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All Journal JURNAL DERIVAT: JURNAL MATEMATIKA DAN PENDIDIKAN MATEMATIKA Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Nature: National Academic Journal of Architecture Jurnal Ilmiah Ekonomi Islam IKRA-ITH Humaniora : Jurnal Sosial dan Humaniora Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan JURNAL CEMERLANG: Pengabdian pada Masyarakat JEMPER (Jurnal Ekonomi Manajemen Perbankan) Inovasi: Jurnal Ilmiah Ilmu Manajemen BASKARA: Journal of Business and Entrepreneurship Jurnal Komposit : Jurnal Ilmu-Ilmu Teknik Sipil Kontigensi: Jurnal Ilmiah Manajemen Jurnal Ekonomi Trisakti Media Ekonomi Iltizamat : Journal Of Economic Sharia Law and Business Studies Media Riset Bisnis Ekonomi Sains dan Terapan Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi Taraadin : Jurnal Ekonomi dan Bisnis Islam MILANG Journal of Mathematics and Its Applications Jurnal Manajemen Pendidikan Islam Media Riset Bisnis Manajemen Akuntansi Media Resonansi Pengabdian Masyarakat
Jaharuddin, Jaharuddin
Universitas Muhammadiyah Jakarta
Religion Aerospace Engineering Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Transportation Other

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SOSIALISASI DAN IMPLEMENTASI APRESIASI DALAM PERENCANAAN ANGGARAN DAN REALISASI DI RS ISLAM JAKARTA SUKAPURA, JAKARTA UTARA Nur Asni Gani; Jaharuddin Jaharuddin; Teguh Pantjatmono; Andry Priharta; Rony Edward Utama; Tri Ananto
Media Resonansi Pengabdian Masyarakat Vol 1, No 1 (2025): Media Resonansi Pengabdian Masyarakat
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrdimas.v1i1.222

Abstract

This community engagement program aims to support the implementation of the Budget Planning and Realization Application (APRESIASI) at RSIJ Sukapura, North Jakarta, as a strategic step to enhance transparency, efficiency, and accountability in hospital budget management. The program was conducted in two phases, on October 22, 2024, and January 24, 2025, at the Auditorium of the Muhammadiyah Da'wah Building, Muhammadiyah Regional Leadership (PDM) North Jakarta, utilizing lectures by expert speakers followed by interactive discussions with participants. The implementation stages included preparation, socialization, technical assistance, and evaluation and follow-up. The socialization phase aimed to provide a comprehensive understanding of the application's features and benefits, while the technical assistance phase focused on operational aspects such as budget planning, approval processes, and budget realization. The results indicate that a portion of the hospital’s budget data has been successfully inputted into the system, providing an initial overview of digital budget implementation, although further data refinement and user capacity building are still required. The discussions also yielded valuable insights, including the need for budget flexibility to accommodate unplanned activities and the importance of regular evaluations to align with the hospital’s operational needs. Recommendations include enhancing user capacity through continuous training, optimizing application features, and strengthening coordination among hospital units to ensure effective system utilization. This program is expected to facilitate the optimal implementation of the APRESIASI application, supporting more accurate and accountable budget management, and contributing to the advancement of digital financial systems in hospitals.Keywords: Budget management, digitalization, hospital, APRESIASI, community engagement.
PEMETAAN PERSEPSI NASABAH TENTANG LAYANAN, KEPUASAN, PERSEPSI NILAI, DAN KEPERCAYAAN BANK SYARIAH: ANALISIS DESKRIPTIF DAN HEATMAP Hafidz Ainur Rofi; Jaharuddin Jaharuddin
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 5, No 2 (2026): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v5i2.869

Abstract

This research aims to analyze the influence of service, satisfaction and perceived value on sharia bank customer loyalty by considering the mediating role of trust. The research method uses a quantitative approach with a survey of 174 Islamic bank customers in Indonesia using a 5-point Likert scale questionnaire. Descriptive analysis shows that all variables have an average value above 4.00, indicating positive customer perceptions of service, satisfaction, perceived value and trust. The research results indicate that good service quality, high satisfaction, and positive value perceptions contribute significantly to customer loyalty. Trust is proven to be a mediating variable that strengthens the relationship between these variables. These findings emphasize the importance of Islamic banks to improve service quality, build satisfaction, and create a balanced perception of value in order to strengthen customer trust and loyalty. Keywords : Service, Satisfaction, Perceived Value, Trust, Customer Loyalty, Sharia Bank
Pengaruh Manajemen Sumber Daya Manusia Berbasis Syariah Terhadap Produktivitas Organisasi M Za'im Musyaffa; Jaharuddin Jaharuddin
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.4425

Abstract

Mendeskripsikan manajemen sumber daya manusia dalam perspektif syariah, perbedaannya dengan manajemen sumber daya konvensional dan pengaruhnya terhadap produktivitas organisasi. Penulis menggunakan analisis kualitatif dengan studi pustaka atau tinjauan literatur untuk menemukan pembahasan yang sesuai dan relevan dalam beberapa artikel tentang manajemen sumber daya manusia. Setelah membaca dan menganalisis tinjauan literatur yang ditemukan, telah ditemukan bahwa sebagian besar yang sudah ada lebih banyak fokus terhadap manajemen sumber daya konvensional daripada yang berbasis syariah, sedangkan manajemen sumber daya berbasis syariah terdapat aspek-aspek yang menjadi pembeda antara manajemen sumber daya konvensional dengan syariah. Setelah diadakannya penelitian penulis, ditemukan bahwa terdapat pengaruh positif antara manajemen sumber daya manusia berbasis syariah terhadap produktivitas organisasi
Strategi Lembaga Keuangan Syariah dalam Upaya Pemberdayaan Usaha Mikro Kecil Menengah di Indonesia Arsalan Bintang Romadi; Jaharuddin Jaharuddin
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.4427

Abstract

Studi ini bertujuan untuk melihat bagaimana LKS membantu UMKM di Indonesia. Metode penelitian ini menggunakan pendekatan deskriptif analitis dengan mengumpulkan data dari berbagai sumber literatur terkait. Hasil analisis menunjukkan bahwa LKS memberikan kontribusi yang signifikan dalam memfasilitasi akses keuangan yang sesuai dengan prinsip syariah bagi UMKM, serta memberikan bimbingan dan pembinaan untuk meningkatkan kualitas dan daya saing UMKM. Studi ini Memberikan wawasan berharga kepada pemangku kepentingan terkait untuk lebih memahami dampak dan potensi LKS dalam mendukung UMKM dan pertumbuhan ekonomi secara keseluruhan di Indonesia.
Analisis Etika Bisnis dalam Perspektif Islam: Sebuah Kajian Literatur Puja Trisena; Jaharuddin Jaharuddin
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.5343

Abstract

Penelitian ini bertujuan untuk menganalisis etika bisnis dari perspektif Islam. Etika merupakan kode atau seperangkat prinsip yang membedakan antara yang benar dan yang salah. Sebagai bagian dari filsafat, etika secara rasional dan intensif membahas nilai-nilai, norma, dan moralitas. Realitas dunia Muslim yang menghadapi tantangan ekonomi dan ketergantungan pada negara-negara maju telah mendorong terciptanya pemikiran kolektif untuk mengembangkan aktivitas ekonomi berdasarkan sistem etika Islam. Etika Islam telah menjadi pedoman penting bagi seluruh aktivitas ekonomi di dunia Muslim. Dalam konteks ini, etika bisnis Islam berfungsi sebagai panduan praktis yang mengarahkan umat Muslim menuju kesadaran religius dalam seluruh aktivitas ekonominya. Penelitian ini menggunakan metode kajian literatur untuk mengumpulkan data dari berbagai sumber, termasuk jurnal, buku, dan artikel ilmiah. Hasil penelitian menunjukkan bahwa etika merupakan pedoman moral yang mengatur semua tindakan manusia dan menjadi landasan dalam menilai baik buruknya suatu tindakan. Dalam Islam, agama mengatur segala aspek kehidupan, termasuk ekonomi, dengan menekankan pentingnya keseimbangan dalam membedakan antara kebaikan dan keburukan.
Pengaruh Pembiayaan Modal Kerja dan Investasi Terhadap NPF Bank Umum Syariah di Jawa Barat Periode 2021-2023 Wulan Rindyana S; Jaharuddin Jaharuddin
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.5367

Abstract

This research investigates the impact of managing working capital and investment funding on the level of Non-Performing Financing (NPF) in Islamic banks located in West Java from 2021 to 2023. Islamic banks, integral to the financial system, uphold Sharia principles in all operations, crucially supporting regional economic growth. A key challenge for these banks is managing the NPF rate, influenced by effective working capital and investment strategies. The study underscores the significance of these strategies in reducing NPF rates, emphasizing proper management as pivotal. Bank management must consistently prioritize these strategies to mitigate credit risks and enhance overall financial performance. The study employed time series analysis of secondary data from financial statements of West Java's Islamic commercial banks during the specified period, revealing significant correlations between working capital financing, investment, and NPF rates.
Menguraikan Tantangan dan Strategi Mengembangkan Perbankan Syariah di Indonesia Rega Saputra; Jaharuddin Jaharuddin
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.5372

Abstract

Peran perbankan syariah yang signifikan dalam membangun ekonomi masyarakat, membuat peningkatan peforma sistem perbankan sangat penting agar terciptanya sistem perbankan yang prima. Penelitian ini menggunakan metode penelitian analisis kualitatif deskriptif. Setelah membaca dan menganalisis publikasi yang ditemukan, belum banyak penelitian yang membahas topik ini dalam pandangan umum. Berikut merupakan tantangan-tantangan yang dihadapi perbankan syariah di Indonesia: (1). Meningkatkan kualitas maupun kuantintas sumber daya manusia (SDM). (2). Melakukan pembenahan produk dan layanan yang disesuaikan dengan kebutuhan masyarakat dan bisnis. (3). Memberikan sosialisasi, pendidikan, dan pemahaman ekonomi lebih luas kepada masyarakat. (4). Meyakinkan stakeholder lebih lanjut bahwa sebetulnya keuangan syariah itu juga tidak hanya muslim friendly tetapi juga business friendly. (5). Adanya kerangka hukum yang lengkap yang dapat menangani masalah keuangan syariah. (6). Agar tidak ada perbedaan dalam fiqh muammalah, harus ada standar dan kodifikasi produk yang berlaku di seluruh dunia. (7). Dalam keuangan syariah harus memiliki acuan nilai imbal hasil, atau tingkat pengembalian. Sedangkan terdapat beberapa strategi yang dapat digunakan perbankan syariah agar bisa berkembang lebih baik lagi: (1). Strategi untuk pencitraan baru. (2). Strategi dalam mengembangkan segmen pasar. (3). Strategi untuk meningkatkan sumber daya manusia (SDM). (4). Strategi untuk meningkatan efisiensi internal. (5). Strategi dalam mengembangkan produk. (6). Strategi untuk meningkatan pelayanan. (7). Dan strategi untuk menjadikan komunikasi yang universal dan terbuka.
FAKTOR PENENTU MINAT INVESTASI REKSA DANA SYARIAH Nahya Astriana; Jaharuddin Jaharuddin
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 2 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i2.777

Abstract

This study examines the effects of Islamic financial literacy, income, and risk perception on investment interest in Islamic mutual funds, as well as the role of Islamic religiosity as a moderating variable. A quantitative explanatory approach was employed, with data collected through an online questionnaire from 316 Muslim respondents in Indonesia. The data were analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results show that Islamic financial literacy, income, and Islamic religiosity have a positive and significant effect on investment interest in Islamic mutual funds, with income identified as the most dominant factor. In contrast, risk perception does not significantly influence investment interest. The findings also indicate that Islamic religiosity does not act as a moderating variable but has a direct effect on investment interest. The proposed model explains 46.8% of the variance in investment interest. These findings suggest that investment decisions in Islamic mutual funds are driven more by financial capability and religious values than by risk considerations, highlighting the importance of strengthening Islamic financial literacy and expanding access to Islamic mutual fund products.Keywords: Islamic financial literacy, income, risk perception, Islamic religiosity, investment interest.
PEMETAAN PERSEPSI KONSUMEN MUSLIM TERHADAP E-COMMERCE BERBASIS SYARIAH; ANALISIS DESKRIPTIF DAN VISUALISASI HEATMAP Mustofa Mahfudz Fauzi; Jaharuddin Jaharuddin
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 5, No 1 (2026): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v5i1.843

Abstract

The rapid growth of digital technology has transformed consumer behavior in Indonesia, particularly in online shopping activities. E-commerce has become one of the most dynamic sectors of the digital economy, yet challenges such as product mismatches, delivery delays, and data security concerns continue to undermine consumer trust. For Muslim consumers, religiosity plays a crucial role in shaping perceptions of digital services, emphasizing values such as halal transactions, honesty, and avoidance of riba. This study adopts a quantitative descriptive-exploratory approach to map Muslim consumers’ perceptions of service quality, trust, satisfaction, religiosity, and loyalty toward sharia-based e-commerce platforms in Jabodetabek. Data were collected from 228 respondents through purposive sampling and analyzed using descriptive statistics, complemented by heatmap visualization. Findings reveal that consumers highly value convenience and accessibility, while concerns remain regarding data security. Trust is primarily driven by platform reputation, satisfaction is influenced by emotional comfort, and religiosity strongly reinforces consumer preferences for halal and ethical transactions. Loyalty emerges as a strategic outcome of consistent service quality and alignment with Islamic values. The novelty of this study lies in its descriptive mapping of consumer perceptions using heatmap visualization, offering practical insights for platform managers and providing a conceptual foundation for future causal research in sharia-based digital commerce.Keywords: Sharia-based e-commerce, Muslim consumer perception; service quality,trust,satisfaction, religiosity, loyalty, heatmap visualization. (times new roman 12, spasi 1, cetak miring).
Co-Authors Abbie Pangestu Abdullah Najib Azzamani Adi Mansah Afifah Harisah Ahmad Rodoni AIN, N. Ainun Zamilah Akhmad Akromusyuhada Al Anshari Alaik Rifqi Sidqon ALDILLA, I. Andry Priharta Andry Priharta Andry Priharta Anggraini, Dahlia Tri ARDIANSYAH ARDIANSYAH Arsalan Bintang Romadi Astriana, Nahya Aulia, Nabila Nur BAKHTIAR, T. Bambang Sutrisno BANO, E. N. Budi Asmita Darto Dyanti, Najwa Putri Eti Rohaeti FAHRURRAZI, F. Fakhri Muhammad Ario Putra Faricha Noor Aida Fathurachman Fathurachman Fathurachman Firdasari Firdasari Firdausiyah, Salsabila Furqoni, Muhammad Ihsan Gani, Nur Asni Hadi Sumarno Hafidz Ainur Rofi Hajmi Almanfaluthi Salam Hakim, Ulil Akbar HANUM, F. Hartutik (Hartutik) Hartutik Hartutik HASANNUDIN, H. HERMANSYAH, H. Irfan Purnawan Purnawan Irmawati Irmawati Khulud Saadah Almadaniah KUSNANTO, A. L. Hakim M Za'im Musyaffa Masthura, Lely Medo Maulianza Mega Fatimah Rosana Meri Prasetyawati Muchtar, Masruri Muhamad Gibran Akbar Pangestu Muhammad Fariz Abdullah Pelu Mumtaz, Alisa Hana Mustofa Mahfudz Fauzi Nahya Astriana Natalia, D. Nur Asni Gani Nur Asni Gani Nur Aziezah Nur Hidayah Nur Hidayah Nurul Ramandini Nurul Syamsiah OKTAFIANI, L. D. Puja Trisena PUTRI PRATAMA R Melda Maesarach R, Ria Wikantari R. Melda Maesarach Rahayu Dwi Lestari Rahmita Nurul Muthmainnah Rega Saputra Rony Edward Utama Rony Edward Utama Rony Edward Utama Rully Mujiastuti SAHAMONY, N. F. Setya Nugroho Isri Yuwono SIANTURI, P. SISWANDI, S. Siti Jamilah Sofyan Rizal Sofyan Rizal, Sofyan Sudirman Sudirman Sukardi Sukardi Syahrul Fadhillah Achmad Syifa Fauziyah, Syifa Taufik Arfan Teguh Pantjatmono Tri Ananto Tri Ananto Tri Ananto Utama, Rony Edward Utama, Rony Edward Utama WIBOWO, A. T. Wulan Rindyana S Yahaya Niwae Yahya, Muhammad Ridwan Yahya, Wardah