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All Journal Science and Technology Indonesia MLJ Jurnal Pemberdayaan Masyarakat: Media Pemikiran dan Dakwah Pembangunan Technomedia Journal Dirasah : Jurnal Studi Ilmu dan Manajemen Pendidikan Islam Jurnal Kebidanan Mutiara Mahakam Management and Sustainable Development Journal Jurnal Interpretasi Hukum Journal of Social And Economics Research Berita Kedokteran Masyarakat International Journal of Advanced Multidisciplinary Jurnal Perspektif Arsitektur UPMI Proceeding Series Journal Journal of Management and Informatics Causa: Jurnal Hukum dan Kewarganegaraan Jurnal Akademi Akuntansi Indonesia Padang Cakrawala: Jurnal Ekonomi, Manajemen dan Bisnis journal of social and economic research Outline Journal of Economic Studies Harmonia : Journal of Music and Arts
Daniel
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Nursing Physics Public Health Social Sciences Other

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Journal : International Journal of Advanced Multidisciplinary

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Understanding the Financial Dynamics of SMEs: The Impact of Literacy, Inclusion, and Education on Financial Behavior in Small Food Stall Businesses in Bekasi Regency Elkarima, Naseha; Khaddafi, Muammar; Daniel; Efna, Desi; Eva, Kemistia; Rickiany, Liza; Dewi Anggraeni, Poppy; Andrian, Nopy; Abyadi, Syaidil
International Journal of Advanced Multidisciplinary Vol. 2 No. 4 (2024): International Journal of Advanced Multidisciplinary (January-March 2024)
Publisher : Green Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/ijam.v2i4.469

Abstract

This research explores the intricate financial dynamics of Small and Medium-sized Enterprises (SMEs) by investigating the influence of financial literacy, financial inclusion, and education on the financial behavior of small food stall businesses in Bekasi Regency. The study confirms that financial literacy significantly and positively affects the financial behavior of food stall entrepreneurs, emphasizing its role in effective financial management. Financial inclusion also plays a pivotal role, with a positive correlation between access to financial services and favorable financial behavior, though disparities in utilization exist. Moreover, education exhibits a significant positive influence on financial behavior, highlighting the benefits of higher education levels among entrepreneurs. In conclusion, this study underscores the importance of enhancing financial literacy and inclusion initiatives for SMEs to promote sound financial practices and informed decision-making. These insights are valuable for policymakers, financial institutions, and SME support organizations seeking to foster the growth and sustainability of small businesses in the region.
Co-Authors Abyadi, Syaidil Ahmad, Akiruddin Andrian, Nopy Andriyanto Adhi Nugroho Anlovsky Antonius Felix Aqil Juniardi, Muhammad Ardian, Muhammad Fadhil Bagaskara, Muhammad Fadhil Chairul Saleh Chairyatna, Muhammad Yanri Dedy Dewi Anggraeni, Poppy Dian Mohamad Anwar Djihan Ryn Pratiwi, Djihan Ryn Efna, Desi Elkarima, Naseha Eva Marliana, Eva Eva, Kemistia Hadi Wiyono Hairani, Rita Handoko Handoko, Melyani Harlyn L. Siagian Harman Malau Indra Masmur Isyana Emita Iwan Ramadhan Juan Matthew Karsten Khosihan, Aan Lelunu, Sapta Lisma Evareny, Mohammad Hakimi, Retna Siwi Padmawati Magdaleni, Agustina Rahayu Maria Angela Siokalang Masmur, Hestina Miftahir Rizqa Muammar Khaddafi Muhammad Agus Hardiansyah Muhammad Fauzan Azhmy Negara, Revolusi Shandi Nurhamdi, Muhamad Olivia, Nia Ongkowiguno, Cheryl Michaeli Ongkowiguno, Cheryl Michaelia Prajnawita, Disny Purba, Nelvitia Putri , Kesia Rosalina Putri, Fareta Angelica Ichwana Rachim, Muhammad Hafidz Rafik, Ahamd Rahadjeng , Indra Riyana Ramadhani, Dwi Aryanti Rickiany, Liza Ritson Purba, Ritson Rizkiana Karmelia Shaura Rizkianti, Wardani Rosalia, Alderina Ruga, Ritbey Saibun Sitorus Sangalang, Indrabakti Saskia Simanjuntak, Nova Lady Steven Jonathan Salim Subur P Pasaribu Sulistiawati Suriyanisa Wahyu Indrarti