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Legality of Protection of MSME Business Actors In Online Buying and Selling Activities In The Digital Era Wiwik Sri Widiarty
Jurnal Indonesia Sosial Teknologi Vol. 5 No. 4 (2024): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v5i4.995

Abstract

The digital revolution has changed various aspects of life, including the trade sector. The development of information & communication technology (ICT) gave birth to renewable business models, such as e-transactions in buying and selling. However, online transaction activities in purchasing and vending also present various challenges, one of which is related to legal certainty for MSME business actors. This research aims to identify legal certainty problems MSME business actors face in online purchasing and vending. The method used in the study is a normative juridical approach that examines legislation. Data was collected through literature studies related to regulations when carrying out online buying and selling transactions, the rights of MSME business actors, and dispute resolution mechanisms. The data analysis method employed in this study is a qualitative analysis using deductive approaches. The research results show that legal clarity for MSME business actors involved in the online buying and selling process in the digitalization era is important in ensuring that trade transactions carried out via digital platforms occur with transparency, security, and by applicable legal Wprovisions. The law governing online purchasing and vending is based on principles stipulated in Article 34(1) of the 1945 Constitution. It is embodied in Legislation No. 20 of 2008 regarding Micro, Small, and Medium Enterprises (MSMEs). This regulation is the basis for all legal regulations governing MSMEs to provide adequate protection for MSME actors.
Legal Effectiveness in the Application of Halal Product Assurance Certification to MSME Business Actors According to Law Number 33 of 2014 concerning Halal Product Assurance Wiwik Sri Widiarty
Jurnal Indonesia Sosial Teknologi Vol. 5 No. 6 (2024): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v5i6.1123

Abstract

Law Number 33 of 2014 concerning Halal Product Assurance (JPH Law) aims to protect consumers and increase the competitive ability of Indonesian halal products in the world market, which is included in the aspects listed in the JPH Law, namely the obligation for business actors to obtain halal certificates for goods that business actors produce and trade. The focus of the study aims to evaluate the extent of legal effectiveness in the application of halal product assurance certification by MSME business actors. The research method used is qualitative with techniques in collecting data, namely literature studies. After the data is collected, data analysis is carried out which includes the stages of data simplification, data presentation and conclusion making. The conclusion of the study explains that the effectiveness of the law in implementing halal product assurance certification for MSME business actors is still at a low level. Several obstacles were identified, such as lack of knowledge about the JPH Law and the halal certification process, the relatively expensive cost of halal certification, the halal certification process which is considered complicated and convoluted and lack of assistance and socialization from the government.
Legal Protection of Consumer Personal Data in Business in the Digital Era Dian Arifin; Wiwik Sri Widiarty; Richard Marolop Nainggolan
Journal of Social Research Vol. 4 No. 12 (2025): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v4i12.2888

Abstract

The misuse of personal data by certain individuals, including individuals within business entities, has become a form of loss for many people, growing alongside advances in digital technology, where various activities can now be conducted digitally. Since 2021, numerous cases of consumer data breaches have occurred. Although the Personal Data Protection Law (PDP) has been enacted, its implementation still faces various obstacles, such as a lack of effective oversight, the absence of an independent authority fully responsible for personal data protection, and a lack of awareness among digital businesses regarding compliance with the new regulations. The type of study undertaken is a normative legal study (library legal research), as indicated by the title of this thesis. The data sources for this research are secondary data. Legal concepts, legal ideas, legal doctrines, and relevant regulations can be cited, copied, and analyzed to obtain secondary data from library research. The approach used in this thesis is the normative legal approach. The problem in this thesis discusses the Legal Certainty for Consumers Who Experience Personal Data Violations in Digital Business Transactions Based on Law Number 27 of 2022 concerning Personal Data Protection and Legal Protection Efforts for Personal Data Consumers Harmed by Digital Business Transactions. The analysis and discussion found that Legal Certainty for Consumers who experience Personal Data Violations in Digital Business Transactions based on Law Number 27 of 2022 concerning Personal Data Protection can be seen in the provisions of Articles 7 to 14 of the PDP Law. Specifically, the legal certainty of consumer protection for their personal data can be seen in the provisions of Article 12 Paragraph (1) of the PDP Law, which essentially states that personal data subjects have the right to sue and receive compensation for violations of the processing of Personal Data about them. In addition, everyone has the right to view, change, delete, and limit the processing method of personal data, in accordance with the provisions of Articles 15 to 20 of the PDP Law. The Consumer Protection Law does not include a single article regulating the legal certainty of consumer personal data protection. The provisions of Article 45 of the Consumer Protection Law only state that Consumers can file a lawsuit based on Article 45 of the Consumer Protection Law if they feel they have been harmed by Business Actors.
LEGAL PROTECTION OF CONSUMERS IN INSURANCE AGREEMENTS GENERALLY AND ESPECIALLY MARINE HULL INSURANCE AS ONE OF INDONESIA'S ECONOMIC DEVELOPMENT Marihot Simanjuntak; Tumanggor Tumanggor; Bernard Nainggolan; Wiwik Sri Widiarty
International Journal of Artificial Intelligence Research Vol 6, No 1.2 (2022)
Publisher : Universitas Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29099/ijair.v6i1.2.792

Abstract

This study aims to determine consumer legal protection in general insurance agreements and special marine creep insurance as one of Indonesia's economic development. This research is a mixed research method (mix method), namely normative juridical and empirical juridical. Data collection techniques Primary, secondary, and tertiary legal sources are among the legal materials studied and evaluated in this normative legal study. The results of the study show that legal protection for consumers in insurance agreements and practices is generally regulated in the Civil Code, the Commercial Code, Law No. 40 of 2014 concerning Insurance Business and the Consumer Protection Act which each of these rules contains related to the legal protection of insurance agreements. Legal protection for insurance customers, the insurance (guarantor) will provide compensation to the insured (customer) in accordance with the methods and conditions contained in the policy. Against losses resulting from guaranteed risks such as property losses resulting from a hazard or disaster.
Legal Protection For Creditors In Fiduciary Guarantee Agreements In Indonesia Heddy Kandou; Wiwik Sri Widiarty
International Journal of Artificial Intelligence Research Vol 6, No 1.1 (2022)
Publisher : Universitas Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29099/ijair.v6i1.1.461

Abstract

A fiduciary guarantee is one of the material guarantees known in positive law to carry out the function of a bank or creditor running its business, providing credit to its customer or debtor, and offering credit by the bank (the creditor) to its customer (the debtor), based on the ability and ability of the debtor to take debt advantage. In providing credit to customers (debtors), of course, there are conditions of a guarantee that must meet by debtors. There are problems from the results of the explanation, among others, first, legal protection for creditors in the fiduciary guarantee agreement, and second, the arrangement of fiduciary guarantee rights holders. This study uses a normative legal research method, which focuses on library studies, and this research uses a Legislation approach and is descriptive of qualitative analysis. Then from the first results, legal protection for the interests of creditors as fiduciaries is to provide definite provisions for creditors and complete data arrangements that must include in the fiduciary guarantee. Second, the performance of fiduciary rights holders in Indonesia, contained in Book II of the Civil Code, Law Number 42 of 1999 concerning Fiduciary Rights, and Law Number 4 of 1996 concerning Mortgage Rights
The Government's Role in Legal Protection of Bankrupt Creditors Timotius Tumbur Simbolon; Wiwik Sri Widiarty
International Journal of Artificial Intelligence Research Vol 6, No 1.2 (2022)
Publisher : Universitas Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29099/ijair.v6i1.383

Abstract

The government has issued several Laws and Regulations - Invitations to overcome the economic impact of Covid-19 due to the increasing number of bankruptcies and Suspension of Debt Payment Obligations (DPO-PKPU) in court. Therefore, the government issued a policy through Financial Services Authority (FSA-OJK) Regulation Number 48/POJK.03/2020 of 2020 concerning Amendments to FSA Regulation Number 11/POJK.3/2020 concerning National Economic Stimulus as a Countercyclical Policy Impact of the Spread of Corona Virus Disease 2019. However, previously the government had issued Law Number 37 of 2004 concerning Bankruptcy and PKPU as a form of legal protection for Bankruptcy, especially recently since Indonesia experienced the Covid-19 pandemic. In general, the economy has not been comprehensively resolved, so creditors and debtors, in solving their problems, prefer to carry out legal settlements through Bankruptcy and PKPU. In this study, there are several problems, namely, 1) What is the role of the government towards creditors under the Law on Bankruptcy and PKPU; 2) What forms of legal protection arrangements are provided for Bankruptcy? This research method uses normative or doctrinal juridical research, namely legal research that is based on or refers to the application of legal norms or norms contained in the Legislation - Invitation concerning the role of government in legal protection of Bankruptcy based on the Bankruptcy Act and PKPU.
Debitor Dinyatakan Pailit Akibat Hakim Menolak Mengesahkan Rencana Perdamaian (Homologasi) Studi Kasus Putusan Nomor 372/Pdt.Sus-PKPU/2020/PN.Niaga.Jkt.Pst. Radhitya Arbenvisar Sadiqien; Wiwik Sri Widiarty; Binoto Nadapdap
Jurnal Sosial Teknologi Vol. 6 No. 3 (2026): Jurnal Sosial dan Teknologi
Publisher : CV. Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsostech.v6i3.32725

Abstract

Krisis kesehatan global akibat Covid-19 mengakibatkan gangguan stabilitas keuangan bagi banyak korporasi, tidak terkecuali PT Prioritas Gading Indonesia yang berfokus di bidang properti. Upaya penyelamatan usaha dilakukan melalui pengajuan PKPU, dan langkah ini membuahkan hasil berupa dukungan mayoritas kreditor terhadap rencana perdamaian yang ditawarkan. Melalui analisis Putusan Nomor 372/Pdt.Sus-PKPU/2020/PN.Niaga.Jkt.Pst, penelitian ini mengevaluasi pertimbangan majelis hakim yang menolak pengesahan perdamaian dan dampaknya terhadap status pailit debitor, dengan menitikberatkan pada penerapan asas keadilan serta kelangsungan usaha menurut regulasi yang berlaku. Kajian ini menggunakan pendekatan perundang-undangan dan doktrin hukum dalam kerangka yuridis normatif, yang hasilnya mengonfirmasi bahwa penolakan pengesahan perdamaian oleh hakim tetap terjadi melalui Pasal 285 ayat (2) walaupun ketentuan suara mayoritas Pasal 281 UUK-PKPU sudah tercapai. Penolakan tersebut menimbulkan konsekuensi hukum berupa pernyataan pailit terhadap debitor serta terbatasnya upaya hukum yang dapat ditempuh. Kondisi ini berimplikasi pada ketidakpastian hukum dan berpotensi mengesampingkan asas kelangsungan usaha, sehingga diperlukan pembaruan regulasi untuk menjamin keseimbangan dan perlindungan hukum bagi para pihak.
Analisa Hukum Pemisahan Peran Social Commerce terhadap Perlindungan Usaha Mikro Kecil dan Menengah Rangga Aufar Rizan; Wiwik Sri Widiarty; Binoto Nadapdap
Jurnal Sosial Teknologi Vol. 6 No. 4 (2026): Jurnal Sosial dan Teknologi
Publisher : CV. Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsostech.v6i4.32794

Abstract

The development of globalization and the industrial revolution 4.0 has encouraged trade to switch to the digital realm through Social Commerce. However, this has a negative impact on offline MSMEs, so the government issued Trade Minister Regulation No. 31 of 2023 to limit Social Commerce as a promotional medium. However, this policy has not been effective because business actors such as TikTok Shop are still operating through partnerships with other e-commerce, so the goal of protecting MSMEs is not optimal. This research aims to discuss the alignment of the legal function of the issuance of the Minister of Trade Regulation in separating the role of Social Commerce with the objective of protecting Micro, Small, and Medium Enterprises, as well as to examine the efforts of the Government in providing protection to Micro, Small, and Medium Enterprises in the era of digital trade. The method of analysis is conducted in a normative juridical manner which involves the study of relevant regulations, by using the theory of legal protection, welfare state theory and people’s economy theory. Researcher finds that the regulation of role separation of Social Commerce has not been effective in protecting Micro, Small, and Medium Enterprises, because there are still loopholes that allow the practice of integrated Social Commerce to continue to operate through partnership schemes, so that the objective of the regulation is only formal and has not reflected the actual practice.
Analisis Implementasi Pajak Minimum Global dalam Peraturan Menteri Keuangan Nomor 136 Tahun 2024 tentang Pengenaan Pajak Minimum Global berdasarkan Kesepakatan Internasional terhadap Potensi Konflik Perjanjian Penghindaran Pajak Berganda Febrian; Wiwik Sri Widiarty; Serirama Butar Butar
Jurnal Sosial Teknologi Vol. 6 No. 5 (2026): Jurnal Sosial dan Teknologi
Publisher : CV. Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsostech.v6i5.32817

Abstract

Penelitian ini membahas implementasi Pajak Minimum Global dalam Peraturan Menteri Keuangan Nomor 136 Tahun 2024 serta potensi konflik normatifnya dengan Perjanjian Penghindaran Pajak Berganda (P3B). Fokus utama penelitian diarahkan pada kualifikasi hukum pemungutan pajak tambahan (top-up tax) dan kedudukan hierarkis PMK dibandingkan dengan P3B dalam sistem hukum Indonesia. Penelitian ini menggunakan metode hukum normatif dengan pendekatan perundang-undangan, konseptual, dan historis. Data yang digunakan bersumber dari bahan hukum primer, sekunder, dan tersier yang dianalisis secara kualitatif melalui interpretasi hukum. Hasil penelitian menunjukkan bahwa top-up tax dalam kerangka Global Anti-Base Erosion Rules memiliki karakter sui generis karena berbasis laba akuntansi global, bersifat formulaik, dan dapat menimbulkan efek ekstra-teritorial. Implementasi melalui PMK berpotensi menimbulkan konflik dengan prinsip alokasi hak pemajakan dalam P3B, khususnya terkait syarat Bentuk Usaha Tetap, prinsip kewajaran transaksi afiliasi, dan larangan treaty override. Penelitian ini merekomendasikan harmonisasi regulasi melalui instrumen hukum yang lebih tinggi agar implementasi Pajak Minimum Global tetap memberikan kepastian hukum, melindungi penerimaan negara, dan tidak bertentangan dengan kewajiban internasional Indonesia.
Perlindungan Hukum Bagi Penerima Manfaat Pensiun yang Mengalami Keterlambatan Pembayaran Sehubungan dengan Likuidasi dan Pembubaran Dana Pensiun Pemberi Kerja Sinar Kasih Anthon Sijabat; Wiwik Sri Widiarty; Binoto Nadapdap
Jurnal Sosial Teknologi Vol. 6 No. 5 (2026): Jurnal Sosial dan Teknologi
Publisher : CV. Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsostech.v6i5.32831

Abstract

Penelitian ini membahas perlindungan hukum bagi penerima manfaat pensiun yang mengalami keterlambatan pembayaran akibat likuidasi dan pembubaran Dana Pensiun Pemberi Kerja (DPPK) Sinar Kasih. Permasalahan utama penelitian ini berkaitan dengan penyebab terjadinya likuidasi, tanggung jawab pendiri dan/atau pemberi kerja, serta bentuk perlindungan hukum bagi peserta, pensiunan, dan pihak yang berhak atas manfaat pensiun. Tujuan penelitian ini adalah untuk menganalisis dan menguraikan bentuk perlindungan hukum serta hak-hak peserta DPPK Sinar Kasih sehubungan dengan dilakukannya likuidasi dan pembubaran, serta untuk menganalisis dan menjelaskan bentuk tanggung jawab pendiri dan/atau pemberi kerja ketika terjadi keterlambatan pembayaran manfaat pensiun sebagai akibat dari proses likuidasi dan pembubaran tersebut. Penelitian ini menggunakan metode penelitian hukum doktrinal dengan pendekatan perundang-undangan dan studi kasus. Data yang digunakan berupa data sekunder yang diperoleh melalui studi kepustakaan terhadap peraturan perundang-undangan, dokumen hukum, dan literatur yang relevan. Hasil penelitian menunjukkan bahwa keterlambatan pembayaran manfaat pensiun terjadi karena kondisi pendanaan yang memburuk, ketidakmampuan pemberi kerja memenuhi kewajiban iuran, serta proses likuidasi yang membutuhkan inventarisasi aset, verifikasi kewajiban, audit, dan perhitungan aktuaria. Kondisi tersebut berdampak pada kepastian hukum, stabilitas ekonomi peserta, dan efektivitas perlindungan konsumen di sektor jasa keuangan. Penelitian ini menegaskan bahwa perlindungan hukum terhadap penerima manfaat pensiun harus diperkuat melalui pengawasan Otoritas Jasa Keuangan, transparansi proses likuidasi, akuntabilitas tim likuidasi, serta penegasan tanggung jawab pendiri dan pemberi kerja dalam memenuhi hak peserta.
Co-Authors Aartje Tehupeiori Aartje Tehupeiori Aartje Tehupeiory Aartje Tehupeiory, Aartje AB Zulfiqar Adi Prasetya Albertus Mario Ari Setyawan Alva Ruslina Andrew Betlehn Andy Rachmat Soeharjono Anggit Suhandono Anthon Sijabat Anwar, Syamsul Musbahul Ariyani Nathasya B. Bulan, Z. Intan Bernard Nainggolan Bernard Nainggolan Bernard Nainggolan, Bernard Bethlen, Andrew Betlehn , Andrew Betlehn, Andrew Betlen, Andrew Binoto Nadapdap Binoto Nadapdap Binoto Nadapdap Binoto Nadapdap Binoto Nadapdap Budi Salim Butarbutar, Serirama Charlie S, Julivan Dewi, Silfara Rushana Dhaniswara K. Harjono Dian Arifin Dina Kristina Dina Kristina, Dina Dinata, Dinata Dinata, Efran Edy Kurniawan Tampubolon EL.Tobing, Gindo Ema Irmawati Erfan, Erfan Erika Michelle Angel Faozaro Nduru Fatchurochim, Auwalu Fauzan . Fauzan Fauzan Febrian Febriyanti, Emilia Ferlyadh, Ferlyadh Fernando Silalahi Gindo EL.Tobing Gindo L Tobing Gindo L. Tobing Gindo L. Tobing Gindo L. Tobing, Gindo L. Grace Rumiris Gultom Hadi, Ditmar Hamzah Fathoni, Muchamad Hanna M. Simanjuntak Hasibuan, Pittor Parlindungan Heddy Kandou Heryanta, Heryanta Hotben Marchiano Lumban Gaol Hulman Panjaitan Hulman Panjaitan Hulman Panjaitan, Hulman Ignatius Sinar Pandin Jaja Suparman Jephyri Monang Siregar Jian, Zang Huai Jihyun Park John Pieries John Pieries John Pieris Junani, Natalia Kaliey, Ingrid M Kamal, Abu Hena Mostofa Kencanawati, Kumala Khifni, Mokhamad Kristopansen, Kristopansen Lecia, Nana Limbong, Mesta Mamick Rahardian Marchiano Lumban Gaol, Hotben Marihot SIMANJUNTAK Marihot Simanjuntak Marihot Simanjuntak Mario Ari Setyawan, Albertus Md Hasnath Kabir Fahim Meimunah, Meimunah Mohammad Belayet Hossain Monang Siregar, Jephyri Muljanto Muljanto Nadapdap , Binoto Nadapdap, Binton Jhonson Nadappdap, Binoto Nainggoan, Bernard Nduru, Faozaro Nilawati Yuddin Noviyanto, Dedi Eka Octovian, Hesekiel Kevin P.S.I Anthonie, Yoshua Pieries, John Pieris, John Pinantoan, Tuamy Prayudi Budi Utomo Purba, Basar Purba, Benyamin Rachmat Soeharjono, Andy Radhitya Arbenvisar Sadiqien Rahardian, Mamick Rangga Aufar Rizan Rantung, Djoys Anneke Rapen A.M.S Sinaga Richard Marolop Nainggolan Rizaldi, Ardian Rogate Oktoberius Halawa Rr.Ani Wijayati Rudolf Valentino Saragih Saputra, Okky Saragi, Paltiada Sedek K.M, Melky Senopati Silam, Veby Serirama Butar Butar Sianipar, Desi Sidauruk, Sarjani Silvanita, Ktut Sinaga, Comodor Erfisen Sinaga, Dasma Maduma Siregar, Yuliana Minar Puspitasari Sitepu, Yosef Sudjiarto, Tatok Sugiono, Alexander Sukamto, Nur Suprianto Sumantri, Kukuh Dwi Gilang Suparman, Jaja Supratman Ramba, Vermita Sururi Sururi Sururi Sururi, Sururi Suryanto, Parlindungan Swarday, Sryna Rellan Tatawinarta, Barlian Tehupeiori, Aartje Theresia Tiurma Muljanto Thomas Dragono Timotius Tumbur Simbolon Tjen, Yoel Christopher Tobing, Gindo L Tria Sasangka Putra Tumanggor Tumanggor Utomo, Prayudi Budi Veby Senopati Silam Veronika, Caroline Walyadi, Doddi Weku F. Karuntu Widjaja, Andi Arif Wijayati, Ani Yanzalinda, Lisa Yuddin, Nilawati Yunita Latuconsina, Rose Z. Intan B. Bulan Zalfa'na, Najma Zulfiqar, AB