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All Journal Jurnal MD J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Jurnal Bisnis Dan Kajian Strategi Manajemen Tasharruf: Journal Economics and Business of Islam Jurnal Pengabdian Masyarakat Bumi Raflesia Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Bidayah: Studi Ilmu-Ilmu Keislaman Ihtiyath : Jurnal Manajemen Keuangan Syariah AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Humanism : Jurnal Pengabdian Masyarakat Al Mashaadir : Jurnal Ilmu Syariah Jurnal Pengabdian dan Peningkatan Mutu Masyarakat (JANAYU) JIHBIZ :Global Journal of Islamic Banking and Finance. JIMEBIS Jurnal Iqtisaduna Share: Jurnal Ekonomi dan Keuangan Islam Al-Buhuts (e-journal) Jurnal Ekonomi dan Bisnis Islam (JEBI) Jurnal Ekonomika dan Bisnis Islam JIEPS: Jurnal Ilmiah Ekonomi Islam dan Perbankan Syariah Fakultas Agama Islam Universitas Muhammadiyah Aceh Cakrawala: Jurnal Studi Islam QULUBANA: Jurnal Manajemen Dakwah Asian Journal of Community Services (AJCS) International Journal of Community Service (IJCS) EKOBIS SYARIAH Eastasouth Journal of Effective Community Services el hisbah: Journal of Islamic Economic Law AT-TIJARAH: Journal Islamic Banking and Finance Research PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) International Journal of Kita Kreatif Jurnal Pengabdian Bakti Akademisi Risalah Iqtisadiyah: Journal of Sharia Economics Jurnal Simki Economic
Umuri, Khairil
Universitas Syiah Kuala, Banda Aceh, Indonesia
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Lembaga Keuangan Syariah di Aceh: Tantangan dan Peluang Farma, Junia; Umuri, Khairil
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 16 No. 2 (2024): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v16i2.2902

Abstract

Aceh is a region that applies Islamic law, including in the economic sector. Every sharia financial institution in Aceh must operate in accordance with Islamic law, therefore, sharia financial institutions in Aceh face several challenges and opportunities. This research analyzes the challenges and opportunities faced by Islamic financial institutions in Aceh. This research uses a qualitative approach with descriptive analysis methods. Data collection was carried out by interviewing several informants consisting of OJK Aceh, Academics, and DSN-MUI. The research results show that there are several challenges faced by sharia financial institutions in Aceh, such as a lack of quality Human Resources (HR), the existence of sharia financial institutions in Aceh is still limited, a lack of investors in sharia financial institutions, and the Financing to Deposit Ratio (FDR) Sharia financial institutions in Aceh are still low compared to the national average. Apart from the challenges above, Islamic financial institutions also have opportunities such as top-down regulation of Islamic financial institutions providing legal certainty and full support from the government, and the market potential for Islamic financial institutions in Aceh is very large because the majority of the population is Muslim. Therefore, Islamic financial institutions in Aceh must adapt sharia-based strategies to overcome challenges and take advantage of existing opportunities.
The Influence of Islamic Branding, Online Customer Reviews, and Tagline on Online Purchase Decisions on Shopee Salpina, Parjah; Umuri, Khairil; Halim, Hendra; Sari, Nurma
EKOBIS SYARIAH Vol 8, No 2 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i2.23807

Abstract

This research aims to analyze the influence of Islamic branding, online customer reviews and tagline on online purchasing decisions at Shopee by students in Banda Aceh City. The data used is primary data obtained from questionnaires distributed to 160 respondents, students who use Shopee ecommerce in Banda Aceh City. This research used a quantitative approach. The sampling technique uses purposive sampling techniques and is determined by the Hair formula. Technical data analysis using multiple linear regression with the SPSS. The results of this study indicate that the variables of Islamic branding, online customer review, and tagline have a positive and significant effect on online purchasing decisions at Shopee. Simultaneous testing found that the variables of Islamic branding, online customer review, and tagline have an effect on online purchasing decisions at Shopee
Islamic Financial Literacy Socialization at Pesantren Terpadu Semayoen Nusantara Riyaldi, Muhammad Haris; Farma, Junia; Najla, Najla; Umuri, Khairil; Muftahuddin, Muftahuddin
Jurnal Pengabdian Bakti Akademisi Vol 2, No 1 (2025): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v2i1.44321

Abstract

This activity aims to enhance the understanding and skills of pesantren administrators and students in managing Islamic finance, including the principles of Sharia-based financial management and the integration of digital financial technology. The event took place on Saturday, August 24, 2024, at Pesantren Terpadu Semayoen Nusantara, using a service learning (SL) approach that involved all stakeholders of the pesantren as active participants. Evaluation through pre-tests and post-tests showed significant improvement in participants' understanding, with a notable increase in their comprehension of Islamic finance principles after the activity. Participants also demonstrated a better readiness to apply Islamic financial literacy concepts into real-life practice, such as implementing Sharia-compliant financial management within the pesantren. These results are consistent with previous studies that highlight the critical role of education and capacity building in promoting the adoption of Islamic financial systems within the community.This activity contributes to the SDG's goals, particularly Goal 4 (Quality Education) and Goal 8 (Decent Work and Economic Growth), by equipping the pesantren community with knowledge and skills to manage finances ethically and effectively. Despite challenges such as time constraints, this activity successfully achieved its objectives and inspired the implementation of similar programs in the future.
HOW TECHNOLOGY IS EMPOWERING PRODUCTIVE ZAKAT RECIPIENT AT BAITUL MAL ACEH? Eka Nurlina; Nurma Sari; Teuku Muhammad Syahrizal; Hendra Halim; Khairil Umuri
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 3 No. 1 (2024): “Sustainability Challenges Through Technology in Emerging Market Economies”
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v3i1.275

Abstract

Zakat is an important instrument and plays a role in improving community welfare. The distribution of productive zakat properly and the use of technology in empowerment activities can support the improvement of the mustahiq economy. This study aims to analyze the distribution of productive zakat by Baitul Mal Aceh and the role of technology by mustahiq in improving welfare. This study uses a qualitative descriptive method by interviewing Baitul Mal Aceh, 40 productive zakat mustahiq and academics. The data obtained are explained using interactive techniques. The results of the study indicate that the business capital assistance program managed by Baitul Mal Aceh consists of 3 programs, namely mustahiq empowerment through the provision of ultra-micro capital, Zakat Family Development (ZFD) and mustahiq empowerment through partners. The three programs have not had a significant impact on improving the welfare of mustahiq. This is due to several things, namely mustahiq have not been able to develop their businesses, have not been maximized, lack of supervision and assistance to mustahiq businesses, and do not have a good mentoring concept. The use of technology that is not optimal is also an obstacle in improving the welfare of mustahiq. Therefore, comprehensive support is needed from various parties such as the government, society and other institutions that support the realization of productive zakat in improving the welfare of mustahiq.
Analisis Perilaku Investor dalam Pasar Saham: Pendekatan Islam untuk Meningkatkan Stabilitas Keuangan Suryani, Dewi; Umuri, Khairil; Sartiyah
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 1 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study explores the impact of investor behavior on stock market stability through the lens of Islamic principles, emphasizing justice and transparency. Employing a systematic literature review approach, the research analyzes 200 relevant articles from 2019–2023 to investigate the relationship between investor behaviors—such as speculation and gharar (uncertainty)—and market volatility. The data were derived from a comprehensive scholarly literature review, including academic journals, articles, books, and research reports. By synthesizing relevant sources, the study offers an in-depth understanding of investor behavior and the implications of Islamic perspectives on stock market stability. The findings reveal that behaviors aligned with Shariah principles, including avoiding speculation and reinforcing transparency, contribute significantly to enhancing stock market stability. Moreover, the study underscores the importance of implementing Shariah-based regulations and promoting Islamic financial literacy to support ethical investment practices. The practical implications of this research include recommendations for regulators to integrate Shariah ethical standards into market policies and encourage market participants to adopt fundamental analysis consistent with Shariah principles. Finally, the study opens avenues for future research to explore empirical applications in specific stock markets and their impact on sustainable economic policies.
Maqasid al-Shariah and Environmental Sustainability: An Islamic Economic Perspective Klongrua, Silanee; Umuri, Khairil; Muftahuddin, Muftahuddin
International Journal of Kita Kreatif Vol 2, No 1 (2025): International Journals Kita Kreatif Vol.2 No.1 Februari 2025
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v2i1.44790

Abstract

This study explores the intersection of Maqasid al-Shariah (the objectives of Islamic law) and environmental sustainability, focusing on its implications within Islamic economics. Recognizing the increasing global challenges related to environmental degradation, this research highlights the essential role of Islamic principles in fostering sustainable economic practices. The Maqasid al-Shariah, which prioritize the preservation of life, intellect, lineage, wealth, and faith, inherently support environmental stewardship as a means to achieve balance and harmony. This study used a qualitative content analysis approach to investigate the integration of Maqasid al-Shariah and environmental sustainability in Islamic economics. Data was gathered from secondary sources, including peer-reviewed articles, policy documents, and reports from Islamic financial institutions. By examining Islamic teachings, ethical frameworks, and financial instruments such as green sukuk, the study demonstrates how Islamic economics can contribute to addressing environmental challenges. This work underscores the potential of faith-based economic systems to lead global efforts toward sustainability, advocating for a paradigm shift that integrates spirituality, ethics, and economic decision-making for the betterment of society and the planet.
Introduction to Creative Economy for Early Childhood in Beurandeh Village: Building a Creative and Independent Generation Saputra, Irwan; Miswar, Edy; Kusuma, Teuku Meldi; Umuri, Khairil; Nabilah, Nabilah; Fajri, Muhammad Iqbal
Jurnal Pengabdian Bakti Akademisi Vol 1, No 4 (2024): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v1i4.42486

Abstract

Themed community service activities aim to introduce the basic concepts of creative economy to young children. This activity was implemented with interactive learning methods involving stories, games, and creative activities, such as making crafts and painting. The active participation of 20 children aged 5 to 8 years old showed high enthusiasm, which contributed to the improvement of children's understanding of creative economy concepts and practical skills. The results of the activity showed a significant increase in understanding and skills, with the percentage of basic understanding increasing from 70% to 85% and practical skills from 60% to 80%. In addition, this activity also succeeded in fostering children's independence and creativity, which is expected to be a provision for a more creative and innovative generation in the future. The main challenges in implementing this activity are the limited props and the lack of understanding of parents about the importance of the creative economy at an early age. The long-term impact of this activity is expected to improve community welfare through the development of an independent and innovative creative generation.
Increasing Students' Awareness Of The Dangers Of Online Loans And Online Gambling Through Education And Socialization umuri, Khairil; Gunawan, Eddy; Sari, Nurma; Amri, Amri; Syahriyal, Syahriyal; Afandi ZT, Fitrah; Muftahuddin, Muftahuddin
Jurnal Pengabdian Bakti Akademisi Vol 1, No 3 (2024): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v1i3.40924

Abstract

The development of digital technology has brought various benefits, but it also poses significant risks to the well-being of individuals, especially the younger generation. The phenomenon of online loans and online gambling poses a serious threat among students, who often lack financial literacy and awareness of digital risks. This research aims to raise students' awareness of the dangers of online lending and online gambling through an education and socialization program at SMAN 1 Sigli, Aceh. The program was implemented using the Participatory Action Research (PAR) method, which includes four phases: identification, needs determination, intervention, and evaluation. The results showed that after participating in the program, there was a significant increase in students' understanding of the risks of online loans and online gambling, as well as a change in attitudes towards both issues. In addition, teachers involved in the program reported increased confidence in delivering related materials to students. These findings suggest that an interactive and comprehensive educational approach can be effective in protecting students from the risks of online lending and online gambling. Recommendations for further development include implementing similar programs in other schools, developing more comprehensive educational materials, and increasing parental and community involvement in prevention efforts. This research contributes to the development of Islamic financial literacy, digital risk awareness, and supports the achievement of the Sustainable Development Goals (SDGs).
Improving Public Speaking Of Pawnshop Employees' Wives Through Optialization Of Product Knowledge And Creative Marketing Sari, Meutia Dwi Novita; Farma, Junia; Halim, Hendra; Umuri, Khairil
Jurnal Pengabdian Bakti Akademisi Vol 1, No 3 (2024): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v1i3.40943

Abstract

Public speaking is an essential skill in many sectors, including business and financial services. Effective public speaking involves not only speaking ability, but also clarity of information delivery and the ability to motivate the audience. Members of the Pawnshop Employees Wives Association (IIKP) have a strategic role in disseminating information related to pawnshop products and services. However, there is a gap in public speaking skills and product understanding among IIKP members. Therefore, a training program was held that focused on improving public speaking skills, understanding product knowledge, and applying creative marketing strategies. The training used the service learning (SL) method, involved 30 participants with various educational backgrounds, and focused on hands-on practice and application of innovative marketing strategies. The results showed significant improvement in public speaking skills and pawnshop product understanding with higher post-test scores than pre-test. The main challenges encountered included different levels of understanding among participants and limited technological knowledge. The positive impacts of this activity include increased competence of IIKP members in delivering product information with more confidence, as well as the potential to implement more creative and effective marketing strategies. This activity made a significant contribution to women's empowerment and sustainable communication and marketing capacity building
Exploring and Identifying the Potential for Economic Empowerment: A Service in Alue Naga Village Yunus, Mukhlis; Kesuma, T. Meldi; Siregar, M. Ridha; Ramli, Fahmi Irwan; Umuri, Khairil; Nisva, Raisa Ullya; Humaira, Radhia; Silvia, Vivi; Ramida, Ramida
Jurnal Pengabdian Bakti Akademisi Vol 1, No 3 (2024): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v1i3.40806

Abstract

This community service project in Alue Naga Village, Banda Aceh, aimed to explore and identify its economic empowerment potential, focusing on oyster farming and ecotourism. Despite the villages rich natural resources, such as a preserved mangrove ecosystem and high-quality oysters, these remain underutilized due to limited infrastructure, poor resource management skills, and marketing challenges. The project used a Service-Learning (SL) approach, involving multiple stakeholders including local government, researchers, and community members. Key activities included socialization, education, and training for fishermen, MSMEs, women, and youth. The project delivered results of prior studies and developed sustainable strategies for local economic empowerment. The results showed significant potential for oyster farming and ecotourism development, though improvements in infrastructure and market access are needed. Villagers showed high engagement, particularly in developing processed oyster products like crackers and nuggets. Collaboration between stakeholders enabled a comprehensive approach to economic empowerment, addressing both social and environmental factors. This project offers a replicable model for other coastal villages in Indonesia, demonstrating that strategic planning, community engagement, and multidisciplinary collaboration are essential for sustainable village development. Additionally, the initiative contributed to achieving Sustainable Development Goals (SDGs) such as No Poverty, Decent Work and Economic Growth, and Life Below Water, highlighting its long-term benefits for the community.
Co-Authors A Sakir, A Sakir Abd Jamal, Abd Afandi ZT, Fitrah Ahmad Hamdani Ahmad Nizam Ahmad Nizam Al Amiri, Dhiauddin Al Ghifary, Ahmad Kamal Alifah, Nisrina Nur Amri Amri Amri Amri Amri, Khoirul Annisa Keumala Dewi Anzira, Raudhatul Auliani, Auliani Azharsyah Ibrahim Bin Ahmad, Aiyub Cut Elfida Darwanis Darwanis Dewi Suryani Dewi Suryani Sentosa Dinaroe Dinaroe Dinda Meisuri DM, Burhanis Sulthan Dzacky Muharram Rani Eddy Gunawan Eddy Gunawan, Eddy Edy Miswar, Edy Eka Nurlina Eka Nurlina Eka Nurlina Fadhil, Rahmat Faisal Faisal Fajri, Muhammad Iqbal Fakhrurrazi Farid Farid Farid, Farid Farma, Junia Fatiya, Ina Fauzah, Nurmela Fitrah Afandi ZT Fitrah Khairi Fonna, Rizki Putri Nurita Fuad, Zaki Ginting, Ledy Mahara Halim, Hendra Hamdani, Ahmad Hamdi Harmen Haris Riyaldi, Muhammad Hasnanti Putri, Windi Hawa, Aqlima Putri Hendra Halim HENDRA HALIM Humaira, Radhia Ihsan, Mhd Ikhsan Ikhsan Ilka Sandela Indah, Cahyani Rahmitha Irawati, Wirdah Iskandarsyah Jalaluddin Jalaluddin Junia Farma Kamal, Fakhri Kanchawongpaisan, Sipnarog Kesuma, T. Meldi Klongrua, Silanee Kusuma, Teuku Meldi Lubis, Hana Salsabila M. Ridha Siregar M. Shabri Abd. Majid M. Shabri Abdul Majid Makfirah, Fajar Maulina, Putri Muftahuddin Muftahuddin, Muftahuddin Muhammad Hafizh Al Adil Muhammad Haris Riyaldi Muhammad Haris Riyaldi Muhammad Haris Riyaldi Muhammad Haris Riyaldi, Muhammad Haris Muhammad Syahrizal, Teuku Muharman Lubis Mukhlis Mukhlis Mukhlis Yunus Muliadi, Muhammad Yani Mulyadi Adam, Mulyadi Munadia, Milda Nabawi, Rifky Chalik Nabila, Nisa Nabilah Nabilah Najla Najla, Najla Nirlina, Eka Nisva, Raisa Ullya Nizam, Ahmad Nur Masyithah Nurlina, Eka Nurma Sari Nurma Sari Nurma Sari Nurma Sari, Nurma Othman, Razali Bin Pratama, Agus Putri Mentari, Putri Raihana, Rana Ramida, Ramida Ramli, Fahmi Irwan Rani, Dzacky Muharram Rashid, Muhammad Hafiz Abd. Ratna Dewi Ridhwana, Zaidan Shadiq Ridwan Nurdin Ridwan Nurdin Ridwan Ridwan Rifky Chalik Nabawi Sakir, A Salpina, Parjah Saputra, Irwan Sari, Meutia Dwi Novita Sartiyah Sartiyah Sartiyah Sartiyah Sartiyah, Sartiyah Sentosa, Dewi Suryani Sharmila Silvia, Vivi Siregar, Fachrul A Siregar, M. Ridha Siregar, Muhammad Rendhie Sitepu, Novi Indriyani Srinita, Srinita Stephanus TW Suriani Susanna Syahriyal Syahriyal Syahriyal Syahriyal Syahriyal, Syahriyal Syahrizal, Teuku Muhammad Syakila, Nadia Talbani Farlian Taufiq Carnegie Dawood Teuku Meldi Kesuma Teuku Meldi Kesuma, Teuku Meldi Teuku Muhammad Syahrizal Teuku Muhammad Syahrizal Teuku Muhammad Syahrizal Windi Hasnanti Putri Wirda, Nurul Zikran, Ghrina ZT, Fitrah Afandi Zuhri, Al