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All Journal Jurnal MD J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal Bisnis Dan Kajian Strategi Manajemen Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Bidayah: Studi Ilmu-Ilmu Keislaman Ihtiyath : Jurnal Manajemen Keuangan Syariah AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Jurnal Teknik Informatika (JUTIF) Humanism : Jurnal Pengabdian Masyarakat JIHBIZ :Global Journal of Islamic Banking and Finance. Jurnal Simki Economic JIMEBIS Share: Jurnal Ekonomi dan Keuangan Islam Jurnal Ekonomika dan Bisnis Islam JIEPS: Jurnal Ilmiah Ekonomi Islam dan Perbankan Syariah Fakultas Agama Islam Universitas Muhammadiyah Aceh QULUBANA: Jurnal Manajemen Dakwah Asian Journal of Community Services (AJCS) International Journal of Community Service (IJCS) EKOBIS SYARIAH el hisbah: Journal of Islamic Economic Law PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) International Journal of Kita Kreatif Jurnal Pengabdian Bakti Akademisi Risalah Iqtisadiyah
Umuri, Khairil
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Workshop on the Emergence of Agentic AI in Financial Technology and Entrepreneurship Development Lubis, Muharman; Halim, Hendra; Khairi, Fitrah; Syahrizal, Teuku Muhammad; Umuri, Khairil; Fonna, Rizki Putri Nurita; DM, Burhanis Sulthan; Siregar, Fachrul A; Sari, Nurma; Farid, Farid
Jurnal Pengabdian Bakti Akademisi Vol 2, No 2 (2025): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v2i2.45908

Abstract

The rapid development of Agentic Artificial Intelligence (AI) and blockchain technology has transformed the global financial and entrepreneurial landscape, posing both opportunities and challenges for young entrepreneurs. This community service activity aimed to enhance the digital literacy and innovation capacity of 100 student entrepreneurs from Universitas Syiah Kuala by introducing practical applications of Agentic AI in financial technology and business development. The activity was conducted in the form of an online workshop, utilizing a service-learning approach, and facilitated by an expert in information systems. The program included knowledge transfer, case studies, and interactive discussions on the implementation of Agentic AI in business decision-making, financial automation, and digital trust. The results showed significant improvement in participants understanding and readiness to adopt such technologies, with marked increases in awareness, interest, and motivation toward innovation. This activity demonstrates an effective model for supporting inclusive entrepreneurship and accelerating the achievement of sustainable development goals through technological empowerment.
Enhancing Cooperative Member Loyalty: The Nexus of Service Quality, Institutional Image, and Governance Nurdin, Ridwan; Umuri, Khairil; Riyaldi, Muhammad Haris
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 14 No. 1 (2025)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v14i1.22446

Abstract

Cooperatives play a crucial role in driving economic development in Indonesia. However, increasing competition from financial institutions has made member loyalty a key factor in ensuring cooperative sustainability. Baitul Qiradh Baburrayyan Cooperative, (KBQ Baburrayyan) a leading coffee-exporting cooperative in Aceh Tengah Regency, Indonesia, faces these challenges while striving to maintain strong member engagement. This study explores the strategies implemented by KBQ Baburrayyan to sustain member loyalty using a qualitative approach with descriptive analysis. The findings reveal that the cooperative enhances service quality through improved coordination and collaboration between management and members. Additionally, strong governance and member-oriented business practices empower members by addressing their economic needs. The cooperative also maintains a positive institutional image, fostering trust among members and stakeholders. This study highlights that service quality, governance, and institutional reputation are essential factors in sustaining long-term member loyalty in cooperatives.======================================================================================================== ABSTRAK - Meningkatkan Loyalitas Anggota Koperasi: Hubungan antara Kualitas Pelayanan, Citra Organisasi, dan Tatakelola. Koperasi memiliki peran penting dalam mendorong perkembangan ekonomi di Indonesia. Dalam menghadapi persaingan dengan lembaga keuangan lainnya, mempertahankan loyalitas anggota menjadi faktor kunci dalam menjaga keberlanjutan koperasi. Koperasi Baitul Qiradh (KBQ) Baburrayyan, sebagai koperasi eksportir kopi terkemuka di Kabupaten Aceh Tengah, juga menghadapi tantangan untuk mempertahankan loyalitas anggotanya. Penelitian ini mengeksplorasi strategi yang diterapkan KBQ Baburrayyan dalam mempertahankan loyalitas anggota dengan menggunakan pendekatan kualitatif dan analisis deskriptif. Hasil penelitian menemukan bahwa dalam mempertahankan loyalitas anggota, KBQ Baburrayyan melakukan beberapa strategi, yaitu menjaga kualitas pelayanan dengan meningkatkan koordinasi dan kerjasama yang baik antar pengurus dan anggota. Selain itu, koperasi juga menjalankan tata kelola dan bisnis yang berorientasi pada pemberdayaan anggota, sehingga anggota dapat memenuhi kebutuhan hidup mereka dengan baik. Koperasi juga berupaya menjaga citra sehingga senantiasa dipandang baik oleh anggota dan stakeholder lainnya. Hasil penelitian ini menunjukkan bahwa untuk menjaga loyalitas anggota, koperasi harus senantiasa menjaga kualitas pelayanan, tata kelola dan citra dengan baik. 
Analysis of Islamic Business Ethics among Traders in the Al-Mahirah Traditional Market, Banda Aceh Muliadi, Muhammad Yani; Umuri, Khairil; Ginting, Ledy Mahara; Amri, Khoirul
International Journal of Kita Kreatif Vol 2, No 2 (2025): International Journals Kita Kreatif Vol.2 No. 2 Mei 2025
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v2i2.46200

Abstract

Traders in traditional markets often exhibit behaviors that contradict Islamic business ethics. Therefore, the actions of such traders are influenced by Islamic business ethics. This study focuses on how traders understand these ethics and behave based on them. This study employed a qualitative methodology. A purposive sampling technique was used to select informants. Respondents were selected based on factors relevant to the research objectives. The data collection methods were interview, observation, and documentation. The results show that traders' perceptions of Islamic business ethics are evident in their trading practices. They know how to trade in accordance with these ethics. Additionally, the majority of traders in the market have applied Islamic business ethics. Traders use the five principles of Islamic business ethics: tawhid, balance, free will, responsibility, and ihsan. However, some traders do not follow these ethics. Examples include not praying at the time of entry, treating buyers differently, and selling poor-quality goods.
DETERMINAN MINAT NASABAH MENGGUNAKAN PRODUK PEGADAIAN SYARIAH Auliani, Auliani; Umuri, Khairil
Jurnal Ekonomi & Perbankan Syariah Vol 2, No 2,November (2022): JEIPS: Jurnal Ekonomi Islam dan Perbankan Syariah
Publisher : Prodi Perbankan Syariah Fakultas Agama Islam Universitas Muhammadiyah Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37598/jeips.v2i2,November.1457

Abstract

Pegadaian syariah mempunyai peran yang sangat penting dalam membantu UMKM mengenai permasalahan permodalan. Penelitian ini berusaha mengkaji pengaruh harga, pomosi, dan kualitas produk terhadap minat nasabah memanfatkan produk Arrum BPKB di Kantor Pusat Pegadaian Syariah Kota Banda Aceh. Instrumen survei dengan menggunakan kuesioner merupakan perangkat yang digunakan pada penelitianini. Populasi penelitian merupakan nasabah yang menggunakan produk Arrum BPKN dengan jumlah sampel sebanyak 109 nasabah.Hasil yang diperoleh dengan menggunakan Regresi Linier Berganda yaitu terdapatpengaruh signifikan harga, promosi dan kualitas produk terhadap minat nasabah menggunakan produk Arrum BPKB. Pegadaian syariah harus memperhatikan harga, promosi, dan kualitas produk yang ditawarkan agar semakin menarik minat masyarakat menggunakan produk tersebut.
Analysis of Sharia Financial Literacy, Self-Control, and Deliberative Thinking on the Financial Behavior of MSMEs in Banda Aceh City Siregar, Muhammad Rendhie; Umuri, Khairil; Najla, Najla; Amri, Khoirul
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 7 No. 2 (2025)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/dt18gb98

Abstract

This study aims to investigate the impact of Islamic financial literacy, self-control, and deliberative thinking on the financial behavior of MSMEs in Banda Aceh City. This study uses quantitative data consisting of primary and secondary data. The sample of this study consisted of 108 respondents, obtained using the Hair formula. Data analysis used the multiple linear regression test method. The results of this study indicate that the variables of Islamic financial literacy, self-control, and deliberative thinking partially influence financial behavior. Then, simultaneously, the variables of Islamic financial literacy, self-control, and deliberative thinking influence financial behavior among MSMEs in Banda Aceh City. Therefore, to improve financial behavior among MSMEs, greater emphasis should be placed on Islamic financial literacy, self-control, and deliberative thinking to help foster more responsible financial behavior.
Empowerment of Small and Medium Industries (IKM) and Value Added of Sabangs Local Souvenir Products Riyaldi, Muhammad Haris; Umuri, Khairil; Kamal, Fakhri
Jurnal Pengabdian Bakti Akademisi Vol 2, No 3 (2025): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v2i3.48579

Abstract

This community service program aimed to empower Small and Medium Industries (IKMs) in Sabang City by enhancing the value-added potential of local souvenir products. The problems addressed included limited product differentiation, low-quality packaging, and inadequate branding and marketing skills among IKM actors. The program was a collaborative initiative between the Islamic Economics Study Program of Universitas Syiah Kuala and the Department of Industry, Trade, Cooperatives, and SMEs of Sabang City. Using a Service Learning (SL) approach, the activity involved workshops, product development simulations, and mentoring sessions. The results showed significant improvements, including increased participant knowledge, improved packaging quality, and the creation of actionable business plans. Over 80% of participants demonstrated enhanced entrepreneurial capacity, and more than 90% expressed satisfaction with the program. The outcomes suggest that integrated academic-community collaboration can effectively support micro-enterprise development and contribute to local economic resilience and sustainability
The Influence of Country of Origin, Product Involvement, and Halal Brand Awareness on the Purchase Decision of Samyang Instant Noodles in Banda Aceh City Hawa, Aqlima Putri; Nizam, Ahmad; Umuri, Khairil
International Journal of Kita Kreatif Vol 2, No 3 (2025): International Journals Kita Kreatif Vol. 2 No. 3 Agustus 2025
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v2i3.48774

Abstract

This study aims to examine the influence of Country of Origin, Product Involvement, and Halal Brand Awareness on the purchase decision of Samyang instant noodles in Banda Aceh. Data were collected through questionnaires distributed to 170 respondents who had previously purchased Samyang products. The sampling technique used was purposive sampling combined with proportional sampling. Data analysis was conducted using multiple linear regression. The results show that both partially and simultaneously, Country of Origin, Product Involvement, and Halal Brand Awareness have a significant influence on purchase decisions. The Country of Origin variable indicates that positive perceptions of a products country of origin can increase consumer trust. Product Involvement shows that higher consumer engagement with a product increases the likelihood of purchase. Halal Brand Awareness demonstrates that consumer awareness of halal labels influences purchase decisions, especially in predominantly Muslim regions. These findings are expected to contribute to a better understanding of consumer behavior toward imported products and can serve as a reference for businesses in designing marketing strategies that align with the preferences and values of consumers in the research area.
Upaya Peningkatan Literasi Keuangan Syariah Di Kalangan Santri Pesantren Tradisional Aceh Umuri, Khairil; Haris Riyaldi, Muhammad; Nizam, Ahmad; Syahriyal; Sartiyah; Amri; Ikhsan; Sari, Nurma; Muhammad Syahrizal, Teuku
Humanism : Jurnal Pengabdian Masyarakat Vol 4 No 3 (2023): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/hm.v4i3.20368

Abstract

Pengabdian ini bertujuan untuk memberikan edukasi keuangan syariah bagi santri Pesantren Darul Hikmah Khaju melalui kegiatan literasi keuangan syariah dengan menggunakan media edukatif. Kegiatan ini dilatarbelakangi masih rendahnya literasi keuangan syariah di Provinsi Aceh, terutama kalangan santri pesantren. Padahal Provinsi Aceh dikenal dengan pelaksanaan syariat Islam. Kegiatan pengabdian meliputi persiapan pelaksanaan kegiatan, pelaksanaan kegiatan, dan evaluasi kegiatan. Persiapan pelaksanaan kegiatan dilakukan dengan berkoordinasi dengan pihak pesantren mengenai kesediaan, tempat, dan peserta kegiatan. Kegiatan dilakukan dengan melibatkan para santri yang dibagi tiga kelompok berdasarkan tingkat pendidikan. Penyampaian materi mengenai konsep dasar ekonomi Islam dan keuangan syariah dilakukan dengan menggunakan media video. Evaluasi pelaksanaan kegiatan pengabdian tergambar dari kehadiran dan antusias peserta dalam menyimak materi yang disampaikan. Kegiatan pengabdian masyarakat diharapkan dapat memberikan hasil yang positif dengan meningkatnya literasi keuangan syariah para peserta.
The Influence of Islamic Branding, Online Customer Reviews, and Tagline on Online Purchase Decisions on Shopee Salpina, Parjah; Umuri, Khairil; Halim, Hendra; Sari, Nurma
EKOBIS SYARIAH Vol. 8 No. 2 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i2.23807

Abstract

This research aims to analyze the influence of Islamic branding, online customer reviews and tagline on online purchasing decisions at Shopee by students in Banda Aceh City. The data used is primary data obtained from questionnaires distributed to 160 respondents, students who use Shopee ecommerce in Banda Aceh City. This research used a quantitative approach. The sampling technique uses purposive sampling techniques and is determined by the Hair formula. Technical data analysis using multiple linear regression with the SPSS. The results of this study indicate that the variables of Islamic branding, online customer review, and tagline have a positive and significant effect on online purchasing decisions at Shopee. Simultaneous testing found that the variables of Islamic branding, online customer review, and tagline have an effect on online purchasing decisions at Shopee
Enhancing the Capacity of Certified SMEs Facilitators for the Internationalization of Aceh's Micro, Small, and Medium Enterprises Halim, Hendra; Kesuma, T. Meldi; Siregar, M. Ridha; Faisal, Faisal; Darwanis, Darwanis; Majid, M. Shabri Abdul; Fadhil, Rahmat; A Sakir, A Sakir; Syahrizal, Teuku Muhammad; Umuri, Khairil; Sitepu, Novi Indriyani; Nurdin, Ridwan; Sari, Meutia Dwi Novita; Adam, Mulyadi; Khairi, Fitrah
Asian Journal of Community Services Vol. 3 No. 1 (2024): January 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajcs.v3i1.7752

Abstract

This community services aims to enhance the capabilities of certified SMEs facilitators from the Faculty of Economics and Business, Syiah Kuala University to internationalizing Aceh's Micro, Small, and Medium Enterprises (SMEs) through participation in the 19th Malaysia International Halal Showcase (MIHAS) 2023. That is not merely a journey to MIHAS; it is a strategic investment in building the competencies of facilitators who, in turn, become ambassadors of knowledge, aiding local SMEs enterprises in embracing internationalization with confidence and competence. Results showcase strengthened international networks and market reach, emphasizing the impactful role of university-community collaborations.
Co-Authors A Sakir, A Sakir Abd Jamal, Abd Adhi, Ajar Parama Afandi ZT, Fitrah Amri Amri Amri Amri, Khoirul Anzira, Raudhatul Auliani, Auliani Azharsyah Ibrahim Darwanis Darwanis Dewi Suryani DM, Burhanis Sulthan Eddy Gunawan, Eddy Edy Miswar, Edy Fadhil, Rahmat Faisal Faisal Fajri, Muhammad Iqbal Farid Farid Farid, Farid Farma, Junia Fatiya, Ina Fauzah, Nurmela Fitrah Khairi Fonna, Rizki Putri Nurita Fuad, Zaki Ginting, Ledy Mahara Halim, Hendra Hamdani, Ahmad Haris Riyaldi, Muhammad Hawa, Aqlima Putri Humaira, Radhia Ikhsan Kamal, Fakhri Kesuma, T. Meldi Klongrua, Silanee Kusuma, Teuku Meldi M. Shabri Abd. Majid Makfirah, Fajar Muftahuddin, Muftahuddin Muhammad Haris Riyaldi, Muhammad Haris Muhammad Syahrizal, Teuku Muharman Lubis Mukhlis Mukhlis Mukhlis Yunus Muliadi, Muhammad Yani Mulyadi Adam, Mulyadi Munadia, Milda Nabawi, Rifky Chalik Nabila, Nisa Nabilah Nabilah Najla, Najla Nirlina, Eka Nisva, Raisa Ullya Nizam, Ahmad Nurlina, Eka Nurma Sari, Nurma Othman, Razali Bin Raihana, Rana Ramida, Ramida Ramli, Fahmi Irwan Rani, Dzacky Muharram Ridwan Nurdin Sakir, A Salpina, Parjah Saputra, Irwan Sari, Meutia Dwi Novita Sartiyah Sartiyah Sartiyah, Sartiyah Sentosa, Dewi Suryani Sharmila Silvia, Vivi Siregar, Fachrul A Siregar, M. Ridha Siregar, Muhammad Rendhie Sitepu, Novi Indriyani Srinita, Srinita Susanna Syahriyal Syahriyal, Syahriyal Syahrizal, Teuku Muhammad Syakila, Nadia Talbani Farlian Taufiq Carnegie Dawood Teuku Meldi Kesuma, Teuku Meldi Triyono, Gandung Zikran, Ghrina ZT, Fitrah Afandi