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PERLINDUNGAN HUKUM BAGI KONSUMEN ATAS INVESTASI ILEGAL PADA PERUSAHAAN YANG TIDAK MEMILIKI IZIN Mohd Muzakki Adli; Iwan Erar Joesoef
JUSTITIA : Jurnal Ilmu Hukum dan Humaniora Vol 8, No 4 (2021): JUSTITIA : Jurnal Ilmu Hukum dan Humaniora
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/justitia.v8i4.687-697

Abstract

Penelitian ini bertujuan untuk mengetahui penyelesaian bagi perusahaan investasi yang tidak memiliki izin dan perlindungan hukum bagi konsumen yang menjadi korban investasi ilegal pada perusahaan investasi yang tidak memiliki izin. Penelitian ini menggunakan jenis penelitian yuridis-normatif dengan pendekatan peraturan perundang-undangan (statute approach) dan pendekatan konseptual (konseptual approach). Pengumpulan data dari bahan sekunder dilakukan dengan metode studi kepustakaan (library research) dan dianalisa menggunakan metode kualitatif. Hasil Penelitian ini adalah penyelesaian bagi perusahaan investasi tentang tata cara mendapatkan perizinan yang sesuai dengan peraturan perundang-undangan seperti halnya UU Administrasi Pemerintahan, UU Wajib Daftar Perusahaan dan peraturan perundang-undangan lainnya, yang mana mengatur tentang perizinan tersebut. Dengan adanya online system submission membuat perizinan lebih terintegrasi terhadap seluruh layanan perizinan berusaha. Kemudian bentuk perlindungan hukum bagi konsumen atas investasi ilegal dapat dilakukan dengan pengaduan kepada BKPN dan melaporkan ke SWI yang dibentuk oleh OJK, konsumen tersebut juga mempunyai hak untuk mengajukan gugatan secara perdata kepada perusahaan investasi tersebut dan apabila ditemukan suatu pelanggaran tindak pidana maka dapat diberlakukan sesuai dengan peraturan perundang-undangan yang berlaku.
The Principle of Justice in the Minimum Capital Policy for Foreign Direct Investment (A Study of Fraudulent Foreign Direct Investment Companies in Bali) Khairunnisa Wiladi Putri; Iwan Erar Joesoef
Law Development Journal Vol 7, No 4 (2025): December 2025
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ldj.7.4.660-674

Abstract

Foreign Direct Investment (FDI) holds a strategic role in the Indonesian economy, particularly in fostering industrial development and creating employment opportunities. However, the minimum capital policy stipulated in Regulation No. 4 of 2021 of the Indonesian Investment Coordinating Board (BKPM) poses significant challenges for its implementation. This study aims to analyze the effectiveness of the policy, focusing on the case of fraudulent foreign direct investment companies in Bali, and to compare Indonesia’s minimum capital policy for foreign direct investment with similar policies in Vietnam. Using a normative legal approach with statutory, comparative, and case study methods, this study found that the uniform minimum capital requirement actually constrains investment potential in certain sectors, such as tourism, which should require more flexible capital provisions. Another finding indicates that weak supervision and law enforcement create loopholes for administrative manipulation, such as fictitious capital deposits and the use of nominees, ultimately undermining the integrity of the investment system and creating injustice for law-abiding business actors. Based on this analysis, this study recommends adjusting the minimum capital policy to be more responsive to each sector's characteristics, strengthening transparency in supervision, and implementing stricter law enforcement to prevent abuses that harm the national economy. The results of this study are expected to contribute to improving Indonesia’s investment policy, creating a fairer investment climate, and supporting sustainable and inclusive economic development.
The Principle of Non Discrimination Against the Unilateral Determination of Payment Method Provisions in Non Cash Buying and Selling Transactions Alizcia Dora Parhusip; Iwan Erar Joesoef
PALAR (Pakuan Law review) Vol 12, No 1 (2026): Volume 11, Number 1 January-March 2026
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/palar.v12i1.12946

Abstract

References A. Laws and Regulations Regulation of Members of the Board of Governors Number 3 of 2025 concerning the Third Amendment to Regulation of Members of the Board of Governors Number 21/18/PADG/2019 concerning the Implementation of National Standards Quick Response Code for Payments Bank Indonesia Regulation No. 17/3/PBI/2015 of 2015 concerning the Obligation to Use Rupiah in the Territory of the Unitary State of the Republic of Indonesia Constitution of the Republic of Indonesia in 1945. Law Number 7 of 2011 concerning Currency Law Number 8 of 1999 concerning Consumer Protection B. Books Ali, Zainuddin. Legal Research Methods. Jakarta: Sinar Grafika, 2022. Barkatullah, Abdul Halim. Consumer rights. Nusamedia, 2020. Joesoef, Iwan Erar, Sp N. SH, and M. Kn. Legal Theory: Dogma-Theory-Philosophy. Image Aditya Bakti, 2021. Christian, Celina Tri Siwi. Consumer protection law. Sinar Grafika, 2022. Sihombing, Agustinus. Consumer Protection Law. CV. Azka Pustaka, 2023. Sriekaningsih, Ana. QRIS and the New Era of Payment Transactions 4.0. Andi Publishers, 2020. C. Scientific Journals/Articles Alifia, Nadhifa, Erwin Permana, and Harnovinsah Harnovinsah. "Analysis of the use of QRIS on increasing MSME income." Journal of Economic Education Research 9, no. 1 (2024): 102-115. Armis, Rizkan. "Rejection of Coins by Traders in Banda Aceh City, Lueng Bata District (Study: In a Normative Review)." Journal of Justice: Journal of Law, Legislation and Social Institutions (2025): 1-15. Bhuiyan, Mohammad Rakibul Islam, Most Sadia Akter, and Saiful Islam. "How does digital payment transform society as a cashless society? An empirical study in the developing economy." Journal of Science and Technology Policy Management 16, no. 4 (2025): 756-774. Farhan, Ahmad, and Aishwari Wardani Shifa. "The use of QRIS payment methods in every MSME in the digital era." Journal of Community Service of the Archipelago 4, no. 2 (2023): 1198-1206. Fathurrahman, Raihan, Suyadi Suyadi, and Ulil Afwa. "Legal Protection of Consumers with Disabilities as Users of Air Transportation Services in the Event of Discrimination by Etihad Airways Based on Law Number 8 of 1999 concerning Consumer Protection (Case Study of Decision Number 846/Pdt.G/2016/PN Jkt.Sel)." Soedirman Law Review 4, no. 2 (2022). Febrinda, Rizky Ramadini, and Rahayu Ningsih. "Readiness for the digitalization of the non-cash payment system in the people's market." Journal of Economics and Public Policy 13, no. 2 (2023): 87-100. Kurniawti, Eris Tri, Idah Zuhroh, and Nazaruddin Malik. "Literacy and education on non-cash payments through the QR Code Indonesian Standard (QRIS) application for millennials." Economic Innovation Case Study 5, no. 01 (2021). Maharani, Alfina, and Adnand Darya Dzikra. "The Function of Consumer Protection and the Role of Consumer Protection Institutions in Indonesia: Protection, Consumers and Business Actors (Literature review)." Journal of Information Systems Management Economics 2, no. 6 (2021): 659-666. Maulidah, Alfi Rizka, Rini Puji Astuti, Khaerun Nisa, Wisnu Erlangga, and Endah Hambarwati. "Development of digital payment systems: In the era of the industrial revolution 4.0 in Indonesia." Journal of Digital Economics and Business 1, no. 4 (2024): 798-803. Mendrofa, Otniel Ogamota. "Restrictions on Religious Freedom Based on Theories of Justice and Human Rights." Milthree Law Journal 1, no. 1 (2024): 30-61. Mohd Thas Thaker, Hassanudin, Niviethan Rao Subramaniam, Abdul Qoyum, and Hafezali Iqbal Hussain. "Cashless society, e‐wallets and continuous adoption." International Journal of Finance & Economics 28, no. 3 (2023): 3349-3369. Mubarak, Dzakisyah Alyus. "Review of the Implementation of the Digital Payment Application System in the Implementation of Cashless Payments during the COVID-19 Pandemic." PhD diss., State Financial Polytechnic STAN, 2022. Mutiara, Tasya Delvita, and Lilawati Ginting. "The Unfulfillment of Consumer Rights in the Consumer Protection Law." Humantech: Indonesian Multidisciplinary Scientific Journal 2, no. 3 (2023): 598-604. Nazar, Mohammad Rafki, Utari Arifah, Serena Maharani Fitri, Syifa'Aulia Santika Putri, and Muhammad Pradiptya Ramadianto. "Analysis of Factors Influencing the Interest in the Use of Electronic Money and the Emergence of a Cashless Society in Indonesia." Scientific Journal of Educational Vehicles 9, no. 7 (2023): 287-295. Nurullia, Syafira. "Initiating the Regulation and Implementation of Central Bank Digital Currency in Indonesia: Framed ius Constituendum." Journal of Judicial Review 23, no. 2 (2021): 275-290. Rakhmawati, Aida, and Sasiska Rani. "Price discrimination based on gender: Products in Indonesia." Journal of Accounting Research Tridinanti (Jurnal Ratri) 4, no. 1 (2022): 01-12. daughter, Wirda, Andri Soemitra, and Nur Ahmadi Bi Rahmani. "The Influence of the Technolgy Acceptance Model on Student Interest in Using the Quick Response Code Indonesian Standard (QRIS) as a Cashless Society." MES Management Journal 2, no. 1 (2023): 116-126. Setyawati, Desy Ary, Dahlan Ali, and M. Nur Rasyid. "Protection for consumer rights and the responsibilities of business actors in electronic transaction agreements." Shia Kuala Law Journal 1, no. 3 (2017): 46-64. Sihaloho, Josef Evan, Atifah Ramadani, and Suci Rahmayanti. "Implementation of the Indonesian Standard Quick Response Payment System for the Development of MSMEs in Medan." Journal of Business Management 17, no. 2 (2020): 287-297. Susantri, Yulia. "Protection of Consumer Rights in a Human Rights Perspective." Constitution: Journal of State and Political Law Research 1, no. 1 (2022): 44-58. Yustisha, Ammi. "Gender-based price discrimination (Pink tax): Violations of the Consumer Protection Act." UNES Law Review 5, no. 4 (2023): 3940-3948. D. Undergraduate Thesis Adetia, Sekar Nurlaeli. "Comparative Analysis of the Success of MSMEs in Purbalingga Before and After Using the Quick Response Indonesian Standard (QRIS)." STATE ISLAMIC UNIVERSITY PROF. KH SAIFUDDIN ZUHRI. https://repository. Uinsaizu. ac. id/22379/1/Sekar Nurlaeli Adetia_Analisis Comparison of the Success of MSMEs in Purbalingga Before and After Using Quick Response Indonesian Standard% 28QRIS 29 (2023). Manaram, Karel. "Juridical Study of Refusal of Cash Payment in Buying and Selling Transactions." PhD diss., NATIONAL UNIVERSITY, 2025. E. Website News Administrator. "QRIS Transactions Soar 226.54%, Digital Payment Revolution in Indonesia." Indonesia.go.id, July 29, 2024. https://indonesia.go.id/kategori/editorial/8434/transaksi-qris-melonjak-226-54-revolusi-pembayaran-digital-di-indonesia. Retrieved on 21 May 2025 Sveriges Riksbank. Payments Report 2025. Stockholm: Sveriges Riksbank, 2025.“ The Swedish Payments Market Is Almost Entirely Digital.” https://www.riksbank.se/en-gb/payments--cash/payments-in-sweden/payments-report-2025/trends-on-the-payments-market/the-swedish-payments-market-is-almost-entirely-digital/. Diakses 24 November 2025. Tempo.co. "The History of QRIS in Indonesia to Be Used in ASEAN Countries." April 11, 2023. https://www.tempo.co/ekonomi/sejarah-qris-di-indonesia-hingga-bisa-digunakan-di-negara-asean-199154. Retrieved on 21 May 2025 Tempo.co. "Bank Indonesia Reprimands Traders Who Refuse Cash Payments: Violating the Law." October 18, 2024. https://www.tempo.co/ekonomi/bank-indonesia-tegur-pedagang-yang-menolak-pembayaran-tunai-melanggar-undang-undang-411838. Retrieved on 21 May 2025
Government Responsibility Post Covid-19 Pandemic with The Increase of Social Problems in Society Suherman SH; Wicipto Setiadi; Iwan Erar Joesoef
Jurnal Penelitian Hukum De Jure Vol 22 No 2 (2022): Edisi Juni
Publisher : Law Policy Strategy Agency, Ministry of Law of The Republic of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30641/dejure.2022.V22.205-218

Abstract

The post-covid-19 pandemic in Indonesia has had a major social impact on society in the form of unemployment and divorce. The problem is whether the government can be held accountable for its policies in the context of overcoming the COVID-19 pandemic which has caused many social impacts on the society. The is study aimed to determine the government's responsibility for increasing social community such as increasing layoffs (PHK) and divorce in the society during the pandemic. The research methodology applied empirical methods. The results were based on the theory of government action, which is an action taken by state administrators in carrying out government duties that cause disputes between the people and the government. In Indonesia, the responsibilities of the government have not been regulated, and in practice, the society is still neglected. Society has surrendered to the consequences of the PPKM policy during the COVID-19 pandemic. Even if there are people who will file a civil lawsuit against the government. This lawsuit against government officials in the civil sector in Indonesia is based on the unlawful acts of the government as regulated in Article 1365 of the Civil Code.  The responsibilities of the Government other than in the field of civil law is in the field of state administrative law.
Co-Authors Abdul Haris Nafis Abrielmovich, Biyandra Timothee Aditama Candra Kusuma Agustanti, Rosalia Dika Alizcia Dora Parhusip Amanda Aurelia Angel Evelin Saragih Sitio Angel Evelyn Ariel Lois Arifin, Azzahra Arjuna, Muhammad Gaung Syah Army Setyo Wibowo Arumdhani, Nathaniela Putri Aslihatin Zuliana Atik Winanti Azura, Dinda Maurizka Brian Mochamad F. Denaya Annisa Diani Sadia Wati Dinda Maurizka Azura Dinda Maurizka Azura Ekko Harjanto Eriz Syawaldi Sitompul Faisal Fachri Faisal Fachri FANDY GULTOM Fauzan Alsadilla Hermawan Furqon, Abdil Azizul Haryanto, Imam Hendra Parulian Heru Sugiyono Ilham Mahendra, Renaldy Indri Syahfitri Irwan Triadi Iswanti Rachmanisa Jingga Ardeanti Putri Joseph, Michael Geovani Khairunnisa Wiladi Putri Kusumadewi, Dimitria Pawestri Ligina Tesalonika Lutfi, Khoirur Rizal Marina Ery Setyawati Marina Ery Setyawati Medisita Nurfauziah Istiqmalia Mikie Aditya Wicaksana Mohammad Rizky Siregar Mohd Muzakki Adli Muhammad Aby Rafdi Al Juhdi Muhammad Hafizh Izzulhaq Muhammad Helmi Fahrozi Muhammad Imaduddin Zikky Muhammad Rausyan Fikry Muthia Sakti Nugroho, Satrio Septian Okhtiara, Farizka Padmo, Aditya Pardomuan, Jaury Douglas Parulian Panjaitan, Mardongan Ramadhani, Dwi Aryanti Redhina Elfahra Ricki Rahmad Aulia Nasution Rifky Anugrah Adha Rivan Dwiputra Malem Riyanto, Rajwa Khaicirinu Rofi Ayyasy Satino Satria Aldyan Firmanda Sekar Ayuning Pramewari Suherman Suherman SH Suherman Suherman Suherman Suherman Surya Husada, Vikram Tasya Darosyifa Tri Adji Prasetya Wibowo Vedita Akbar Vikram Surya Husada Wahyu Widiyaningrum Wati, Diani Sadia Yuliana Yuli Wahyuningsih