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All Journal Science and Technology Indonesia MLJ Jurnal Penelitian Pendidikan IPA (JPPIPA) Jurnal Pemberdayaan Masyarakat: Media Pemikiran dan Dakwah Pembangunan Technomedia Journal Dirasah : Jurnal Studi Ilmu dan Manajemen Pendidikan Islam Jurnal Kebidanan Mutiara Mahakam Management and Sustainable Development Journal ELEOS: Jurnal Teologi dan Pendidikan Agama Kristen Jurnal Interpretasi Hukum Journal of Social And Economics Research Berita Kedokteran Masyarakat International Journal of Advanced Multidisciplinary Jurnal Perspektif Arsitektur UPMI Proceeding Series Journal Journal of Management and Informatics Causa: Jurnal Hukum dan Kewarganegaraan Jurnal Akademi Akuntansi Indonesia Padang The International Journal of Medical Science and Health Research Cakrawala: Jurnal Ekonomi, Manajemen dan Bisnis journal of social and economic research Outline Journal of Economic Studies Harmonia : Journal of Music and Arts
Daniel
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Journal : International Journal of Advanced Multidisciplinary

 1 
Understanding the Financial Dynamics of SMEs: The Impact of Literacy, Inclusion, and Education on Financial Behavior in Small Food Stall Businesses in Bekasi Regency Elkarima, Naseha; Khaddafi, Muammar; Daniel; Efna, Desi; Eva, Kemistia; Rickiany, Liza; Dewi Anggraeni, Poppy; Andrian, Nopy; Abyadi, Syaidil
International Journal of Advanced Multidisciplinary Vol. 2 No. 4 (2024): International Journal of Advanced Multidisciplinary (January-March 2024)
Publisher : Green Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/ijam.v2i4.469

Abstract

This research explores the intricate financial dynamics of Small and Medium-sized Enterprises (SMEs) by investigating the influence of financial literacy, financial inclusion, and education on the financial behavior of small food stall businesses in Bekasi Regency. The study confirms that financial literacy significantly and positively affects the financial behavior of food stall entrepreneurs, emphasizing its role in effective financial management. Financial inclusion also plays a pivotal role, with a positive correlation between access to financial services and favorable financial behavior, though disparities in utilization exist. Moreover, education exhibits a significant positive influence on financial behavior, highlighting the benefits of higher education levels among entrepreneurs. In conclusion, this study underscores the importance of enhancing financial literacy and inclusion initiatives for SMEs to promote sound financial practices and informed decision-making. These insights are valuable for policymakers, financial institutions, and SME support organizations seeking to foster the growth and sustainability of small businesses in the region.
Co-Authors Abdul Hakim Abyadi, Syaidil Ahmad, Akiruddin AKHMAD Aloysius Hardoko Andrian, Nopy Andriyanto Adhi Nugroho Anlovsky Antonius Felix Aqil Juniardi, Muhammad Ardian, Muhammad Fadhil Bagaskara, Muhammad Fadhil Baros, Wan Aisyah Chairul Saleh Chairyatna, Muhammad Yanri Citra Jaya Dedy Dewi Anggraeni, Poppy Dhanalvin, Erzhan Dian Mohamad Anwar Djihan Ryn Pratiwi, Djihan Ryn Efna, Desi Elkarima, Naseha Elsje Theodora Maasawet Eva Marliana, Eva Eva, Kemistia Firdaus Hafidz As Shidieq Hadi Wiyono Hairani, Rita Handoko Handoko, Melyani Harlyn L. Siagian Harman Malau Herliani Indra Masmur Isyana Emita Iwan Ramadhan Jehuman, Engelina Suryawaty Juan Matthew Karsten Khosihan, Aan Kusila, Gilbert Renardi Lasih Lelunu, Sapta Lisma Evareny, Mohammad Hakimi, Retna Siwi Padmawati Magdaleni, Agustina Rahayu Makrina Tindangen Maria Angela Siokalang Masmur, Hestina Miftahir Rizqa Muammar Khaddafi Muhammad Agus Hardiansyah Muhammad Fauzan Azhmy Nadhira, Farrasila Negara, Revolusi Shandi Nurhamdi, Muhamad Oktavia, Ayunda Olivia, Nia Ongkowiguno, Cheryl Michaeli Ongkowiguno, Cheryl Michaelia Prajnawita, Disny Pratama, Ichsan Purba, Nelvitia Putri , Kesia Rosalina Putri, Fareta Angelica Ichwana Rachim, Muhammad Hafidz Rafik, Ahamd Rahadjeng , Indra Riyana Ramadhani, Dwi Aryanti Rambitan, Vandalita M. M. Ratnady, Hendita Dyah Revelino, Dedy Rickiany, Liza Ritson Purba, Ritson Rizkiana Karmelia Shaura Rizkianti, Wardani Rosalia, Alderina Ruga, Ritbey Saibun Sitorus Sangalang, Indrabakti Sarto Saskia Saut, Benjamin Simanjuntak, Nova Lady Steven Jonathan Salim Subur P Pasaribu Sulistiawati Suriyanisa Sylvia Wahyu Indrarti Yusak Hudiyono, Yusak