights are threatened when individual/family obligations in the distribution and consumption of wealth are neglected. The lack of sufficient living conditions has led to suffering due to the lack of everything needed to achieve life's activities.
Market Consignment Transactions and Their Legal Implications under Islamic Economic Law: Evidence from Ombilin Market Wani, Anisa; eficandra, eficandra; Alfiander, Dodon; Arianti, Farida; Nabilah, Wardatun
Al Ushuliy: Jurnal Mahasiswa Syariah dan Hukum Vol. 4 No. 2 (2025): Vol 4 No 2
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the mechanisms of price determination, profit distribution, and loss management in consignment sales transactions at Ombilin Market, Nagari Simawang. The research aims to analyze how prices are set, how profits are shared, and how losses or unsold consigned goods are handled within consignment-based trading practices at the market. The research adopts a field-based qualitative approach using a descriptive method. Data were collected from both primary and secondary sources. Primary data were obtained through observations and semi-structured interviews with traders and owners of consigned goods at Ombilin Market, while secondary data were gathered from other traders and community members with knowledge of local consignment practices. Snowball sampling was employed to identify relevant informants. Data analysis was conducted by systematically describing the empirical findings and interpreting them using relevant theoretical and legal frameworks. The findings reveal that price determination is carried out through mutual agreements between traders and consigned goods owners, taking into account prevailing market prices, operational costs, and demand conditions. Profit distribution is generally based on prior agreements, whereby traders receive approximately 30–40 percent of the total profit, while the remaining share is allocated to the owners of the consigned goods. In cases of losses arising from unsold goods, several mechanisms are applied, including returning the goods to the owners, renegotiating prices through sales to wholesalers at lower rates, sharing storage-related losses, or purchasing the goods at reduced prices upon mutual consent. When consigned goods are damaged, liability rests with the owner, provided that the trader has fulfilled the obligation to report the damage. From the perspective of Sharia economic law, the implementation of consignment agreements at Ombilin Market is consistent with the principles of wakālah bi al-ujrah. Price determination practices reflect Sharia principles of fairness and economic welfare, profit distribution corresponds to agreed-upon proportions, and loss management aligns with the concept of ḍamān in Islamic economic law.
Management , Capital and Legal Protection of Micro Businesses , Small Medium Enterprises and Small Traders in Suriname Prayekti, Prayekti; Arwani, Mokhamad; Yudhistira, Dimas; Sulistyanto, Tri Hadi; Arianti, Farida
IMPACTS: International Journal of Empowerment and Community Services Vol. 3 No. 2 (2025)
Publisher : Faculty of Economics Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/impacts.v3i2.19081

Abstract

Purpose The purpose of activity This is For give information about importance management business micro , small and medium enterprises (MSMEs) in general effective . Activities this also aims For convey importance utilization technology in development of MSMEs, providing outlook related certainty relevant policies and laws with MSME businesses , as well as give understanding regarding promotional strategies MSME products so that they can compete in a bigger market wide .Methods – Methods used in implementation Community service through Zoom application and provide counseling to MSMEs from Indonesia, Malaysia, and Suriname. Abdimas Team give Exposure material about introduction plan business .Results and discussions - Activities devotion public international This succeed involving 154 participants from Indonesia, Malaysia, and Suriname. Activities This reach wide audience and discuss management of MSMEs comprehensive , covering planning business , marketing strategy based on collaboration , entrepreneurship , and utilization technology For expand the market.Conclusion Success activity This show importance mentoring sustainable and training deep For answer need specific every sector business . With step this , UMKM can grow in a way sustainable and provide impact more positive wide for ecosystem global business .
Pendistribusian Zakat kepada Bukan Mustahik Farida Arianti; Isra Mardani; Zulfahmi; Nabila Zakiyah; Debby Triana Dewi; M. Ihsanul Fikri
Journal of Islamic Law and Wisdom Vol. 1 No. 2 (2025): Desember 2025
Publisher : Program Studi Magister Hukum Islam - UIN Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/jilaw.v1i2.10232

Abstract

The life of the people of Nagari X submits zakat to create silaturrahmi to all local people in the surau. Malin distributes zakat equally to all those in the muzakki's house. The purpose of this study explains the purpose of zakat to increase silaturrahmi with relatives and neighbors in the vicinity who understand the text of the QS. Al-Taubah verse 60. As well as explaining the understanding of people who have the right to receive zakat. The research method is descriptive qualitative with a phenomenological approach in Nagari X. The data collection technique is by in-depth interviews with the community and local religious leaders. The analysis was carried out descriptively qualitatively. The research findings state that Malin submitted zakat to people who attended the zakat handover meeting. Zakat is divided based on the number of people present at the meeting. The nominal zakat is only for shopping for light things under Rp. 50,000. in field data. The conclusion of this study shows that the distribution of zakat is based on the moment of the social gathering event between the community to strengthen brotherhood, but this does not have an impact on the purpose of zakat in Islamic law, which is to make zakat recipients prosperous and improve their economy. Therefore, the method of zakat distribution in Nagari X is not in accordance with Islamic law regarding the laws of zakat and the purpose of zakat itself. Praktik pengelolaan distribusi zakat oleh masyarakat Nagari X untuk menciptakan silaturrahmi agar lebih akrab dengan sesame saudara. Malin sebagai orang siak membagi-bagikan zakat secara merata kepada semua yang hadir dalam tasyakuran di rumah muzakki., Namun distribusi tersebut tergolong fakir, miskin dan orang berkemampuan.  Tujuan penelitian ini menjelaskan pelaksanaan zakat pertanian oleh Malin dengan membagikan semua yang diundang oleh muzakki. Dan menjelaskan keabsahan hukum zakat didistribusikan kepada kerabat dengan alasan silaturrahmi sebagai pendekatan penerima zakat. Metode penelitian deskriptif kualitatif dengan pendekatan fenomenologi di Nagari X. Teknik pengambilan data dengan wawancara mendalam kepada masyarakat dan orang siak (malin) secara snowball sampling.. Analisis dilakukan secara  deskriptif kualitatif. Temuan penelitian menyatakan Malin menyerahkan zakat kepada orang-orang yang hadir di acara pertemuan momen penyerahan zakat.  Zakat dibagi berdasarkan jumlah orang yang hadir di pertemuan tersebut. Nominal zakat  sekedar untuk belanja hal hal ringan di bawah Rp.50.00. pada data lapangan. Kesimpulan penelitian ini menunjukkan data penyerahan zakat berdasarkan momen ajang silaturrahmi antara masyarakatnya untuk menjalin persaudaraan semakin erat, sekalipun kaya,  namun hal ini tidak sesuai dengan hasnaf delapan penerima zakat yang fakir miskin, sekalipun terdapat kerabat yang miskin lebih diutamakan. Di samping pihak penerima mesti dari golongan sanaf delapan  dan juga mesti mengangkat taraf ekonominya, bukan sebatas belanja sesaat. Hal ini  tidak membawa arti dalam perubahan ekonominya sesuai  menjadikan penerima zakat untuk kesejahteraan dan meningkat perekonomianya.
Analisis Maslahah Terhadap Pengguna Jasa Asuransi Kesehatan Melalui Mobile Jkn di RSUD Prof. Dr. Ma Hanafiah Sm Batusangkar Yovi Hendrixon; Alimin; Farida Arianti
Journal of Innovative and Creativity Vol. 5 No. 3 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i3.5221

Abstract

Tujuan penelitian ini adalah menganalisis implementasi aplikasi Mobile JKN dalam pelayanan asuransi kesehatan di RSUD Prof. Dr. M.A. Hanafiah SM Batusangkar melalui perspektif Maslahah dalam Hukum Ekonomi Syariah. Pelayanan asuransi Kesehatan melalui Mobile JKN telah dilaksanakan namun masih menghadapi kendala teknis, sosial, dan Hukum seperti aplikasi error, kurangnya sosialisasi, serta kesenjangan digital pada pasien lansia. Hak penggunaan Asuransi Kesehatan belum terpenuhi secara merata, terutama dalam hal akses layanan yang adil, informasi yang jelas dan perlindungan dari diskriminasi bagi pengguna non aplikasi. Dari tinjauan Maslahah Mobile JKN memiliki nilai Hajiyyat (kemudahan) dan Tahsiniyyat (kenyamanan) bagi pengguna yang mampu, namun berpotensi menimbulkan mafsadah (kerusakan) berupa hambatan akses pelayanan Kesehatan yang termasuk dalam kategori dharuriyah (kebutuhan Primer) bagi kelompok rentan seperti lansia dan Masyarakat kurang mampu. Jenis penelitian yang digunakan dalam penelitian ini adalah studi lapangan dengan menggunakan pendekatan kualitatif. Teknik pengumpulan data yang penulis gunakan adalah melalui wawancara dan dokumentasi. Dari penelitian yang penulis lakukan di lapangan dapat disimpulkan bahwa meskipun MobileJKN merupakan inovasi yang positif, kebijakan wajib penggunaannya belum sepenuhnya sejalan dengan prinsip keadilan dan kemaslahatan dalam maqashid syariah. Diperlukan kebijakan yang lebih inklusif, penyediaan jalur manual, serta perbaikan teknis dan sosialisasi untuk memastikan terpenuhinya hak kesehatan semua lapisan masyarakat.
Ownership Ambiguity: A Study of Compensation for Crop Damage in Coconut Pawn Transactions in Islamic and Customary Law Farida Arianti; Silvianetri Silvianetri; Akmal Bashori; Iza Hanifuddin; Abdul Mughits; Maisarah Leli
Khazanah Hukum Vol. 7 No. 3 (2025): Khazanah Hukum
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/kh.v7i3.43793

Abstract

Control of the pawned coconut object over the damaged plants around the pawned object. The pawnbroker demands compensation for the damage to his plants around the pawned coconut tree. The purpose of this study is to examine how the control of the parties who carry out plant pawn transactions is exercised and how the legal responsibility is when damage occurs to the plants around the collateral object. This type of research is in the form of field research in the Lima Kaum Batusangkar area of ​​Indonesia. This study is descriptive qualitative with a case study approach. Primary sources from both parties who carry out the coconut tree pawn agreement. Secondary sources from the local community. Data collection techniques through in-depth interviews and observations. Analysis techniques with qualitative descriptive analysis. Findings from the field show that the pawnbroker still has power over the land where the coconut grows and plants young plants in the form of cayenne pepper around the area, while the pawn recipient also has power over the coconut fruit that has been pawned to him. This study concludes that compensation for damaged plants cannot be justified according to Custom, because the cayenne pepper plants prevent the pawn recipient from taking the fruit, in line with the pawn recipient's power, which includes the boundaries of the coconut tree land attached to immovable objects (land). According to Islamic jurisprudence, this is a naqish (limited time) property right, only one of which is owned (material or benefit).
Study of Old Plant Analysis on the Completion of ‘Pagang Gadai’ (Pawn) Agreement in Minangkabau Society Farida Arianti; Asyari Hasan
Khazanah Sosial Vol. 4 No. 2 (2022): Khazanah Sosial Vol 4, No 2 August 2022
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ks.v4i2.17216

Abstract

There had been a debt guarantee settlement completed in the Minangkabau community. The purpose of this study was to uncover how to understand about the utilization of debt guarantees in ‘Pagang Gadai’ (pawns), as well as the position of plant ownership on land repaid in pawn transactions. The method used was qualitative with a phenomenology approach. The data source of this research was people or communities (including indigenous figures) of Minangkabau customs who were involved in pawns transactions, especially in Nagari Tabek of Pariangan district. The data collection was conducted through in-depth interviews of five research informants based on interview guidance using snowball sampling technique.  The results showed that the use of pawns can be done with several conditions: 1) obtaining permission from the owner where there is no element of exploitation and managed by pawns, and 2) mastery of old plants can be done by the recipient of the pawn after redemption is classified to the exploitation that leads to take the property of others unjustly and blatantly (‘Ghasab’ behaviors).
Co-Authors Abdo Yousef Qaid Saad Abdul Mughits Abdul Mughits Abdul Mughits, Abdul Afkar Afkar Akmal Bashori Al-Hakim, Sofian alfi husni, alfi Alfiander, Dodon Alfitri, Aulia Alimin Aprina Chintya arnes, okto viandra arnes Asmadia, Tezi Asyari Hasan Bashori, Akmal Bustamin Bustamin Dayat Dayat, Dayat Debby Triana Dewi Deri Rizal Dewi Putri Dewi Putri Dian Pertiwi Dimas Yudhistira, Dimas Eficandra Eficandra Elimartati Elimartati Elsy Renie Evra Willya Febriyanti , Siska Fikri, M Ihsanul Habibah, Septiara Nur Hafiz Daffa Haseeb Ur Rahman Husna Rita Ihsanul Fikri Indra Indra Irpan Irpan Isra Mardani Iza Hanifuddin Iza Hanifuddin, Iza kasmidin, kasmidin Kumala, Irma Nur Leli, Maisarah M, Pauzi M. Abel Yazid M. Ihsanul Fikri Maisarah Leli Maisarah Leli Maisarah Leli Majed Alharthi Marnia, Rani Masum, Ahmad Mokhamad Arwani Mona Astriya Safitri Muhammad, Pauzi Mukarromah, Firda Laily Mustaqim Mustaqim mutho'am, mutho'am Nabila Zakiyah Nabilah, Wardatun Nofialdi Nofialdi Nurviani, Eka Pasli Yolanda Pauzi M Prayekti Prayekti, Prayekti Rahmat Pasha Triraka Putra Rahmatullah, Rezki rahmi, zikra Renie, Elsy Ria Novita Sari Ridwan Nurdin Riri Syafitri Riri Syafitri Rizal, Deri Rizky Mega Putri Rolis, Robbi Etman Saripraja, Erathoni Agung Silvia Nur Indah Sari Silvianetri Silvianetri Silvianetri, Silvianetri Siska Elasta Putri Sri Yunarti Sulistyanto, Tri Hadi Syukri Iska, Syukri Taufik Hidayat Utamy, Hebby Rahmatul Wani, Anisa Winna Dwi Setya Yaswirman, Yaswirman Yovi Hendrixon Yunarti, Sri Yustiloviani Yustiloviani Yustiloviani Yustiloviani, Yustiloviani Zainuddin Zainuddin Zainuddin, Zainuddin Zikra Rahmi Zikra Rahmi Zulfahmi Zulfikor Zulkifli