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All Journal STUDIA ISLAMIKA Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Jurnal Riset Akuntansi dan Bisnis Studia Economica: Jurnal Ekonomi Islam Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Jurnal EMT KITA Juripol EQIEN - JURNAL EKONOMI DAN BISNIS Journal of Education, Humaniora and Social Sciences (JEHSS) EKONOMIKA SYARIAH : Journal of Economic Studies E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Pena Justisia: Media Komunikasi dan Kajian Hukum ACTIVA: Jurnal Ekonomi Syariah Journal of Management and Business Innovations Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Enrichment : Journal of Management Aghniya: Jurnal Ekonomi Islam JURMA : Jurnal Program Mahasiswa Kreatif Journal La Sociale Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan juremi: jurnal riset ekonomi Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Proceedings of The International Conference on Social and Islamic Studies Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Share: Jurnal Ekonomi dan Keuangan Islam International Journal of Humanities Education and Social Sciences Jurnal Akuntansi, Manajemen dan Bisnis Digital Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Jurnal Ekonomi Syariah dan Bisnis International Journal Of Economics Social And Technology Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal Research of Economics and Bussiness EKONOMIKA SYARIAH : Journal of Economic Studies Media Ekonomi International Journal of Economic, Technology and Social Sciences (Injects) Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Mutiara: Jurnal Penelitian dan Karya Ilmiah Neraca Manajemen, Akuntansi, dan Ekonomi Journal Economic Excellence Ibnu Sina Santri : Jurnal Ekonomi dan Keuangan Islam Prosiding Seminar Nasional Hasil Penelitian dan Pengabdian Kepada Masyarakat Jurnal Penelitian Pendidikan Indonesia International Economic and Finance Review Journal of Ekonomics, Finance, and Management Studies Jurnal At-Tanmiyah Ekonomi dan Bisnis Islam
Andri Soemitra
Universitas Islam Negeri Sumatera Utara
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Potential Of Zakat In Poverty Reduction In Indonesia: Literature Study Asmaul Husna; Andri Soemitra
AGHNIYA : Jurnal Ekonomi Islam Vol 4, No 1 (2022): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v4i1.11138

Abstract

Zakat can be a useful tool for alleviating poverty in a location having a very large effect on the surrounding area. Poverty is one of the most pressing problems in Indonesia in terms of economic development. Since the majority of Indonesia's population is Muslim, one of the efforts to alleviate poverty is to utilize the potential of zakat. Apart from being the third pillar of Islam and a component of worship of mahdhah to Allah SWT, zakat is also a maliyah worship with various strategic social roles in improving the welfare of the people. This research is a qualitative descriptive study that uses a literature study approach to collect information from books, literature, theses, and library materials that are relevant to the research objectives. This literature review was conducted on 38 text publications between 2015 and 2021.
Is Literacy Improving the Intention of The Younger Generation to Use Islamic Non-Bank Financial Products? Sugianto Sugianto; Andri Soemitra; Sri Sudiarti; Nur Amadi Bi Rahmani
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 2 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i2.6519

Abstract

Abstrak Industri perbankan secara historis mendominasi lembaga keuangan Islam. Bahkan, Lembaga Keuangan Non-Bank (LKNB) memberikan alternatif bagi kebutuhan keuangan masyarakat yang berbeda-beda. Bagi Lembaga Keuangan Non-Bank Syariah, generasi muda muslim merupakan target pasar yang sangat menjanjikan. Tujuan dari penelitian ini adalah untuk melihat apakah literasi dapat meningkatkan minat kaum muda Muslim untuk menggunakan produk Lembaga Keuangan Non Bank. Pada 138 remaja muslim di Sumatera Utara, penelitian ini menggunakan metode kuantitatif dengan analisis regresi linier sederhana. Temuan penelitian menunjukkan bahwa literasi berpengaruh positif dan signifikan terhadap niat generasi muda Muslim untuk menggunakan produk Lembaga Keuangan Non-Bank Syariah. Sosialisasi dan pendidikan, baik formal maupun informal, merupakan elemen penting dalam meningkatkan literasi generasi muda Muslim. ar, keuangan Islam Abstract The banking industry has historically dominated Islamic financial institutions. In fact, Non-Bank Financial Institutions (NBFIs) provide alternatives for the public's different financial needs. For Islamic Non-Bank Financial Institutions, the youthful Muslim generation is a very promising target market. The goal of this study is to see whether literacy can improve young Muslims' intention to use Non-Bank Financial Institutions' products. On 138 Muslim youngsters in North Sumatra, this study takes a quantitative method with simple linear regression analysis. The study's findings show that literacy has a positive and significant impact on the younger generation of Muslims' intentions to use Islamic Non-Bank Financial Institutions products. Socialization and education, both formal and informal, are important elements in raising the literacy of Muslims' younger generations.  
Strategi Pemasaran Pada Pembiayaan Haji Di Indonesia : Studi Literatur Persepsi Mahasiswa PascaSarjana Bidang Perbankan Syariah Anhar Ziqhri; Andri Soemitra
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 5 No. 2 (2022): Maro: Jurnal Ekonomi Syariah dan Bisnis
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v5i2.2810

Abstract

Ibadah haji merupakan rukun islam yang kelima masa tunggu haji yang relatif lama membuat masyarakat harus menunggu untuk berangkat haji selain itu banyak masyarakat yang menunggu mapan dan sudah tua untuk berangkat haji,padahal masyarakat dapat mendaftar haji walaupun di usia muda. Rendahnya peminat pembiayaan haji terlihat dari banyak masyarakat yang memilih tabungan haji dibandingkan pembiayaan haji padahal dengan adanya pembiayaan haji harapannya masyarakat dapat lebih mudah melaksanakan ibadah haji sejumlah penelitian mengkaji tentang strategi pemasaran produk pembiayaan haji namun sepanjang penelusuran peneliti belum ada yang mengkaji secara komprehensif bagaimana strategi pemasaran pembiayaan haji di indonesia. Desain penelitian ini kualitatif dengan studi literatur dari 10 paper yang relevan dengan pertanyaan penelitian.selanjutnya penelitian dilanjutkan dengan wawancara mahasiswa pascasarjana bidang perbankan syariah .hasil penelitian menunjukkan terdapat beberapa strategi pemasaran dalam memasarkan produk pembiayaan haji di indonesia melalui lembaga keuangan syariah seperti pegadaian syariah dan perbankan syariah.
Literature study of Islamic Economics and Finance Research Ahmad Muhajir; Andri Soemitra
International Journal Of Humanities Education and Social Sciences (IJHESS) Vol 2 No 1 (2022): IJHESS-AUGUST 2022
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijhess.v2i1.210

Abstract

This study tries to look at research related to Islamic economics and finance in scientific journals. The study used descriptive statistical analysis based on 100 published articles related to Islamic economics and finance in national and international journals. The entire sample journal publication has been published over the past 5 years from 2017 to 2021. The results showed that Islamic Economic and financial research is still dominated by the theme of Hajj (20%). Waqf (18%) followed by Islamic banks (15%), zakat ( 15%), Islamic capital market (12%) Islamic accounting (10%) and Islamic insurance (10%). In addition, the comparison between qualitative research and combined methods is still much less than with quantitative approaches.
FILANTROPI ISLAM DALAM PENGENTASAN KEMISKINAN Fitri Hayati; Andri Soemitra
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol 23, No 2 (2022): Volume 23 No.2 Oktober 2022
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/e-mabis.v23i2.866

Abstract

Filantropi merupakan salah satu unsur dalam ajaran agama yang memperhatikan masalah duniawi terutama masalah kemiskinan. Penelitian ini bertujuan untuk menjelaskan literatur-literatur yang telah ada dan menyajikan filantropi islam dalam upaya mengentaskan kemiskanan. Pendekatan penelitian ini yaitu kualitatif analisis konten dengan jenis studi literatur. Penelitian ini menggunakan data sekunder seperti artikel, hasil penelitian, dan buku referensi. Hasil penelitian menemukan bahwa penelitian terkait filantropi islam dalam pengentaskan kemiskinan mulai tahun 2021 sampai dengan 2022 hanya ditemukan sebanyak 11 artikel. Dalam instrument filantropi Islam terdapat pilar-pilar sebagai penunjang sebuah perekomian, yaitu zakat, infak, sedekah dan wakaf (ZISWAF). Ada dua konsep ekonomi yang utama yaitu konsumtif dan produktif. Kemudian, diperlukannya sosialisai skema pengelolaan filantropi Islam kepada masyarakat bahwa pengelolaan ZISWAF tidak hanya berkutat pada ibadah yang bersifat formal, namun juga bisa dimanfaatkan untuk segala aktifitas yang bersifat kebaikan bersama (ibadah yang bersifat sosial), salah satunya adalah pengentasan kemiskinan.
Transmission of Sharia Monetary Policy in Improving Sharia Banking Performance (Literature Study) Ikhsan Abdullah; Arnida Wahyuni Lubis; Rifki Ismail; Andri Soemitra
International Journal Of Economics Social And Technology Vol. 1 No. 4 (2022): 2022, December
Publisher : Lembaga Riset Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/ijest.v1i4.225

Abstract

Indonesia's economic condition is currently experiencing a downturn, even though its current growth has increased by 5 percent from before. This will be the impact of Covid 19 that hit the country. This impact has had an impact on the decline of banking in the country, especially Islamic banking since 2020. When compared to the profits obtained since 2019. This study aims to see the performance of Islamic banking when viewed from the current monetary policy. This study uses a qualitative method. Documentation technique for analyzing documents related to Islamic Banking performance. The data used in the analysis includes Islamic Banking Accounting books, research articles, and so on. Based on the results of research conducted that the performance of Islamic banking in the country can survive and experience a very satisfying increase, it can be seen that the increase is happening every year. In semester I/2021, the profit earned was IDR 1.48 trillion, an increase of 34.29%. In 2022 the profit earned is IDR 3.21 trillion, an increase of 42%. From the results of these observations, the current monetary policy carried out by BSI can improve the financial performance of Islamic banking, even though our economic growth is currently experiencing an economic crisis.
DETERMINAN MINAT GENERASI Z MEMBELI SUKUK RITEL DENGAN MEDIA SOSIAL SEBAGAI VARIABEL MODERATING Nurul Izzah; Andri Soemitra; Zuhrinal M Nawawi
Mumtaz: Jurnal Ekonomi dan Bisnis Islam Vol. 2 No. 1 (2023): Januari 2023
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55537/mumtaz.v2i1.444

Abstract

The purpose of this study is to examine the determinants of Generation Z's interest in buying retail Sukuk with social media as a moderating variable. This paper uses data obtained from a structured questionnaire. Then test the hypotheses developed to answer research questions. The survey was conducted on 260 Generation Z samples in Padangsidimpuan City and analyzed using SEM-PLS. The results showed that yield, financial literacy, and social media significantly affected the purchase intention of Generation Z retail Sukuk. However, social media did not significantly moderate the relationship between return, financial risk, and financial literacy in increasing interest in buying retail Sukuk. buy retail bonds. buy retail bonds. Generation Z Sukuk. To increase Generation Z's interest in buying retail Sukuk, financial sector authorities need to improve education and outreach regarding retail Sukuk through social media platforms. As far as the authors know, there has been no research that focuses explicitly on social media in moderating the variables that influence the purchase intention of Generation Z Retail Sukuk. Keywords: Retail Sukuk, Interest, Social Media, Moderation
Pengukuran Kinerja Islami Badan Amil Zakat Nasional (BAZNAS) Provinsi Sumut Dengan Menggunakan Pendekatan Maslahah Performa (MaP) Nuri Aslami; Andri Soemitra; Zuhrinal M Nawawi
Mumtaz: Jurnal Ekonomi dan Bisnis Islam Vol. 2 No. 1 (2023): Januari 2023
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55537/mumtaz.v2i1.535

Abstract

Kehadiran BAZNAS dalam mengelola zakat harus didasari dengan ketercapaian kemaslahatan bagi umat. Dalam hal ini perlu adanya pengukuran kinerja yang berlandaskan maslahah. Penelitian ini bertujuan untuk mendapatkan model pengukuran kinerja islami pada Baznas Sumut dengan pendekatan Maslahah Performa (MaP), menganalisis peta penelitian terkait kinerja islami pada Baznas Sumut dengan pendekatan Maslahah Performa (MaP) secara kualitatif deskriptif dalam lima tahun terakhir, serta menganalisis respons akademisi Ekonomi Islam terhadap model pengukuran kinerja islami pada Baznas Sumut dengan pendekatan Maslahah Performa (MaP). Dengan menggunakan penelitian kualitatif dengan konten analisis dan focus discussion group oleh ahli ekonomi, jumlah artikel yang digunakan sebanyak 15 artikel yang terbit dari tahun 2018 sampai 2022. Hasil penelitian ini menemukan bahwa pengukuran kinerja islami pada Baznas Sumut dengan pendekatan MaP dikembangkan dalam perspektif islam dengan 7 orientasi, yaitu : orientasi ibadah, orientasi proses internal, orientasi pembelajaran, orientasi bakat, orientasi pelanggan, orientasi harta kekayaan dan orientasi lingkungan.
The Influence of Inflation, Exchange Rates, World Oil Prices and World Gold Prices on the Indonesian Sharia Stock Index Fauzan Fahmi Hasibuan; Andri Soemitra; Rahmat Daim Harahap
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 4 No. 1 (2023): Januari
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v4i1.1068

Abstract

This study aims to examine inflation, exchange rates, world oil prices and world gold prices against the Indonesian Sharia Stock Index for the 2017-2021 period. The method used in this study is the historical method which is distributive causal in nature, meaning that research is conducted to analyze a past situation and indicate the direction of the relationship between variables. The data collection technique used is documentation taken through online data files from the internet. The data used in this study is secondary data in which the data is obtained indirectly from statistical data and published data. Data analysis used multiple linear regression analysis. The results of the study show that the variables Inflation, Exchange Rates, World Oil Prices, World Gold Prices simultaneously have an influence on the Indonesian Sharia Stock Index. It can be seen that the calculated F value (97.929) > F table (2.54) and a significance value of 0.000 <0.05. So it can be concluded that Inflation, Exchange Rates, World Oil Prices and World Gold Prices simultaneously (together) have a significant effect on the Indonesian Sharia Stock Index. In addition, from the results of the determination test, the calculated R2 coefficient (determination coefficient) is 0.855 (85.5%).
Pemimpin dan Kepemimpinan Prinsip Islam (Syariah) Dalam Konteks Merger 3 Bank Syariah Besar menjadi Bank Syariah Indonesia Herry Syahbanuddin; Andri Soemitra; Zuhrinal M Nawawi
Mumtaz: Jurnal Ekonomi dan Bisnis Islam Vol. 2 No. 1 (2023): Januari 2023
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55537/mumtaz.v2i1.588

Abstract

Dalam konteks kepemimpinan sebuah kaidah hukum Islam yang menyatakan bahwa setiap keputusan pemimpin harus didasarkan pada kemaslahatan rakyatnya dimana hasil keputusan pemimpin yang menyangkut kepentingan publik harus didasarkan pada kemaslahatan. Sejalan dengan yang dialami oleh tiga bank syariah besar milik pemerintah dilakukannya merger dan akuisisi yang tidak hanya sebatas upaya dan komitmen dalam pengembangan ekonomi syariah. Namun juga menjadi pilar baru kekuatan ekonomi nasional, mendorong Indonesia sebagai pusat ekonomi dan keuangan syariah global, maka dilakukannya penelitian ini untuk mengetahui bagaimana kepemimpinannya melakukan perubahan dalam pelaksanaan merger dan akuisisi bank syariah. Penelitian ini menggunakan metode kualitatif, yaitu dengan telaah literatur dari beberapa penelitian yang sudah ada dan dengan pendekatan fenomenologi. Pengumpulan data menggunakan metode data sekunder yang diperoleh dari artikel jurnal, artikel prosiding, buku, dan internet. Kemudian menganalisis penggabungan ketiga bank syariah milik pemerintah ini   untuk membentuk bank umum syariah nasional yang terbesar dan tentunya dengan modal yang kuat apakah sejalan dengan kepemimpinan yang kuat sejalan dengan perubahan tersebut.
Co-Authors Abd Latip Abdillah Aswari Abdullah, Ikhsan adlina Hasan Afifah Rahmadani Afrizal Afrizal Agiet Mutiara Rengganis Agna Sabrina Ahmad Muhajir Ainun Mardhiah Alfi Amelia Alvi Natzmi Alya Rahma Siregar Amalia, Alfi Amin Akbar Amin Al Jawi Ammy, Baihaqi Anggi Pratiwi Sitorus Anggia Nurulita Anhar Ziqhri Aninda Mahfadillah Aqwa Naser Daulay Arnadila Dwi Syahputri Arnida Wahyuni Lubis Asmaul Husna Asmaul Husna Asmuni Asmuni Asmuni Atika Atika Azhari Akmal Tarigan Bambang Lesmono Berlian Puspita Ningrum Burhanuddin Cindi Husna Pratiwi Cut Nurul A’la Dandi Ibnu Sutowo Dini Rahmayani Dwi Kresna Riyadi Elma Fadilah Fahrul Azhar Kesogihin Faisal Umardani Hasibuan Fathur Rahman Fauzan Fahmi Hasibuan Feby Sahira Fenni Windi Yati Fira Nafisah Fitri Fitri Hayati Gultom, Selfi Afriani Handana Sembiring Harahap, Muhammad Ikhsan Herry Syahbanuddin Imsar Imsar Irvan Murizal Iskandar Muda Ismail Ismail Ismail Ismail Isnaini Harahap Julfan Saputra Julfan Saputra Juliana Nasution Juliana Sari Harahap Julita, Julita Kamaruddin Kamaruddin Khairani Andini Daulay Laila Tiffany Hasibuan Lailan Safina Hasibuan M. Ikhsan Harahap M. Indra Mulia Nasution M. Satrya Mutthaqin M.Indra Mulia Nasution Maisyarah Salsabilaa Maulana M Hamzah Maya Dian Eka Sari Mhd Zulkifli Hasibuan Misrah Misrah Muhammad Arfan Harahap Muhammad Habrul Aji Muhammad Raihan Kamil Mustapa  Khamal  Rokan Nia Safitri Br Tarigan Nina Amanda Nindya Azzahra Nisa Aulia Nur Ahmadi Bi Rahmani Nur Amadi Bi Rahmani Nur Jannah Al Baiti Nurbaiti Nurbaiti Nurdiana Nurdiana Nuri Aslami Nurul Izzah Oktavera Rizki Putri Afdillah Rafi Husin Harahap Rahmad Bahagia Rahmad Cahyadi Rahmat Daim Harahap Ridha Alhamdi Rifki Ismail Rifki Ismal Rifki Rifki Ismal Ririn Khairiyah Rohaya Rudy Rifalgi Sabarudin Chaniago Sanusi Gazali Pane Sartika Sartika Sheerina Said Mazruk Silvia Handayani Siregar Siti Aisyah Siti Hamizah Harahap Siti Mutiah Ulfha Siti Nurhalizah Lubis Sri Sudiarti Sugianto Sugianto Syachrul Wahyudi Syuhada Fela Yudha T. Wulan Arianti Tentiyo Suharto Tiara Ermelia Tuti Anggraini Vania Auziva Wahyu Syarvina Yaumul Khair Afif YUDI SISWADI Yusrizal Yusrizal Yusrizal Zainur Zainur Zuhrinal M. Nawawi