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Legal Protection for Small Businesses in the Free Market Era in Indonesia Review of Law Number 20 of 2008 concerning Micro Small and Medium Enterprises Widiarty, Wiwik Sri
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 5 No. 1 (2023)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v5i1.2543

Abstract

Implementing the free market in the ASEAN region is one way to grow an advanced economy. Entrepreneurs must be able to compete in this free market era, including small businesses in Indonesia. Small businesses in Indonesia have an essential role in social welfare and economic development in Indonesia. Therefore, the presence of small businesses must be protected because small businesses are absorption of labor. For this reason, a problem must be answered: how to provide legal protection for small businesses in Indonesia's free market era. Meanwhile, the research method used in this study is a normative legal research method, namely library law research conducted by examining library materials or mere secondary data. This research resulted in a conclusion that legal protection is essential to be provided by the government for MSMEs in Indonesia so that there is legal certainty in guaranteeing the activities of small business actors; several Laws and Invitations have been issued which regulate them among others, the MSME Law, and Law No. 7 of 1994 concerning the Agreement Establishing the World Trade Organization.
Analisis Hukum Dalam Penyelesaian Perjanjian Kredit Pemilikan Rumah Melalui Bpsk Rizaldi, Ardian; Widiarty, Wiwik Sri; Tehupeiory, Aartje
Action Research Literate Vol. 9 No. 2 (2025): Action Research Literate
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/arl.v9i2.2608

Abstract

Penyelesaian sengketa perjanjian Kredit Pemilikan Rumah (KPR) melalui Badan Penyelesaian Sengketa Konsumen (BPSK) menjadi isu penting dalam sistem perlindungan konsumen di Indonesia. Banyak konsumen yang merasa dirugikan oleh pelaku usaha dalam perjanjian KPR, yang sering kali melibatkan inkonsistensi dalam pemenuhan kewajiban dan hak-hak yang tidak terlindungi dengan baik. Penelitian ini bertujuan untuk menganalisis dasar hukum dalam penyelesaian sengketa KPR melalui BPSK dan memahami pertimbangan hakim dalam membatalkan putusan BPSK melalui Putusan Mahkamah Agung Nomor: 163K/Pdt.Sus-BPSK/2017. Metode yang digunakan adalah penelitian yuridis normatif dengan pendekatan deskriptif, yang mengkaji peraturan perundang-undangan dan studi kasus terkait sengketa KPR. Hasil penelitian menunjukkan bahwa meskipun Undang-Undang Perlindungan Konsumen memberikan kewenangan kepada BPSK untuk menyelesaikan sengketa, praktik di lapangan menunjukkan adanya inkonsistensi dalam penerapan hukum yang menyebabkan putusan BPSK dapat dibatalkan oleh Mahkamah Agung. Implikasi penelitian ini diharapkan dapat memberikan pemahaman yang lebih mendalam mengenai mekanisme penyelesaian sengketa KPR, serta memberikan masukan bagi penguatan perlindungan konsumen dan penyempurnaan regulasi terkait penyelesaian sengketa di luar pengadilan.
Perlindungan Hukum Nasabah sebagai Konsumen Perbankan terhadap Kejahatan Skimming Hadi, Ditmar; Widiarty, Wiwik Sri; Tobing, Gindo L.
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v8i10.13776

Abstract

Based on this background, there are several main problems in this writing, namely how legal protection for bank customers in the event of skimming crimes and how dispute resolution efforts can be made by bank customers in the event of skimming crimes. The legal theories used are the theory of legal protection from John Austin and the theory of justice from John Rawls. The research method is juridical normative and the data collection tools used are document or literature studies and interviews. The results of the existing research are Legal protection for bank customers in the event of skimming crimes consists of two types, namely indirect legal protection and direct legal protection. Next about dispute resolution. Dispute resolution that can be done by bank customers in the event of skimming crimes can be taken through non-litigation channels and through litigation channels. Dispute resolution through non-litigation channels, where banks are responsible for the refund of customer funds lost due to skimming by mediating for simple, cheap and fast dispute resolution. Meanwhile, if the customer is not satisfied with the compensation due to skimming, the customer can resolve the dispute through the court.
Peran Perempuan Terhadap UMKM Dalam Perspektif Hukum Ekonomi Sri Widiarty, Wiwik
UNES Law Review Vol. 6 No. 3 (2024)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i3.1752

Abstract

Abstract: Women play an important role in economic development, including in the Micro, Small and Medium Enterprises (MSME) sector. In Indonesia, women contribute significantly to MSMEs. However, women still face various obstacles in developing MSMEs. This research aims to analyze the role of women in MSMEs from an economic legal perspective. This study used qualitative research methods. The data collection technique in this research is literature study. The data that has been collected is then analyzed in three stages, namely data reduction, data presentation and drawing conclusions. The research results show that women have an important role in MSMEs, both as business owners, workers and consumers. Women contribute to MSMEs in various aspects, such as production, innovation and networks. Economic law has an important role in supporting women's empowerment in the MSME sector. Economic law can provide legal protection for women in MSMEs, such as the right to access capital, the right to training and education, and the right to protection from discrimination.
Legal Protection For Consumers For The Circulation Of Expired Food Traded Based On Law Number 8 Of 1999 Concerning Consumer Protection (Case Study Of Cirebon District Court Number : 61/PID. B/2018/PN. CBN) Theresia Tiurma Muljanto; Wiwik Sri Widiarty; Andrew Betlehn
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aim of this research is to implement legal protection for consumers regarding food that has expired in accordance with the Consumer Protection Law Number 8 of 1999 as well as legal considerations regarding decision Number 61/PID.B/2018/PN.CBN. This research writing method uses normative research methods because it is based on statutory regulations and doctrine, by examining the existing legal regulations and their relationship to cases that have occurred previously.The results and conclusions from writing this research are that by distributing food that has expired, the producer concerned does not comply with the rules contained in the Consumer Protection Law so that supporting institutions such as BPOM are needed to follow up and supervise food distributed in the community so that it can controlling expired consumer products so that they do not continue to harm consumers.
Legal Horizons in Global Commerce: Sovereign Dynamics, State-Owned Enterprises, and Dispute Resolution Approaches in International Law Widiarty, Wiwik Sri; Kamal, Abu Hena Mostofa
International Journal of Law Reconstruction Vol 6, No 2 (2022): International Journal of Law Reconstruction
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/ijlr.v6i2.35512

Abstract

This research explores the legal standing of a country as a distinct entity in international trade law, endowed with sovereign authority to regulate the inflow and outflow of goods and services across its borders. Emphasizing the multifaceted role of a country as a regulatory entity within the realm of international trade, this study specifically delves into its position as a buyer. The investigation centers on elucidating the dispute resolution mechanisms available to a country acting in the capacity of a buyer. As an autonomous legal subject in the sphere of international trade, a country possesses the inherent right to oversee and control the movement of goods and services, a prerogative that extends to its role as a buyer in commercial transactions. Notably, the research unveils that a country can function as a buyer through state-owned enterprises (SOEs), which bear the responsibility of reporting their trade activities to the Council for Trade in Goods. This process is instrumental in upholding the principles of non-discrimination and ensuring transparency in trade practices. Consequently, the trade relations between SOEs and individual traders can be characterized as contractual agreements, affording the application of principles such as freedom of contract. This includes the autonomy to select applicable laws and opt for specific forums for dispute resolution, underscoring the nuanced legal dynamics inherent in the interactions between countries and individual traders in the international trade landscape.
A Legal Analysis of the Influence of International Trade on Import Restriction Policies in Indonesia Wiwik Sri Widiarty; Jihyun Park; Tria Sasangka Putra
Jurnal Hukum Vol 41, No 3 (2025): Jurnal Hukum
Publisher : Unissula

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/jh.v41i3.46981

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This study examines how international trade dynamics influence Indonesia’s import restriction policies, focusing on the Minister of Trade Regulation Number 36/2023 and its amendment, the Minister of Trade Regulation Number 8/2024. The research aims to analyze how global trade commitments, particularly WTO principles such as GATT Articles I and XI, shape Indonesia’s regulatory framework; assess the economic and practical consequences of these restrictions for domestic industries and supply chains; and evaluate the balance between protectionism and trade liberalization, highlighting long-term implications for competitiveness and sovereignty. Using a normative juridical approach, the study reviews primary, secondary, and tertiary legal materials, including national legislation and international conventions such as WTO/GATT, AFTA, NAFTA, and ACFTA. Legal analysis is conducted qualitatively, focusing on trade regulations, licensing measures, and policy adaptations, complemented by doctrinal interpretation to construct a comprehensive understanding of the legal framework. Findings reveal that while the Minister of Trade Regulation Number 36/2023 sought to protect domestic industries and consumers, it disrupted supply chains and delayed shipments, imposing economic costs. Subsequent relaxations under the Minister of Trade Regulation Number 8/2024 and later reforms in 2025 improved efficiency and balanced deregulation with strategic safeguards. The study underscores the trade-off between short-term protectionism and long-term competitiveness, emphasizing the need for adaptive, transparent, and WTO-compliant policies. Insights from this research provide guidance for strengthening Indonesia’s import regulations while maintaining compliance with international trade obligations.
Institutional Roles and Mechanisms in Upholding Legal Protection Under Consumer Protection Law in the Era of Globalization Wiwik Sri Widiarty; Md Hasnath Kabir Fahim
Jurnal Hukum Vol 40, No 2 (2024): Jurnal Hukum
Publisher : Unissula

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/jh.v40i2.40717

Abstract

Consumer protection law is essential in safeguarding rights against fraud and unfair practices, relying on both private institutions and governmental enforcement. This study aims to analyze the legal frameworks of consumer protection in Indonesia. It also examines the roles of institutions in the legal enforcement of consumer protection, particularly their function in maintaining the balance of relations between consumers and producers in the context of globalization and extensive online marketing. The methodology employed is normative legal research, which examines Indonesia’s Consumer Protection Law (Law Number 8 of 1999) through the lens of key concepts such as consumer rights, the institutional roles in enforcing these rights, and ensuring fair business practices. The findings underscore the importance of various consumer protection institutions, such as National Consumer Protection Agency (Badan Perlindungan Konsumen Nasional or BPKN), Non-Governmental Consumer Protection Institution (Lembaga Perlindungan Konsumen Swadaya Masyarakat or LPKSM), Consumer Dispute Resolution Agency (Badan Penyelesaian Sengketa Konsumen or BPSK), in Indonesia, which serve to educate, supervise, and assist consumers in resolving disputes with businesses. This study also identifies the challenges in implementing consumer protection law, particularly concerning the broad range of involved institutions, as well as the need for heightened consumer awareness and greater accountability from business actors.
Analisis Yuridis Penundaan Kewajiban Pembayaran Utang (PKPU) PT. Pembangunan Perumahan (Persero), Tbk (Studi Kasus Perkara Nomor : 9/Pdt.Sus-PKPU/2023/PN.Niaga.Mks) Hasibuan, Pittor Parlindungan; Widiarty, Wiwik Sri; Silalahi, Fernando
Jurnal sosial dan sains Vol. 5 No. 11 (2025): Jurnal Sosial dan Sains
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsosains.v5i11.32558

Abstract

Penelitian ini bertujuan untuk mengkaji dasar pertimbangan hukum Majelis Hakim Pengadilan Niaga pada Pengadilan Negeri Makassar dalam perkara Nomor 9/Pdt.Sus-PKPU/2023/PN.Niaga.Mks yang menetapkan PT Pembangunan Perumahan (Persero) Tbk dalam status Penundaan Kewajiban Pembayaran Utang (PKPU), serta menganalisis mekanisme dan instrumen hukum yang kemudian berujung pada pencabutan putusan PKPU tersebut. Pendekatan penelitian yang digunakan adalah penelitian hukum normatif dengan mengadopsi metode pendekatan peraturan perundang-undangan, pendekatan studi kasus, dan pendekatan konseptual. Hasil penelitian menunjukkan bahwa putusan Majelis Hakim dalam perkara tersebut menimbulkan perdebatan dari sisi kompetensi relatif pengadilan, karena domisili hukum debitur (PT PP Tbk) berada di Jakarta Timur, sedangkan perkara diperiksa di Pengadilan Niaga Makassar. Berdasarkan teori kepastian hukum Gustav Radbruch dan teori keadilan John Rawls, putusan PKPU sementara tersebut dianggap tidak sesuai dengan asas legalitas dan due process of law yang berlaku, serta berpotensi menimbulkan forum shopping dalam praktik peradilan niaga. Lebih lanjut, status PT PP (Persero) Tbk sebagai BUMN menimbulkan implikasi yuridis yang kompleks, mengingat BUMN memiliki peran strategis dalam pembangunan nasional dan sebagian modalnya berasal dari kekayaan negara yang dipisahkan. Oleh karena itu, penerapan PKPU terhadap BUMN harus mempertimbangkan keseimbangan antara kepastian hukum, keadilan, dan kemanfaatan publik. Kesimpulan penelitian ini menegaskan bahwa terdapat kekeliruan dalam penerapan asas kompetensi relatif oleh Majelis Hakim Pengadilan Niaga Makassar, sehingga putusan PKPU terhadap PT PP (Persero) Tbk perlu dibatalkan untuk menjamin keadilan dan kepastian hukum. Penelitian ini merekomendasikan adanya pembaharuan pedoman teknis peradilan niaga dalam menangani perkara PKPU terhadap entitas BUMN agar tidak terjadi tumpang tindih kewenangan dan ketidakpastian hukum di masa mendatang.
Capacity Building in Christian Religious Education, Family Education, and Entrepreneurial Spirit Development: Strengthening Services and Growth of Congregation at Toraja Church in Kuala Lumpur Rantung, Djoys Anneke; SIANIPAR, DESI; Limbong, Mesta; Silvanita, Ktut; Widiarty, Wiwik Sri; Kaliey, Ingrid M
⁠International Journal of Asia Pacific Community Service Vol. 2 No. 2 (2025)
Publisher : Universitas Kristen Cipta Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71131/nfrx9a23

Abstract

This community service program aims to strengthen the effectiveness of ministry and the growth of the diaspora congregation of the Toraja Church in Kuala Lumpur through capacity building in Christian Religious Education, Family Education, and Entrepreneurial Spirit Development. The program was conducted by five lecturers and one student from four study programs at Universitas Kristen Indonesia (UKI), in collaboration with the Toraja Church in Kuala Lumpur. Based on informal consultations, the congregation expressed a need for training in church ministry, family education, child protection, and entrepreneurial mindset development. The capacity-building activities were delivered through interactive seminars. These activities emphasized strengthening theological understanding of ministry and family, enhancing family communication skills, and introducing practical entrepreneurial principles relevant to the diaspora context. The outcomes of the training indicated increased knowledge, greater confidence in implementing church ministry and family education practices, and heightened motivation to initiate small-scale entrepreneurial efforts. This program demonstrates that an integrative capacity-building model is effective in supporting the holistic growth of diaspora congregations.
Co-Authors Aartje Tehupeiori Aartje Tehupeiori Aartje Tehupeiory Aartje Tehupeiory, Aartje AB Zulfiqar Adi Prasetya Albertus Mario Ari Setyawan Alva Ruslina Andrew Betlehn Andy Rachmat Soeharjono Anggit Suhandono Anthon Sijabat Anwar, Syamsul Musbahul Ariyani Nathasya B. Bulan, Z. Intan Bernard Nainggolan Bernard Nainggolan Bernard Nainggolan, Bernard Bethlen, Andrew Betlehn , Andrew Betlehn, Andrew Betlen, Andrew Binoto Nadapdap Binoto Nadapdap Binoto Nadapdap Binoto Nadapdap Binoto Nadapdap Budi Salim Butarbutar, Serirama Charlie S, Julivan Dewi, Silfara Rushana Dhaniswara K. Harjono Dian Arifin Dina Kristina Dina Kristina, Dina Dinata, Dinata Dinata, Efran Edy Kurniawan Tampubolon EL.Tobing, Gindo Ema Irmawati Erfan, Erfan Erika Michelle Angel Faozaro Nduru Fatchurochim, Auwalu Fauzan . Fauzan Fauzan Febrian Febriyanti, Emilia Ferlyadh, Ferlyadh Fernando Silalahi Gindo EL.Tobing Gindo L Tobing Gindo L. Tobing Gindo L. Tobing Gindo L. Tobing, Gindo L. Grace Rumiris Gultom Hadi, Ditmar Hamzah Fathoni, Muchamad Hanna M. Simanjuntak Hasibuan, Pittor Parlindungan Heddy Kandou Heryanta, Heryanta Hotben Marchiano Lumban Gaol Hulman Panjaitan Hulman Panjaitan Hulman Panjaitan, Hulman Ignatius Sinar Pandin Jaja Suparman Jephyri Monang Siregar Jian, Zang Huai Jihyun Park John Pieries John Pieries John Pieris Junani, Natalia Kaliey, Ingrid M Kamal, Abu Hena Mostofa Kencanawati, Kumala Khifni, Mokhamad Kristopansen, Kristopansen Lecia, Nana Limbong, Mesta Mamick Rahardian Marchiano Lumban Gaol, Hotben Marihot SIMANJUNTAK Marihot Simanjuntak Marihot Simanjuntak Mario Ari Setyawan, Albertus Md Hasnath Kabir Fahim Meimunah, Meimunah Mohammad Belayet Hossain Monang Siregar, Jephyri Muljanto Muljanto Nadapdap , Binoto Nadapdap, Binton Jhonson Nadappdap, Binoto Nainggoan, Bernard Nduru, Faozaro Nilawati Yuddin Noviyanto, Dedi Eka Octovian, Hesekiel Kevin P.S.I Anthonie, Yoshua Pieries, John Pieris, John Pinantoan, Tuamy Prayudi Budi Utomo Purba, Basar Purba, Benyamin Rachmat Soeharjono, Andy Radhitya Arbenvisar Sadiqien Rahardian, Mamick Rangga Aufar Rizan Rantung, Djoys Anneke Rapen A.M.S Sinaga Richard Marolop Nainggolan Rizaldi, Ardian Rogate Oktoberius Halawa Rr.Ani Wijayati Rudolf Valentino Saragih Saputra, Okky Saragi, Paltiada Sedek K.M, Melky Senopati Silam, Veby Serirama Butar Butar Sianipar, Desi Sidauruk, Sarjani Silvanita, Ktut Sinaga, Comodor Erfisen Sinaga, Dasma Maduma Siregar, Yuliana Minar Puspitasari Sitepu, Yosef Sudjiarto, Tatok Sugiono, Alexander Sukamto, Nur Suprianto Sumantri, Kukuh Dwi Gilang Suparman, Jaja Supratman Ramba, Vermita Sururi Sururi Sururi Sururi, Sururi Suryanto, Parlindungan Swarday, Sryna Rellan Tatawinarta, Barlian Tehupeiori, Aartje Theresia Tiurma Muljanto Thomas Dragono Timotius Tumbur Simbolon Tjen, Yoel Christopher Tobing, Gindo L Tria Sasangka Putra Tumanggor Tumanggor Utomo, Prayudi Budi Veby Senopati Silam Veronika, Caroline Walyadi, Doddi Weku F. Karuntu Widjaja, Andi Arif Wijayati, Ani Yanzalinda, Lisa Yuddin, Nilawati Yunita Latuconsina, Rose Z. Intan B. Bulan Zalfa'na, Najma Zulfiqar, AB