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Batubara, Maryam
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Kebijakan Investasi Eco City di Rempang dan Implikasinya Terhadap Ekonomi Masyarakat dengan Perspektif Ekonomi Islam Rafiqoh Lubis, Nurul; Ridwan, M; Batubara, Maryam
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 1 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i1.25556

Abstract

This study is set against the backdrop of the Eco City Investment Policy implementation in Rempang, which is a sustainable urban development strategy aiming to integrate economic growth with environmental preservation. The primary objective of this research is to analyze the impact of the Eco City Investment Policy on the local community's economy from an Islamic Economics perspective, emphasizing social-economic balance and justice, as well as environmental preservation. The research methodology is qualitative, utilizing a descriptive approach to collect and analyze data obtained from secondary sources. The findings indicate that the Eco City Investment Policy in Rempang has significant potential to enhance community welfare through job creation and increased environmental awareness, in line with the Islamic economic principle of balance and justice. However, there are challenges and obstacles in its implementation, requiring commitment and coordination among stakeholders. The implication of this research is the necessity to incorporate Islamic Economic values and principles in the planning and implementation of sustainable development policies like Eco City, to achieve fair and sustainable economic growth in harmony with the environment. This study contributes to the understanding of how sustainable investment policies can be designed and implemented to support inclusive and environmentally friendly economic growth in accordance with Islamic Economic principles.
The Future of Amil Professionalization in Indonesia: Exploring Student Intentions Almasri, Anas Zahir; Batubara, Maryam; Nasution, Juliana; Nasution, Muhammad Idris
Islam Realitas: Journal of Islamic and Social Studies Vol. 9 No. 2 (2023): December 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/islam_realitas.v9i2.7626

Abstract

The professionalization of amil (zakat manager) become an ongoing problem in zakat organizations and has received sharp criticism. This problem has begun to be addressed, among other things, by developing the zakat and waqf management study program (MAZAWA) in universities, but do the students themselves intend to pursue a career as professional amils in the future? This research was carried out to discuss such problems related on zakat management. The study was located at UIN Sunan Ampel, Surabaya, and IAIN Langsa, with 95 respondents. The data analysis technique uses descriptive statistics and SEM-PLS using SmartPLS 4.0 software, while to see the level of their intention to pursue a career as amil, a hypothetical statistical analysis technique is used. The research results show that the variables attitude toward the behavior (ATB) (2.608>1.98), perceived behavioral control (PBC) (1.989>1.98), and subjective norms (SN) (3.922>1.98) have a significant effect on students' intentions to pursue a career as an amil. The research results also show that MAZAWA students' intentions to have a career as amils are in the high category (1522 > 1.140 + (l.5x253,3)), so it can be said to have significantly supported efforts to professionalize amil in higher education. Their high intentions need to be supported by increasing the factors that influence them. Their high intentions need to be supported by increasing the factors that influence them; The financial benefits and professionalism of amil as a career need to be considered, the reach of beneficiaries and access to volunteering needs to be expanded, and outreach about amil careers needs to be further intensified.Problem profesionalisasi amil menjadi persoalan yang belum kunjung usai di organiasasi zakat dan mendapat kritik tajam. Persoalan ini telah mulai dibenahi, antara lain dengan pengembangan pendidikan program studi manajemen zakat dan wakaf (MAZAWA) di perguruan tinggi, namun apakah para mahasiswa sendiri memiliki intensi untuk berkarir sebagai amil profesional di masa depan? Untuk melihat bagaimana gambarannya, penelitian ini pun dilakukan. Penelitian berlokasi di UIN Sunan Ampel, Surabaya, dan IAIN Langsa, dengan jumlah responden sebanyak 95 orang. Teknik analisis data menggunakan SEM-PLS dengan software SmartPLS 4.0. Hasil penelitian menunjukkan bahwa variabel ATB (2.608>1.98), PBC (1.989>1.98), dan SN (3.922>1.98) berpengaruh signifikan terhadap intensi mahasiswa untuk berkarir sebagai amil zakat. Hasil penelitian juga menunjukkan bahwa intensi mahasiswa MAZAWA untuk berkarir sebagai amil zakat termasuk kategori tinggi (1522 > 1.140 + (l.5x253,3)), sehingga dapat dikatakan telah sangat mendukung upaya profesionalisasi amil zakat di perguruan tinggi. Tingginya intensi mereka perlu didukung dengan meningkatkan faktor-faktor yang mempengaruhinya; keuntungan secara finansial dan profesionalitas amil sebagai karir perlu untuk diperhatikan, jangkauan penerima manfaat dan akses untuk menjadi relawan perlu diperluas, dan sosialisasi tentang karir amil perlu lebih digencarkan lagi.
Analisis Hak Atas Tanah Sebagai Sarana Dalam Penanaman Modal Arnanda Marpaung, Taufik; Batubara, Maryam
Jurnal Minfo Polgan Vol. 12 No. 2 (2023): Artikel Penelitian 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/jmp.v12i2.13390

Abstract

Tujuan dari studi ini adalah untuk memahami peran insentif dalam pelaksanaan layanan, khususnya layanan yang penting dalam konteks investasi. Dalam hal ini, ditegaskan bahwa peraturan yang jelas yang belum tercakup dalam peraturan perundang-undangan yang berlaku saat ini harus ditetapkan oleh pemerintah terkait dengan fasilitas dan penjaminan penanaman modal. Pelayanan terkait hak atas tanah bagi investor diatur oleh UU Penanaman Modal dan UU Pokok Agraria. Penelitian normatif yang menggunakan perspektif hukum dan konseptual merupakan metodologi penelitian yang digunakan. Pemahaman terhadap ide-ide hak atas tanah sangatlah penting, terutama yang berkaitan dengan Hak Guna Usaha, Hak Guna Bangunan, dan Hak Pakai, karena hal-hal tersebut mencakup berbagai peraturan yang diamanatkan secara hukum. Karena penulis berfokus pada hubungan antara peraturan hukum yang relevan dengan hukum hukum yang terkait dengan sarana investasi, maka penelitian analisis doktrinal adalah jenis penelitian yang diterapkan. Pendekatan masalah terdiri dari dua pendekatan utama: pendekatan perundang-undangan yang mencermati seluruh peraturan perundang-undangan yang berkaitan dengan permasalahan hukum, dan pendekatan konseptual yang mengacu pada doktrin dan sudut pandang ilmu hukum untuk mengidentifikasi gagasan dan konsep hukum yang relevan dengan permasalahan yang dihadapi.
Analisis Pengelolaan Aset Pada Badan Keuangan Dan Aset Daerah Kabupaten Deli Serdang Saharah Piliyang, Riza; Batubara, Maryam
Jurnal Minfo Polgan Vol. 12 No. 2 (2023): Artikel Penelitian 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/jmp.v12i2.13415

Abstract

Tujuan dari Penelitian ini adalah untuk menganalisis pengelolaan aset pada Badan Keuangan dan Aset Daerah (BKAD) Kabupaten Deli Serdang. Permasalahan dalam penelitian ini adalah pada tata kelola yang masih buruk dan penyimpanan serta pemanfaatan aset yang kurang optimal masih ada atau tidak yang dimanfaatkan dengan baik. Dan prosedur pelaksanaan pada pengelolaan aset daerah yang ada saat ini tidak sesuai dengan peraturan. Demikianlah pengelolaan aset Badan Keuangan dan Aset Daerah (BKAD) Kabupaten Deli Serdang, agar dapat lebih melaksanaan tata tertib penggunaan dan pengembangan barang milik daerah sesuai dengan ketentuan aturan yang berlaku. Dan kepada seluruh pegawai Kabupaten Deli Serdang agar secara rutin melatih pegawainya untuk mengembangkan pengenalan dan penggunaan produk barang tersebut dapat sesuai dengan peraturan yang telah dikeluarkan oleh pemerintah. Metode penelitian ini menggunakan teknik metode kualitatif.
Dampak Kebijakan Moneter Islam terhadap Stabilitas Harga dan Inflasi Rahma, Aulia; Rangkuti, Laila Rahmayuni; Najiyah, Chindy Jihan; Batubara, Maryam
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Manajemen ekonomi nasional terutama bergantung pada kebijakan moneter. Namun, keragaman sistem ekonomi saat ini akan menyebabkan perspektif kebijakan moneter yang berbeda. Tujuan ekonomi moneter Islam ialah untuk mempromosikan keadilan dan masyarakat amal. Studi ini memeriksa efek kebijakan moneter Islam pada stabilitas harga dan inflasi. Studi berikut menggunakan kajian literatur (Library Research). Semua penjelasan tentang subjek penelitian bersifat deskriptif dan telah dikumpulkan dari berbagai sumber bibliografis. Metode dekomentasi digunakan untuk mengumpulkan data, dan sumber data yang digunakan ialah data sekunder, yang merupakan informasi yang dapat dibaca atau digunakan untuk memikirkan studi, seperti jurnal, buku, bacaan online, dan referensi bibliografi. Hasil penelitian ialah (1). Sektor riil didukung oleh kebijakan moneter syariah. Agar sampai pada maksud yang dituju, uang dan lembaga perbankan harus digunakan untuk mencapai tujuan itu. Chapra mengklaim bahwa kebijakan moneter bermaksud agar menciptakan sosioekonomi Islam. Dengan implementasi kebijakan moneter syariah ini, diharapkan akan mempertahankan inflasi pada tingkat moderat. Karena uang fiat ialah sumber inflasi utama, akan selalu ada masalah inflasi, apakah ekonomi kapitalis atau Islam. (3). Diperkirakan bahwa dampak kebijakan moneter syariah akan cukup untuk menjaga inflasi pada tingkat moderat. Karena selalu ada inflasi dengan mata uang fiat, terlepas dari ekonomi kapitalis atau Islam.
Analisis Kepercayaan terhadap Perbankan Nasution, Hastiani; Fakhri, Muhammad Hafizhan; Jambak, Putri Andriani; Batubara, Maryam
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan penelitian berupa untuk menganalisis percayaan terhadap perbankan di Indonesia. Penelitian ini menggunakan penelitian deskriptif pendekatan kualitatif. Krisis kepercayaan muncul ketika masyarakat merasa dana dan kepentingan mereka di bank tidak lagi terjamin dan aman. Kepercayaan adalah modal utama bagi industri perbankan. Dampak krisis terhadap kepercayaan perbankan berupa penarikan dana besar-besaran, penurunan investasi, penurunan pertumbuhan ekonomi dan laju inflasi yang tinggi. Cara menanggulangi krisis terhadap kepercayaan perbankan oleh pemerintah yaitu Menjaga stabilitas sistem keuangan,memperkuat pengawasan perbankan. Kebijakan pemerintah dalam menanggulangi kejadian moneter pada krisis kepercayaan perbankan: menyediakan likuiditas darurat bagi bank. Cara penanggulangan kejadian moneter pada krisis kepercayaan perbankan dalam konteks ekonomi Islam: memaksimalkan penghimpunan zakat , mengenakan biaya atas dana yang menganggur, menggunakan prinsip bagi hasil pada setiap transaksi atau segala jenis usaha dan meninggalkan bunga. Kebijakan pemerintah dalam pandangan ekonomi Islam terkait penyebab kejadian moneter pada krisis kepercayaan perbankan. Kebijakan yang dapat dilakukan pemerintah berdasarkan perspektif ekonomi Islam ialah dengan memperhatikan beberapa aspek–aspek berikut: Kesejahteraan ekonomi dengan kesempatan kerja penuh dan laju pertumbuhan “Optimal”, keadilan sosial ekonomi dan distribusi pendapatan dan kekayaan yang merata, stabilitas nilai uang.
Dampak Investasi Asing di Pulau Komodo Satrya Mutthaqin, Muhammad; Rafiqoh Lubis, Nurul; Batubara, Maryam
Reslaj: Religion Education Social Laa Roiba Journal Vol. 6 No. 4 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i4.1325

Abstract

Komodo Island, as Indonesia's famous tourism destination, has attracted foreign investment which has the potential to influence the economic, social and environmental sectors. This investment brings benefits in the form of opening jobs, increasing local community income, and developing tourism infrastructure. However, the impact also creates economic disparities between local and foreign workers, as well as social problems related to cultural interactions and local community access to the benefits of tourism. Meanwhile, developing tourist infrastructure also threatens the Komodo dragon habitat and the Komodo Island ecosystem. Therefore, mitigation measures are needed to ensure foreign investment supports sustainable development and preservation of the Komodo Island ecosystem. This research uses a literature review method which involves analysis from various sources such as scientific journals, books, reports and articles related to the impact of foreign investment on Komodo Island. This research aims to analyze the impact of foreign investment on Komodo Island on the economic, social and environmental sectors. The research focus includes discussing the economic impact through opening jobs and increasing income, the social impact related to cultural interactions, and the environmental impact of tourism infrastructure development.
Analisis Perbedaan Antara Pembiayaan Leasing Konvensional dan Syariah (Ijarah) Pasi, Kurnia Utami; Fitra, Teguh Haikal; Batubara, Maryam
As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/x4x3z535

Abstract

The current economic condition continues to develop, the existence of this leasing company is engaged in financing to help provide capital goods to business owners by way of leasing. There are two financing techniques offered to leasing companies, namely financial leasing and operative leasing. In the form of sharia, this leasing transaction is called ijarah. The principle used by ijarah transactions is based on a contract or agreement. The method used in this research is a literature study by collecting several sources of data related to the topic. The purpose of this study is to review the comparison between the two concept. There are differences in the practice of leasing and ijarah and all provisions on leasing that are prohibited by the syariah concept will be described in this study.
Pengaruh Pertumbuhan Ekonomi dan Pendapatan Zakat terhadap Kemiskinan di Sumatra Utara Hasanah, Nurul; Batubara, Maryam; Syahbudi, Muhammad
As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 2 (2023): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/grrj3p19

Abstract

This research aims to determine and assess the impact of zakat income and economic growth on poverty in North Sumatra from 2016 to 2020. This quantitative study uses data from 2016 to 2020 regarding zakat income, economic growth and poverty. use of statistical analysis to illustrate how income from zakat and economic growth affect poverty in North Sumatra. The research results show that the economic growth variable, zakat income, has a significant influence on poverty in North Sumatra. In the T test results, a significant value of 0.625 > 0.05 was achieved when the effect of economic growth (X1) on poverty (Y) was tested. The findings from this test are t count (0.425) t table (2.03) therefore it can be said that economic expansion has a negative impact on poverty. With a significance level of 0.533 > 0.05, the test result of the relationship between poverty (Y) and the zakat income variable (X2) is t count (0.627) > t table (2.03). In the F table test results it is 3.93 and the estimated F value is 4.383 with a 95% confidence level, significant 5% and df (n-k-1) = (60 – 2-1) = 67. This value explains why fcount > ftable = 4.383 > 3.93, so it can be concluded that economic growth (X1) and zakat income (X2) together simultaneously have no significant effect on poverty (Y). Coefficient of determination analysis was carried out to show the level of influence of the two variables. R2 approaches 1 because the influence of the independent variable on the dependent variable increases.
Sejarah Pemikiran Ekonomi Islam: Aktivitas dan Etika Perdagangan pada Masa Rasulullah Batubara, Maryam; Khairani, Devia Astry; Ujung, Siti Khoiriyah Karina; Febrianti, Yulia; Lubis, Husnul Khotima
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/w93k5j49

Abstract

Islamic Economic History thought has the potential to become a bridge between earlier and later times, reshaping the latter to counteract the emergence of Islam and transform economics into a distinct academic discipline. Concerning the economic issues.The writings of early fiqh scholars teaching the Qur'an regarding existing economic problems were few and specific. This rope can be seen in the writings of early fiqh scholars teaching the Qur'an. The Qur'an mostly provides guidelines and prohibits the use of logic.This is what encouraged the emergence of virtuous scholars who work to organize committees to address new legal issues and develop legal logic (ushûl al-Fiqh) that can be applied to various segments of society.In addressing several issues, including economics, the scholars emphasize the Qur'an and the Sunnah of Prophet Muhammad as authoritative sources, along with various misdeeds committed by the followers of the prophet who arrived secretly. However, if they do not understand the legal implications in these summaries, they will apply analogies (qiyâs) and other derivation procedures to apply Sharia to new situations. Whenever a day passes, a number of fiqh mazhabs appear.  
Co-Authors Adha, Raju Adlia Yuannisa, Rizka Afifa, Adinda Agnesia, Inge Ahmadi Bi Rahmani, Nur Ahmarani, Putri Aini, Zahratun Al Masri, Anas Zahir Almasri, Anas Zahir Almi, M Fikri Amanda, Reydina Pasya Anantha, Agung Andiyanto, Sakti Andrean, Piter Andri Soemitra Anggraini, Sheila Annisa Khumaira Anshari, Habilla Arianti, Alya Ariska, Ella Arnanda Marpaung, Taufik Ashaari , Taslam Atika Atika Atikah, Rahmi Awaliyah, Annisa Fitri Azizah, Nurwafiq Batubara, Yennika Bi Rahmani, Nur Ahmadi Br Perangin-angin, Siska Dalimunthe, Muhammad Yunus Dinanti, Egicha Putri Wayuling Dini Anggraini, Dini Fajarillah Sitohang, Sahala Fakhri, Muhammad Hafizhan Febrianda, Annisa Fitra, Teguh Haikal Fitri, Desi Elisa Fitri, Heldia Fitri, Mulyana Gaja, Enita Indramayani Hakim, Muhammad Luqman El Hanafi Hamonangan, Muhammad Harahap, Afni Haryanti harahap, siti khodijah Hasibuan, Indra Mualim Hasibuan, Reni Ria Armayani Hayati Harahap, Salwa Hrp, Khairunnisa Aulia Hsb, Rahmad Raja Martua Hutauruk, Mutia Salwa Isnaini Harahap Ivanka, Meitia Jambak, Putri Andriani Juliana Nasution Khair, Ikhwanul Khairani, Devia Astry Khairunnisa Khairunnisa Kurnia, Ahmad Kusnadi, Hafidah Ayu Lidia, Risa Lubis, Aulia Nurrahmah Lubis, Dian Zahra Syahfitri Lubis, Husnul Khotima Lubis, Ilham Habibi Lubis, Muhammad Azizi Akbar Lubis, Riska Amalia M. Ridwan M. Ridwan Malahayati Malahayati Malasyi, Sibral Marliyah, Marliyah Meivi, Sandrina Muhammad Adam, Muhammad Muhammad Arif Muhammad fauzan Muhammad Lathief Ilhamy Nasution Muhammad Muslim, Muhammad Muhammad Ramadhan Muhammad Ridwan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Munandar, Arief Mutiara Dewi, Mutiara Najiyah, Chindy Jihan Nasution, Fathiya Syahidah Nasution, Hastiani Nasution, Husairi Muhammad Nasution, Inayatul Widad Nasution, Juliana Nasution, Lis Mawarni Nasution, Muhammad Idris Nasution, Najlah Kholilah Nasution, Rizka Nasution, Silvia Zahra Nasution, Trisna Aulia Husna Nazmi, Luthfiah Ningsih, Nur Widya Nst, M.Yazid Mufhty Nst, Mhd Khairul Anhar Nst, Rivaldi Ahmad Nuraisah Nurlaila Nurul Hasanah Nurul Inayah Okta Distira, Muhammad Feri Oktadistira, Muhammad Feri Pasi, Kurnia Utami Pinem, Syukri Aiman Pranoto, Jiko Pratama, M. Aldi PUTRI WAHYUNI Rafiqoh Lubis, Nurul Rahma, Aulia Rahma, Maulida Rahmani, Nur Ahmadi Bi Rahmi Syahriza, Rahmi Ramadhana, Rizki Rambe, Salsabila Ramlan, H. Rangkuti, Laila Rahmayuni Rivai, Andri Rokan, Mustafa Kamal Romadhoni, Fajri Sabila, Wan Shalah Sabrina, Tri Wina Saharah Piliyang, Riza Sahmiar Pulungan, Sahmiar Samri Juliati Nasution, Yenni Saparuddin Siregar Saputra, Jaka Saputri, Yuliana Saragih, Nadya Zahwani Sari, Windy Adinda sati, Dea sarah Satrya Mutthaqin, Muhammad Siagian, Riza Rasyid Siagian, Salsabilla Siburian, Nelsi Agustina Silviany, Ratih Sirait, Fitri Haraya Sirait, Frida Yanti Siregar, Eva Syahrida Siregar, Safa Maisyarah Sitepu, Fatiya Febina Sitompul, Gandhi Sulaiman Suwitra, Irshadi Fariz Syahputra, Zulian Tambak, Ayub Tanjung, Ahmad Fuadi Taufiq Taufiq Tho’in, Muhammad Tobing, Iqbal Fahri Ujung, Siti Khoiriyah Karina Wati, Patma Wulandini Sagala, Putri Yuannisa, Rizka Adlia Yulia Febrianti Yuni Lubis, Syafrina Yusrizal Yusrizal Zahrina Dharmawan, Annisa Zayanti, Cindy Aulia