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All Journal El Dinar Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Mirai Management Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan SEIKO : Journal of Management & Business Muqtasid: Jurnal Ekonomi dan Perbankan Syariah JURNAL PENDIDIKAN TAMBUSAI Journal of Humanities and Social Studies JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal Sains dan Teknologi Rayah Al Islam : Jurnal Ilmu Islam RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Quantitative Economics and Management Studies AL-FALAH : Journal of Islamic Economics EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Journal La Sociale JURNAL MANAJEMEN AKUNTANSI (JUMSI) Movere Journal Islamiconomic: Jurnal Ekonomi Islam el-Buhuth: Borneo Journal of Islamic Studies Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Islam Realitas: Journal of Islamic and Social Studies Journal of Islamic Economics Lariba Innovative: Journal Of Social Science Research Amkop Management Accounting Review (AMAR) JSE: Jurnal Sharia Economica IIJSE VISA: Journal of Vision and Ideas RESLAJ: Religion Education Social Laa Roiba Journal El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka) ManBiz: Journal of Management and Business Proceeding International Conference on Islamic Economics Community Services Ecobankers : Journal of Economy and Banking As-Syirkah: Islamic Economic & Financial Journal Rayah Al-Islam : Jurnal Ilmu Islam
Batubara, Maryam
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Analisis Kepercayaan terhadap Perbankan Nasution, Hastiani; Fakhri, Muhammad Hafizhan; Jambak, Putri Andriani; Batubara, Maryam
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan penelitian berupa untuk menganalisis percayaan terhadap perbankan di Indonesia. Penelitian ini menggunakan penelitian deskriptif pendekatan kualitatif. Krisis kepercayaan muncul ketika masyarakat merasa dana dan kepentingan mereka di bank tidak lagi terjamin dan aman. Kepercayaan adalah modal utama bagi industri perbankan. Dampak krisis terhadap kepercayaan perbankan berupa penarikan dana besar-besaran, penurunan investasi, penurunan pertumbuhan ekonomi dan laju inflasi yang tinggi. Cara menanggulangi krisis terhadap kepercayaan perbankan oleh pemerintah yaitu Menjaga stabilitas sistem keuangan,memperkuat pengawasan perbankan. Kebijakan pemerintah dalam menanggulangi kejadian moneter pada krisis kepercayaan perbankan: menyediakan likuiditas darurat bagi bank. Cara penanggulangan kejadian moneter pada krisis kepercayaan perbankan dalam konteks ekonomi Islam: memaksimalkan penghimpunan zakat , mengenakan biaya atas dana yang menganggur, menggunakan prinsip bagi hasil pada setiap transaksi atau segala jenis usaha dan meninggalkan bunga. Kebijakan pemerintah dalam pandangan ekonomi Islam terkait penyebab kejadian moneter pada krisis kepercayaan perbankan. Kebijakan yang dapat dilakukan pemerintah berdasarkan perspektif ekonomi Islam ialah dengan memperhatikan beberapa aspek–aspek berikut: Kesejahteraan ekonomi dengan kesempatan kerja penuh dan laju pertumbuhan “Optimal”, keadilan sosial ekonomi dan distribusi pendapatan dan kekayaan yang merata, stabilitas nilai uang.
Dampak Investasi Asing di Pulau Komodo Satrya Mutthaqin, Muhammad; Rafiqoh Lubis, Nurul; Batubara, Maryam
Reslaj: Religion Education Social Laa Roiba Journal Vol. 6 No. 4 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i4.1325

Abstract

Komodo Island, as Indonesia's famous tourism destination, has attracted foreign investment which has the potential to influence the economic, social and environmental sectors. This investment brings benefits in the form of opening jobs, increasing local community income, and developing tourism infrastructure. However, the impact also creates economic disparities between local and foreign workers, as well as social problems related to cultural interactions and local community access to the benefits of tourism. Meanwhile, developing tourist infrastructure also threatens the Komodo dragon habitat and the Komodo Island ecosystem. Therefore, mitigation measures are needed to ensure foreign investment supports sustainable development and preservation of the Komodo Island ecosystem. This research uses a literature review method which involves analysis from various sources such as scientific journals, books, reports and articles related to the impact of foreign investment on Komodo Island. This research aims to analyze the impact of foreign investment on Komodo Island on the economic, social and environmental sectors. The research focus includes discussing the economic impact through opening jobs and increasing income, the social impact related to cultural interactions, and the environmental impact of tourism infrastructure development.
Analisis Perbedaan Antara Pembiayaan Leasing Konvensional dan Syariah (Ijarah) Pasi, Kurnia Utami; Fitra, Teguh Haikal; Batubara, Maryam
As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/x4x3z535

Abstract

The current economic condition continues to develop, the existence of this leasing company is engaged in financing to help provide capital goods to business owners by way of leasing. There are two financing techniques offered to leasing companies, namely financial leasing and operative leasing. In the form of sharia, this leasing transaction is called ijarah. The principle used by ijarah transactions is based on a contract or agreement. The method used in this research is a literature study by collecting several sources of data related to the topic. The purpose of this study is to review the comparison between the two concept. There are differences in the practice of leasing and ijarah and all provisions on leasing that are prohibited by the syariah concept will be described in this study.
Pengaruh Pertumbuhan Ekonomi dan Pendapatan Zakat terhadap Kemiskinan di Sumatra Utara Hasanah, Nurul; Batubara, Maryam; Syahbudi, Muhammad
As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 2 (2023): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/grrj3p19

Abstract

This research aims to determine and assess the impact of zakat income and economic growth on poverty in North Sumatra from 2016 to 2020. This quantitative study uses data from 2016 to 2020 regarding zakat income, economic growth and poverty. use of statistical analysis to illustrate how income from zakat and economic growth affect poverty in North Sumatra. The research results show that the economic growth variable, zakat income, has a significant influence on poverty in North Sumatra. In the T test results, a significant value of 0.625 > 0.05 was achieved when the effect of economic growth (X1) on poverty (Y) was tested. The findings from this test are t count (0.425) t table (2.03) therefore it can be said that economic expansion has a negative impact on poverty. With a significance level of 0.533 > 0.05, the test result of the relationship between poverty (Y) and the zakat income variable (X2) is t count (0.627) > t table (2.03). In the F table test results it is 3.93 and the estimated F value is 4.383 with a 95% confidence level, significant 5% and df (n-k-1) = (60 – 2-1) = 67. This value explains why fcount > ftable = 4.383 > 3.93, so it can be concluded that economic growth (X1) and zakat income (X2) together simultaneously have no significant effect on poverty (Y). Coefficient of determination analysis was carried out to show the level of influence of the two variables. R2 approaches 1 because the influence of the independent variable on the dependent variable increases.
Sejarah Pemikiran Ekonomi Islam: Aktivitas dan Etika Perdagangan pada Masa Rasulullah Batubara, Maryam; Khairani, Devia Astry; Ujung, Siti Khoiriyah Karina; Febrianti, Yulia; Lubis, Husnul Khotima
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/w93k5j49

Abstract

Islamic Economic History thought has the potential to become a bridge between earlier and later times, reshaping the latter to counteract the emergence of Islam and transform economics into a distinct academic discipline. Concerning the economic issues.The writings of early fiqh scholars teaching the Qur'an regarding existing economic problems were few and specific. This rope can be seen in the writings of early fiqh scholars teaching the Qur'an. The Qur'an mostly provides guidelines and prohibits the use of logic.This is what encouraged the emergence of virtuous scholars who work to organize committees to address new legal issues and develop legal logic (ushûl al-Fiqh) that can be applied to various segments of society.In addressing several issues, including economics, the scholars emphasize the Qur'an and the Sunnah of Prophet Muhammad as authoritative sources, along with various misdeeds committed by the followers of the prophet who arrived secretly. However, if they do not understand the legal implications in these summaries, they will apply analogies (qiyâs) and other derivation procedures to apply Sharia to new situations. Whenever a day passes, a number of fiqh mazhabs appear.  
Sejarah Pemikiran Ekonomi Islam: Aktifitas Perbankan pada Rasulullah dan Masa Khulafa Al-Rasyidin Batubara, Maryam; Ivanka, Meitia; Ningsih, Nur Widya; Nasution, Silvia Zahra; Sitompul, Gandhi Sulaiman
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/npbdba43

Abstract

Islamic Economic Thought during the Khulafaurrasyidin period. The method used is library research using several books as a source of writing. In the beginning, Islamic economics was practiced by Rasulullah SAW in trade activities and also in implementing the fiscal and monetary policies of the Islamic State. After Rasulullah SAW died, the leadership of the Islamic State and also the management of the economy were then continued by Khulafaurrasyidin. The economy during the time of Abu Bakar Ash Shidiq was colored by the rebellion of apostates who were not willing to pay zakat. During the time of Umar bin Khattab, the treasures of the baitul mal were left for reserve funds. At the end of Uthman bin Affan's reign, there was political turmoil due to allegations of corrupt officials. In the era of Ali bin Abi Talib, the Islamic State minted coins on behalf of the Islamic State.
Analisis Imbas Defisit Anggaran terhadap Perekonomian di Indonesia Nuraisah; Amanda, Reydina Pasya; Rambe, Salsabila; Batubara, Maryam
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/2ffs4q27

Abstract

A budget deficit is a condition where government expenditure exceeds its income. This can have an impact on various aspects of the economy, both positive and negative. This research aims to analyze the impact of the budget deficit on the economy in Indonesia using the literature study method. Collecting data and information utilizing various sources from reference books, similar previous research results, as well as various journals relating to the problem to be solved. The data analysis technique used is qualitative descriptive analysis. The research results show that a budget deficit can have both positive and negative impacts on the economy in Indonesia. The positive impacts of a budget deficit include: Increasing economic growth, increasing employment opportunities, improving community welfare. However, a budget deficit can also have a negative impact on the economy in Indonesia, including: Increasing inflation, increasing the government debt burden, decreasing the rupiah exchange rate. Based on the research results, it can be concluded that the budget deficit has a complex impact on the economy in Indonesia. The government needs to manage the budget deficit carefully and responsibly in order to maximize the positive impact and minimize the negative impact.
Analisis Metode Underwriting Untuk Meningkatkan Peserta Asuransi Jiwa Syariah (Study Kasus AJB Bumiputera 1912 Cabang Medan) Tambak, Ayub; Batubara, Maryam; Syahbudi, Muhammad
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 3: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i3.4249

Abstract

This research was conducted at Ajb Bumiputera 1912 Syariah Medan Branch. The type of research used is descriptive qualitative using primary data, namely field research, using document study tools, interviews and observations. the last step of the research is data analysis. The purpose of this research is to explain the factors considered in the process of selecting prospective customers by looking at the contribution of age, gender, work and hobbies, while for the company's strategy to increase sharia life insurance participants it is necessary to prepare human resources life skills in the world of insurance marketing, and the methods used to classify all the factors considered by the company's Underwriters, namely the four methods of Manual underwriting, Experience Underwriting, Blended Underwriting, and Forcasting.
Analisis Dampak Konflik Sudan Terhadap Perekonomian Dan Mahasiswa Indonesia Yang Beasiswa di Sudan Tanjung, Ahmad Fuadi; Adha, Raju; Batubara, Maryam
Innovative: Journal Of Social Science Research Vol. 4 No. 1 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i1.8242

Abstract

Konflik di Sudan memiliki dampak kompleks terutama pada sektor ekonomi di negara tersebut dan juga berdampak secara global. Mahasiswa Indonesia yang belajar di Sudan mungkin menghadapi tantangan tambahan akibat situasi konflik. Penelitian ini menggunakan pendekatan kualitatif yang menggunakan metode studi kepustakaan. Penelitian ini bertujuan untuk mengevaluasi dampak konflik Sudan terhadap perekonomian lokal dan mahasiswa Indonesia yang belajar di sana. Dengan menggunakan metode studi kepustakaan, penelitian ini menyoroti penurunan signifikan dalam inflasi tahunan Sudan pada tahun 2022, dipicu oleh kekurangan pasokan dan faktor impor. LPT PBNU memberikan opsi studi di dalam negeri sebagai alternatif yang lebih efisien untuk menghindari konflik. Temuan ini memberikan wawasan penting tentang situasi ekonomi dan pendidikan di Sudan akibat konflik.
Analisis Tingkat Pelayanan Atas Kepuasaan Pelanggan Penyedia Barang Logistik Yang Akan Di Asuransikan Pada PT Kereta Api (Persero ) Medan Labuhan Ashaari , Taslam; Batubara, Maryam
Innovative: Journal Of Social Science Research Vol. 4 No. 3 (2024): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i3.11339

Abstract

The level of customer satisfaction with logistics goods provider services, especially PT Kereta Api (Persero) Medan Labuhan, is the main focus in this analysis. Through a survey of 35 respondents using local and long-distance train services, six main aspects of service were evaluated: ticket sales service, arrival time, cabin cleanliness, security, air circulation, and arrival time at destination. The results illustrate that despite improvements in some aspects, such as arrival times and safety, additional areas, including cabin cleanliness and air circulation, still have plenty of space for further development. According to these results, if we want to make train travel better for everyone, we need to pay close attention to these elements.
Co-Authors Adha, Raju Adlia Yuannisa, Rizka Afifa, Adinda Agnesia, Inge Ahmadi Bi Rahmani, Nur Ahmarani, Putri Aini, Zahratun Al Masri, Anas Zahir Almasri, Anas Zahir Almi, M Fikri Amanda, Reydina Pasya Anantha, Agung Andiyanto, Sakti Andrean, Piter Andri Rivai Andri Soemitra Annisa Khumaira Anshari, Habilla Arianti, Alya Ariska, Ella Ashaari , Taslam Atikah, Rahmi Awaliyah, Annisa Fitri Azizah, Nurwafiq Batubara, Yennika Bi Rahmani, Nur Ahmadi Br Perangin-angin, Siska Dalimunthe, Muhammad Yunus Dinanti, Egicha Putri Wayuling Dini Anggraini, Dini Fajarillah Sitohang, Sahala Fakhri, Muhammad Hafizhan Febrianda, Annisa Fitra, Teguh Haikal Fitri, Desi Elisa Fitri, Heldia Fitri, Mulyana Gaja, Enita Indramayani Hakim, Muhammad Luqman El Hanafi Hamonangan, Muhammad Harahap, Afni Haryanti harahap, siti khodijah Hasibuan, Indra Mualim Hasibuan, Reni Ria Armayani Hayati Harahap, Salwa Hrp, Khairunnisa Aulia Hsb, Rahmad Raja Martua Hutauruk, Mutia Salwa Isnaini Harahap Ivanka, Meitia Jambak, Putri Andriani Juliana Nasution Khair, Ikhwanul Khairani, Devia Astry Kurnia, Ahmad Lidia, Risa Lubis, Aulia Nurrahmah Lubis, Dian Zahra Syahfitri Lubis, Husnul Khotima Lubis, Ilham Habibi Lubis, Riska Amalia M. Ridwan M. Ridwan Malahayati Malahayati Malasyi, Sibral Marliyah, Marliyah Meivi, Sandrina Muhammad Adam, Muhammad Muhammad Arif Muhammad fauzan Muhammad Lathief Ilhamy Nasution Muhammad Muslim, Muhammad Muhammad Ramadhan Muhammad Ridwan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Munandar, Arief Mustika, Marlinda Mutiara Dewi, Mutiara Najiyah, Chindy Jihan Nasution, Fathiya Syahidah Nasution, Hastiani Nasution, Husairi Muhammad Nasution, Inayatul Widad Nasution, Juliana Nasution, Lis Mawarni Nasution, Muhammad Idris Nasution, Najlah Kholilah Nasution, Rizka Nasution, Silvia Zahra Nasution, Trisna Aulia Husna Ningsih, Nur Widya Nst, M.Yazid Mufhty Nst, Mhd Khairul Anhar Nst, Rivaldi Ahmad Nuraisah Nurlaila Nurul Hasanah Nurul Inayah Okta Distira, Muhammad Feri Oktadistira, Muhammad Feri Pasi, Kurnia Utami Patma Wati Pinem, Syukri Aiman Pranoto, Jiko Pratama, M. Aldi PUTRI WAHYUNI Rafiqoh Lubis, Nurul Rahma, Aulia Rahma, Maulida Rahmani, Nur Ahmad Bi Rahmani, Nur Ahmadi Bi Rahmi Syahriza, Rahmi Ramadhana, Rizki Rambe, Salsabila Ramlan, H. Rangkuti, Laila Rahmayuni Rokan, Mustafa Kamal Romadhoni, Fajri Sabila, Wan Shalah Sabrina, Tri Wina Sahmiar Pulungan, Sahmiar Samri Juliati Nasution, Yenni Saparuddin Siregar Saputra, Jaka Saputri, Yuliana Saragih, Nadya Zahwani Sari, Windy Adinda sati, Dea sarah Satrya Mutthaqin, Muhammad Siagian, Riza Rasyid Siagian, Salsabilla Siburian, Nelsi Agustina Silviany, Ratih Sirait, Fitri Haraya Sirait, Frida Yanti Siregar, Safa Maisyarah Sitepu, Fatiya Febina Sitompul, Gandhi Sulaiman Suwitra, Irshadi Fariz Syafrina Yuni Lubis Syah, Fahmi Fachrudin Syahputra, Zulian Tambak, Ayub Tanjung, Ahmad Fuadi Taufiq Taufiq Tho’in, Muhammad Tobing, Iqbal Fahri Ujung, Siti Khoiriyah Karina Wati, Patma Wulandini Sagala, Putri Yuannisa, Rizka Adlia Yulia Febrianti Yuni Lubis, Syafrina Zahrina Dharmawan, Annisa Zayanti, Cindy Aulia