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Pengaruh Literasi Keuangan Terhadap Perilaku Gaya Hidup Hedonisme Atika; Afriyani, Santi; Sahamony, Nur Fitriyani
Jurnal Manajemen & Bisnis Digital Vol. 2 No. 1 (2023): Jurnal Manajemen dan Bisnis Digital
Publisher : Prodi Manajemen dan Bisnis Digital Universitas Binawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54771/jmbd.v2i1.1091

Abstract

Abstrak: Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan terhadap perilaku gaya hidup hedonisme mahasiswa Universitas Binawan. Sampel ini diambil dari Mahasiswa aktif Universitas Binawan dari semua angkatan aktif di periode 2021-2022. Pemilihan sampel yaitu pada kalangan mahasiswa karena berada dalam masa pembentukan identitas. Jenis data yang digunakan dalam penelitian kuantitatif ini adalah data primer yang diperoleh dari kuesioner yang dibagikan dan berhubungan dengan masalah yang diteliti. Instrument penelitian yang digunakan dalam penelitian ini menggunakan metode Skala Likert. Indikator yang digunakan pada literasi keuangan (variabel X) mencakup pengetahuan keuangan, perilaku keuangan, sikap keuangan, keterampilan keuangan, dan tingkat keyakinan. Indikator yang digunakan pada gaya hidup hedonisme (variabel Y) mencakup kegiatan, minat, dan opini. Hasil penelitian yang menggunakan perhitungan statistik melalui aplikasi Statistical Package for the Social Science (SPSS) versi 26 menunjukkan bahwa literasi keuangan berpengaruh positif dan signifikan terhadap perilaku gaya hidup hedonisme mahasiswa Universitas Binawan.   Kata kunci: Literasi keuangan, Gaya hidup hedonisme, Mahasiswa, Universitas Binawan.   Abstract: This study aims to determine the effect of financial literacy on the hedonistic lifestyle behavior of Binawan University students. This sample was taken from active Binawan University students from all active batches in the 2021-2022 period. The sample selection is among students because they are in a period of identity formation. The type of data used in this quantitative research is primary data obtained from questionnaires distributed and related to the problem under study. The research instrument used in this study uses the Likert Scale method. The indicators used in financial literacy (variable X) include financial knowledge, financial behavior, financial attitude, financial skills, and level of confidence. The indicators used in the hedonism lifestyle (variable Y) include activities, interests, and opinions. The results of the study using statistical calculations through the Statistical Package for the Social Science (SPSS) version 26 application show that financial literacy has a positive and significant effect on the hedonistic lifestyle behavior of Binawan University students.   Key words: Financial literacy, Hedonistic lifestyle behavior, College students, Binawan University.
Co-Authors A. Farhanah Aditiawardana Aditiawardana, Aditiawardana Afriyani, Santi Agustinus Amelia, Elena Ghentilis Fitri Anandani, Thalia Anastasia K. Sikora Andriyanti Apriliana, Luthfiyah Aqwa Naser Daulay Arham, Muhammad Dai Arifin Fauzi Lubis Aryati Aucky Hinting Ayu Lestari AYU LESTARI Ayudianisa, Nadhifa Luthfihasna Bachtiar, Daffa Ardhi Barus, Tony Junior Damayanti, Alfina Dartiana, Dartiana Dharma, Budi Diautami, Novi Dua Novita Sari Eko Budi Siswidiyanto Erik Hasudungan Ernawati Ervina Maulida Faisal Hamzah Faizah, Zakiyatul Fariz Pari, Rizfi Fatharani, Salwa Gabriel Zean Godham Eko Saputro Handayani, Nisah Hani, Farahdhila Hanik Badriyah Hidayati,* Mohammad Hasan Machfoed,* Kuntoro,** Soetojo,*** Budi Santoso,**** Suroto,***** Budi Utomo****** Harahap, M Ikhsan Harfonso, Ernesto Everald Baibelino Hazora, Citra Hendra Harmain Heny Arwati Hirayani, Siti Heni Humairah Hajijah Idramsa Imsar Ismahendra, Naufal Agus Istikomah, Laili Ivon Diah Wittiarika Izzati, Dwi Jannah, Nurul Juliana Nasution Kaharuddin Kaharuddin Karim, Yustika Ayoustira Khairi, Mhd Rizki Kombih, Ridho Maulana Langgeng Priyanto, Langgeng Lilik Djuari Linda Dewanti Lubis, Gusti Erli Anggi Lubis, Putri Safa Aulia Maidalena Malinda, Anis Manaf, Hafizh Al Ghifari Mari Esterilita Marliyah Moeda, Fadillah Moses Tende Stephens Mufti Sudibyo Muhammad Hamdan Muhammad Ilham Sembiring muhammad Syahbudi, muhammad Munawaroh Fitriyah muridin, Muridin Mutiara, Alma Nanda Dian Tama Nasution, Annio Indah Lestari Nizamuddin Nugraha, Hasybi Abdillah Nunuk Mardiana, Nunuk NUR AHMADI BI RAHMANI Nurina Hasanatuludhhiyah Nurmasitah, Sita Nurul Inayah Nurwani Padlan Habibi Pardede, Diah Hafni Pety Narulita Prihazty, Anggi Wilis Puspa Wardhani Puspa Wardhani Puspitasari, Yessy Rahma, Tri Inda Fadhila Rahmadana, Ogi Rahman, Beny Aji Ifaudi Rahmani, Nur Ahmadi Bi Rahmi Syahriza Razaan, Muhammad Farras Rehatta, Nancy Margarita Rianda Abdi Rizkika Zalza Bila Utami Roudlotus Sholikhah Sabrina, Annisa Maya Sahamony, Nur Fitriyani Sandro Prayuda Sawitri, Brihastami Siregar, Isafitri Siregar, Padrie Payung Siti Munawarah Soediono, Mochammad Ridhwan Sri Endah Wahyuningsih Sri Musta'ina Sri Rahmi Sri Wahyuni, Erika Suaib Maryam Sugianto Syahputri, Dea Aulia Thifal Khansa Nabila Turchan, Agus Ummi Maimunah Waizul Qarni WIDOWATI Yuliana, Sitti Khofifah Yulianti, Erikavitri Yusrizal Zahra, Fairuz Azzahra Irsyad Zainal Arifin Zainarti Zuhrinal M. Nawawi