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All Journal JURNAL DERIVAT: JURNAL MATEMATIKA DAN PENDIDIKAN MATEMATIKA Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Nature: National Academic Journal of Architecture Jurnal Ilmiah Ekonomi Islam IKRA-ITH Humaniora : Jurnal Sosial dan Humaniora Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jurnal Kewirausahaan dan Bisnis JURNAL CEMERLANG: Pengabdian pada Masyarakat JEMPER (Jurnal Ekonomi Manajemen Perbankan) Inovasi: Jurnal Ilmiah Ilmu Manajemen BASKARA: Journal of Business and Entrepreneurship Jurnal Komposit : Jurnal Ilmu-Ilmu Teknik Sipil Kontigensi: Jurnal Ilmiah Manajemen Jurnal Ekonomi Trisakti Media Ekonomi Iltizamat : Journal Of Economic Sharia Law and Business Studies Media Riset Bisnis Ekonomi Sains dan Terapan Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi Taraadin : Jurnal Ekonomi dan Bisnis Islam MILANG Journal of Mathematics and Its Applications Jurnal Manajemen Pendidikan Islam
Jaharuddin, Jaharuddin
Universitas Muhammadiyah Jakarta
Religion Aerospace Engineering Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Transportation Other

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ANALISIS PENERAPAN BUSINESS MODEL CANVAS (BMC) PADA NASI BOX KYBOKS Hakim, Ulil Akbar; Jaharuddin, Jaharuddin
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 1, No 4 (2023): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v1i4.123

Abstract

This study examines how the Business Model Canvas (BMC) is applied in the Kyboks rice box business. Kyboks is a unique and affordable business that faces challenges due to its remote locations. The researchers utilized BMC as a tool to map Kyboks’ business model and expand its market coverage. The research method involved descriptive research with a qualitative approach, and data was collected through interviews with a Kyboks business owner. The analysis of the collected data using a qualitative approach and BMC revealed that Kyboks incorporates all nine elements of the BMC in its operations. Kyboks targets Gen-Z, individuals in specific areas, office employees, and spicy food enthusiasts. The value propositions offered by Kyboks include good chili flavor, affordable prices, unique rice box combinations, and free delivery. Kyboks employs social media platforms, particularly Instagram, and word of mouth as distribution channels. To further expand its business reach, Kyboks should explore creative and innovative ideas, such as collaborating with influencers.Keyword: Business Model Canvas, Rice Box, Kyboks, Business Analyst 
EKSPLORASI PERSEPSI NASABAH TERHADAP FAKTOR-FAKTOR PEMBENTUK MINAT PEMBIAYAAN BANK SYARIAH: ANALISIS STATISTIK DESKRIPTIF Saputra, Rega; Jaharuddin, Jaharuddin
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 2 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i2.793

Abstract

This study aims to systematically describe the perceptions of Islamic bank customers in Indonesia regarding the factors that influence their interest in using Islamic bank financing, which include trust, promotion, service quality, and Islamic religiosity, using a descriptive statistical approach. An exploratory descriptive approach was used in this study. The research sample consisted of 538 Islamic bank customers in Indonesia who were selected using purposive sampling. Data were collected through a structured questionnaire with a 5-point Likert scale that had been tested for validity and reliability. Data analysis was performed using descriptive statistics to describe the characteristics of the respondents and their perceptions of the research variables through minimum, maximum, mean, and standard deviation values. The research findings show that trust, promotion, service quality, and Islamic religiosity are in the high category with relatively homogeneous perceptions among respondents, thus playing a significant role in encouraging customer interest in Islamic bank financing. The low standard deviation value also indicates that the influence of these four variables is positive and relatively stable among respondents. This study contributes theoretically to the study of Islamic banking in Indonesia and has practical implications as a guide for Islamic banks, particularly BSI, in increasing the interest of young customers aged 20–25 years, the majority of whom are students, in Islamic financing.Keywords : Sharia bank, interest, financing, strategy
FAKTOR PENENTU MINAT INVESTASI REKSA DANA SYARIAH Astriana, Nahya; Jaharuddin, Jaharuddin
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 2 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i2.777

Abstract

This study examines the effects of Islamic financial literacy, income, and risk perception on investment interest in Islamic mutual funds, as well as the role of Islamic religiosity as a moderating variable. A quantitative explanatory approach was employed, with data collected through an online questionnaire from 316 Muslim respondents in Indonesia. The data were analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results show that Islamic financial literacy, income, and Islamic religiosity have a positive and significant effect on investment interest in Islamic mutual funds, with income identified as the most dominant factor. In contrast, risk perception does not significantly influence investment interest. The findings also indicate that Islamic religiosity does not act as a moderating variable but has a direct effect on investment interest. The proposed model explains 46.8% of the variance in investment interest. These findings suggest that investment decisions in Islamic mutual funds are driven more by financial capability and religious values than by risk considerations, highlighting the importance of strengthening Islamic financial literacy and expanding access to Islamic mutual fund products.Keywords: Islamic financial literacy, income, risk perception, Islamic religiosity, investment interest.
Eksplorasi Minat Wakaf Uang Di Kalangan Pegawai Negeri Sipil: Studi Kasus Di Kantor Walikota Tangerang Selatan Dyanti, Najwa Putri; Jaharuddin, Jaharuddin; Hartutik, Hartutik; Sukardi, Sukardi
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14158

Abstract

This study aims to determine the interest of Civil Servants (PNS) in cash waqf, with a case study at the South Tangerang Mayor's Office. Waqf is a crucial instrument in community economic empowerment, achieved by converting personal assets into communal ownership. This research employs a descriptive quantitative method with a sample of 150 respondents. Data analysis was conducted using the Partial Least Square method (SmartPLS 4.0). The results indicate that: (1) Religiosity does not have a significant effect on the interest in cash waqf; (2) Trust does not have a significant effect on the interest in cash waqf; (3) Service does not have a significant effect on the interest in cash waqf; (4) Promotion does not have a significant effect on the interest in cash waqf; and (5) Perception has a significant effect on the interest in cash waqf.
Meningkatkan Pembangunan Ekonomi Melalui Isomorfisme Institusional: Studi Kasus LazisMu Di Kota Depok Fauziyah, Syifa; Jaharuddin, Jaharuddin; Ardiansyah, Ardiansyah; Syamsiah, Nurul
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14208

Abstract

This research aims to analyze the role and dynamics of the LazisMu institution in Depok City and examine its economic institutional design to improve performance through the lens of coercive, mimetic, and normative isomorphism theories. Utilizing a qualitative approach with interviews from seven informants, the findings indicate that LazisMu effectively reduces community uncertainty in the donation of zakat, infaq, and sadaqah, while enhancing social welfare, poverty alleviation, economic empowerment, and community participation. Coercive pressures promote financial transparency, mimetic pressures drive the adoption of best practices from successful organizations, and normative pressures underscore the necessity of human resources training. Future economic institutional designs should focus on the stringent application of coercive regulations, conducting comparative studies to stimulate change, and capacity building for staff. This study contributes to the literature on the economic role of LazisMu in the development of the Depok City community and provides insights into future economic institutional designs from an isomorphism perspective. The research outcomes are expected to positively impact LazisMu and other stakeholders, demonstrating that isomorphism theory can facilitate beneficial changes.
Pengelolaan Zakat Di BAZNAS Tangerang Selatan Perspektif Maqashid Syariah Ibnu Ashur Aulia, Nabila Nur; Jaharuddin, Jaharuddin; Sudirman, Sudirman; Hartutik, Hartutik
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14276

Abstract

Penelitian ini bertujuan untuk menganalisis pengelolaan zakat di Badan Amil Zakat Nasional (BAZNAS), meliputi proses pengumpulan, distribusi, dan pelaporan dana zakat, serta mengevaluasi kesesuaiannya dengan tujuan utama Maqashid Syariah menurut perspektif Ibnu Ashur. Metode yang digunakan adalah penelitian kualitatif dengan pendekatan studi kasus pada BAZNAS Kota Tanggerang Selatan. Data dikumpulkan melalui teknik wawancara, observasi, dan analisis dokumentasi terkait pengelolaan zakat. Analisis data dilakukan dengan membandingkan praktik pengelolaan zakat di BAZNAS dengan prinsip-prinsip Maqashid Syariah yang dikemukakan oleh Ibnu Ashur. Hasil penelitian menunjukkan bahwa BAZNAS telah menerapkan prinsip-prinsip Maqashid Syariah dalam pengelolaan zakat, meskipun masih ada beberapa tantangan dan peluang untuk perbaikan. Berdasarkan temuan ini, penelitian ini memberikan rekomendasi untuk optimalisasi pengelolaan zakat di BAZNAS agar lebih sesuai dengan prinsip Maqashid Syariah. Implementasi rekomendasi ini diharapkan dapat meningkatkan kesejahteraan umat dan mendukung pengembangan ekonomi Islam yang berkelanjutan. Penelitian ini juga bertujuan memberikan wawasan bagi praktisi dan akademisi di bidang ekonomi syariah, khususnya dalam konteks pengelolaan zakat
Human Capital Management in Achieving Excellent Accreditation: A Study of an Islamic Higher Education Rony Edward Utama; Fathurachman; Andry Priharta; Nur Asni Gani; Jaharuddin; Yahaya Niwae
Nidhomul Haq : Jurnal Manajemen Pendidikan Islam Vol. 10 No. 2 (2025): Transformative Islamic education management
Publisher : Prodi Manajemen Pendidikan Islam Universitas KH Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/ndhq.v10i2.150

Abstract

This research highlighted two objectives, namely: (1) how Universitas Muhammadiyah Jakarta managed its human capital in relation to its vision, missions, and goals as an Islamic university; (2) strategic plans employed by this university and key performance of its human resources to fulfill the implementation of human capital management in the efforts of achieving excellent accreditation. This study was carried out in the academic year of 2023/2024 at Universitas Muhammadiyah Jakarta. The method employed was qualitative using study case research design. The instruments used in data collection were observation, document study, and non-formal interviews. The data were analyzed based on human capital management’s model of Mayo (2000) covering five elements, i.e., individual capability, individual motivation, leadership, the organizational climate, and work-group effectiveness. The analysis data revealed that: 1) in managing its human capital, the university carried out five work stages, they are the stages of preparation, implementation, monitoring and evaluation, control and improved which of all stages met the five aspects of Mayo’s HCM model. Second, both strategic plans and key performance for its human resources were well-planned, designed, and managed by the institution, hence the target of achieving excellent accreditation was successfully achieved.
PEMETAAN PERSEPSI KONSUMEN MUSLIM TERHADAP E-COMMERCE BERBASIS SYARIAH; ANALISIS DESKRIPTIF DAN VISUALISASI HEATMAP Fauzi, Mustofa Mahfudz; Jaharuddin, Jaharuddin
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 5, No 1 (2026): Media Riset Bisnis Ekonomi Sains dan Terapan (In Press)
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v5i1.843

Abstract

The rapid growth of digital technology has transformed consumer behavior in Indonesia, particularly in online shopping activities. E-commerce has become one of the most dynamic sectors of the digital economy, yet challenges such as product mismatches, delivery delays, and data security concerns continue to undermine consumer trust. For Muslim consumers, religiosity plays a crucial role in shaping perceptions of digital services, emphasizing values such as halal transactions, honesty, and avoidance of riba. This study adopts a quantitative descriptive-exploratory approach to map Muslim consumers’ perceptions of service quality, trust, satisfaction, religiosity, and loyalty toward sharia-based e-commerce platforms in Jabodetabek. Data were collected from 228 respondents through purposive sampling and analyzed using descriptive statistics, complemented by heatmap visualization. Findings reveal that consumers highly value convenience and accessibility, while concerns remain regarding data security. Trust is primarily driven by platform reputation, satisfaction is influenced by emotional comfort, and religiosity strongly reinforces consumer preferences for halal and ethical transactions. Loyalty emerges as a strategic outcome of consistent service quality and alignment with Islamic values. The novelty of this study lies in its descriptive mapping of consumer perceptions using heatmap visualization, offering practical insights for platform managers and providing a conceptual foundation for future causal research in sharia-based digital commerce.Keywords: Sharia-based e-commerce, Muslim consumer perception; service quality,trust,satisfaction, religiosity, loyalty, heatmap visualization. (times new roman 12, spasi 1, cetak miring).
Dampak E-Commerce Terhadap Perilaku Konsumtif Mahasiswa Dalam Perspektif Ekonomi Syariah Astriana, Nahya; Jaharuddin, Jaharuddin
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.4852

Abstract

Penelitian ini bertujuan untuk mengetahui dampak e-commerce terhadap perilaku konsumtif mahasiswa Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Jakarta. Respoden penelitian adalah 28 mahasiswa. Data dikumpulkan melaui kuisioner yang tertera pada google form secara sukarela yang dianalisis dengan metode penelitian library research atau penelitian kepustakaan dan penyajian data disajikan dalam bentuk tabel, grafik, dan persentase. Hasil penelitian menunjukkan bahwa E-commerce memiliki dampak positif dan negatif terhadap perilaku konsumtif mahasiswa. Dampak positifnya termasuk pertama, E-commerce menawarkan kemudahan dan aksesibilitas dalam berbelanja, memungkinkan mahasiswa untuk berbelanja kapanpun dan dimanapun tanpa terhalang oleh waktu dan lokasi toko fisik. Kedua, E-commerce menyediakan variasi produk yang luas dengan harga yang lebih murah dibandingkan toko fisik, terutama dengan adanya diskon dan promo. Ketiga, E-commerce dapat menghemat waktu dan biaya mahasiswa dalam berbelanja, karena mereka tidak perlu bepergian ke toko fisik. Namun, E-commerce juga dapat mendorong perilaku konsumtif mahasiswa, di mana mahasiswa membeli produk yang tidak mereka butuhkan atau melebihi anggaran mereka. Kedua, Strategi e-commerce seperti harga murah, diskon besar, promosi, dan kemudahan pembayaran digital dapat memicu pembelian impulsif tanpa pertimbangan matang. Ketiga, Perilaku konsumtif dan pembelian impulsif dapat menyebabkan pengeluaran berlebihan, yang berpotensi menimbulkan masalah keuangan bagi mahasiswa. Penelitian ini memberikan rekomendasi baru untuk meningkatkan pemahaman mahasiswa tentang ekonomi syariah dan mendorong konsumsi yang moderat dan bertanggung jawab di era digital.
Co-Authors Abbie Pangestu Abdullah Najib Azzamani Adi Mansah Afifah Harisah Ahmad Rodoni AIN, N. Ainun Zamilah Al Anshari Alaik Rifqi Sidqon ALDILLA, I. Andry Priharta Anggraini, Dahlia Tri ARDIANSYAH ARDIANSYAH Arsalan Bintang Romadi Astriana, Nahya Aulia, Nabila Nur BAKHTIAR, T. Bambang Sutrisno BANO, E. N. Budi Asmita Darto Dyanti, Najwa Putri Eti Rohaeti FAHRURRAZI, F. Fakhri Muhammad Ario Putra Faricha Noor Aida Fathurachman Fauzi, Mustofa Mahfudz Firdasari Firdasari Firdausiyah, Salsabila Furqoni, Muhammad Ihsan Gani, Nur Asni Hadi Sumarno Hafidz Ainur Rofi Hajmi Almanfaluthi Salam Hakim, Ulil Akbar HANUM, F. Hartutik (Hartutik) HASANNUDIN, H. HERMANSYAH, H. Irfan Purnawan Purnawan Irmawati Irmawati Khulud Saadah Almadaniah KUSNANTO, A. L. Hakim M Za'im Musyaffa Masthura, Lely Medo Maulianza Mega Fatimah Rosana Meri Prasetyawati Muchtar, Masruri Muhammad Fariz Abdullah Pelu Mumtaz, Alisa Hana Nahya Astriana Natalia, D. Nur Asni Gani Nur Asni Gani Nur Aziezah Nur Hidayah Nur Hidayah Nurul Ramandini Nurul Syamsiah OKTAFIANI, L. D. Puja Trisena PUTRI PRATAMA R, Ria Wikantari R. Melda Maesarach Rahayu Dwi Lestari Rahmita Nurul Muthmainnah Rega Saputra Rony Edward Utama Rony Edward Utama Rony Edward Utama Rully Mujiastuti SAHAMONY, N. F. Saputra, Rega Setya Nugroho Isri Yuwono SIANTURI, P. SISWANDI, S. Sofyan Rizal Sofyan Rizal, Sofyan Sudirman Sudirman Sukardi Sukardi Syifa Fauziyah, Syifa Taufik Arfan Tri Ananto Utama, Rony Edward Utama, Rony Edward Utama WIBOWO, A. T. Wulan Rindyana S Yahaya Niwae Yahya, Muhammad Ridwan Yahya, Wardah